Aditya Birla Sun Life Credit Risk Fund Direct Growth

Debt
Credit Risk
High Risk
12.17%
3Y annualised
-0.06% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Jun 2025₹24.38
Min. SIP amount₹100
Rating4
Fund size₹993.40Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (48)

NameSectorInstrumentAssets
SovereignGOI Sec5.94%
Metals & MiningDebenture5.56%
Consumer StaplesDebenture4.56%
SovereignGOI Sec3.75%
Narayana Hrudayalaya Ltd.
HealthcareDebenture3.08%
SIS Ltd.
ServicesDebenture3.04%
JSW Energy Ltd.
Capital GoodsDebenture3.04%
360 ONE Wealth Ltd.
FinancialNCD3.04%
Vedanta Ltd.
Metals & MiningDebenture3.03%
Hero Housing Finance Ltd.
FinancialDebenture3.03%
Hinduja Housing FInance Ltd.
FinancialNCD2.96%
Ess Kay Fincorp Ltd.
FinancialNCD2.70%
Indian Railway Finance Corporation Ltd.
FinancialBonds2.60%
GMR Airports Ltd.
ConstructionDebenture2.59%
Tata Projects Ltd.
ConstructionDebenture2.56%
National Bank For Financing Infrastructure And Development
FinancialBonds2.55%
Arka Fincap Ltd.
FinancialDebenture2.54%
FinancialDebenture2.53%
DLF Home Developers Ltd
ServicesDebenture2.53%
ServicesDebenture2.51%
ConstructionREITs2.46%
Adani Airport Holdings Ltd.
ServicesDebenture2.40%
Nuvama Wealth Finance Ltd.
FinancialDebenture2.22%
FinancialDebenture2.08%
Indian Railway Finance Corporation Ltd.
FinancialBonds2.03%
FinancialDebenture2.02%
ConstructionInvITs2.02%
Avanse Financial Services Ltd.
FinancialDebenture2.02%
FinancialNCD2.00%
Capital GoodsInvITs1.65%
Eris Lifesciences Ltd.
HealthcareDebenture1.39%
Eris Lifesciences Ltd.
HealthcareDebenture1.38%
PCBL Chemical Ltd.
ChemicalsDebenture1.30%
ConstructionREITs1.14%
Godrej Industries Ltd.
Consumer StaplesNCD0.82%
GOI
SovereignGOI Sec0.53%
ConstructionInvITs0.52%
DME Development Ltd.
ConstructionDebenture0.43%
DME Development Ltd.
ConstructionDebenture0.43%
DME Development Ltd.
ConstructionDebenture0.43%
DME Development Ltd.
ConstructionDebenture0.43%
DME Development Ltd.
ConstructionDebenture0.43%
DME Development Ltd.
ConstructionDebenture0.42%
DME Development Ltd.
ConstructionDebenture0.42%
DME Development Ltd.
ConstructionDebenture0.42%
DME Development Ltd.
ConstructionDebenture0.42%
DME Development Ltd.
ConstructionDebenture0.42%
FinancialDebenture0.12%
See All

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹100

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns17.4%12.2%10.7%9.2%
Category average11.2%8.7%9.5%NA
Rank with in category324NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.67%

Inclusive of GST

Exit load

Exit load for units in excess of 15% of the investment, exit load of 3% if redeemed within 1 year, 2% if redeemed after 1 year but within 2 years, 1% if redeemed after 2 years but within 3 years.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

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Check past data

Fund management

Sunaina da Cunha
Apr 2017 - Present
View details

Mohit Sharma
Aug 2020 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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