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Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
+16.71%
3Y annualised
-2.25% 1D
NAV: 13 Mar '26
₹30.08
Min. for SIP
₹500
Fund size
₹3,133.09 Cr
Expense ratio
1.01%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹55,427 | -7.62% | |
| 3 years | ₹1,80,000 | ₹2,18,844 | +21.58% | |
| 5 years | ₹3,00,000 | ₹4,57,143 | +52.38% | |
| 10 years | ₹6,00,000 | ₹11,65,162 | +94.19% |
Holdings (79)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd. | Financial | Equity | 7.59% |
| HDFC Bank Ltd. | Financial | Equity | 7.08% |
| Reliance Industries Ltd. | Energy | Equity | 4.56% |
| State Bank of India | Financial | Equity | 3.99% |
| Larsen & Toubro Ltd. | Construction | Equity | 3.62% |
| Axis Bank Ltd. | Financial | Equity | 3.20% |
| NTPC Ltd. | Energy | Equity | 2.93% |
| Bajaj Finance Ltd. | Financial | Equity | 2.86% |
| Infosys Ltd. | Technology | Equity | 2.86% |
| Bharti Airtel Ltd. | Communication | Equity | 2.69% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 2.54% |
| SBI Life Insurance Company Ltd. | Insurance | Equity | 1.95% |
| Samvardhana Motherson International Ltd. | Automobile | Equity | 1.89% |
| Tech Mahindra Ltd. | Technology | Equity | 1.84% |
| Hindustan Aeronautics Ltd. | Capital Goods | Equity | 1.69% |
| Ultratech Cement Ltd. | Construction | Equity | 1.62% |
| Vedanta Ltd. | Metals & Mining | Equity | 1.57% |
| Cummins India Ltd. | Capital Goods | Equity | 1.56% |
| HDFC Asset Management Company Ltd. | Financial | Equity | 1.55% |
| Interglobe Aviation Ltd. | Services | Equity | 1.54% |
| NLC India Ltd. | Energy | Equity | 1.41% |
| JSW Energy Ltd. | Capital Goods | Equity | 1.40% |
| Titan Company Ltd. | Consumer Discretionary | Equity | 1.38% |
| Eternal Ltd. | Services | Equity | 1.34% |
| Lupin Ltd. | Healthcare | Equity | 1.32% |
| Power Finance Corporation Ltd. | Financial | Equity | 1.32% |
| Blue Star Ltd. | Consumer Discretionary | Equity | 1.24% |
| Bharat Petroleum Corporation Ltd. | Energy | Equity | 1.23% |
| United Spirits Ltd. | Consumer Staples | Equity | 1.21% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 1.15% |
| Varun Beverages Ltd. | Consumer Staples | Equity | 1.15% |
| Nestle India Ltd. | Consumer Staples | Equity | 1.11% |
| L&T Finance Ltd. | Financial | Equity | 1.00% |
| Dixon Technologies (India) Ltd. | Capital Goods | Equity | 0.97% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | Equity | 0.96% |
| Alkem Laboratories Ltd. | Healthcare | Equity | 0.90% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.87% |
| TVS Motor Company Ltd. | Automobile | Equity | 0.86% |
| Page Industries Ltd. | Textiles | Equity | 0.82% |
| JSW Steel Ltd. | Metals & Mining | Equity | 0.81% |
| Delhivery Ltd. | Services | Equity | 0.80% |
| Shriram Finance Ltd | Financial | Equity | 0.78% |
| Britannia Industries Ltd. | Consumer Staples | Equity | 0.77% |
| PB Fintech Ltd. | Services | Equity | 0.76% |
| Tata Power Company Ltd. | Energy | Equity | 0.72% |
| Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.71% |
| NTPC Green Energy Ltd. | Energy | Equity | 0.68% |
| Abbott India Ltd. | Healthcare | Equity | 0.68% |
| United Breweries Ltd. | Consumer Staples | Equity | 0.65% |
| Kaynes Technology India Ltd. | Capital Goods | Equity | 0.65% |
| Gland Pharma Ltd. | Healthcare | Equity | 0.64% |
| SRF Ltd. | Chemicals | Equity | 0.61% |
| Emcure Pharmaceuticals Ltd. | Healthcare | Equity | 0.60% |
| The Indian Hotels Company Ltd. | Services | Equity | 0.57% |
| Ipca Laboratories Ltd. | Healthcare | Equity | 0.55% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.53% |
| ISGEC Heavy Engineering Ltd. | Capital Goods | Equity | 0.53% |
| Info Edge (India) Ltd. | Services | Equity | 0.52% |
| Gillette India Ltd. | Consumer Staples | Equity | 0.52% |
| Swiggy Ltd. | Services | Equity | 0.50% |
| Escorts Kubota Ltd. | Automobile | Equity | 0.50% |
| Syngene International Ltd. | Healthcare | Equity | 0.47% |
| Sharda Motor Industries Ltd. | Automobile | Equity | 0.45% |
| Hindalco Industries Ltd. | Metals & Mining | Equity | 0.44% |
| Bajel Projects Ltd. | Capital Goods | Equity | 0.37% |
| Coforge Ltd. | Technology | Equity | 0.34% |
| Vikram Solar Ltd. | Energy | Equity | 0.33% |
| Cyient DLM Ltd. | Capital Goods | Equity | 0.33% |
| PVR Inox Ltd. | Services | Equity | 0.33% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | Equity | 0.31% |
| Schneider Electric Infrastructure Ltd. | Capital Goods | Equity | 0.29% |
| EIH Ltd. | Services | Equity | 0.24% |
| Afcons Infrastructure Ltd. | Construction | Equity | 0.21% |
| Max Financial Services Ltd. | Financial | Equity | 0.20% |
| Ion Exchange (India) Ltd. | Capital Goods | Equity | 0.12% |
| Cyient Ltd. | Technology | Equity | 0.05% |
| Kwality Wall's (India) Ltd. | Consumer Staples | Equity | 0.02% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | Pref. Shares | 0.01% |
| Yes Bank Ltd. | Financial | Add. Tier 1 Bond | -- |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +16.7% | +13.5% | +12.5% | +10.4% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 24 | 14 | 31 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
HDFC Flexi Cap Direct Plan Growth | +8.22% | +19.93% | 1,00,455.32 | |
Parag Parikh Flexi Cap Fund Direct Growth | +6.16% | +19.30% | 1,34,253.17 | |
Invesco India Flexi Cap Fund Direct Growth | +4.71% | +19.10% | 4,679.85 | |
HSBC Flexi Cap Fund Direct Growth | +8.91% | +17.31% | 5,278.84 | |
Franklin India Flexi Cap Fund Direct Growth | +4.75% | +16.97% | 19,597.86 | |
| Compare | ||||
Fund management
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Ritesh Rathod is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,41,774 Cr and the Latest NAV as of 13 Mar 2026 is ₹30.08.
The Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,41,773.84 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,