Nippon India Banking and PSU Fund Direct Growth

Debt
Banking and PSU
Moderate Risk
7.66%
3Y annualised
+0.08% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Sep 2025
₹21.74
Rating
3
Min. SIP amount
₹100
Fund size
₹5,684.38Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (104)

NameSectorInstrumentAssets
National Bank For Agriculture & Rural Development
FinancialDebenture3.17%
FinancialNCD3.14%
GOI
SovereignGOI Sec2.65%
Small Industries Devp. Bank of India Ltd.
FinancialBonds/NCD2.34%
FinancialNCD2.26%
FinancialBonds2.24%
Indian Railway Finance Corporation Ltd.
FinancialNCD2.17%
FinancialBonds2.07%
SBI Life Insurance Company Ltd.
InsuranceNCD1.98%
EnergyNCD1.81%
Indian Railway Finance Corporation Ltd.
FinancialNCD1.80%
EnergyNCD1.80%
Nuclear Power Corpn. Of India Ltd.
EnergyNCD1.80%
FinancialDebenture1.80%
National Housing Bank
FinancialBonds1.80%
REC Ltd.
FinancialBonds1.79%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture1.64%
FinancialAd.Tier 2 Bnd1.58%
FinancialDebenture1.58%
GOI
SovereignGOI Sec1.53%
FinancialFRD1.45%
Mahindra & Mahindra Financial Services Ltd.
FinancialNCD1.36%
Small Industries Devp. Bank of India Ltd.
FinancialBonds1.35%
Export-Import Bank Of India
FinancialDebenture1.35%
FinancialBonds1.34%
GOI
SovereignGOI Sec1.32%
EnergyDebenture1.32%
Bajaj Housing Finance Ltd.
FinancialNCD1.32%
ICICI Bank Ltd.
FinancialDebenture1.31%
GOI
SovereignGOI Sec1.29%
FinancialDebenture1.27%
National Bank For Financing Infrastructure And Development
FinancialDebenture1.22%
GOI
SovereignGOI Sec1.18%
FinancialDebenture1.10%
HDFC Bank Ltd.
FinancialDebenture1.09%
Power Finance Corporation Ltd.
FinancialDebenture0.90%
FinancialDebenture0.90%
FinancialDebenture0.90%
Export-Import Bank Of India
FinancialNCD0.90%
India Infradebt Ltd.
ConstructionDebenture0.90%
Bank Of Baroda
FinancialBonds0.89%
Indian Railway Finance Corporation Ltd.
FinancialNCD0.89%
FinancialBonds0.89%
HDB Financial Services Ltd.
FinancialBonds0.89%
FinancialNCD0.89%
FinancialDebenture0.88%
FinancialBonds0.88%
FinancialAd.Tier 2 Bnd0.88%
GOI
SovereignGOI Sec0.88%
Maharashtra State
OthersSDL0.85%
FinancialDebenture0.81%
FinancialNCD0.80%
Karnataka State
OthersSDL0.75%
HDFC Bank Ltd.
FinancialDebenture0.73%
Kotak Mahindra Prime Ltd.
FinancialNCD0.72%
FinancialDebenture0.53%
HDFC Bank Ltd.
FinancialDebenture0.46%
FinancialDebenture0.46%
FinancialDebenture0.46%
FinancialDebenture0.45%
FinancialNCD0.45%
Bajaj Finance Ltd.
FinancialDebenture0.45%
Power Grid Corporation Of India Ltd.
EnergyBonds/Deb0.45%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.45%
Export-Import Bank Of India
FinancialBonds0.45%
National Bank For Agriculture & Rural Development
FinancialDebenture0.45%
Uttar Pradesh State
OthersSDL0.45%
Tata Capital Ltd.
FinancialNCD0.45%
FinancialNCD0.44%
Bajaj Finance Ltd.
FinancialDebenture0.44%
Small Industries Devp. Bank of India Ltd.
FinancialNCD0.44%
HDFC Bank Ltd.
FinancialNCD0.44%
ICICI Bank Ltd.
FinancialDebenture0.44%
L&T Metro Rail (Hyderabad) Ltd.
ConstructionNCD0.44%
National Highways Infra Trust
ConstructionDebenture0.36%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.35%
National Highways Infra Trust
ConstructionDebenture0.33%
SovereignGOI Sec0.28%
Maharashtra State
OthersSDL0.28%
EnergyDebenture0.27%
National Bank For Agriculture & Rural Development
FinancialNCD0.27%
HDFC Bank Ltd.
FinancialNCD0.27%
Karnataka State
OthersSDL0.27%
Maharashtra State
OthersSDL0.26%
Kerala State
OthersSDL0.19%
Power Grid Corporation Of India Ltd.
EnergyDebenture0.19%
Karnataka State
OthersSDL0.19%
FinancialDebenture0.18%
SovereignGOI Sec0.18%
SovereignGOI Sec0.15%
National Bank For Agriculture & Rural Development
FinancialDebenture0.09%
FinancialDebenture0.09%
EnergyDebenture0.09%
Small Industries Devp. Bank of India Ltd.
FinancialBonds0.09%
Andhra Pradesh State
FinancialSDL0.09%
GOI
SovereignGOI Sec0.08%
Karnataka State
OthersSDL0.07%
GOI
SovereignGOI Sec0.06%
SovereignGOI Sec0.05%
SovereignGOI Sec0.02%
FinancialBonds0.01%
Karnataka State
OthersSDL0.01%
NHPC Ltd.
EnergyDebenture0.00%
ServicesDebenture0.00%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.2%7.7%6.3%7.8%
Category average7.8%7.1%5.8%NA
Rank with in category1446NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.38%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Divya Dutt Sharma
Sep 2025 - Present
View details

Education
Bachelor of Commerce, MSC Banking & Finance.
Experience
Prior to joining the Nippon AMC, he was associated with Bhramrishi Mission NGO, Equations LLC, V.K Pamecha and Associates.
Also manages these schemes

Lokesh Maru
Sep 2025 - Present
View details

Education
Bachelor of Technology, CFA, FRM
Experience
Prior to joining the Nippon AMC, he was associated with BlackRock Services India Private Ltd, CRISIL Ltd.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
4th Floor, Tower A, Peninsula Business Park,Ganapatrao Kadam Marg, Lower Parel (W), Mumbai 400013
Phone
NA
Launch Date
30 Jun 1995
E-mail
NA
Website
Nippon India Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

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