DSP Dynamic Asset Allocation Fund Direct Growth

Hybrid
Dynamic Asset Allocation
Moderately High Risk
+12.84%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 30 Sep 2025
₹31.72
Rating
4
Min. SIP amount
₹100
Fund size
₹3,488.52Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (100)

NameSectorInstrumentAssets
FinancialEquity6.56%
FinancialEquity3.36%
FinancialEquity3.33%
GOI
SovereignGOI Sec3.20%
ConstructionEquity2.92%
ServicesEquity2.78%
TechnologyEquity2.15%
EnergyEquity1.94%
EnergyEquity1.89%
FinancialEquity1.81%
SovereignGOI Sec1.81%
AutomobileEquity1.80%
EnergyEquity1.69%
Capital GoodsEquity1.54%
FinancialEquity1.54%
SovereignGOI Sec1.52%
FinancialBonds1.51%
Power Finance Corporation Ltd.
FinancialBonds1.51%
CommunicationEquity1.51%
EnergyEquity1.51%
FinancialNCD1.51%
Bajaj Finance Ltd.
FinancialBonds/NCD1.50%
LIC Housing Finance Ltd.
FinancialBonds1.46%
EnergyEquity1.39%
Consumer StaplesEquity1.38%
Consumer DiscretionaryEquity1.31%
HealthcareEquity1.30%
FinancialEquity1.26%
FinancialEquity1.23%
EnergyEquity1.23%
FinancialEquity1.20%
InsuranceEquity1.20%
Consumer StaplesEquity1.12%
AutomobileEquity1.09%
FinancialBonds1.08%
ConstructionEquity1.00%
Metals & MiningEquity0.99%
Consumer StaplesEquity0.96%
HealthcareEquity0.92%
Metals & MiningEquity0.89%
FinancialEquity0.89%
India Universal Trust AL1
OthersSec. Debt0.87%
Bharti Telecom Ltd.
CommunicationDebenture0.78%
HealthcareEquity0.78%
FinancialDebenture0.77%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.77%
Cholamandalam Investment and Finance Company Ltd.
FinancialDebenture0.77%
GOI
SovereignGOI FRB0.77%
Bajaj Finance Ltd.
FinancialDebenture0.76%
SovereignGOI Sec0.75%
FinancialBonds0.75%
Consumer StaplesEquity0.74%
FinancialBonds/NCD0.74%
GOI
SovereignGOI Sec0.74%
FinancialDebenture0.74%
Muthoot Finance Ltd.
FinancialDebenture0.73%
National Bank For Financing Infrastructure And Development
FinancialDebenture0.73%
National Bank For Agriculture & Rural Development
FinancialDebenture0.72%
InsuranceEquity0.71%
TechnologyEquity0.65%
FinancialEquity0.64%
AutomobileEquity0.61%
ChemicalsEquity0.61%
InsuranceEquity0.60%
ServicesEquity0.59%
Capital GoodsEquity0.58%
FinancialEquity0.56%
Consumer StaplesEquity0.54%
TechnologyEquity0.50%
Metals & MiningEquity0.47%
TechnologyEquity0.45%
Consumer StaplesEquity0.44%
ConstructionEquity0.35%
Consumer DiscretionaryEquity0.25%
ChemicalsEquity0.25%
Capital GoodsEquity0.21%
ChemicalsEquity0.18%
Metals & MiningEquity0.16%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.15%
EnergyEquity0.02%
Tata Power Company Ltd.
EnergyFutures-0.02%
Power Grid Corporation Of India Ltd.
EnergyFutures-0.02%
Tata Consultancy Services Ltd.
TechnologyFutures-0.45%
Tata Steel Ltd.
Metals & MiningFutures-0.47%
Punjab National Bank
FinancialFutures-0.56%
Adani Ports and Special Economic Zone Ltd.
ServicesFutures-0.59%
Hindalco Industries Ltd.
Metals & MiningFutures-0.89%
Bank Of Baroda
FinancialFutures-0.89%
Vedanta Ltd.
Metals & MiningFutures-0.99%
GMR Airports Ltd.
ConstructionFutures-1.00%
State Bank of India
FinancialFutures-1.09%
Titan Company Ltd.
Consumer DiscretionaryFutures-1.31%
Larsen & Toubro Ltd.
ConstructionFutures-1.52%
Hindustan Aeronautics Ltd.
Capital GoodsFutures-1.55%
Reliance Industries Ltd.
EnergyFutures-1.70%
Bandhan Bank Ltd.
FinancialFutures-1.81%
Kotak Mahindra Bank Ltd.
FinancialFutures-1.86%
Tata Power Company Ltd.
EnergyFutures-1.92%
Adani Enterprises Ltd.
ServicesFutures-2.80%
HDFC Bank Ltd.
FinancialFutures-5.39%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Hybrid Dynamic Asset Allocation
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.5%12.8%12.2%10.4%
Category average-1.8%12.1%12.3%NA
Rank with in category31916NA
Understand terms

Peer Comparison

Hybrid, Dynamic Asset Allocation fundsRating1Y3YFund Size(Cr)
5
0.7%20.1%1,01,079.60
5
2.8%14.8%36,673.43
4
5.2%13.9%65,710.61
4
2.2%13.7%9,317.08
4
4.5%12.8%3,488.52

Expense ratio, exit load and tax

Expense ratio: 0.67%

Inclusive of GST

Exit load

Exit load of 1%, if redeemed within 1 months.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Rohit Singhania
Nov 2023 - Present
View details

Dhaval Gada
Sep 2022 - Present
View details

Education
Mr. Gada has done B.Com, PGDM(Finance) and CFA (level 3 appearing)
Experience
Prior to joining DSP Mutual Fund, he has worked with Sundaram Mutual Fund, Motilal Oswal Financial Services Ltd, Morgan Stanley, Edelweiss Capital, India Capital Market Pvt Ltd. and Gridstone Research
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Ruby, 25th Floor29, Senapati Bapat Marg,Dadar (West), Mumbai Mumbai 400028
Phone
+91 22 6657 8000
Launch Date
16 Dec 1996
E-mail
NA
Website
DSP Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Dynamic Asset Allocation

Pros

Higher alpha: 2.36 The fund has generated returns higher than benchmark - CRISIL Hybrid 50+50 Moderate Index - in the last 3Y
Lower expense ratio: 0.67%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y and 3Y
1Y category rank: 3

Cons

5Y annualised returns lower than category average by 0.09%

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