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Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
+9.93%
3Y annualised
-0.16% 1D
NAV: 11 Sep '26
₹32.10
Min. for SIP
₹500
Fund size (AUM)
₹3,127.08 Cr
Expense ratio
1.26%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹59,990 | -0.02% | |
| 3 years | ₹1,80,000 | ₹1,91,003 | +6.11% | |
| 5 years | ₹3,00,000 | ₹3,87,553 | +29.18% | |
| 10 years | ₹6,00,000 | ₹11,17,638 | +86.27% |
Holdings (74)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 7.53% |
| HDFC Bank Ltd | Financial | Equity | 7.26% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.19% |
| Axis Bank Ltd | Financial | Equity | 4.16% |
| Infosys Ltd | Technology | Equity | 3.99% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.42% |
| State Bank of India | Financial | Equity | 3.05% |
| JSW Energy Ltd | Energy & Utilities | Equity | 2.99% |
| Alkem Laboratories Ltd | Healthcare | Equity | 2.19% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 2.07% |
| HDFC Asset Management Company Ltd | Financial | Equity | 2.06% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 1.99% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.94% |
| Zomato Ltd | Technology | Equity | 1.78% |
| JSW Infrastructure Ltd | Industrials | Equity | 1.77% |
| Info Edge (India) Ltd | Technology | Equity | 1.70% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.67% |
| Varun Beverages Ltd | Consumer Staples | Equity | 1.66% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 1.63% |
| Indus Towers Ltd | Technology | Equity | 1.62% |
| Swiggy Ltd. | Technology | Equity | 1.53% |
| Godrej Consumer Products Ltd | Consumer Staples | Equity | 1.47% |
| Tech Mahindra Ltd | Technology | Equity | 1.46% |
| Max Financial Services Ltd | Financial | Equity | 1.39% |
| Gland Pharma Ltd | Healthcare | Equity | 1.38% |
| Bajaj Finance Ltd | Financial | Equity | 1.35% |
| Ambuja Cements Ltd | Materials | Equity | 1.33% |
| United Spirits Ltd | Consumer Staples | Equity | 1.31% |
| Nestle India Ltd | Consumer Staples | Equity | 1.28% |
| NTPC Green Energy Ltd. | Energy & Utilities | Equity | 1.28% |
| The Indian Hotels Company Ltd | Consumer Discretionary | Equity | 1.18% |
| Blue Star Ltd | Industrials | Equity | 1.17% |
| Endurance Technologies Ltd | Consumer Discretionary | Equity | 1.11% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.08% |
| TD Power Systems Ltd | Industrials | Equity | 1.02% |
| LIC Housing Finance Ltd | Financial | Equity | 1.00% |
| Cummins India Ltd | Industrials | Equity | 0.98% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.98% |
| TVS Motor Company Ltd | Consumer Discretionary | Equity | 0.97% |
| Healthcare Global Enterprises Ltd | Healthcare | Equity | 0.97% |
| PB Fintech Ltd | Financial | Equity | 0.96% |
| Bharti Hexacom Ltd. | Technology | Equity | 0.95% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.85% |
| Abbott India Ltd | Healthcare | Equity | 0.80% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 0.80% |
| Tata Power Company Ltd | Energy & Utilities | Equity | 0.80% |
| Power Finance Corporation Ltd | Financial | Equity | 0.78% |
| Tata Motors Ltd | Industrials | Equity | 0.75% |
| Piramal Pharma Ltd | Healthcare | Equity | 0.68% |
| TBO Tek Ltd. | Consumer Discretionary | Equity | 0.67% |
| ISGEC Heavy Engineering Ltd | Industrials | Equity | 0.66% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.62% |
| Mankind Pharma Ltd. | Healthcare | Equity | 0.59% |
| Escorts Kubota Ltd | Industrials | Equity | 0.58% |
| Repo | Unspecified | Repo | 0.56% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 0.55% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 0.53% |
| Indegene Ltd. | Healthcare | Equity | 0.49% |
| Syngene International Ltd | Healthcare | Equity | 0.47% |
| Gillette India Ltd | Consumer Staples | Equity | 0.46% |
| Bajel Projects Ltd | Industrials | Equity | 0.44% |
| Sharda Motor Industries Ltd | Consumer Discretionary | Equity | 0.43% |
| Ellenbarrie Industrial Gases Ltd | Materials | Equity | 0.40% |
| ICICI Prudential Life Insurance Company Ltd | Financial | Equity | 0.37% |
| KPIT Technologies Ltd | Technology | Equity | 0.37% |
| United Breweries Ltd | Consumer Staples | Equity | 0.35% |
| NLC India Ltd | Energy & Utilities | Equity | 0.34% |
| AU Small Finance Bank Ltd | Financial | Equity | 0.26% |
| AFCONS INFRASTRUCTURE LIMITED EQ | Industrials | Equity | 0.21% |
| Page Industries Ltd | Consumer Discretionary | Equity | 0.21% |
| Tube Investments Of India Ltd | Consumer Discretionary | Equity | 0.20% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
| Yes Bank Ltd Perpetual Bond 9.00 | Financial | Additional Tier 1 Bond | -- |
| Net Payables | Unspecified | Net Payables | -0.04% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +9.9% | +11.0% | +11.1% | +10.6% |
| Category average (Equity Flexi Cap) | +16.0% | +15.6% | +13.5% | -- |
| Rank (Equity Flexi Cap) | 32 | 18 | 21 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
If you redeem within one year, returns are taxed at 20%. If you redeem after one year, returns exceeding Rs 1.25 lakh in a financial year are taxed at 12.5%.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +13.32% | +18.71% | 2,953.00 | |
 | +14.07% | +18.14% | 1,588.13 | |
 | +7.37% | +15.42% | 5,999.67 | |
 | +1.86% | +15.12% | 1,13,606.47 | |
 | -2.50% | +10.44% | 19,384.82 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
View details
ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
View details
KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
View details
About Nippon India Retirement Fund Wealth Creation Scheme Direct Growth
Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is a Equity Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon India Retirement Fund Wealth Creation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,97,966 Cr and the Latest NAV as of 11 Sep 2026 is ₹32.10.
The Nippon India Retirement Fund Wealth Creation Scheme Direct Growth is rated Very High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkBSE 500 Total Return Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,97,966.37 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,