Invesco India Credit Risk Fund Direct Growth

Invesco India Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderate Risk
+10.50%
3Y annualised
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 21 Jan '26
₹2,223.63
Min. SIP amount
₹1,000
Fund size
₹155.57 Cr
Expense ratio
0.28%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,946
+3.24%
3 years₹1,80,000₹2,05,721
+14.29%
5 years₹3,00,000₹3,73,904
+24.63%
10 years₹6,00,000₹8,64,154
+44.03%

Holdings (15)

NameSectorInstrumentsAssets
GOISovereignGOI Sec13.26%
Aadhar Housing Finance LtdFinancialDebenture8.47%
ONGC Petro Additions Ltd.EnergyDebenture7.79%
Manappuram Finance Ltd.FinancialNCD7.76%
Aditya Birla Real Estate Ltd.Consumer StaplesDebenture7.72%
Lodha Developers Ltd.ConstructionDebenture7.70%
Credila Financial Services Ltd.FinancialNCD6.44%
Tata Projects Ltd.ConstructionDebenture6.44%
GOISovereignGOI Sec6.31%
GOISovereignGOI Sec3.34%
GOISovereignGOI Sec3.31%
Piramal Finance Ltd.FinancialDebenture3.24%
GOISovereignGOI Sec3.12%
Roadstar Infra Investment TrustConstructionInvITs0.68%
Sintex Industries Ltd.TextilesEquity0.06%
See All

Minimum investments

Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹1,000

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.5%+7.9%+6.8%+7.3%
Category average (Debt Credit Risk)+8.7%+9.0%+6.4%--
Rank (Debt Credit Risk)4910--

Exit load, stamp duty and tax

Exit load

Exit load of 1%, if redeemed within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

VG
Vikas Garg
Sep 2020 - Present
View details

Education
Mr. Garg is CFA MBA Finance, B-Tech and M- Tech
Experience
Prior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.

About Invesco India Credit Risk Fund Direct Growth

Invesco India Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Invesco Mutual Fund. This scheme was made available to investors on 24 Jul 2006. Krishna Venkat Cheemalapati is the Current Fund Manager of Invesco India Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,42,000 Cr and the Latest NAV as of 21 Jan 2026 is ₹2,223.63. The Invesco India Credit Risk Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹1,000. Minimum Lumpsum Investment is ₹1,000. Exit load of 1%, if redeemed within 1 year. ;

Investment Objective

The scheme seeks to generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
Fund benchmarkNIFTY Credit Risk Bond Index B-II

Fund house

Rank (total assets)#16 in India
Total AUM₹1,41,999.70 Cr
Date of Incorporation24 Jul 2006
Phone+91 022-67310000
E-mailNA
Launch Date24 Jul 2006
AddressB-1001, B Wing, 10th Floor, Marathon Futurex,N. M. Joshi Marg, Lower Parel,Mumbai, Maharashtra Mumbai 400013
CustodianDeutsche Bank
Registrar & Transfer AgentKFin Tech
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,