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Nippon India Floater Fund Direct Growth
Debt
Floater
Moderate Risk
+8.05%
3Y annualised
-0.02% 1D
NAV: 20 Feb '26
₹49.47
Min. for SIP
₹100
Fund size
₹8,470.51 Cr
Expense ratio
0.35%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹62,671 | +4.45% | |
| 3 years | ₹1,80,000 | ₹2,03,985 | +13.33% | |
| 5 years | ₹3,00,000 | ₹3,60,621 | +20.21% |
Holdings (113)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Indian Railway Finance Corporation Ltd. | Financial | NCD | 2.98% |
| LIC Housing Finance Ltd. | Financial | Debenture | 2.57% |
| GOI | Sovereign | GOI Sec | 2.53% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | NCD | 2.37% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 2.32% |
| Sundaram Home Finance Ltd. | Financial | Debenture | 2.30% |
| Madhya Pradesh State | Others | SDL | 2.16% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 2.08% |
| REC Ltd. | Financial | Debenture | 1.97% |
| Bharti Telecom Ltd. | Communication | Debenture | 1.76% |
| GOI | Sovereign | GOI Sec | 1.71% |
| Canara Bank | Financial | CD | 1.66% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.49% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 1.48% |
| Siddhivinayak Securitisation Trust | Others | Sec. Debt | 1.47% |
| Radhakrishna Securitisation Trust | Others | Sec. Debt | 1.47% |
| Power Finance Corporation Ltd. | Financial | Bonds | 1.43% |
| India Universal Trust AL1 | Others | Sec. Debt | 1.42% |
| Bank Of Baroda | Financial | CD | 1.39% |
| Union Bank of India | Financial | CD | 1.38% |
| Maharashtra State | Others | SDL | 1.29% |
| Maharashtra State | Others | SDL | 1.25% |
| Shivshakti Securitisation Trust | Others | Sec. Debt | 1.23% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | Debenture | 1.20% |
| SMFG India Credit Company Ltd. | Financial | Debenture | 1.19% |
| Toyota Financial Services Ltd. | Financial | NCD | 1.19% |
| Aditya Birla Housing Finance Ltd. | Financial | NCD | 1.19% |
| Tamilnadu State | Others | SDL | 1.18% |
| Uttar Pradesh State | Others | SDL | 1.17% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.16% |
| Kotak Mahindra Investments Ltd. | Financial | NCD | 1.12% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.10% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 1.01% |
| Uttar Pradesh State | Others | SDL | 1.00% |
| Gujarat State | Construction | SDL | 0.98% |
| Sikka Ports and Terminals Ltd. | Energy | Debenture | 0.96% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.95% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.93% |
| REC Ltd. | Financial | ZCB | 0.92% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds/NCD | 0.89% |
| National Housing Bank | Financial | Debenture | 0.89% |
| National Bank For Agriculture & Rural Development | Financial | Bonds | 0.89% |
| Bihar State | Others | SDL | 0.89% |
| Poonawalla Fincorp Ltd. | Financial | Debenture | 0.88% |
| L&T Finance Ltd. | Financial | NCD | 0.88% |
| Aditya Birla Capital Ltd. | Financial | NCD | 0.88% |
| Jio Credit Ltd. | Financial | Debenture | 0.88% |
| GOI | Sovereign | GOI FRB | 0.85% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.85% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.83% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.81% |
| GOI | Sovereign | GOI Sec | 0.73% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.72% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | Debenture | 0.71% |
| Uttar Pradesh State | Others | SDL | 0.68% |
| Aditya Birla Finance Ltd. | Financial | Debenture | 0.65% |
| Gujarat State | Construction | SDL | 0.64% |
| GOI | Sovereign | GOI Sec | 0.63% |
| Power Finance Corporation Ltd. | Financial | Bonds | 0.61% |
| Bajaj Finance Ltd. | Financial | Bonds | 0.60% |
| GOI | Sovereign | GOI Sec | 0.60% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | NCD | 0.60% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | Debenture | 0.60% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.60% |
| GOI | Sovereign | GOI Sec | 0.59% |
| Export-Import Bank Of India | Financial | NCD | 0.59% |
| Housing & Urban Development Corporation Ltd. | Financial | NCD | 0.59% |
| Nomura Fixed Income Securities Pvt. Ltd. | Financial | NCD | 0.59% |
| Nomura Capital (India) Pvt Ltd. | Financial | NCD | 0.59% |
| Madhya Pradesh State | Others | SDL | 0.59% |
| Aditya Birla Housing Finance Ltd. | Financial | Debenture | 0.59% |
| IndiGrid Infrastructure Trust | Capital Goods | Debenture | 0.59% |
| Canara Bank | Financial | CD | 0.58% |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | Debenture | 0.58% |
| Uttar Pradesh State | Others | SDL | 0.57% |
| Gujarat State | Construction | SDL | 0.56% |
| GOI | Sovereign | GOI Sec | 0.55% |
| Axis Bank Ltd. | Financial | CD | 0.55% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.53% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | Debenture | 0.52% |
| Power Finance Corporation Ltd. | Financial | Bonds/NCD | 0.49% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.48% |
| Uttar Pradesh State | Others | SDL | 0.47% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.45% |
| GOI | Sovereign | GOI Sec | 0.43% |
| Haryana State | Others | SDL | 0.41% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.36% |
| Uttar Pradesh State | Others | SDL | 0.36% |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | NCD | 0.36% |
| REC Ltd. | Financial | Debenture | 0.31% |
| Maharashtra State | Others | SDL | 0.31% |
| Tamilnadu State | Others | SDL | 0.31% |
| L&T Metro Rail (Hyderabad) Ltd. | Construction | NCD | 0.30% |
| Indian Railway Finance Corporation Ltd. | Financial | Bonds/NCD | 0.30% |
| Nuclear Power Corpn. Of India Ltd. | Energy | NCD | 0.30% |
| Small Industries Devp. Bank of India Ltd. | Financial | Bonds | 0.30% |
| Rajasthan State | Others | SDL | 0.30% |
| Madhya Pradesh State | Others | SDL | 0.30% |
| Bajaj Housing Finance Ltd. | Financial | NCD | 0.30% |
| Indian Railway Finance Corporation Ltd. | Financial | Debenture | 0.29% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.28% |
| Maharashtra State | Others | SDL | 0.24% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.18% |
| National Highways Infra Trust | Construction | Debenture | 0.12% |
| Gujarat State | Construction | SDL | 0.12% |
| Tata Capital Housing Finance Ltd. | Financial | Bonds | 0.12% |
| India Universal Trust AL1 | Others | Sec. Debt | 0.12% |
| National Highways Infra Trust | Construction | Debenture | 0.11% |
| GOI | Sovereign | GOI Sec | 0.07% |
| Kotak Mahindra Investments Ltd. | Financial | Debenture | 0.06% |
| Sundaram Finance Ltd. | Financial | Debenture | 0.06% |
| Karnataka State | Others | SDL | 0.06% |
| GOI | Sovereign | CGL | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +8.1% | +6.7% | +7.6% | +7.9% |
| Category average (Debt Floater) | +7.7% | +6.2% | +7.0% | -- |
| Rank (Debt Floater) | 7 | 5 | 2 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Franklin India Floating Rate Fund Direct Growth | +8.59% | +8.59% | 286.29 | |
ICICI Prudential Floating Interest Fund Direct Plan Growth | +8.07% | +8.44% | 7,195.72 | |
Kotak Floating Rate Fund Direct Growth | +8.39% | +8.32% | 3,390.53 | |
HDFC Floating Rate Debt Fund Direct Plan Growth | +7.76% | +8.12% | 16,607.91 | |
Aditya Birla Sun Life Floating Rate Direct Fund Growth | +7.54% | +7.84% | 13,349.84 | |
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About Nippon India Floater Fund Direct Growth
Nippon India Floater Fund Direct Growth is a Debt Mutual Fund Scheme launched by Nippon India Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Vikash Agarwal is the Current Fund Manager of Nippon India Floater Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹7,34,712 Cr and the Latest NAV as of 20 Feb 2026 is ₹49.47.
The Nippon India Floater Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000.
;
Investment Objective
The scheme aims to generate regular income through investment in a portfolio comprising substantially of floating rate debt. It would not invest more than 75% of its assets in fixed rate debt securities including fixed rate securitised debt, money market instruments and floating rate debt Instruments swapped for fixed returns.;
Fund benchmarkNIFTY Short Duration Debt Index A-II
Fund house
Rank (total assets)#4 in India
Total AUM₹7,34,711.84 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address30th Floor, One Lodha PlaceSenapati Bapat Marg, Lower ParelMumbai Mumbai 400013
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,