1M
6M
1Y
3Y
5Y
All
| NAV: 10 Jan 2025 | ₹22.09 |
| Min. SIP amount | ₹500 |
| Rating | 2 |
| Fund size | ₹163.67Cr |
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹ (%)
Returns and rankings
Category: Hybrid Conservative Hybrid
Annualised returns
Absolute returns
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund returns | 11.5% | 8.7% | 8.8% | 8.3% |
| Category average | 9.7% | 8.0% | 8.6% | NA |
| Rank with in category | 8 | 17 | 20 | NA |
Understand terms
Peer Comparison
| Hybrid, Conservative Hybrid funds | Rating | 1Y | 3Y | Fund Size(Cr) |
|---|---|---|---|---|
Parag Parikh Conservative Hybrid Fund Direct Growth | 5 | 12.2% | 11.5% | 2,250.10 |
Kotak Debt Hybrid Fund Direct Growth | 4 | 12.1% | 10.8% | 2,885.62 |
HDFC Hybrid Debt Fund Direct Growth | 4 | 10.2% | 10.1% | 3,342.03 |
SBI Conservative Hybrid Fund Direct Growth | 4 | 10.8% | 9.3% | 10,030.40 |
Canara Robeco Conservative Hybrid Fund Direct Growth | 4 | 10.7% | 8.3% | 978.94 |
Holdings (34)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
GOI | Sovereign | CGL | 29.29% |
GOI | Sovereign | GOI Sec | 17.08% |
GOI | Sovereign | GOI Sec | 15.29% |
GOI | Sovereign | GOI Sec | 6.60% |
GOI | Sovereign | CGL | 4.73% |
ICICI Bank Ltd. | Financial | Equity | 2.22% |
HDFC Bank Ltd. | Financial | Equity | 2.11% |
GOI | Sovereign | CGL | 1.56% |
Reliance Industries Ltd. | Energy | Equity | 1.41% |
Tata Consultancy Services Ltd. | Technology | Equity | 1.28% |
Infosys Ltd. | Technology | Equity | 1.21% |
Dixon Technologies (India) Ltd. | Capital Goods | Equity | 1.15% |
State Bank of India | Financial | Equity | 1.07% |
Larsen & Toubro Ltd. | Construction | Equity | 0.93% |
Axis Bank Ltd. | Financial | Equity | 0.89% |
Zomato Ltd. | Services | Equity | 0.77% |
GOI | Sovereign | CGL | 0.77% |
Samvardhana Motherson International Ltd. | Automobile | Equity | 0.64% |
NTPC Ltd. | Energy | Equity | 0.64% |
Cummins India Ltd. | Capital Goods | Equity | 0.63% |
Wipro Ltd. | Technology | Equity | 0.58% |
Kaynes Technology India Ltd. | Capital Goods | Equity | 0.54% |
United Breweries Ltd. | Consumer Staples | Equity | 0.51% |
Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 0.51% |
Bajaj Auto Ltd. | Automobile | Equity | 0.42% |
Hindustan Unilever Ltd. | Consumer Staples | Equity | 0.37% |
ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 0.30% |
Mishra Dhatu Nigam Ltd. | Metals & Mining | Equity | 0.30% |
Tube Investments Of India Ltd. | Automobile | Equity | 0.28% |
Cyient DLM Ltd. | Capital Goods | Equity | 0.26% |
Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 0.24% |
Birla Corporation Ltd. | Construction | Equity | 0.16% |
Apollo Hospitals Enterprise Ltd. | Healthcare | Equity | 0.14% |
SBI Life Insurance Company Ltd. | Insurance | Equity | 0.13% |
See All
Pros and cons
Category: Hybrid Conservative Hybrid
Pros
Exit load is zero
Lower expense ratio: 1%
Average credit rating of the fund's holdings: AAA
This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 0.92
The fund has generated returns higher than benchmark - CRISIL Hybrid 85+15 Conservative Index - in the last 3Y
Cons
Lock-in period: 5Y
Low rating: 2
Expense ratio, exit load and tax
Expense ratio: 1.00%
Inclusive of GST
Exit load
Nil
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab.
Understand terms
Check past data
Minimum investment amounts
| Min. for 1st investment | ₹500 |
| Min. for 2nd investment onwards | ₹500 |
| Min. for SIP | ₹500 |
Fund management
Pranay SinhaMar 2021 - PresentView details
Pranay Sinha
Mar 2021 - Present
View details
Education
Mr. Sinha has done B.Tech in Aerospace Engg. from IIT Kharagpur and PGDM with Major in Finance from IIM Calcutta.
Experience
Prior to joining Nippon India Mutual Fund, he has worked with ABSLAMC, BNP Paribas Bank (October 2010 - August,2014) , Morgan Stanley Investment Management Pvt. Ltd. (March 2008 - October 2010) and ICICI Prudential Asset Management Co. Ltd. ( October 2005 - March 2008).
Also manages these schemes
Ashutosh BhargavaApr 2024 - PresentView details
Ashutosh Bhargava
Apr 2024 - Present
View details
Education
Mr. Bhargava is B.Com & MBA (Finance)
Experience
Prior to joining Nippon India Mutual Fund he has worked with Reliance Capital Ltd and JP Morgan India Service Pvt. Ltd.
Also manages these schemes
Kinjal DesaiMay 2018 - PresentView details
Kinjal Desai
May 2018 - Present
View details
Education
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience
She has been working with Nippon India Mutual Fund since year, 2012
Also manages these schemes
Fund house & investment objective
Fund house contact details
Address
4th Floor, Tower A, Peninsula Business Park,Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400013
Phone
NA
Launch Date
30 Jun 1995
Nippon India Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]Website
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