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UTI Banking & PSU Fund Direct Growth
+7.37%
3Y annualised
+0.05% 1D
NAV: 30 Jun '26
₹23.71
Min. for SIP
₹500
Fund size (AUM)
₹1,226.91 Cr
Expense ratio
0.21%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,701 | +2.83% | |
| 3 years | ₹1,80,000 | ₹1,99,798 | +11.00% | |
| 5 years | ₹3,00,000 | ₹3,60,964 | +20.32% | |
| 10 years | ₹6,00,000 | ₹8,49,215 | +41.54% |
Holdings (41)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 6.98% |
| KOTAK MAHINDRA BANK LIMITED CD 18DEC26 | Financial | Certificate of Deposit | 5.87% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 5.82% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 4.88% |
| AXIS BANK LIMITED SR 5 7.65 NCD 30JN27 FVRS10LAC | Financial | Non Convertible Debenture | 4.47% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 4.13% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 4.07% |
| EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC | Financial | Debenture | 4.06% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | Certificate of Deposit | 3.88% |
| POONAWALLA FINCORP LIMITED 365D CP 28JAN27 | Financial | Commercial Paper | 3.86% |
| HDFC BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 3.85% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 3.25% |
| HDFC Bank Ltd Bonds/Deb 7.95 21/09/2026 | Financial | Bonds/Debentures | 2.85% |
| Net Current Assets | Unspecified | Net Current Assets | 2.71% |
| Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027 | Financial | Bonds | 2.45% |
| Karnataka State SDL 7.86 15/03/2027 | Unspecified | State Development Loan | 2.06% |
| ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 8.20 NCD 26FB27 FVRS1LAC | Financial | Debenture | 2.04% |
| Power Finance Corporation Ltd Bonds/Deb 7.60 20/02/2027 | Financial | Bonds/Debentures | 2.04% |
| KOTAK MAHINDRA PRIME LIMITED 8.1350 NCD 10FB27 FVRS1LAC | Financial | Non Convertible Debenture | 2.03% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 2.03% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 2.03% |
| Export-Import Bank Of India 7.22 03/08/2027 | Financial | Debenture | 2.03% |
| LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC | Financial | Debenture | 2.02% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 1.94% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27 | Financial | Certificate of Deposit | 1.94% |
| Tamilnadu State SDL 7.61 15/02/2027 | Unspecified | State Development Loan | 1.65% |
| TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S43 8.3645 LOA 19MR27 FVRS1LAC | Financial | Non Convertible Debenture | 1.63% |
| BAJAJ HOUSING FINANCE LIMITED 7.14 NCD 26FB27 FVRS1LAC | Financial | Non Convertible Debenture | 1.62% |
| KOTAK MAHINDRA BANK LIMITED CD 29JAN27 | Financial | Certificate of Deposit | 1.55% |
| POWER FINANCE CORPORATION LTD. SR-172 7.74 BD 29JN28 FVRS10LAC | Financial | Non Convertible Debenture | 1.22% |
| ICICI Bank Ltd Bonds 7.47 25/06/2027 | Financial | Bonds | 1.22% |
| NHPC LIMITED AA SERIES STRPP C 7.13 LOA 11FB28 FVRS2LAC | Energy & Utilities | Debenture | 1.21% |
| ICICI SECURITIES LIMITED 365D CP 12FEB27 | Financial | Commercial Paper | 1.16% |
| CANARA BANK CD 12MAR27 | Financial | Certificate of Deposit | 1.15% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27 | Financial | Certificate of Deposit | 1.15% |
| STATE DEVELOPMENT LOAN 35525 GUJ 05FB27 6.75 FV RS 100 | Industrials | State Development Loan | 0.82% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 0.78% |
| HDFC BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 0.78% |
| Gsec C-STRIPS Mat 15-Dec-2027 | Entities | GOI Securities | 0.52% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.24% |
| Others CBLO | Unspecified | CBLO | 0.03% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +7.7% | +6.7% | +7.2% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 8 | 1 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.22% | +7.69% | 8,943.23 | |
 | +6.31% | +7.58% | 583.15 | |
 | +6.12% | +7.39% | 12,043.76 | |
| +5.97% | +7.37% | 1,226.91 | |
 | +5.77% | +7.30% | 12,219.33 | |
| Compare | ||||
Fund management
AMAnurag MittalDec 2021 - PresentView details
AM
Anurag Mittal
Dec 2021 - Present
View details
About UTI Banking & PSU Fund Direct Growth
UTI Banking & PSU Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Anurag Mittal is the Current Fund Manager of UTI Banking & PSU Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,94,739 Cr and the Latest NAV as of 30 Jun 2026 is ₹23.71.
The UTI Banking & PSU Fund Direct Growth is rated Low to Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
;
Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#8 in India
Total AUM₹3,94,738.74 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,