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Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
+16.05%
3Y annualised
+0.86% 1D
NAV: 14 May '26
₹31.48
Min. for SIP
₹500
Fund size (AUM)
₹3,055.82 Cr
Expense ratio
1.02%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹58,968 | -1.72% | |
| 3 years | ₹1,80,000 | ₹1,95,679 | +8.71% | |
| 5 years | ₹3,00,000 | ₹3,95,105 | +31.70% | |
| 10 years | ₹6,00,000 | ₹11,31,614 | +88.60% |
Holdings (78)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 7.32% |
| HDFC Bank Ltd. | Financial | Equity | 7.13% |
| Reliance Industries Ltd. | Energy | Equity | 4.80% |
| Axis Bank Ltd. | Financial | Equity | 4.15% |
| State Bank of India | Financial | Equity | 3.64% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.48% |
| Infosys Ltd. | Technology | Equity | 3.28% |
| NTPC Ltd. | Energy | Equity | 2.82% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.37% |
| Tech Mahindra Ltd. | Technology | Equity | 2.05% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 1.92% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 1.85% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.79% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 1.76% |
| Cummins India Ltd. | Capital Goods | Equity | 1.72% |
| JSW Energy Ltd. | Capital Goods | Equity | 1.65% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 1.60% |
| Bajaj Finance Ltd. | Financial | Equity | 1.53% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 1.46% |
| Interglobe Aviation Ltd. | Services | Equity | 1.41% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 1.41% |
| Eternal Ltd. | Services | Equity | 1.37% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.28% |
| NLC India Ltd. | Energy | Equity | 1.24% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.19% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.16% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 1.16% |
| NTPC Green Energy Ltd. | Energy | Equity | 1.08% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.06% |
| Tata Power Company Ltd. | Energy | Equity | 1.05% |
| Indus Towers Ltd. | Communication | Equity | 1.04% |
| Power Finance Corporation Ltd. | Financial | Equity | 1.03% |
| L&T Finance Ltd. | Financial | Equity | 1.01% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.00% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 0.98% |
| Swiggy Ltd. | Services | Equity | 0.97% |
| Page Industries Ltd. | Textiles | Equity | 0.96% |
| PB Fintech Ltd. | Services | Equity | 0.87% |
| Coforge Ltd. | Technology | Equity | 0.86% |
| Info Edge (India) Ltd. | Services | Equity | 0.86% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.83% |
| Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.82% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.80% |
| Bharti Airtel Ltd. | Communication | Equity | 0.77% |
| Ultratech Cement Ltd. | Construction | Equity | 0.76% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 0.75% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.72% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.70% |
| Shriram Finance Ltd | Financial | Equity | 0.69% |
| ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 0.67% |
| Abbott India Ltd. | Healthcare | Equity | 0.67% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.64% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.63% |
| SRF Ltd. | Chemicals | Equity | 0.62% |
| United Breweries Ltd. | Consumer Staples | Equity | 0.60% |
| Syngene International Ltd. | Healthcare | Equity | 0.56% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | Equity | 0.54% |
| Gillette India Ltd. | Consumer Staples | Equity | 0.51% |
| Bharti Hexacom Ltd. | Communication | Equity | 0.47% |
| Escorts Kubota Ltd. | Automobile | Equity | 0.47% |
| Delhivery Ltd. | Services | Equity | 0.46% |
| Bajel Projects Ltd. | Capital Goods | Equity | 0.44% |
| Sharda Motor Industries Ltd. | Automobile | Equity | 0.43% |
| Vikram Solar Ltd. | Energy | Equity | 0.43% |
| Bharat Heavy Electricals Ltd. | Capital Goods | Equity | 0.43% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.41% |
| Vedanta Ltd. | Metals & Mining | Equity | 0.38% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | Equity | 0.37% |
| Afcons Infrastructure Ltd. | Construction | Equity | 0.25% |
| Max Financial Services Ltd. | Financial | Equity | 0.18% |
| Ion Exchange (India) Ltd. | Capital Goods | Equity | 0.13% |
| Vedanta Power Ltd. | Capital Goods | Equity | 0.05% |
| Malco Energy Ltd. | Metals & Mining | Equity | 0.05% |
| Cyient Ltd. | Technology | Equity | 0.05% |
| Vedanta Iron And Steel Ltd. | Metals & Mining | Equity | 0.03% |
| Kwality Wall's (India) Ltd. | Consumer Staples | Equity | 0.02% |
| LIC Housing Finance Ltd. | Financial | Equity | 0.00% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +16.1% | +15.1% | +12.3% | +10.7% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 27 | 16 | 28 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
JM Flexicap Fund Direct Plan Growth | -0.62% | +19.79% | 5,040.51 | |
HDFC Flexi Cap Direct Plan Growth | +0.82% | +18.87% | 1,00,479.23 | |
HSBC Flexi Cap Fund Direct Growth | +4.80% | +18.65% | 5,405.12 | |
Parag Parikh Flexi Cap Fund Direct Growth | +0.99% | +16.46% | 1,40,949.13 | |
Franklin India Flexi Cap Fund Direct Growth | -3.14% | +15.92% | 19,049.25 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
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RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
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ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
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KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
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About Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,49,710 Cr and the Latest NAV as of 14 May 2026 is ₹31.48.
The Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,49,710.38 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,