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Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
+18.02%
3Y annualised
-1.05% 1D
NAV: 24 Apr '26
₹31.82
Min. for SIP
₹500
Fund size (AUM)
₹2,781.18 Cr
Expense ratio
1.23%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹60,321 | +0.53% | |
| 3 years | ₹1,80,000 | ₹2,02,315 | +12.40% | |
| 5 years | ₹3,00,000 | ₹4,07,388 | +35.80% | |
| 10 years | ₹6,00,000 | ₹11,63,134 | +93.86% |
Holdings (75)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 7.48% |
| HDFC Bank Ltd. | Financial | Equity | 7.04% |
| Reliance Industries Ltd. | Energy | Equity | 4.95% |
| State Bank of India | Financial | Equity | 3.66% |
| Axis Bank Ltd. | Financial | Equity | 3.55% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.34% |
| NTPC Ltd. | Energy | Equity | 3.20% |
| Infosys Ltd. | Technology | Equity | 3.10% |
| Bharti Airtel Ltd. | Communication | Equity | 2.88% |
| Bajaj Finance Ltd. | Financial | Equity | 2.59% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.49% |
| Tech Mahindra Ltd. | Technology | Equity | 2.11% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.92% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 1.69% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 1.68% |
| NLC India Ltd. | Energy | Equity | 1.64% |
| Cummins India Ltd. | Capital Goods | Equity | 1.62% |
| JSW Energy Ltd. | Capital Goods | Equity | 1.53% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 1.52% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 1.45% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 1.43% |
| Interglobe Aviation Ltd. | Services | Equity | 1.42% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.42% |
| Eternal Ltd. | Services | Equity | 1.40% |
| Power Finance Corporation Ltd. | Financial | Equity | 1.36% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 1.24% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.21% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.13% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.05% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.01% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 1.01% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.01% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 0.97% |
| L&T Finance Ltd. | Financial | Equity | 0.95% |
| Page Industries Ltd. | Textiles | Equity | 0.91% |
| Delhivery Ltd. | Services | Equity | 0.86% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.85% |
| Tata Power Company Ltd. | Energy | Equity | 0.82% |
| PB Fintech Ltd. | Services | Equity | 0.82% |
| Swiggy Ltd. | Services | Equity | 0.82% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.81% |
| NTPC Green Energy Ltd. | Energy | Equity | 0.79% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 0.78% |
| Ultratech Cement Ltd. | Construction | Equity | 0.77% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.77% |
| Coforge Ltd. | Technology | Equity | 0.76% |
| Abbott India Ltd. | Healthcare | Equity | 0.75% |
| Emcure Pharmaceuticals Ltd. | Healthcare | Equity | 0.74% |
| Shriram Finance Ltd | Financial | Equity | 0.71% |
| United Breweries Ltd. | Consumer Staples | Equity | 0.70% |
| Lupin Ltd. | Healthcare | Equity | 0.67% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.67% |
| SRF Ltd. | Chemicals | Equity | 0.66% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.65% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.63% |
| Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.62% |
| ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 0.58% |
| Info Edge (India) Ltd. | Services | Equity | 0.56% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.55% |
| Gillette India Ltd. | Consumer Staples | Equity | 0.51% |
| Syngene International Ltd. | Healthcare | Equity | 0.49% |
| Escorts Kubota Ltd. | Automobile | Equity | 0.44% |
| Sharda Motor Industries Ltd. | Automobile | Equity | 0.39% |
| Vikram Solar Ltd. | Energy | Equity | 0.38% |
| Bajel Projects Ltd. | Capital Goods | Equity | 0.35% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | Equity | 0.30% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.30% |
| PVR Inox Ltd. | Services | Equity | 0.29% |
| Afcons Infrastructure Ltd. | Construction | Equity | 0.22% |
| EIH Ltd. | Services | Equity | 0.19% |
| Max Financial Services Ltd. | Financial | Equity | 0.18% |
| Ion Exchange (India) Ltd. | Capital Goods | Equity | 0.12% |
| Cyient Ltd. | Technology | Equity | 0.05% |
| Kwality Wall's (India) Ltd. | Consumer Staples | Equity | 0.02% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +18.0% | +15.8% | +12.4% | +10.9% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 24 | 14 | 28 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
ITI Flexi Cap Fund Direct Growth | +7.61% | +22.05% | 1,133.99 | |
Invesco India Flexi Cap Fund Direct Growth | +2.16% | +21.32% | 4,202.43 | |
HDFC Flexi Cap Direct Plan Growth | +2.54% | +20.50% | 91,334.91 | |
Parag Parikh Flexi Cap Fund Direct Growth | +3.79% | +18.51% | 1,28,966.48 | |
Franklin India Flexi Cap Fund Direct Growth | -0.02% | +17.81% | 17,535.63 | |
| Compare | ||||
Fund management
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Ritesh Rathod is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹6,72,832 Cr and the Latest NAV as of 24 Apr 2026 is ₹31.82.
The Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹6,72,831.64 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,