Fund Details
Baroda Credit Risk Fund Plan B Direct Growth
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹500 |
| Expense Ratio | 1.10% |
| NAV | ₹15.65 (22 Jan 2021) |
|---|---|
| Fund Started | 23 Jan 2015 |
| Fund Size | ₹209 Cr |
Returns
Comparison
1. 3Y Returns are higher than the category average returns
2. 5Y Returns are higher than the category average returns
3. 1Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| Vedanta Ltd. | Metals | Debenture | 11.9% |
| Motilal Oswal Home Finance Ltd. | Financial | Bonds | 11.8% |
| Indusind Bank Ltd. | Financial | Bonds | 10.9% |
| Indiabulls Housing Finance Ltd. | Financial | Bonds | 9.1% |
| Tata Power Co. Ltd. | Energy | NCD | 8.6% |
| Indian Railway Finance Corpn. Ltd. | Financial | Bonds | 6.0% |
| Edelweiss Housing Finance Ltd. | Financial | Debenture | 5.3% |
| Reserve Bank of India | Financial | T-Bills | 4.8% |
| Reliance Industries Ltd. | Energy | CP | 4.7% |
| Bharti Airtel Ltd. | Communication | NCD | 2.4% |
Fund Managers
Baroda Credit Risk Fund Plan B Direct Growth Details
Baroda Credit Risk Fund Plan B Direct Growth is a Debt Mutual Fund Scheme launched by . This scheme was made available to investors on 23 Jan 2015. Alok Kumar Sahoo, Karn Kumar is the Current Fund Manager of Baroda Credit Risk Fund Plan B Direct Growth fund.The fund currently has an Asset Under Management(AUM) of ₹209 Cr and the Latest NAV as of 22 Jan 2021 is ₹15.65.
The Baroda Credit Risk Fund Plan B Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. For units in excess of 10% of the investment,1% will be charged for redemption within 1 year
Investment Objective
The Scheme seeks to generate returns by investing in debt and money market instruments across the credit spectrum.
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
