Aditya Birla Sun Life Short Term Direct Fund Direct Growth

Aditya Birla Sun Life Short Term Direct Fund Direct Growth

+7.38%
3Y annualised
+0.07% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 04 Jun '26
₹53.95
Min. for SIP
₹1,000
Fund size (AUM)
₹7,291.06 Cr
Expense ratio
0.37%
Rating
3

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,045
+1.74%
3 years₹1,80,000₹1,98,683
+10.38%
5 years₹3,00,000₹3,56,468
+18.82%
10 years₹6,00,000₹8,70,142
+45.02%

Holdings (96)

NameSectorInstrumentsAssets
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LACTechnologyDebenture6.26%
TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.17 NCD 21MY30 FVRS1LACFinancialDebenture4.62%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 190 6.65 BD 20MY30 FVRS1LACFinancialBonds4.32%
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25UnspecifiedSecuritised Debt3.78%
POWER FINANCE CORPORATION LIMITED SR 250B 6.64 BD 15JL30 FVRS1LACFinancialDebenture3.64%
Net ReceivablesUnspecifiedNet Receivables3.52%
Reverse RepoUnspecifiedReverse Repo3.30%
GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100EntitiesGOI Securities2.95%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture2.84%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture2.69%
NATIONAL HOUSING BANK 6.80 BD 02AP32 FVRS1LACFinancialBonds2.64%
POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LACEnergy & UtilitiesBonds2.57%
EMBASSY OFFICE PARKS REIT SR XI 7.96 NCD 27SP27 FVRS1LACReal EstateNon Convertible Debenture2.48%
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LACMaterialsDebenture2.44%
STATE DEVELOPMENT LOAN 36387 BH 03SP33 7.54 FV RS 100UnspecifiedState Development Loan2.19%
BAJAJ FINANCE LIMITED NCD 7.38 28JU30 FVRS1LACFinancialDebenture2.16%
GOI Sec 7.17 17/04/2030EntitiesGOI Securities2.03%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LACFinancialDebenture1.96%
BHARTI TELECOM LIMITED SR XXI 8.75 NCD 05NV29 FVRS1LACTechnologyNon Convertible Debenture1.89%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LACFinancialDebenture1.86%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LACFinancialBonds1.75%
KNOWLEDGE REALTY TRUST 7.2 NCD 26SP28 FVRS1LACReal EstateDebenture1.63%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LACFinancialNon Convertible Debenture1.60%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LACFinancialDebenture1.54%
BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LACFinancialDebenture1.38%
NEXUS SELECT TRUST SR II TR A 7.6937 NCD 28MY27 FVRS1LACIndustrialsDebenture1.37%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LACFinancialDebenture1.36%
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LACFinancialBonds1.36%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191B 6.58 BD 30MY30 FVRS1LACFinancialBonds1.33%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 189 6.78 BD 30AP30 FVRS1LACFinancialBonds1.16%
INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24UnspecifiedSecuritised Debt1.12%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LACFinancialBonds/NCDs1.02%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-2 TR II 7.04 BD 07AP35 FVRS1LACFinancialBonds0.96%
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LACTechnologyDebenture0.95%
MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LACFinancialDebenture0.91%
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LACFinancialBonds0.89%
INDINFRAVIT TRUST RR LOA 31MR40 FVRS1LACFinancialFloating Rate Bond0.88%
GOI Sec 7.41 19/12/2036EntitiesGOI Securities0.84%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25UnspecifiedSecuritised Debt0.75%
BAJAJ FINANCE LIMITED 7.98 NCD 31JL29 FVRS1LACFinancialBonds0.69%
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 25 8.35 NCD 15JN27 FVRS1LACFinancialNon Convertible Debenture0.69%
TATA CAPITAL HOUSING FINANCE LIMITED SR A FY22-23 7.75 NCD 18MY27 FVRS10LACFinancialBonds0.69%
TATA CAPITAL HOUSING FINANCE LIMITED SR D 7.7120 NCD 14JN28 FVRS1LACFinancialDebenture0.68%
REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LACFinancialDebenture0.68%
JSW ENERGY LIMITED TR I 8.75 NCD 20MR28 FVRS1LACEnergy & UtilitiesDebenture0.68%
NATIONAL HOUSING BANK 7.35 BD 02JN32 FVRS1LACFinancialBonds0.68%
GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100EntitiesGOI Securities0.67%
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LACFinancialDebenture0.66%
7.54% GOVT OF INDIA RED 23-05-2036EntitiesGOI Securities0.57%
STATE DEVELOPMENT LOAN 36385 ASM 03SP35 7.63 FV RS 100UnspecifiedState Development Loan0.54%
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LACTechnologyDebenture0.54%
CENTRAL GOVERNMENT LOAN 20061 GOI 08JN28 7.17 FV RS 100EntitiesGOI Securities0.53%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture0.50%
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 27 8.07 NCD 10SP27 FVRS1LACFinancialNon Convertible Debenture0.48%
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LACHealthcareDebenture0.48%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.41%
TATA CAPITAL HOUSING FINANCE LIMITED SR D 8.10 NCD 19FB27 FVRS1LACFinancialDebenture0.34%
HINDUJA HOUSING FINANCE LIMITED 8.85 NCD 01FB27 FVRS1LACFinancialNon Convertible Debenture0.34%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.68 BD 09JL27 FVRS1LACFinancialDebenture0.34%
TATA CAPITAL HOUSING FINANCE LIMITED SR D OP II 7.8 NCD 05AG27 FVRS10LACFinancialDebenture0.34%
0% GOI - 22AUG26 STRIPSEntitiesGOI Securities0.34%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LACFinancialBonds0.34%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LACFinancialBonds0.34%
EXPORT IMPORT BANK OF INDIA SR AA 03 7.12 BD 27JU30 FVRS1LACFinancialBonds0.34%
NATIONAL HOUSING BANK 7.29 BD 04JL31 FVRS1LACFinancialBonds0.34%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2023 1 7.43 BD 16JU33 FVRS1LACFinancialDebenture0.34%
GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100EntitiesGOI Securities0.32%
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LACFinancialBonds0.27%
Export-Import Bank Of India 8.87 30/10/2029FinancialBonds0.21%
ADITYA BIRLA HOUSING FINANCE LIMITED SR K2 7.8989 NCD 08JU27 FVRS1LACFinancialNon Convertible Debenture0.21%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 186 7.25 BD 17JN35 FVRS1LACFinancialBonds0.20%
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LACFinancialNon Convertible Debenture0.20%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR A 6.9 NCD 23AP32 FVRS1LACFinancialDebenture0.20%
GOVERNMENT OF INDIA 34786 GS 15APR2036 C STRIPS FV RS 100EntitiesGOI Securities0.14%
CENTRAL GOVERNMENT LOAN 22085 GS 12JU26 C STRIPS FV RS 100EntitiesGOI Securities0.14%
GOVERNMENT OF INDIA 33146 GS 19DEC2026 C STRIPS FV RS 100EntitiesGOI Securities0.14%
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LACTechnologyDebenture0.14%
GOVERNMENT OF INDIA 34787 GS 15OCT2036 C STRIPS FV RS 100EntitiesGOI Securities0.13%
Gsec C-STRIPS Mat 12-Dec-2026EntitiesGOI Securities0.13%
GOVERNMENT OF INDIA 34788 GS 15APR2037 C STRIPS FV RS 100EntitiesGOI Securities0.13%
GOVERNMENT OF INDIA 34789 GS 15OCT2037 C STRIPS FV RS 100EntitiesGOI Securities0.12%
Gsec C-STRIPS Mat 15-Dec-2028EntitiesGOI Securities0.12%
GOVERNMENT OF INDIA 34790 GS 15APR2038 C STRIPS FV RS 100EntitiesGOI Securities0.12%
GOVERNMENT OF INDIA 34792 GS 15APR2039 C STRIPS FV RS 100EntitiesGOI Securities0.08%
GS CG 15/10/2039 - (STRIPS)EntitiesGOI Securities0.08%
STATE DEVELOPMENT LOAN 19920 GUJ 08NV27 7.64 FV RS 100IndustrialsState Development Loan0.07%
7.75% IRFC NCD RED 15-04-2033**FinancialDebenture0.07%
ICICI HOME FINANCE COMPANY LIMITED SR HDBMAY262 7.19 BD 22AG28 FVRS1LACFinancialBonds0.07%
GOVERNMENT OF INDIA 34412 GS 22OCT2029 C STRIPS FV RS 100EntitiesGOI Securities0.05%
Haryana State SDL 7.64 29/03/2027UnspecifiedState Development Loan0.04%
STATE DEVELOPMENT LOAN 20372 GUJ 25AP28 8.25 FV RS 100IndustrialsState Development Loan0.04%
GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100EntitiesGOI Securities0.03%
Uttar Pradesh State Government Securities (27/03/2038)UnspecifiedState Development Loan0.01%
Chhattisgarh State SDL 7.88 2027UnspecifiedState Development Loan0.01%
CUBE HIGHWAYS TRUST TR I 7.2503 NCD 25AP28 FVRS1LACIndustrialsDebenture0.00%
G Sec Strip Mat - 120627EntitiesGOI Securities0.00%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.4%+6.7%+7.7%+8.4%
Category average (Debt Short Duration)+7.1%+5.9%+6.6%--
Rank (Debt Short Duration)552--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

MS
Mohit Sharma
Aug 2020 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

About Aditya Birla Sun Life Short Term Direct Fund Direct Growth

Aditya Birla Sun Life Short Term Direct Fund Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Short Term Direct Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,23,182 Cr and the Latest NAV as of 04 Jun 2026 is ₹53.95. The Aditya Birla Sun Life Short Term Direct Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000. ;

Investment Objective

The scheme seeks to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.
Fund benchmarkNIFTY Short Duration Debt Index A-II

Fund house

Rank (total assets)#4 in India
Total AUM₹4,23,182.21 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,