DSP Dynamic Asset Allocation Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Moderate Risk
10.95%
3Y annualised
-0.33% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 24 Jan 2025₹29.60
Min. SIP amount₹100
Rating2
Fund size₹3,178.88Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns12.8%10.9%11.1%10.4%
Category average9.2%10.6%11.4%NA
Rank with in category121918NA
Understand terms

Peer Comparison

Holdings (205)

NameSectorInstrumentAssets
FinancialEquity6.20%
ServicesEquity3.47%
FinancialEquity3.44%
GOI
SovereignGOI Sec3.42%
EnergyEquity2.44%
EnergyEquity2.04%
FinancialEquity1.95%
SovereignGOI Sec1.94%
TechnologyEquity1.79%
ConstructionEquity1.68%
FinancialNCD1.68%
Bajaj Finance Ltd.
FinancialBonds/NCD1.67%
SovereignGOI Sec1.62%
SovereignGOI Sec1.60%
TechnologyEquity1.54%
Capital GoodsEquity1.47%
FinancialEquity1.39%
EnergyEquity1.38%
Consumer StaplesEquity1.30%
AutomobileEquity1.28%
FinancialEquity1.22%
Reserve Bank of India
FinancialT-Bills1.19%
GOI
SovereignGOI Sec1.12%
FinancialBonds1.12%
EnergyEquity1.04%
HealthcareEquity1.04%
FinancialEquity1.03%
FinancialEquity1.01%
Metals & MiningEquity1.00%
ConstructionEquity1.00%
Capital GoodsEquity1.00%
India Universal Trust AL1
OthersSecuritised Debt1.00%
HealthcareEquity0.99%
AutomobileEquity0.96%
InsuranceEquity0.91%
Bajaj Finance Ltd.
FinancialDebenture0.85%
FinancialNCD0.84%
FinancialBonds/NCD0.83%
FinancialDebenture0.83%
Consumer StaplesEquity0.83%
National Bank For Financing Infrastructure And Development
FinancialDebenture0.83%
FinancialDebenture0.82%
Consumer StaplesEquity0.82%
FinancialEquity0.82%
FinancialEquity0.81%
LIC Housing Finance Ltd.
FinancialFRB0.81%
SovereignGOI Sec0.81%
FinancialBonds0.81%
Muthoot Finance Ltd.
FinancialDebenture0.81%
Bharti Telecom Ltd.
CommunicationDebenture0.80%
Cholamandalam Investment and Finance Company Ltd.
FinancialDebenture0.80%
Titan Company Ltd.
Consumer DiscretionaryNCD0.80%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.79%
EnergyEquity0.78%
Reserve Bank of India
FinancialT-Bills0.78%
FinancialEquity0.77%
Reserve Bank of India
FinancialT-Bills0.77%
Consumer StaplesEquity0.74%
CommunicationEquity0.74%
ConstructionEquity0.72%
AutomobileEquity0.71%
FinancialEquity0.71%
EnergyEquity0.70%
Metals & MiningEquity0.69%
FinancialEquity0.68%
Consumer StaplesEquity0.63%
CommunicationEquity0.63%
Consumer StaplesEquity0.63%
ConstructionEquity0.60%
InsuranceEquity0.60%
FinancialEquity0.58%
ConstructionEquity0.58%
FinancialEquity0.56%
ChemicalsEquity0.56%
Metals & MiningEquity0.54%
Capital GoodsEquity0.52%
ConstructionEquity0.50%
ChemicalsEquity0.48%
ConstructionEquity0.42%
Consumer DiscretionaryEquity0.36%
EnergyEquity0.35%
ServicesEquity0.33%
Consumer DiscretionaryEquity0.33%
ServicesEquity0.33%
EnergyEquity0.31%
Reserve Bank of India
FinancialT-Bills0.30%
Consumer DiscretionaryEquity0.24%
AutomobileEquity0.23%
ChemicalsEquity0.22%
ServicesEquity0.21%
Consumer StaplesEquity0.20%
Capital GoodsEquity0.20%
ChemicalsEquity0.19%
Capital GoodsEquity0.18%
Metals & MiningEquity0.17%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.16%
Metals & MiningEquity0.16%
ServicesEquity0.15%
HealthcareEquity0.14%
FinancialEquity0.14%
Metals & MiningEquity0.14%
AutomobileEquity0.12%
HealthcareEquity0.12%
HealthcareEquity0.12%
InsuranceEquity0.12%
ChemicalsEquity0.11%
EnergyEquity0.11%
Metals & MiningEquity0.09%
HealthcareEquity0.08%
HealthcareEquity0.07%
FinancialEquity0.07%
CommunicationEquity0.07%
ChemicalsEquity0.05%
Metals & MiningEquity0.05%
HealthcareEquity0.03%
ChemicalsEquity0.02%
Capital GoodsEquity0.02%
ChemicalsEquity0.02%
HealthcareEquity0.02%
HealthcareEquity0.01%
ChemicalsEquity0.01%
AutomobileEquity0.01%
FinancialEquity0.01%
TechnologyEquity0.01%
Capital GoodsEquity0.00%
Consumer StaplesEquity0.00%
Capital GoodsEquity0.00%
TechnologyEquity0.00%
CommunicationEquity0.00%
ServicesEquity0.00%
Container Corporation Of India Ltd.
ServicesFutures-0.00%
Tata Communications Ltd.
CommunicationFutures-0.00%
Wipro Ltd.
TechnologyFutures-0.00%
Polycab India Ltd.
Capital GoodsFutures-0.00%
Britannia Industries Ltd.
Consumer StaplesFutures-0.00%
Bharat Heavy Electricals Ltd.
Capital GoodsFutures-0.00%
Apollo Hospitals Enterprise Ltd.
HealthcareFutures-0.01%
Chambal Fertilisers and Chemicals Ltd.
ChemicalsFutures-0.01%
MRF Ltd.
AutomobileFutures-0.01%
Shriram Finance Ltd
FinancialFutures-0.01%
Mphasis Ltd.
TechnologyFutures-0.01%
Atul Ltd.
ChemicalsFutures-0.02%
Havells India Ltd.
Capital GoodsFutures-0.02%
Pidilite Industries Ltd.
ChemicalsFutures-0.02%
Coal India Ltd.
EnergyFutures-0.02%
Laurus Labs Ltd.
HealthcareFutures-0.02%
Bharat Petroleum Corporation Ltd.
EnergyFutures-0.03%
Abbott India Ltd.
HealthcareFutures-0.03%
Cipla Ltd.
HealthcareFutures-0.04%
Aarti Industries Ltd.
ChemicalsFutures-0.05%
Steel Authority Of India Ltd.
Metals & MiningFutures-0.05%
Piramal Enterprises Ltd.
HealthcareFutures-0.07%
Canara Bank
FinancialFutures-0.07%
Indus Towers Ltd.
CommunicationFutures-0.07%
Zydus Lifesciences Ltd.
HealthcareFutures-0.08%
Hindustan Copper Ltd.
Metals & MiningFutures-0.09%
Gujarat Narmada Valley Fertilizers & Chemicals Ltd.
ChemicalsFutures-0.11%
Power Finance Corporation Ltd.
FinancialFutures-0.11%
Power Grid Corporation Of India Ltd.
EnergyFutures-0.11%
Maruti Suzuki India Ltd.
AutomobileFutures-0.12%
Granules India Ltd.
HealthcareFutures-0.12%
Biocon Ltd.
HealthcareFutures-0.12%
HDFC Life Insurance Co Ltd.
InsuranceFutures-0.12%
Aurobindo Pharma Ltd.
HealthcareFutures-0.14%
Indusind Bank Ltd.
FinancialFutures-0.14%
Tata Steel Ltd.
Metals & MiningFutures-0.14%
Aditya Birla Fashion and Retail Ltd.
ServicesFutures-0.15%
Jindal Steel & Power Ltd.
Metals & MiningFutures-0.16%
Bharat Electronics Ltd.
Capital GoodsFutures-0.18%
National Aluminium Company Ltd.
Metals & MiningFutures-0.18%
PI Industries Ltd.
ChemicalsFutures-0.19%
United Spirits Ltd.
Consumer StaplesFutures-0.20%
Dixon Technologies (India) Ltd.
Capital GoodsFutures-0.20%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-0.21%
Hindustan Unilever Ltd.
Consumer StaplesFutures-0.22%
Escorts Kubota Ltd.
AutomobileFutures-0.23%
NTPC Ltd.
EnergyFutures-0.24%
Mahindra & Mahindra Ltd.
AutomobileFutures-0.28%
Bajaj Finance Ltd.
FinancialFutures-0.31%
Hindustan Petroleum Corporation Ltd.
EnergyFutures-0.31%
ITC Ltd.
Consumer StaplesFutures-0.32%
Interglobe Aviation Ltd.
ServicesFutures-0.33%
Titan Company Ltd.
Consumer DiscretionaryFutures-0.34%
The Indian Hotels Company Ltd Rights
ServicesFutures-0.34%
DLF Ltd.
ConstructionFutures-0.42%
Hindalco Industries Ltd.
Metals & MiningFutures-0.55%
Punjab National Bank
FinancialFutures-0.56%
The Federal Bank Ltd.
FinancialFutures-0.58%
Ambuja Cements Ltd.
ConstructionFutures-0.60%
Bharti Airtel Ltd.
CommunicationFutures-0.64%
Manappuram Finance Ltd.
FinancialFutures-0.72%
Vodafone Idea Ltd.
CommunicationFutures-0.75%
Kotak Mahindra Bank Ltd.
FinancialFutures-0.78%
Larsen & Toubro Ltd.
ConstructionFutures-0.80%
Bank Of Baroda
FinancialFutures-0.82%
Vedanta Ltd.
Metals & MiningFutures-1.01%
GMR Airports Ltd.
ConstructionFutures-1.01%
Axis Bank Ltd.
FinancialFutures-1.04%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-1.48%
Bandhan Bank Ltd.
FinancialFutures-1.96%
State Bank of India
FinancialFutures-1.97%
Reliance Industries Ltd.
EnergyFutures-2.05%
Tata Power Company Ltd.
EnergyFutures-2.46%
Adani Enterprises Ltd.
ServicesFutures-3.50%
HDFC Bank Ltd.
FinancialFutures-4.76%
See All

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Higher alpha: 1.95 The fund has generated returns higher than benchmark - CRISIL Hybrid 50+50 Moderate Index - in the last 3Y
Lower expense ratio: 0.72%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y and 3Y

Cons

5Y annualised returns lower than category average by 0.3%
Low rating: 2

Expense ratio, exit load and tax

Expense ratio: 0.72%

Inclusive of GST

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Fund management

Dhaval Gada
Sep 2022 - Present
View details

Education
Mr. Gada has done B.Com, PGDM(Finance) and CFA (level 3 appearing)
Experience
Prior to joining DSP Mutual Fund, he has worked with Sundaram Mutual Fund, Motilal Oswal Financial Services Ltd, Morgan Stanley, Edelweiss Capital, India Capital Market Pvt Ltd. and Gridstone Research
Also manages these schemes

Kaivalya Nadkarni
Oct 2024 - Present
View details

Education
Ms. Nadkarni has done B.Com, CA, CS and CFA
Experience
Prior to joining ICICI Prudential Mutual Fund, she has worked with RSN & Company and G.M.Kapadia & Co
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road JunctionWestern Express Highway, Andheri East Mumbai 400069
Phone
1800-208-4499 / 1800-200-4499
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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