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Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
+8.83%
3Y annualised
-1.47% 1D
NAV: 23 Oct '26
₹29.84
Min. for SIP
--
Fund size (AUM)
₹2,938.85 Cr
Expense ratio
1.27%
Rating
3
Holdings (75)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 7.72% |
| ICICI Bank Ltd | Financial | Equity | 6.89% |
| Axis Bank Ltd | Financial | Equity | 4.17% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.14% |
| Infosys Ltd | Technology | Equity | 3.72% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.27% |
| JSW Energy Ltd | Energy & Utilities | Equity | 3.03% |
| State Bank of India | Financial | Equity | 2.94% |
| Alkem Laboratories Ltd | Healthcare | Equity | 2.26% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 2.14% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 2.01% |
| HDFC Asset Management Company Ltd | Financial | Equity | 1.91% |
| Varun Beverages Ltd | Consumer Staples | Equity | 1.91% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.70% |
| Info Edge (India) Ltd | Technology | Equity | 1.68% |
| NTPC Green Energy Ltd. | Energy & Utilities | Equity | 1.68% |
| Indus Towers Ltd | Technology | Equity | 1.66% |
| Zomato Ltd | Technology | Equity | 1.52% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.51% |
| Godrej Consumer Products Ltd | Consumer Staples | Equity | 1.48% |
| Swiggy Ltd. | Technology | Equity | 1.45% |
| Ambuja Cements Ltd | Materials | Equity | 1.32% |
| Bajaj Finance Ltd | Financial | Equity | 1.31% |
| Blue Star Ltd | Industrials | Equity | 1.29% |
| Max Financial Services Ltd | Financial | Equity | 1.29% |
| United Spirits Ltd | Consumer Staples | Equity | 1.27% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 1.24% |
| Repo | Unspecified | Repo | 1.21% |
| JSW Infrastructure Ltd | Industrials | Equity | 1.21% |
| Nestle India Ltd | Consumer Staples | Equity | 1.19% |
| NLC India Ltd | Energy & Utilities | Equity | 1.15% |
| TD Power Systems Ltd | Industrials | Equity | 1.10% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 1.09% |
| LIC Housing Finance Ltd | Financial | Equity | 1.05% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.03% |
| Gland Pharma Ltd | Healthcare | Equity | 0.99% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.98% |
| Cummins India Ltd | Industrials | Equity | 0.97% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.96% |
| Healthcare Global Enterprises Ltd | Healthcare | Equity | 0.94% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.93% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.92% |
| Container Corporation Of India Ltd | Industrials | Equity | 0.91% |
| Fortis Healthcare Ltd | Healthcare | Equity | 0.90% |
| Abbott India Ltd | Healthcare | Equity | 0.89% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.89% |
| Page Industries Ltd | Consumer Discretionary | Equity | 0.85% |
| Tube Investments Of India Ltd | Consumer Discretionary | Equity | 0.81% |
| Power Finance Corporation Ltd | Financial | Equity | 0.81% |
| ISGEC Heavy Engineering Ltd | Industrials | Equity | 0.78% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.76% |
| Tata Motors Ltd | Industrials | Equity | 0.72% |
| Piramal Pharma Ltd | Healthcare | Equity | 0.69% |
| TBO Tek Ltd. | Consumer Discretionary | Equity | 0.69% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.65% |
| Larsen & Toubro Ltd | Industrials | Equity | 0.64% |
| Avenue Supermarts Ltd | Consumer Staples | Equity | 0.63% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 0.56% |
| Escorts Kubota Ltd | Industrials | Equity | 0.56% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.53% |
| Tech Mahindra Ltd | Technology | Equity | 0.52% |
| Indegene Ltd. | Healthcare | Equity | 0.51% |
| Sharda Motor Industries Ltd | Consumer Discretionary | Equity | 0.50% |
| Gillette India Ltd | Consumer Staples | Equity | 0.47% |
| Syngene International Ltd | Healthcare | Equity | 0.46% |
| Bajel Projects Ltd | Industrials | Equity | 0.40% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.36% |
| ICICI Prudential Life Insurance Company Ltd | Financial | Equity | 0.34% |
| KPIT Technologies Ltd | Technology | Equity | 0.34% |
| United Breweries Ltd | Consumer Staples | Equity | 0.32% |
| AU Small Finance Bank Ltd | Financial | Equity | 0.25% |
| AFCONS INFRASTRUCTURE LIMITED EQ | Industrials | Equity | 0.19% |
| Others Mrgn Money | Unspecified | Margin Money | 0.01% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
| Net Payables | Unspecified | Net Payables | -0.17% |
See All
Minimum investments
Min. for 1st investment
--
Min. for 2nd investment
--
Min. for SIP
--
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.8% | +8.8% | +10.4% | +9.9% |
| Category average (Equity Flexi Cap) | +10.4% | +9.4% | +12.8% | +13.8% |
| Rank (Equity Flexi Cap) | 36 | 22 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +3.26% | +17.05% | 3,098.01 | |
 | +4.85% | +16.67% | 1,588.28 | |
 | -5.96% | +14.05% | 1,08,546.98 | |
 | -1.83% | +13.72% | 5,748.74 | |
 | -9.65% | +9.05% | 18,188.24 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,62,869 Cr and the Latest NAV as of 23 Oct 2026 is ₹29.84.
The Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,62,868.50 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,