Nippon India Credit Risk Fund Direct Growth

Nippon India Credit Risk Fund Direct Growth

+8.97%
3Y annualised
+0.23% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jun '26
₹41.51
Min. for SIP
₹100
Fund size (AUM)
₹1,343.43 Cr
Expense ratio
0.71%
Rating
4

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,110
+3.52%
3 years₹1,80,000₹2,04,317
+13.51%
5 years₹3,00,000₹3,69,994
+23.33%
10 years₹6,00,000₹8,63,946
+43.99%

Holdings (56)

NameSectorInstrumentsAssets
RepoUnspecifiedRepo6.30%
GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100EntitiesGOI Securities5.63%
CENTURY TEXTILES AND INDUSTRIES LIMITED 8.55 NCD 30AG29 FVRS1LACMaterialsNon Convertible Debenture4.06%
DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LACIndustrialsNon Convertible Debenture3.74%
MINDSPACE BUSINESS PARKS REIT SR NCD17 7.1652 NCD 05MR29 FVRS1LACReal EstateNon Convertible Debenture3.66%
HDFC Bank Limited (15/02/2027) ** #FinancialCertificate of Deposit3.52%
Union Bank of India CDFinancialCertificate of Deposit3.51%
CANARA BANK CD 12MAR27FinancialCertificate of Deposit3.50%
RENEW SOLAR ENERGY (JHARKHAND FIVE) PRIVATE LIMITED 8.44 NCD 31AG29 FVRS1LACUnspecifiedNon Convertible Debenture3.43%
MUTHOOT FINCORP LIMITED 10.40 NCD 30DC33 FVRS10000FinancialNon Convertible Debenture3.33%
SHRIRAM HOUSING FINANCE LIMITED SR 35 9.25 NCD 04OT27 FVRS1LACFinancialNon Convertible Debenture3.01%
NAVI FINSERV LIMITED 10.20 NCD 05AG27 FVRS10000FinancialNon Convertible Debenture2.96%
GAURSONS INDIA PRIVATE LIMITED SR 1 10.96 NCD 26DC28 FVRS1LACReal EstateNon Convertible Debenture2.95%
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LACMaterialsDebenture2.62%
HIRANANDANI FINANCIAL SERVICES PRIVATE LIMITED 9.95 RR NCD 24FB28 FVRS1LACFinancialNon Convertible Debenture2.60%
GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LACIndustrialsBonds2.40%
AUXILO FINSERVE PRIVATE LIMITED SR AUX20252603 RR NCD 11AG28 FVRS1LACFinancialDebenture2.37%
MANCHERIAL REPALLEWADA ROAD PRIVATE LIMITED SR B 8.28 RR NCD 31MR31 FVRS90420IndustrialsDebenture2.36%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LACFinancialBonds2.22%
STATE DEVELOPMENT LOAN 22817 RAJ 11MR30 6.84 FV RS 100UnspecifiedState Development Loan2.20%
REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LACFinancialDebenture1.92%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LACFinancialBonds1.87%
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LACIndustrialsBonds/Debentures1.87%
MINDSPACE BUSINESS PARKS REIT SR NCD9 7.96 NCD 11MY29 FVRS1LACReal EstateDebenture1.87%
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV B 9.15 BD 30NV27 FVRS1LACConsumer StaplesBonds1.86%
JSW Kalinga Steel Ltd.MaterialsDebenture1.85%
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LACEnergy & UtilitiesDebenture1.85%
TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED SR I 2024-25 A 9.35 NCD 31DC27 FVRS1LACUnspecifiedDebenture1.83%
6.57% Tamil Nadu SDL 13-Jan-2031UnspecifiedState Development Loan1.81%
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LACConsumer DiscretionaryDebenture1.72%
NUVOCO VISTAS CORPORATION LIMITED SR IV TR 3 10.15 NCD 06JL77 FVRS10LACMaterialsFloating Rate Debenture1.66%
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100EntitiesGOI Securities1.52%
MUTHOOT MCRED LIMITED SR I 9.25 NCD 25FB28 FVRS10000FinancialNon Convertible Debenture1.45%
GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LACIndustrialsBonds1.17%
MUTHOOT MICROFIN LIMITED 9.7 NCD 23JN28 FVRS1LACFinancialNon Convertible Debenture1.10%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture1.01%
KOSAMATTAM FINANCE LIMITED 10 NCD 29AG27 FVRS10000FinancialNon Convertible Debenture0.87%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture0.78%
STATE DEVELOPMENT LOAN 21257 KAR 30JN31 8.22 FV RS 100UnspecifiedState Development Loan0.77%
CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100EntitiesGOI Securities0.76%
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED SR IV D 9.15 BD 30NV29 FVRS1LACConsumer StaplesBonds0.75%
Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027FinancialBonds/Debentures0.75%
ADANI TRANSMISSION STEP-TWO LIMITED SR III 7.70 NCD 30SP28 FVRS1LACEnergy & UtilitiesDebenture0.74%
TRUST INVESTMENT ADVISORS PRIVATE LIMITED 107D CP 15JUL26FinancialCommercial Paper0.73%
INDOSTAR HOME FINANCE PRIVATE LIMITED 9.40 NCD 19SP26 FVRS1LACFinancialNon Convertible Debenture0.60%
SURYAPET KHAMMAM ROAD PRIVATE LIMITED SR A 8.08 RR NCD 30JU35 FVRS1LACIndustrialsNon Convertible Debenture0.53%
INDOSTAR HOME FINANCE PRIVATE LIMITED 9.40 NCD 21NV26 FVRS1LACFinancialNon Convertible Debenture0.52%
VEDANTA LIMITED SR II 9.45 NCD 05JU28 FVRS1LACMaterialsDebenture0.38%
GOI Sec 7.17 17/04/2030EntitiesGOI Securities0.38%
MUTHOOT MCRED LIMITED SR I TR XVI 9.25 NCD 18MY28 FVRS10000FinancialBonds/Debentures0.36%
LIC HOUSING FINANCE LIMITED TR 409 6.01 LOA 19MY26 FVRS10LACFinancialBonds0.22%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR C 7.68 NCD 16MY26 FVRS1LACFinancialDebenture0.22%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.22%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture0.20%
Others Mrgn MoneyUnspecifiedMargin Money0.01%
Net PayablesUnspecifiedNet Payables-2.52%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+9.0%+9.2%+6.7%+7.6%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)6711--

Exit load, stamp duty and tax

Exit load

Exit load of 1% if units in excess of 10% are redeemed within 12 months

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

AS
Amber Singhania
Mar 2026 - Present
View details

Education
MMS Finance (Mumbai University)
Experience
Prior to joining the Nippon India AMC, he was associated with Asian Markets Securities Pvt. Ltd.
Also manages these schemes

KD
Kinjal Desai
Mar 2026 - Present
View details

Education
Ms. Desai has done B.A (Economics), MSc. (Economics) and has cleared CFA Level 1
Experience
She has been working with Nippon India Mutual Fund since year, 2012
Also manages these schemes

About Nippon India Credit Risk Fund Direct Growth

Nippon India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Amber Singhania is the Current Fund Manager of Nippon India Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,49,710 Cr and the Latest NAV as of 09 Jun 2026 is ₹41.51. The Nippon India Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. Exit load of 1% if units in excess of 10% are redeemed within 12 months ;

Investment Objective

The scheme aims to generate optimal returns consistent with moderate levels of risk. It will invest atleast 65 per cent of its assets in debt instruments with maturity of more than 1 year and the rest in money market instruments (including cash or call money and reverse repo) and debentures with maturity of less than 1 year. The exposure in government securities will generally not exceed 50 percent of the assets.;
Fund benchmarkCRISIL Credit Risk Debt B-II Index

Fund house

Rank (total assets)#4 in India
Total AUM₹7,49,710.38 Cr
Date of Incorporation30 Jun 1995
Phone+91 022 6808 7000
E-mail--
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,