How to Invest in Baroda BNP Paribas Credit Risk Fund Direct Growth?

You can easily invest in Baroda BNP Paribas Credit Risk Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for Baroda BNP Paribas Credit Risk Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in Baroda BNP Paribas Credit Risk Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does Baroda BNP Paribas Credit Risk Fund Direct Growth provide?

The Baroda BNP Paribas Credit Risk Fund Direct Growth has been there from 23 Jan 2015 and the average annual returns provided by this fund is 8.41% since its inception.

How much expense ratio is charged by Baroda BNP Paribas Credit Risk Fund Direct Growth?

The term Expense Ratio used for Baroda BNP Paribas Credit Risk Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Baroda BNP Paribas Credit Risk Fund Direct Growth is 0.85% as of 20 Jan 2026...

What is the AUM of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The AUM, short for Assets Under Management of Baroda BNP Paribas Credit Risk Fund Direct Growth is ₹185.49Cr as of 20 Jan 2026.

How to Redeem Baroda BNP Paribas Credit Risk Fund Direct Growth?

If you want to sell your Baroda BNP Paribas Credit Risk Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

What is the NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth is ₹25.35 as of 20 Jan 2026.

What is the PE and PB ratio of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The PE ratio ratio of Baroda BNP Paribas Credit Risk Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

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Baroda BNP Paribas Credit Risk Fund Direct Growth

Name: Baroda BNP Paribas Credit Risk Fund Direct Growth
Brand: Baroda BNP Paribas Mutual Fund

Debt

Credit Risk

Moderately High Risk

+8.54%

3Y annualised

+0.01% 1D

All

NAV: 20 Jan '26

₹25.35

Min. SIP amount

₹500

Fund size

₹185.49 Cr

Expense ratio

0.85%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,902	+3.17%
3 years	₹1,80,000	₹2,03,047	+12.80%
5 years	₹3,00,000	₹3,70,166	+23.39%
10 years	₹6,00,000	₹9,21,554	+53.59%

Holdings (27)

Name	Sector	Instruments	Assets
Piramal Finance Ltd.	Financial	Debenture	8.43%
Tata Projects Ltd.	Construction	Debenture	8.17%
Nuvoco Vistas Corporation Ltd.	Construction	Debenture	8.08%
Truhome Finance Ltd.	Financial	NCD	5.46%
Nirma Ltd.	Consumer Staples	Debenture	5.44%
Adani Ports and Special Economic Zone Ltd.	Services	Debenture	5.43%
Vedanta Ltd.	Metals & Mining	Debenture	5.42%
360 ONE Wealth Ltd.	Financial	NCD	5.42%
GOI	Sovereign	GOI Sec	5.28%
GOI	Sovereign	GOI Sec	4.28%
GOI	Sovereign	GOI Sec	4.26%
Indostar Capital Finance Ltd.	Financial	Debenture	4.07%
Motilal Oswal Home Finance Ltd.	Financial	Debenture	3.80%
Vedanta Ltd.	Metals & Mining	Debenture	2.71%
REC Ltd.	Financial	Bonds	2.68%
GOI	Sovereign	GOI Sec	2.22%
Nirma Ltd.	Consumer Staples	Debenture	2.21%
Small Industries Devp. Bank of India Ltd.	Financial	Bonds	2.18%
Maharashtra State	Others	SDL	2.11%
National Highways Infra Trust	Construction	InvITs	1.59%
Indostar Capital Finance Ltd.	Financial	NCD	1.08%
Power Grid Corporation Of India Ltd.	Energy	NCD	1.03%
Hindustan Petroleum Corporation Ltd.	Energy	Bonds/NCD	0.83%
GOI	Sovereign	GOI Sec	0.55%
GOI	Sovereign	GOI Sec	0.53%
IndiGrid Infrastructure Trust	Capital Goods	InvITs	0.45%
Indus Infra Trust	Construction	InvITs	0.35%

See All

Minimum investments

Min. for 1st investment

₹5,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+8.5%	+10.1%	+8.6%	+8.8%
Category average (Debt Credit Risk)	+8.7%	+9.0%	+6.4%	--
Rank (Debt Credit Risk)	9	4	4	--

Exit load, stamp duty and tax

Exit load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Aditya Birla Sun Life Credit Risk Fund Direct Growth	+17.58%	+12.77%	1,091.72
	Invesco India Credit Risk Fund Direct Growth	+10.28%	+10.48%	155.57
	Nippon India Credit Risk Fund Direct Growth	+9.29%	+9.01%	1,015.83
	Axis Credit Risk Fund Direct Growth	+9.15%	+8.58%	368.01
	Baroda BNP Paribas Credit Risk Fund Direct Growth	+8.41%	+8.54%	185.49
Compare

Fund management

GSW
Gurvinder Singh Wasan
Oct 2024 - Present
View details

Education

Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.

Experience

Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.

Also manages these schemes

Baroda BNP Paribas Overnight Fund Direct Growth

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Baroda BNP Paribas Low Duration Fund Direct Growth

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Baroda BNP Paribas Gilt Fund Direct Growth

Baroda BNP Paribas Corporate Bond Fund Direct Growth

Baroda BNP Paribas Nifty SDL December 2026 Index Fund Direct Growth

Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Growth

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth

Baroda BNP Paribas Credit Risk Fund Direct Growth

Baroda BNP Paribas Equity Savings Fund Direct Growth

Baroda BNP Paribas Money Market Fund Direct Growth

Baroda BNP Paribas Liquid Direct Fund Growth

Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth

VP
Vikram Pamnani
Jul 2024 - Present
View details

Education

Mr. Pamnani holds PGDM in Finance.

Experience

Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.

Also manages these schemes

Baroda BNP Paribas Overnight Fund Direct Growth

Baroda BNP Paribas Short Duration Fund Direct Fund Growth

Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Baroda BNP Paribas Nifty SDL December 2026 Index Fund Direct Growth

Baroda BNP Paribas Credit Risk Fund Segregated Portfolio 1 Direct Growth

Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth

Baroda BNP Paribas Credit Risk Fund Direct Growth

Baroda BNP Paribas Income Plus Arbitrage Active FoF Direct Growth

Baroda BNP Paribas Money Market Fund Direct Growth

Baroda BNP Paribas Arbitrage Fund Direct Growth

Baroda BNP Paribas Liquid Direct Fund Growth

Baroda BNP Paribas Multi Asset Fund Direct Growth

About Baroda BNP Paribas Credit Risk Fund Direct Growth

Baroda BNP Paribas Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Baroda Mutual Fund. This scheme was made available to investors on 24 Nov 1994. Gurvinder Singh Wasan is the Current Fund Manager of Baroda BNP Paribas Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹13,075 Cr and the Latest NAV as of 20 Jan 2026 is ₹25.35. The Baroda BNP Paribas Credit Risk Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000. Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. ;