Kotak Rural Opportunities Fund Direct Growth

Kotak Rural Opportunities Fund Direct Growth

Equity
Thematic
Low to Moderate Risk
1M
All
NAV: 18 Feb '26
₹10.59
Min. for SIP
₹500
Fund size
₹872.36 Cr
Expense ratio
0.71%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
3 months₹15,000₹15,544
+3.63%

Holdings (41)

NameSectorInstrumentsAssets
State Bank of IndiaFinancialEquity9.88%
Bharti Airtel Ltd.CommunicationEquity8.80%
Mahindra & Mahindra Ltd.AutomobileEquity7.87%
ITC Ltd.Consumer StaplesEquity6.09%
TVS Motor Company Ltd.AutomobileEquity3.16%
Britannia Industries Ltd.Consumer StaplesEquity3.09%
Shriram Finance LtdFinancialEquity3.08%
Emami Ltd.Consumer StaplesEquity2.88%
MRF Ltd.AutomobileEquity2.73%
Avanti Feeds Ltd.Consumer StaplesEquity2.63%
Ultratech Cement Ltd.ConstructionEquity2.62%
V.S.T. Tillers Tractors Ltd.AutomobileEquity2.59%
NTPC Ltd.EnergyEquity2.55%
Bajaj Finance Ltd.FinancialEquity2.40%
Indus Towers Ltd.CommunicationEquity2.29%
Cholamandalam Investment and Finance Company Ltd.FinancialEquity2.06%
SBI Life Insurance Company Ltd.InsuranceEquity2.06%
Godrej Consumer Products Ltd.Consumer StaplesEquity2.02%
Muthoot Finance Ltd.FinancialEquity1.98%
Hindustan Unilever Ltd.Consumer StaplesEquity1.70%
Dalmia Bharat Ltd.ConstructionEquity1.61%
Marico Ltd.Consumer StaplesEquity1.51%
Eicher Motors Ltd.AutomobileEquity1.31%
Tata Power Company Ltd.EnergyEquity1.26%
Hero Motocorp Ltd.AutomobileEquity1.21%
Bajaj Auto Ltd.AutomobileEquity1.19%
Mahindra & Mahindra Financial Services Ltd.FinancialEquity1.08%
Ashok Leyland Ltd.AutomobileEquity1.01%
Maruti Suzuki India Ltd.AutomobileEquity1.00%
Cummins India Ltd.Capital GoodsEquity0.92%
India Shelter Finance Corporation Ltd.FinancialEquity0.92%
NHPC Ltd.EnergyEquity0.90%
SRF Ltd.ChemicalsEquity0.65%
Indian BankFinancialEquity0.63%
Bank Of BarodaFinancialEquity0.48%
Sun TV Network Ltd.ServicesEquity0.46%
Crompton Greaves Consumer Electricals Ltd.Consumer DiscretionaryEquity0.38%
Kross Ltd.AutomobileEquity0.36%
Vedanta Ltd.Metals & MiningEquity0.23%
Poonawalla Fincorp Ltd.FinancialEquity0.18%
Jubilant Ingrevia Ltd.ChemicalsEquity0.15%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹100
Min. for SIP
₹500

Returns and rankings

Annualised returns
Absolute returns
Name1M3M6MAll
Fund returns+4.6%----+4.9%
Category average (Equity Thematic)--------
Rank (Equity Thematic)--------

Exit load, stamp duty and tax

Exit load

Exit load of 0.5%, if redeemed within 90 Days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Fund management

AB
Abhishek Bisen
Nov 2025 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

AK
Arjun Khanna
Nov 2025 - Present
View details

Education
Mr. Khanna has done CFA, FRM, MMS(Finance) & B.E (Electronics)
Experience
Prior to joining Kotak Mahindra Mutual Fund, he was with Principal Mutual Fund and has also worked with Citibank.

About Kotak Rural Opportunities Fund Direct Growth

Kotak Rural Opportunities Fund Direct Growth is a Equity Mutual Fund Scheme launched by Kotak Mahindra Mutual Fund. This scheme was made available to investors on 05 Aug 1994. Abhishek Bisen is the Current Fund Manager of Kotak Rural Opportunities Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹5,78,989 Cr and the Latest NAV as of 18 Feb 2026 is ₹10.59. The Kotak Rural Opportunities Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. Exit load of 0.5%, if redeemed within 90 Days. ;

Investment Objective

The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme.
Fund benchmarkNifty Rural Total Return Index

Fund house

Rank (total assets)#5 in India
Total AUM₹5,78,989.20 Cr
Date of Incorporation05 Aug 1994
Phone022-61152100 / 1800-22-2626
E-mailNA
Launch Date05 Aug 1994
AddressThe Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
CustodianNA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,