Kotak Banking & Financial Services Fund Direct Growth

Equity
Sectoral
Very High Risk
1M
6M
1Y
All
NAV: 23 Sep 2025
₹15.97
Rating
NA
Min. SIP amount
₹100
Fund size
₹1,203.50Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (30)

NameSectorInstrumentAssets
FinancialEquity18.98%
FinancialEquity18.25%
FinancialEquity6.68%
FinancialEquity5.81%
FinancialEquity4.47%
FinancialEquity4.18%
FinancialEquity2.95%
FinancialEquity2.67%
FinancialEquity2.15%
InsuranceEquity2.08%
FinancialEquity2.07%
FinancialEquity2.07%
FinancialEquity1.95%
ServicesEquity1.90%
FinancialEquity1.89%
FinancialEquity1.86%
FinancialEquity1.68%
FinancialEquity1.64%
FinancialEquity1.62%
FinancialEquity1.60%
FinancialEquity1.37%
FinancialEquity1.35%
InsuranceEquity1.28%
FinancialEquity1.27%
FinancialEquity1.25%
FinancialEquity1.24%
FinancialEquity1.21%
FinancialEquity1.06%
FinancialEquity1.01%
InsuranceEquity0.62%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Equity Sectoral
Absolute returns
3M6M1YAll
Fund returns1.9%12.0%5.4%60.0%
Category averageNANA4.0%NA
Rank with in category143017NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.65%

Inclusive of GST

Exit load

0.5% for redemption within 30 Days

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.

Understand terms
Check past data

Fund management

Abhishek Bisen
Feb 2023 - Present
View details

Education
Mr. Bisen is a BA and MBA in Finance.
Experience
Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
Also manages these schemes

Shibani Sircar Kurian
Feb 2023 - Present
View details

Education
Ms. Kurian has done PGDM (Specialization in Finance), BSc (Hons)-Economics
Experience
Prior to joining Kotak AMC, she was working with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
The Capital Building, Behind ICICI Bank, G Block BKC, Bandra Kurla ComplexBandra (E) Mumbai 400051
Phone
022-61152100 / 1800-22-2626
Launch Date
05 Aug 1994
E-mail
NA
Website
Kotak Mahindra Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity Sectoral

Pros

Lower expense ratio: 0.65%

Cons

1Y annualised returns lower than category average by 0.45%

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