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Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth
+7.90%
3Y annualised
+0.27% 1D
NAV: 07 Aug '26
₹23.76
Min. for SIP
₹500
Fund size (AUM)
₹144.07 Cr
Expense ratio
0.98%
Rating
1
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,950 | +3.25% | |
| 3 years | ₹1,80,000 | ₹1,96,036 | +8.91% | |
| 5 years | ₹3,00,000 | ₹3,59,041 | +19.68% | |
| 10 years | ₹6,00,000 | ₹8,84,780 | +47.46% |
Holdings (30)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOI CGL 7.06 10/10/2046 | Entities | Central Government Loan | 30.51% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 16.84% |
| GOI 8.13 22/06/2045 | Entities | GOI Securities | 15.89% |
| Repo | Unspecified | Repo | 8.36% |
| GOI Sec 8.17 01/12/2044 | Entities | GOI Securities | 4.91% |
| ICICI Bank Ltd | Financial | Equity | 2.99% |
| State Bank of India | Financial | Equity | 2.14% |
| GOI Sec 8.30 31/12/2042 | Entities | GOI Securities | 1.64% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 1.63% |
| HDFC Bank Ltd | Financial | Equity | 1.56% |
| Net Current Assets | Unspecified | Net Current Assets | 1.33% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.30% |
| NTPC Ltd | Energy & Utilities | Equity | 1.14% |
| Axis Bank Ltd | Financial | Equity | 1.11% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 1.00% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 0.94% |
| Zomato Ltd | Technology | Equity | 0.90% |
| GOI Sec 8.83 12/12/2041 | Entities | GOI Securities | 0.81% |
| Cummins India Ltd | Industrials | Equity | 0.77% |
| Dixon Technologies (India) Ltd | Consumer Discretionary | Equity | 0.73% |
| Infosys Ltd | Technology | Equity | 0.72% |
| Tata Consultancy Services Ltd | Technology | Equity | 0.49% |
| SBI Life Insurance Company Ltd | Financial | Equity | 0.46% |
| Mishra Dhatu Nigam Ltd | Materials | Equity | 0.38% |
| Crompton Greaves Consumer Electricals Ltd | Consumer Discretionary | Equity | 0.36% |
| Kaynes Technology India Ltd | Industrials | Equity | 0.30% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 0.28% |
| Tube Investments Of India Ltd | Consumer Discretionary | Equity | 0.23% |
| Apollo Hospitals Enterprise Ltd | Healthcare | Equity | 0.19% |
| Others Mrgn Money | Unspecified | Margin Money | 0.09% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.9% | +7.4% | +7.6% | +7.8% |
| Category average (Hybrid Conservative Hybrid) | +9.1% | +8.0% | +7.8% | -- |
| Rank (Hybrid Conservative Hybrid) | 22 | 23 | 15 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.83% | +10.76% | 3,418.90 | |
 | +5.77% | +9.67% | 3,355.90 | |
 | +6.46% | +9.13% | 10,144.75 | |
 | +4.94% | +9.08% | 179.80 | |
| +8.15% | +9.04% | 976.82 | |
| Compare | ||||
Fund management
PSPranay SinhaMar 2021 - PresentView details
PS
Pranay Sinha
Mar 2021 - Present
View details
RRRitesh RathodJan 2026 - PresentView details
RR
Ritesh Rathod
Jan 2026 - Present
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ASAmber SinghaniaMar 2026 - PresentView details
AS
Amber Singhania
Mar 2026 - Present
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KDKinjal DesaiMay 2018 - PresentView details
KD
Kinjal Desai
May 2018 - Present
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About Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth
Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth is a Hybrid Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Pranay Sinha is the Current Fund Manager of Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,57,200 Cr and the Latest NAV as of 07 Aug 2026 is ₹23.76.
The Nippon IndiaRetirement Fund Income Generation Scheme Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index
Fund house
Rank (total assets)#4 in India
Total AUM₹7,57,199.84 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,