UTI Banking & PSU Fund Direct Growth

Debt
Banking and PSU
Moderate Risk
0123456789.01234567890123456789%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 17 Jan 2025₹21.37
Min. SIP amount₹500
Rating2
Fund size₹810.42Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹62,043 (+3.40%)

Holdings (28)

NameSectorInstrumentAssets
SovereignGOI Sec10.64%
FinancialNCD6.80%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture6.21%
Export-Import Bank Of India
FinancialDebenture6.20%
ICICI Bank Ltd.
FinancialDebenture5.95%
GOI
SovereignGOI Sec5.67%
FinancialNCD4.98%
FinancialNCD4.36%
FinancialBonds/Deb4.32%
FinancialBonds3.73%
FinancialDebenture3.71%
FinancialNCD3.16%
FinancialBonds/NCD3.10%
FinancialDebenture3.10%
Export-Import Bank Of India
FinancialBonds3.09%
EnergyDebenture3.03%
FinancialDebenture1.86%
National Bank For Agriculture & Rural Development
FinancialDebenture1.86%
National Housing Bank
FinancialDebenture1.85%
FinancialBonds1.84%
NHPC Ltd.
EnergyDebenture1.84%
SovereignGOI Sec1.25%
FinancialDebenture1.25%
EnergyNCD1.24%
SovereignGOI Sec0.71%
Tamilnadu State
OthersSDL0.63%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.61%
Clearing Corporation of India
OthersCP0.02%
See All

Minimum investment amounts

Min. for 1st investment₹500
Min. for 2nd investment onwards₹500
Min. for SIP₹500

Returns and rankings

Category: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.7%8.6%7.4%7.2%
Category average7.7%6.0%6.2%NA
Rank with in category2111NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 0.36%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund house & investment objective

Fund house contact details

Address
UTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Phone
0263 2296993
Launch Date
14 Nov 2002
E-mail
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,

Pros and cons

Category: Debt Banking and PSU

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Lower expense ratio: 0.36%

Cons

10Y annualised returns lower than category average by 0.18%
Low rating: 2

Compare funds

UTI Banking & PSU Fund Direct Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
nullth
Next SIP instalment on 20 of Jan
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