Nippon India Balanced Advantage Fund Direct Growth

Nippon India Balanced Advantage Fund Direct Growth

+12.02%
3Y annualised
-0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 28 Aug '26
₹212.37
Min. for SIP
₹100
Fund size (AUM)
₹9,898.19 Cr
Expense ratio
0.88%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,124
+3.54%
3 years₹1,80,000₹2,02,925
+12.74%
5 years₹3,00,000₹3,88,788
+29.60%
10 years₹6,00,000₹10,80,630
+80.11%

Holdings (199)

NameSectorInstrumentsAssets
Cash MarginUnspecifiedCash Margin10.82%
ICICI Bank LtdFinancialEquity6.13%
HDFC Bank LtdFinancialEquity6.02%
Reliance Industries LtdEnergy & UtilitiesEquity2.64%
State Bank of IndiaFinancialEquity2.60%
Infosys LtdTechnologyEquity2.51%
Bharti Airtel LtdTechnologyEquity2.51%
RepoUnspecifiedRepo2.43%
Axis Bank LtdFinancialEquity2.40%
Mahindra & Mahindra LtdConsumer DiscretionaryEquity2.25%
Bajaj Finance LtdFinancialEquity1.90%
Larsen & Toubro LtdIndustrialsEquity1.83%
Zomato LtdTechnologyEquity1.69%
NTPC LtdEnergy & UtilitiesEquity1.65%
Cube Highways TrustIndustrialsInfrastructure Investment Trust1.52%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds1.52%
Kotak Mahindra Bank LtdFinancialEquity1.43%
Mindspace Business Parks Ltd.Real EstateReal Estate Investment Trusts1.28%
MUTHOOT FINANCE LIMITED RR NCD 26JL29 FVRS1LACFinancialDebenture1.26%
Samvardhana Motherson International LtdConsumer DiscretionaryEquity1.10%
Star Health & Allied Insurance Co. LtdFinancialEquity1.04%
Godrej Consumer Products LtdConsumer StaplesEquity1.03%
FSN E-Commerce Ventures LtdConsumer DiscretionaryEquity1.02%
ITC LtdConsumer StaplesEquity1.02%
Interglobe Aviation LtdIndustrialsEquity0.99%
Cholamandalam Investment & Finance Company LtdFinancialEquity0.98%
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LACEnergy & UtilitiesDebenture0.96%
CG Power & Industrial Solutions LtdIndustrialsEquity0.92%
TVS Motor Company LtdConsumer DiscretionaryEquity0.92%
National Highways Infra TrustIndustrialsInfrastructure Investment Trust0.90%
Hindustan Unilever LtdConsumer StaplesEquity0.83%
Pidilite Industries LtdMaterialsEquity0.82%
Sun Pharmaceutical Industries LtdHealthcareEquity0.81%
Maruti Suzuki India LtdConsumer DiscretionaryEquity0.81%
Hindustan Aeronautics LtdIndustrialsEquity0.80%
Coforge LtdTechnologyEquity0.79%
Tech Mahindra LtdTechnologyEquity0.79%
SBI Life Insurance Company LtdFinancialEquity0.76%
TATA CAPITAL LIMITED SR C 8.15 NCD 11JU29 FVRS1LACFinancialNon Convertible Debenture0.76%
BAJAJ FINANCE LIMITED 7.79 NCD 04JL36 FVRS1LACFinancialNon Convertible Debenture0.75%
Ipca Laboratories LtdHealthcareEquity0.74%
GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100EntitiesGOI Securities0.74%
Sai Life Sciences Ltd.HealthcareEquity0.74%
Tata Power Company LtdEnergy & UtilitiesEquity0.72%
SURYAPET KHAMMAM ROAD PRIVATE LIMITED SR A 8.08 RR NCD 30JU35 FVRS1LACIndustrialsNon Convertible Debenture0.70%
Swiggy Ltd.TechnologyEquity0.70%
PB Fintech LtdFinancialEquity0.68%
Net Current AssetsUnspecifiedNet Current Assets0.67%
United Breweries LtdConsumer StaplesEquity0.66%
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LACMaterialsDebenture0.66%
STATE DEVELOPMENT LOAN 31648 AP 25MY31 7.67 FV RS 100FinancialState Development Loan0.65%
Lupin LtdHealthcareEquity0.64%
Adani Wilmar LtdConsumer StaplesEquity0.62%
Bharat Heavy Electricals LtdIndustrialsEquity0.62%
GE T&D India LtdIndustrialsEquity0.59%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.29 BD 09NV29 FVRS1LACFinancialNon Convertible Debenture0.58%
LIC Housing Finance LtdFinancialEquity0.58%
Varun Beverages LtdConsumer StaplesEquity0.58%
Prestige Estates Projects LtdReal EstateEquity0.57%
DEWAN HOUSING FINANCE CORP. LTD. EQFinancialEquity0.57%
NTPC Green Energy Ltd.Energy & UtilitiesEquity0.56%
Gillette India LtdConsumer StaplesEquity0.56%
Info Edge (India) LtdTechnologyEquity0.54%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.54%
Mphasis LtdTechnologyEquity0.53%
Nexus Select TrustIndustrialsReal Estate Investment Trusts0.53%
Vedanta Aluminium Metal LtdMaterialsEquity0.53%
Brookfield India Real Estate Trust REITReal EstateReal Estate Investment Trusts0.52%
GOI Sec 7.17 17/04/2030EntitiesGOI Securities0.52%
Devyani International LtdConsumer DiscretionaryEquity0.51%
JIO CREDIT LIMITED SR VI 8.15 NCD 16JU31 FVRS1LACFinancialNon Convertible Debenture0.51%
L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LACIndustrialsNon Convertible Debenture0.50%
Eicher Motors LtdConsumer DiscretionaryEquity0.50%
United Spirits LtdConsumer StaplesEquity0.48%
LTIMindtree LtdTechnologyEquity0.47%
Jubilant FoodWorks LtdConsumer DiscretionaryEquity0.47%
3M India LtdDiversifiedEquity0.46%
Britannia Industries LtdConsumer StaplesEquity0.46%
Avenue Supermarts LtdConsumer StaplesEquity0.46%
ABB India LtdIndustrialsEquity0.45%
Page Industries LtdConsumer DiscretionaryEquity0.44%
India Grid Trust EQIndustrialsInfrastructure Investment Trust0.44%
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV D 9.15 BD 30NV29 FVRS1LACConsumer StaplesBonds0.44%
Raajmarg Infra Investment TrustIndustrialsInfrastructure Investment Trust0.43%
Krishna Institute Of Medical Sciences LtdHealthcareEquity0.39%
GOI Sec 7.18 14/08/2033EntitiesGOI Securities0.36%
NATIONAL HIGHWAYS INFRA TRUST SR I STRPP A NCD 30JN34 FVRS1LACIndustrialsDebenture0.36%
Kirloskar Oil Engines LtdIndustrialsEquity0.36%
Knowledge Realty TrustReal EstateReal Estate Investment Trusts0.35%
Brigade Enterprises LtdReal EstateEquity0.32%
APTUS FINANCE INDIA PRIVATE LIMITED RR NCD 31DC28 FVRS1LACFinancialNon Convertible Debenture0.32%
Kaynes Technology India LtdIndustrialsEquity0.31%
Dr. Reddy's Laboratories LtdHealthcareEquity0.31%
SAMRIDDHI TRUST SERIES A PTC 28JAN26Consumer StaplesSecuritised Debt0.30%
VASTU FINSERVE INDIA PRIVATE LIMITED SR III 8.75 NCD 23MR29 FVRS1LACFinancialNon Convertible Debenture0.29%
HDFC Asset Management Company LtdFinancialEquity0.26%
GOI Sec 7.41 19/12/2036EntitiesGOI Securities0.26%
STATE DEVELOPMENT LOAN 31682 GUJ 01JU32 7.8 FV RS 100IndustrialsState Development Loan0.26%
STATE DEVELOPMENT LOAN 37447 RAJ 20MY41 7.87 FV RS 100UnspecifiedState Development Loan0.26%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities0.26%
JSW Infrastructure LtdIndustrialsEquity0.26%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LACFinancialDebenture0.25%
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LACFinancialNon Convertible Debenture0.25%
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LACFinancialNon Convertible Debenture0.25%
BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LACTechnologyDebenture0.25%
VASTU FINSERVE INDIA PRIVATE LIMITED SR III 9.25 NCD 28JL28 FVRS1LACFinancialNon Convertible Debenture0.25%
Mankind Pharma Ltd.HealthcareEquity0.25%
VERITAS FINANCE LIMITED SR 22A 8.90 NCD 29JU28 FVRS1LACFinancialNon Convertible Debenture0.25%
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100EntitiesGOI Securities0.25%
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100EntitiesGOI Securities0.24%
Tata Steel LtdMaterialsEquity0.23%
JSW Energy LtdEnergy & UtilitiesEquity0.22%
Bagmane Prime Office REITReal EstateReal Estate Investment Trusts0.21%
SURYAPET KHAMMAM ROAD PRIVATE LIMITED SR B 8.28 RR NCD 30JU31 FVRS1LACIndustrialsNon Convertible Debenture0.21%
TORRENT POWER LIMITED SR 10D 8.65 NCD 02JU32 FVRS10LACEnergy & UtilitiesNon Convertible Debenture0.21%
MUTHOOT FINCORP LIMITED 10.40 NCD 30DC33 FVRS10000FinancialNon Convertible Debenture0.20%
KOTAK MAHINDRA INVESTMENTS LIMITED 7.6101 NCD 21FB29 FVRS1LACFinancialNon Convertible Debenture0.20%
Blue Star LtdIndustrialsEquity0.16%
Pine Labs Ltd.TechnologyEquity0.15%
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 A 9.35 NCD 31DC27 FVRS1LACUnspecifiedDebenture0.15%
INCRED FINANCIAL SERVICES LIMITED 9.50 NCD 28MY27 FVRS1LACFinancialNon Convertible Debenture0.15%
INDOSTAR CAPITAL FINANCE LIMITED SR XVIII TR3 9.95 NCD 28NV26 FVRS1LACFinancialNon Convertible Debenture0.15%
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LACMaterialsDebenture0.15%
Trent LtdConsumer DiscretionaryEquity0.15%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterialsDebenture0.14%
GOVERNMENT OF INDIA 32532 GOI SGRB 27JN33 7.29 FV RS 100EntitiesGOI Securities0.14%
NATIONAL HIGHWAYS INFRA TRUST SR I STRPP B NCD 30JN35 FVRS1LACIndustrialsDebenture0.13%
L&T Finance Holdings LtdFinancialEquity0.13%
GOI Sec 7.18 24/07/2037EntitiesGOI Securities0.11%
Cummins India LtdIndustrialsEquity0.11%
INDIA INFRASTRUCTURE FINANCE COMPANY LIMITED SR II 7.47 NCD 07NV27 FVRS1LACIndustrialsBonds/NCDs0.10%
VASTU FINSERVE INDIA PRIVATE LIMITED SR III 8.95 NCD 03JL29 FVRS1LACFinancialNon Convertible Debenture0.10%
STATE DEVELOPMENT LOAN 37348 MH 08AP39 7.91 FV RS 100UnspecifiedState Development Loan0.10%
Dixon Technologies (India) LtdConsumer DiscretionaryEquity0.09%
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 B 9.35 NCD 29DC28 FVRS1LACUnspecifiedDebenture0.05%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LACMaterialsNon Convertible Debenture0.05%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LACFinancialDebenture0.05%
STATE DEVELOPMENT LOAN 31431 TN 02MR30 7.03 FV RS 100UnspecifiedState Development Loan0.05%
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LACConsumer StaplesDebenture0.05%
INDOSTAR CAPITAL FINANCE LIMITED SR I 10.50 NCD 25SP26 FVRS1000FinancialDebenture0.05%
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LACMaterialsDebenture0.05%
POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LACFinancialDebenture0.04%
LIQUID GOLD SERIES 8 DEC 2024 SERIES A PTC 26MAR25UnspecifiedSecuritised Debt0.04%
BAJAJ HOUSING FINANCE LIMITED 7.89 NCD 08SP32 FVRS10LACFinancialDebenture0.02%
Global Health LtdHealthcareEquity0.01%
INDIA UNIVERSAL TRUST AL2 SERIES A1 PTC 27NOV24UnspecifiedSecuritised Debt0.01%
TVS Motor Company Ltd - Pref. SharesConsumer DiscretionaryPreference Shares0.01%
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100EntitiesGOI Securities0.01%
INDOSTAR CAPITAL FINANCE LIMITED SR XIII 9.85 NCD 07AG26 FVRS1LACFinancialNon Convertible Debenture0.01%
Others Mrgn MoneyUnspecifiedMargin Money0.01%
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AAA2025 8.30 NCD 27FB35 FVRS1LACFinancialDebenture0.00%
GOI Sec 8.30 31/12/2042EntitiesGOI Securities0.00%
STATE DEVELOPMENT LOAN 32798 RAJ 29MR41 7.84 FV RS 100UnspecifiedState Development Loan0.00%
STATE DEVELOPMENT LOAN 31276 TN 12JN30 7.04 FV RS 100UnspecifiedState Development Loan0.00%
Avenue Supermarts Limited_25/08/2026Consumer StaplesFutures-0.00%
Swiggy Ltd. 25.08.2026TechnologyFutures-0.01%
JSW Energy Ltd. 25.08.2026Energy & UtilitiesFutures-0.02%
United Spirits Ltd. 25-AUG-26Consumer StaplesFutures-0.07%
Page Industries Limited_25/08/2026Consumer DiscretionaryFutures-0.07%
LTM Limited_25/08/2026TechnologyFutures-0.08%
Eicher Motors Ltd. 25.08.2026Consumer DiscretionaryFutures-0.08%
Cummins India Limited_25/08/2026IndustrialsFutures-0.08%
Prestige Estates Projects Limited_25/08/2026Real EstateFutures-0.10%
Varun Beverages Limited 25/08/2026Consumer StaplesFutures-0.10%
Pidilite Industries Limited_25/08/2026MaterialsFutures-0.10%
Tata Steel Ltd. 25.08.2026MaterialsFutures-0.10%
PB Fintech Limited_25/08/2026FinancialFutures-0.11%
Hindustan Unilever Ltd. 25-AUG-26Consumer StaplesFutures-0.11%
Tata Power Company Ltd. 25-AUG-26Energy & UtilitiesFutures-0.12%
LIC Housing Finance Limited_25/08/2026FinancialFutures-0.12%
Tech Mahindra Limited_25/08/2026TechnologyFutures-0.13%
Britannia Industries Ltd. 25.08.2026Consumer StaplesFutures-0.13%
SBI Life Insurance Company Limited 25/08/2026FinancialFutures-0.13%
Coforge Limited_25/08/2026TechnologyFutures-0.13%
Interglobe Aviation Ltd. 25.08.2026IndustrialsFutures-0.13%
Hindustan Aeronautics Ltd. 25.08.2026IndustrialsFutures-0.13%
Maruti Suzuki India Limited 25/08/2026Consumer DiscretionaryFutures-0.13%
Bharat Heavy Electricals Ltd. 25.08.2026IndustrialsFutures-0.13%
Sun Pharmaceutical Industries Ltd. 25.08.2026HealthcareFutures-0.13%
CG Power and Industrial Solutions Ltd. 25.08.2026IndustrialsFutures-0.15%
ITC Limited_25/08/2026Consumer StaplesFutures-0.17%
Godrej Consumer Products Limited_25/08/2026Consumer StaplesFutures-0.17%
Cholamandalam Investment and Finance Company Ltd_25/08/2026FinancialFutures-0.19%
TVS Motor Company Ltd. 25.08.2026Consumer DiscretionaryFutures-0.20%
FSN E-Commerce Ventures Limited_25/08/2026Consumer DiscretionaryFutures-0.21%
Kotak Mahindra Bank Ltd. 25-AUG-26FinancialFutures-0.22%
Samvardhana Motherson International Limited_25/08/2026Consumer DiscretionaryFutures-0.23%
Eternal Ltd. 25-AUG-26TechnologyFutures-0.26%
NTPC Ltd.25/08/2026Energy & UtilitiesFutures-0.30%
Larsen & Toubro Ltd. 25.08.2026IndustrialsFutures-0.30%
Bajaj Finance Ltd. 25-AUG-26FinancialFutures-0.35%
Mahindra & Mahindra Limited 25/08/2026Consumer DiscretionaryFutures-0.37%
Axis Bank Limited 25/08/2026FinancialFutures-0.38%
Infosys Limited_25/08/2026TechnologyFutures-0.41%
Reliance Industries Ltd. 25-AUG-26Energy & UtilitiesFutures-0.44%
BHARTIARTL_25/08/2026TechnologyFutures-0.45%
State Bank of India_25/08/2026FinancialFutures-0.70%
HDFC Bank Limited_25/08/2026FinancialFutures-0.87%
ICICIBANK_25/08/2026FinancialFutures-0.98%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+12.0%+10.5%+11.6%+11.9%
Category average (Hybrid Dynamic Asset Allocation)+11.9%+10.7%+9.6%--
Rank (Hybrid Dynamic Asset Allocation)106----

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data

Fund management

AS
Amber Singhania
Mar 2026 - Present
View details

Education
MMS Finance (Mumbai University)
Experience
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Also manages these schemes

BD
Bhavik Dave
Jan 2026 - Present
View details

Education
Mr. Dave is a BBA and PGDM
Experience
Prior joining to Nippon India Mutual Fund he has worked with Motilal Oswal Securities Limited - Research Associate (Institutional Equities), Crisil Global Analytics Centre - Credit Analyst – US Oil & Gas Sector, Grantham Mayo, Van Otterloo & Co. - Research Associate Internship.

KD
Kinjal Desai
May 2018 - Present
View details

Education
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience
She has been working with Nippon India Mutual Fund since year, 2012
Also manages these schemes

About Nippon India Balanced Advantage Fund Direct Growth

Nippon India Balanced Advantage Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Amber Singhania is the Current Fund Manager of Nippon India Balanced Advantage Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,78,923 Cr and the Latest NAV as of 28 Aug 2026 is ₹212.37. The Nippon India Balanced Advantage Fund Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months. ;

Investment Objective

The scheme seeks to capitalize on the potential upside in equity markets while attempting to limit the downside by dynamically managing the portfolio through investment in equity & equity related instruments and active use of debt, money market instruments and derivatives.
Fund benchmarkCRISIL Hybrid 50+50 Moderate Index

Fund house

Rank (total assets)#4 in India
Total AUM₹7,78,923.15 Cr
Date of Incorporation30 Jun 1995
Phone+91 022 6808 7000
E-mail--
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,