Name: UTI Banking & PSU Debt Fund Direct Growth
Brand: UTI Mutual Fund

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UTI Banking & PSU Debt Fund Direct Growth
Debt
Banking and PSU
Moderate Risk
3.58%
1Y return
+0.05% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 02 Aug 2021₹16.48
Min. SIP Amount₹500
Rating1star
Fund Size₹257.42 Cr
Return calculator
Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of ₹0
Would have become ₹0 (0.00%)
Understand termsAnnualised returnsAverage of the yearly returns of a mutual fund over a given period.
Absolute returnsThe total return of a mutual fund over a given period.
Returns and rankingsCategory: Debt Banking and PSU
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.6%4.3%5.5%6.9%
Category average4.4%8.4%7.7%NA
Rank with in category181714NA
Understand termsinfo
Holdings (17)NameSectorInstrumentAssets
GOI
SovereignGOI Sec11.5%
Food Corporation of IndiaFMCGBonds8.1%
Export-Import Bank Of India
FinancialCD7.6%
National Highways Authority of India Ltd.
ServicesNCD5.9%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture5.8%
Chennai Petroleum Corporation Ltd.
EnergyNCD5.8%
Oil & Natural Gas Corporation Ltd.EnergyDebenture5.8%
Housing & Urban Development Corporation Ltd.
FinancialDebenture5.0%
Indian Railway Finance Corporation Ltd.
FinancialBonds4.1%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture4.0%
See All
Understand termsExpense ratioA fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
TaxA percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit loadA fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp dutyA form of tax payable for the purchase or sale of an asset or security. 
Expense ratio, exit load and taxExpense ratio: 0.23%Inclusive of GST
Exit loadNil
Stamp duty0.005% (from July 1st, 2020)
Tax implicationNA
Understand termsinfo
Minimum investment amountsMin. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500
Fund managementSudhir Agrawal
Jan 2014 - Present
View Details
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Education
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Experience
Prior to joining UTI he has worked with TATA Asset Management Ltd., Tramp Value Pvt. Ltd. and CARE Ratings.
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Fund house & investment objective
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UTI Mutual Fund
Rank (total assets)#8 in India
Total AUM1,80,599.47 Cr
Date of Incorporation01 Feb 2003
UTI Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 
UTI Banking & PSU Debt Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 01 Feb 2003. Sudhir Agrawal is the Current Fund Manager of UTI Banking & PSU Debt Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹1,80,599 Cr and the Latest NAV as of 02 Aug 2021 is ₹16.48.
The UTI Banking & PSU Debt Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to 500. Minimum Lumpsum Investment is 5000. ...Read more
Investment Objective
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money ma
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
...Read more
Fund benchmarkCRISIL Banking and PSU Debt
descriptionScheme Information Document(SID)
Fund house contact details
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Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East) Mumbai 400051
Phone
022-66786666
Launch Date
01 Feb 2003
E-mail
[email protected]
Website
NA
UTI Mutual Fund
Asset Management Company
Custodian
Stock Holding Corp. of India Ltd.
Registrar & Transfer Agent
KFin Tech
Address
Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,
Email
[email protected]
Website
www.karvymfs.com
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UTI Banking & PSU Debt Fund Direct Growth
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	1Y	3Y	5Y	All
Fund returns	3.6%	4.3%	5.5%	6.9%
Category average	4.4%	8.4%	7.7%	NA
Rank with in category	18	17	14	NA

Name	Sector	Instrument	Assets
GOI	Sovereign	GOI Sec	11.5%
Food Corporation of India	FMCG	Bonds	8.1%
Export-Import Bank Of India	Financial	CD	7.6%
National Highways Authority of India Ltd.	Services	NCD	5.9%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	5.8%
Chennai Petroleum Corporation Ltd.	Energy	NCD	5.8%
Oil & Natural Gas Corporation Ltd.	Energy	Debenture	5.8%
Housing & Urban Development Corporation Ltd.	Financial	Debenture	5.0%
Indian Railway Finance Corporation Ltd.	Financial	Bonds	4.1%
Small Industries Devp. Bank of India Ltd.	Financial	Debenture	4.0%

Min. for 1st investment	₹5,000
Min. for 2nd investment onwards	₹1,000

Rating	1
Fund Size	₹257.42 Cr