How to Invest in Kotak Gilt Investment PF & Trust Direct Growth?

You can easily invest in Kotak Gilt Investment PF & Trust Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Kotak Gilt Investment PF & Trust Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Kotak Gilt Investment PF & Trust Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Kotak Gilt Investment PF & Trust Direct Growth provide?

The Kotak Gilt Investment PF & Trust Direct Growth has been there from 21 Jan 2013 and the average annual returns provided by this fund is 7.96% since its inception.

How much expense ratio is charged by Kotak Gilt Investment PF & Trust Direct Growth?

The term Expense Ratio used for Kotak Gilt Investment PF & Trust Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Kotak Gilt Investment PF & Trust Direct Growth is 0.40% as of 08 Jul 2025...

What is the AUM of Kotak Gilt Investment PF & Trust Direct Growth?

The AUM, short for Assets Under Management of Kotak Gilt Investment PF & Trust Direct Growth is ₹3,809.82Cr as of 08 Jul 2025.

How to Redeem Kotak Gilt Investment PF & Trust Direct Growth?

If you want to sell your Kotak Gilt Investment PF & Trust Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of Kotak Gilt Investment PF & Trust Direct Growth?

You can select either SIP or Lumpsum investment of Kotak Gilt Investment PF & Trust Direct Growth based on your investment objective and risk tolerance.

What is the NAV of Kotak Gilt Investment PF & Trust Direct Growth?

The NAV of Kotak Gilt Investment PF & Trust Direct Growth is ₹111.74 as of 07 Jul 2025.

What is the PE and PB ratio of Kotak Gilt Investment PF & Trust Direct Growth?

The PE ratio ratio of Kotak Gilt Investment PF & Trust Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

Kotak Gilt Investment PF & Trust Direct Growth - NAV, Mutual Fund Performance & Portfolio

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Kotak Gilt Investment PF & Trust Direct Growth
Debt
Gilt
Moderate Risk
8.65%
3Y annualised
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
  NAV: 07 Jul 2025₹111.74
Min. SIP amountNot Supported
Rating2
Fund size₹3,809.82Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Holdings (39)NameSectorInstrumentAssets
GOI
SovereignGOI Sec42.16%
GOI
SovereignGOI Sec26.42%
GOI
SovereignGOI Sec11.77%
GOI
SovereignGOI Sec6.52%
GOI
SovereignGOI Sec1.54%
GOI
SovereignGOI Sec0.55%
GOI
SovereignGOI Sec0.45%
GOI
SovereignGOI Sec0.44%
GOI
SovereignGOI Sec0.43%
GOI
SovereignGOI Sec0.41%
GOI
SovereignGOI Sec0.38%
GOI
SovereignGOI Sec0.32%
GOI
SovereignGOI Sec0.31%
Maharashtra State
OthersSDL0.30%
GOI
SovereignGOI Sec0.30%
GOI
SovereignGOI Sec0.28%
GOI
SovereignGOI Sec0.24%
GOI
SovereignGOI Sec0.23%
Tamilnadu State
OthersSDL0.19%
GOI
SovereignGOI Sec0.18%
GOI
SovereignGOI Sec0.17%
GOI
SovereignGOI Sec0.16%
GOI
SovereignGOI Sec0.15%
Maharashtra State
OthersSDL0.14%
Tamilnadu State
OthersSDL0.14%
Tamilnadu State
OthersSDL0.13%
Tamilnadu State
OthersSDL0.09%
Tamilnadu State
OthersSDL0.08%
GOI
SovereignGOI Sec0.08%
Uttar Pradesh State
OthersSDL0.07%
Andhra Pradesh State
FinancialSDL0.07%
GOI
SovereignGOI Sec0.06%
Maharashtra State
OthersSDL0.06%
GOI
SovereignCGL0.05%
Uttar Pradesh State
OthersSDL0.05%
Tamilnadu State
OthersSDL0.04%
Karnataka State
OthersSDL0.03%
Gujarat State
ConstructionSDL0.01%
GOI
SovereignGOI Sec0.00%
See All
Minimum investment amountsMin. for 1st investmentNot Supported
Min. for 2nd investment onwardsNot Supported
Min. for SIPNot Supported
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Gilt
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.0%8.7%6.4%8.3%
Category average8.7%7.8%5.4%NA
Rank with in category2057NA
Understand terms
Peer ComparisonDebt, Gilt fundsRating1Y3YFund Size(Cr)
ICICI Prudential Gilt Fund Direct Plan Growth
5
10.1%9.4%7,347.01
Baroda BNP Paribas Gilt Fund Direct Growth
5
10.6%8.9%1,761.96
SBI Magnum Gilt Fund Direct Growth
4
8.7%8.7%12,572.71
HDFC Gilt Fund Direct Growth
4
9.4%8.3%3,046.69
Franklin India Government Securities Fund Direct Growth
4
8.6%6.9%155.86
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting  your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Past expense ratio & exit load
Expense ratio
Exit load
31 May 2018 - Present
0.40%
31 Dec 2017 - 31 May 2018
1.40%
30 Nov 2017 - 31 Dec 2017
1.40%
31 Oct 2017 - 30 Nov 2017
1.40%
Expense ratio, exit load and taxExpense ratio: 0.40%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationReturns are taxed as per your Income Tax slab.
Understand terms
Check past data
Fund managementAbhishek Bisen
Jan 2013 - Present
View details
Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes
Kotak Bond Fund Direct Growth
Kotak Bond Short Term Fund Direct Growth
Kotak Dynamic Bond Fund Direct Growth
Kotak Gilt Investment PF & Trust Direct Growth
Kotak Multi Asset Allocator FoF Dynamic Direct Growth
Kotak Gold Fund Direct Growth
Kotak Equity Savings Fund Direct Growth
Kotak Aggressive Hybrid Fund Direct Growth
Kotak Capital Protection Oriented Scheme Series 4 Direct Growth
Kotak Balanced Advantage Fund Direct Growth
Kotak Nasdaq 100 FOF Direct Growth
Kotak Nifty 50 Index Fund Direct Growth
Kotak Multicap Fund Direct Growth
Kotak Manufacture in India Fund Direct Growth
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund Direct Growth
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund Direct Growth
Kotak Business Cycle Fund Direct Growth
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund Direct Growth
Kotak Income Plus Arbitrage FOF Direct Growth
Kotak Nifty SDL Jul 2026 Index Fund Direct Growth
Kotak Banking & Financial Services Fund Direct Growth
Kotak Nifty SDL Jul 2033 Index Fund Direct Growth
Kotak Silver ETF FoF Direct Growth
Kotak Nifty SDL Jul 2028 Index Fund Direct Growth
Kotak Nifty Smallcap 50 Index Fund Direct Growth
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth
Kotak Quant Fund Direct Growth
Kotak Nifty Financial Services Ex Bank Index Fund Direct Growth
Kotak BSE Housing Index Fund Direct Growth
Kotak Multi Asset Allocation Fund Direct Growth
Kotak Consumption Fund Direct Growth
Kotak Healthcare Fund Direct Growth
Kotak Technology Fund Direct Growth
Kotak Long Duration Fund Direct Growth
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth
Kotak Special Opportunities Fund Direct Growth
Kotak BSE PSU Index Fund Direct Growth
Kotak Nifty Midcap 50 Index Fund Direct Growth
Kotak CRISIL IBX AAA Financial Services Index Sep 2027 Fund Direct Growth
Kotak Nifty India Tourism Index Fund Direct Growth
Kotak MNC Fund Direct Growth
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth
Kotak Transportation & Logistics Fund Direct Growth
Kotak Nifty 100 Equal Weight Index Fund Direct Growth
Kotak Nifty 50 Equal Weight Index Fund Direct Growth
Kotak Nifty Smallcap 250 Index Fund Direct Growth
Kotak BSE Sensex Index Fund Direct Growth
Kotak CRISIL IBX AAA Bond Financial Services Index Dec 2026 Fund Direct Growth
Kotak Nifty Commodities Index Fund Direct Growth
Kotak Nifty Midcap 150 Index Fund Direct Growth
Kotak Energy Opportunities Fund Direct Growth
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth
Kotak Nifty 200 Quality 30 Index Fund Direct Growth
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth
Fund house & investment objective
Kotak Mahindra Mutual Fund
Rank (total assets)#5 in India
Total AUM₹5,09,929.63Cr
Date of Incorporation05 Aug 1994
    Kotak Gilt Investment PF & Trust Direct Growth is a Debt Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund.     This scheme was made available to investors on 05 Aug 1994.     Abhishek Bisen is the Current Fund Manager of Kotak Gilt Investment PF & Trust Direct Growth fund.     The fund currently has an Asset Under Management(AUM) of ₹5,09,930 Cr and     the Latest NAV as of 07 Jul 2025 is ₹111.74.  

    The Kotak Gilt Investment PF & Trust Direct Growth is rated Moderate risk.     Minimum SIP Investment is set to ₹100.          
  ;
Investment ObjectiveThe scheme seeks to generate risk-free returns through investments in sovereign securities. The savings plan (D) will provide regular dividend payouts. A portion of the fund will be invested in inter bank money market in order to meet the liquidity requirement. 
 
;
Fund benchmarkNIFTY All Duration G-Sec Index
Scheme Information Document(SID)
Fund house contact details
Address
The Capital Building,  Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Email
[email protected]
Website
www.camsonline.com
Compare funds
Kotak Gilt Investment PF & Trust Direct Growth
VS
Add mutual fund to compare

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	42.16%
GOI	Sovereign	GOI Sec	26.42%
GOI	Sovereign	GOI Sec	11.77%
GOI	Sovereign	GOI Sec	6.52%
GOI	Sovereign	GOI Sec	1.54%
GOI	Sovereign	GOI Sec	0.55%
GOI	Sovereign	GOI Sec	0.45%
GOI	Sovereign	GOI Sec	0.44%
GOI	Sovereign	GOI Sec	0.43%
GOI	Sovereign	GOI Sec	0.41%
GOI	Sovereign	GOI Sec	0.38%
GOI	Sovereign	GOI Sec	0.32%
GOI	Sovereign	GOI Sec	0.31%
Maharashtra State	Others	SDL	0.30%
GOI	Sovereign	GOI Sec	0.30%
GOI	Sovereign	GOI Sec	0.28%
GOI	Sovereign	GOI Sec	0.24%
GOI	Sovereign	GOI Sec	0.23%
Tamilnadu State	Others	SDL	0.19%
GOI	Sovereign	GOI Sec	0.18%
GOI	Sovereign	GOI Sec	0.17%
GOI	Sovereign	GOI Sec	0.16%
GOI	Sovereign	GOI Sec	0.15%
Maharashtra State	Others	SDL	0.14%
Tamilnadu State	Others	SDL	0.14%
Tamilnadu State	Others	SDL	0.13%
Tamilnadu State	Others	SDL	0.09%
Tamilnadu State	Others	SDL	0.08%
GOI	Sovereign	GOI Sec	0.08%
Uttar Pradesh State	Others	SDL	0.07%
Andhra Pradesh State	Financial	SDL	0.07%
GOI	Sovereign	GOI Sec	0.06%
Maharashtra State	Others	SDL	0.06%
GOI	Sovereign	CGL	0.05%
Uttar Pradesh State	Others	SDL	0.05%
Tamilnadu State	Others	SDL	0.04%
Karnataka State	Others	SDL	0.03%
Gujarat State	Construction	SDL	0.01%
GOI	Sovereign	GOI Sec	0.00%

	1Y	3Y	5Y	All
Fund returns	8.0%	8.7%	6.4%	8.3%
Category average	8.7%	7.8%	5.4%	NA
Rank with in category	20	5	7	NA

Debt, Gilt funds	Rating	1Y	3Y	Fund Size(Cr)
ICICI Prudential Gilt Fund Direct Plan Growth	5	10.1%	9.4%	7,347.01
Baroda BNP Paribas Gilt Fund Direct Growth	5	10.6%	8.9%	1,761.96
SBI Magnum Gilt Fund Direct Growth	4	8.7%	8.7%	12,572.71
HDFC Gilt Fund Direct Growth	4	9.4%	8.3%	3,046.69
Franklin India Government Securities Fund Direct Growth	4	8.6%	6.9%	155.86