Stocks
Invest in Stocks
Invest in stocks, ETFs, IPOs with fast orders. Track returns on your stock holdings and view real-time P&L on your positions.
F&O
Mutual Funds
Invest in Mutual Funds
Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Nippon India Floater Fund Direct Growth
Debt
Floater
Moderate Risk
+8.04%
3Y annualised
+0.02% 1D
NAV: 08 Jan '26
₹49.13
Min. SIP amount
₹100
Fund size
₹8,201.66 Cr
Expense ratio
0.35%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,671 | +4.45% | |
| 3 years | ₹1,80,000 | ₹2,03,985 | +13.33% | |
| 5 years | ₹3,00,000 | ₹3,60,621 | +20.21% | |
| 10 years | ₹6,00,000 | ₹8,80,334 | +46.72% |
Holdings (106)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 3.06% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.62% |
| GOI | Sovereign | GOI Sec | 2.55% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | NCD | 2.42% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.39% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 2.31% |
| Madhya Pradesh State | Others | SDL | 2.20% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | NCD | 2.14% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.12% |
| Bihar State | Others | SDL | 2.11% |
| REC Ltd. | Financial | Debenture | 2.02% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.79% |
| GOI | Sovereign | GOI Sec | 1.74% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 1.51% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.51% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.51% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 1.51% |
| India Universal Trust AL1 | Others | Sec. Debt | 1.49% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.46% |
| Maharashtra State | Others | SDL | 1.31% |
| Maharashtra State | Others | SDL | 1.28% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.27% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 1.22% |
| SMFG India Credit Company Ltd. | Financial | Debenture | 1.21% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 1.21% |
| Tamilnadu State | Others | SDL | 1.21% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.21% |
| Uttar Pradesh State | Others | SDL | 1.19% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.02% |
| Uttar Pradesh State | Others | SDL | 1.01% |
| Gujarat State | Construction | SDL | 0.99% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.98% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 0.98% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.95% |
| REC Ltd. | Financial | ZCB | 0.94% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.91% |
| National Housing Bank | Financial | Debenture | 0.91% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.91% |
| Aditya Birla Capital Ltd. | Financial | NCD | 0.90% |
| Jio Credit Ltd. | Financial | Debenture | 0.90% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.89% |
| L&T Finance Ltd. | Financial | NCD | 0.89% |
| GOI | Sovereign | GOI FRB | 0.86% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.85% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.82% |
| GOI | Sovereign | GOI Sec | 0.76% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.74% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.73% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.73% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.71% |
| Uttar Pradesh State | Others | SDL | 0.69% |
| Gujarat State | Construction | SDL | 0.65% |
| GOI | Sovereign | GOI Sec | 0.64% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.62% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.61% |
| Bajaj Finance Ltd. | Financial | Bonds | 0.61% |
| Export-Import Bank Of India | Financial | NCD | 0.61% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 0.61% |
| Nomura Fixed Income Securities Pvt. Ltd. | Financial | NCD | 0.61% |
| GOI | Sovereign | GOI Sec | 0.61% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | NCD | 0.61% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.61% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 0.60% |
| Maharashtra State | Others | SDL | 0.60% |
| Nomura Capital (India) Pvt Ltd. | Financial | NCD | 0.60% |
| Madhya Pradesh State | Others | SDL | 0.60% |
| IndiGrid Infrastructure Trust | Capital Goods | Debenture | 0.60% |
| Canara Bank | Financial | CD | 0.59% |
| GOI | Sovereign | GOI Sec | 0.59% |
| Union Bank of India | Financial | CD | 0.59% |
| Uttar Pradesh State | Others | SDL | 0.59% |
| Gujarat State | Construction | SDL | 0.57% |
| GOI | Sovereign | GOI Sec | 0.56% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.54% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.53% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.51% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.49% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.49% |
| Uttar Pradesh State | Others | SDL | 0.48% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.43% |
| Haryana State | Others | SDL | 0.42% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | NCD | 0.37% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.36% |
| Uttar Pradesh State | Others | SDL | 0.36% |
| REC Ltd. | Financial | Debenture | 0.32% |
| Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 0.31% |
| Rajasthan State | Others | SDL | 0.31% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 0.31% |
| Maharashtra State | Others | SDL | 0.31% |
| Tamilnadu State | Others | SDL | 0.31% |
| L&T Metro Rail (Hyderabad) Ltd. | Construction | NCD | 0.30% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 0.30% |
| GOI | Sovereign | GOI Sec | 0.30% |
| Madhya Pradesh State | Others | SDL | 0.30% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.30% |
| Maharashtra State | Others | SDL | 0.25% |
| Karnataka State | Others | SDL | 0.24% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.18% |
| Tata Capital Ltd. | Financial | NCD | 0.13% |
| National Highways Infra Trust | Construction | Debenture | 0.12% |
| Gujarat State | Construction | SDL | 0.12% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.12% |
| National Highways Infra Trust | Construction | Debenture | 0.11% |
| Mangalore Refinery And Petrochemicals Ltd. | Energy | Debenture | 0.08% |
| GOI | Sovereign | GOI Sec | 0.07% |
| GOI | Sovereign | CGL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.0% | +6.4% | +7.5% | +8.0% |
| Category average (Debt Floater) | +7.7% | +6.2% | +7.0% | -- |
| Rank (Debt Floater) | 7 | 6 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Floating Rate Fund Direct Growth | +8.50% | +8.51% | 304.96 | |
ICICI Prudential Floating Interest Fund Direct Plan Growth | +8.32% | +8.47% | 7,282.30 | |
Kotak Floating Rate Fund Direct Growth | +8.56% | +8.29% | 3,368.00 | |
HDFC Floating Rate Debt Fund Direct Plan Growth | +8.00% | +8.14% | 15,772.63 | |
Aditya Birla Sun Life Floating Rate Direct Fund Growth | +7.76% | +7.86% | 13,415.81 | |
| Compare | ||||
Fund management
VAVikash AgarwalSep 2024 - PresentView details
VA
Vikash Agarwal
Sep 2024 - Present
View details
DDSDivya Dutt SharmaSep 2025 - PresentView details
DDS
Divya Dutt Sharma
Sep 2025 - Present
View details
LMLokesh MaruSep 2025 - PresentView details
LM
Lokesh Maru
Sep 2025 - Present
View details
About Nippon India Floater Fund Direct Growth
Nippon India Floater Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Vikash Agarwal is the Current Fund Manager of Nippon India Floater Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,09,782 Cr and the Latest NAV as of 08 Jan 2026 is ₹49.13.
The Nippon India Floater Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme aims to generate regular income through investment in a portfolio comprising substantially of floating rate debt. It would not invest more than 75% of its assets in fixed rate debt securities including fixed rate securitised debt, money market instruments and floating rate debt Instruments swapped for fixed returns.;
Fund benchmarkNIFTY Short Duration Debt Index A-II
Fund house
Rank (total assets)#4 in India
Total AUM₹7,09,781.92 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,