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ICICI Prudential Banking & PSU Debt Direct Growth
+7.48%
3Y annualised
-0.03% 1D
NAV: 20 Jul '26
₹36.32
Min. for SIP
₹100
Fund size (AUM)
₹8,823.38 Cr
Expense ratio
0.39%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,725 | +2.88% | |
| 3 years | ₹1,80,000 | ₹1,99,552 | +10.86% | |
| 5 years | ₹3,00,000 | ₹3,58,155 | +19.38% | |
| 10 years | ₹6,00,000 | ₹8,64,384 | +44.06% |
Holdings (106)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 4.84% |
| LIC HOUSING FINANCE LTD TR 454 7.58 NCD 23MR35 FVRS1LAC | Financial | Non Convertible Debenture | 3.69% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 3.47% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC | Financial | Debenture | 3.42% |
| POWER FINANCE CORPORATION LIMITED SR 259A 6.96 BD 02MR28 FVRS1LAC | Financial | Debenture | 3.11% |
| REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC | Financial | Debenture | 2.82% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 2.68% |
| MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIII TR C 7.80 BD 07NV33 FVRS1LAC | Technology | Non Convertible Debenture | 2.53% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LAC | Financial | Non Convertible Debenture | 2.28% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 2.27% |
| Others IRS | Unspecified | Interest Rate Swap | 2.27% |
| POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC | Financial | Debenture | 2.26% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.24% |
| HDFC BANK LIMITED SR 2 7.86 BD 02DC32 FVRS1CR | Financial | Debenture | 2.10% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 2.01% |
| HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC | Financial | Debenture | 1.75% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 1.69% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 1.67% |
| HDFC Bank Limited ** | Financial | Debenture | 1.45% |
| HDFC BANK LIMITED SR AB001 7.69 NCD 27JN33 FVRS1LAC | Financial | Debenture | 1.43% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 1.42% |
| Export-Import Bank Of India SR.T.09 Debenture 7.25 01/02/2027 | Financial | Debenture | 1.42% |
| REC Ltd SR-147 Bonds 7.95 12/03/2027 | Financial | Bonds | 1.40% |
| Repo | Unspecified | Repo | 1.38% |
| HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LAC | Financial | Debenture | 1.38% |
| STATE DEVELOPMENT LOAN 36353 MP 28AG45 7.57 FV RS 100 | Unspecified | State Development Loan | 1.38% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 1.31% |
| AXIS BANK LIMITED SERIES 4 8.60 NCD 28DC28 FVRS10LAC | Financial | Non Convertible Debenture | 1.23% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR GOI-IV 8.70 BD 28SP28 FVRS10LAC | Financial | Zero Coupon Bonds | 1.17% |
| POWER FINANCE CORPORATION LIMITED SR 247B 7.40 BD 15JN35 FVRS1LAC | Financial | Bonds | 1.14% |
| REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC | Financial | Bonds | 1.14% |
| EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC | Financial | Bonds | 1.14% |
| HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR | Financial | Non Convertible Debenture | 1.14% |
| STATE DEVELOPMENT LOAN 36352 MP 28AG43 7.57 FV RS 100 | Unspecified | State Development Loan | 1.13% |
| HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC | Financial | Non Convertible Debenture | 1.12% |
| AXIS BANK LIMITED CD 13JAN27 | Financial | Certificate of Deposit | 1.09% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC | Financial | Bonds/NCDs | 1.02% |
| Export-Import Bank Of India 7.22 03/08/2027 | Financial | Debenture | 0.97% |
| MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC | Technology | Debenture | 0.92% |
| TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC | Financial | Non Convertible Debenture | 0.91% |
| REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC | Financial | Debenture | 0.91% |
| POWER FINANCE CORPORATION LTD. SERIES 187(B) 8.85 BD 25MY29 FVRS10LAC | Financial | Bonds/NCDs | 0.89% |
| HDFC BANK LIMITED SR US006 7.75 NCD 13JU33 FVRS1LAC | Financial | Debenture | 0.86% |
| REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC | Financial | Debenture | 0.86% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 0.83% |
| HDFC BANK LIMITED SR U005 9 NCD 29NV28 FVRS10LAC | Financial | Debenture | 0.76% |
| CITICORP FINANCE (INDIA) LIMITED SR 818 TR 1 RR NCD 12JU28 FVRS1LAC | Financial | Non Convertible Debenture | 0.74% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 0.71% |
| POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC | Financial | Debenture | 0.63% |
| POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC | Financial | Debenture | 0.61% |
| REC LIMITED SR 178 8.80 BD 14MY29 FVRS10LAC | Financial | Debenture | 0.59% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 0.57% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC | Financial | Bonds | 0.57% |
| HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR A 7.48 NCD 17MY29 FVRS1LAC | Financial | Bonds | 0.57% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 0.57% |
| MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC | Financial | Debenture | 0.57% |
| Power Finance Corporation Ltd SR-168B Bonds 7.44 11/06/2027 | Financial | Bonds | 0.57% |
| BHARAT SANCHAR NIGAM LIMITED SR III B 7.51 BD 20MR34 FVRS1LAC | Technology | Bonds | 0.57% |
| NTPC LIMITED 91D CP 17JUL26 | Energy & Utilities | Commercial Paper | 0.57% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 188 7.17 BD 27AP35 FVRS1LAC | Financial | Non Convertible Debenture | 0.56% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC | Financial | Debenture | 0.56% |
| MASHREQBANK PSC CD 14DEC26 | Financial | Certificate of Deposit | 0.55% |
| KOTAK MAHINDRA BANK LIMITED CD 08JAN27 | Financial | Certificate of Deposit | 0.55% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 0.55% |
| STATE DEVELOPMENT LOAN 35532 MH 05FB38 7.12 FV RS 100 | Unspecified | State Development Loan | 0.55% |
| BANK OF BARODA CD 04FEB27 | Financial | Certificate of Deposit | 0.54% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 0.54% |
| UNION BANK OF INDIA CD 30APR27 | Financial | Certificate of Deposit | 0.54% |
| STATE DEVELOPMENT LOAN 37070 TLG 11FB39 7.76 FV RS 100 | Financial | State Development Loan | 0.51% |
| ICICI BANK LIMITED SR DJU21LB 6.45 BD 15JU28 FVRS10LAC | Financial | Debenture | 0.45% |
| Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027 | Financial | Bonds | 0.40% |
| STATE DEVELOPMENT LOAN 35533 MH 05FB39 7.14 FV RS 100 | Unspecified | State Development Loan | 0.39% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.35% |
| INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24 | Unspecified | Securitised Debt | 0.33% |
| STATE DEVELOPMENT LOAN 35647 CHT 05MR37 7.32 FV RS 100 | Unspecified | State Development Loan | 0.31% |
| INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24 | Unspecified | Securitised Debt | 0.30% |
| STATE DEVELOPMENT LOAN 36219 MH 16JL47 7.12 FV RS 100 | Unspecified | State Development Loan | 0.30% |
| REC LIMITED SR 176 8.85 BD 16AP29 FVRS10LAC | Financial | Non Convertible Debenture | 0.30% |
| HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES VI 8.37 LOA 25MR29 FVRS10LAC | Financial | Debenture | 0.29% |
| HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LAC | Financial | Debenture | 0.29% |
| REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LAC | Financial | Debenture | 0.29% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LAC | Financial | Debenture | 0.29% |
| 7.48 SIDBI 24.05.2029 | Financial | Bonds | 0.29% |
| HDFC BANK LIMITED SR US003 7.70 NCD 16MY28 FVRS1LAC | Financial | Debenture | 0.29% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 0.28% |
| POWER FINANCE CORPORATION LTD. SR-169 B 7.3 BD 07AG27 FVRS10LAC | Financial | Non Convertible Debenture | 0.28% |
| Power Finance Corporation Ltd SR-158 Bonds 7.18 20/01/2027 | Financial | Bonds | 0.28% |
| ICICI HOME FINANCE COMPANY LIMITED SR HDBNOV253 OP 2 RR BD 25FB28 FVRS1LAC | Financial | Bonds | 0.28% |
| POWER FINANCE CORPORATION LTD. SR 205-B 7.20 BD 10AG35 FVRS10LAC | Financial | Debenture | 0.28% |
| STATE DEVELOPMENT LOAN 35581 KAR 20AG34 7.13 FV RS 100 | Unspecified | State Development Loan | 0.26% |
| India Universal Trust AL1 Sec. Debt 8.09 21/11/2027 | Unspecified | Securitised Debt | 0.24% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR III 8.06 BD 27MR28 FVRS10LAC | Financial | Bonds/Debentures | 0.23% |
| STATE DEVELOPMENT LOAN 36412 BH 10SP36 7.52 FV RS 100 | Unspecified | State Development Loan | 0.19% |
| ICICI BANK LIMITED SR DDE21LB 6.96 BD 17DC31 FVRS10LAC | Financial | Debenture | 0.17% |
| REC LIMITED SR 250 B 7.06 BD 30JU35 FVRS1LAC | Financial | Debenture | 0.17% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 0.09% |
| STATE DEVELOPMENT LOAN 36531 MH 24SP36 7.27 FV RS 100 | Unspecified | State Development Loan | 0.07% |
| STATE DEVELOPMENT LOAN 35706 WB 12MR38 7.29 FV RS 100 | Unspecified | State Development Loan | 0.06% |
| Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027 | Financial | Bonds | 0.06% |
| KOTAK MAHINDRA INVESTMENTS LIMITED 8.2185 NCD 27NV26 FVRS1LAC | Financial | Debenture | 0.03% |
| INDIA UNIVERSAL TRUST AL2 SERIES A1 PTC 27NOV24 | Unspecified | Securitised Debt | 0.03% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 0.03% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 0.02% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 0.00% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 0.00% |
| Net Payables | Unspecified | Net Payables | -0.05% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.5% | +6.8% | +7.5% | +8.1% |
| Category average (Debt Banking and PSU) | +7.3% | +5.7% | +7.1% | -- |
| Rank (Debt Banking and PSU) | 3 | 2 | 3 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.11% | +7.53% | 583.95 | |
| +5.59% | +7.48% | 8,823.38 | |
 | +5.66% | +7.28% | 1,100.58 | |
 | +4.85% | +7.19% | 8,963.04 | |
 | +5.56% | +7.18% | 12,172.21 | |
| Compare | ||||
Fund management
RLRohit LakhotiaJun 2023 - PresentView details
RL
Rohit Lakhotia
Jun 2023 - Present
View details
MBManish BanthiaSep 2024 - PresentView details
MB
Manish Banthia
Sep 2024 - Present
View details
About ICICI Prudential Banking & PSU Debt Direct Growth
ICICI Prudential Banking & PSU Debt Direct Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Rohit Lakhotia is the Current Fund Manager of ICICI Prudential Banking & PSU Debt Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,18,215 Cr and the Latest NAV as of 20 Jul 2026 is ₹36.32.
The ICICI Prudential Banking & PSU Debt Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The Scheme seeks to generate income through predominantly investing in Debt instruments of banks, Public Sector
Fund benchmarkNifty Banking & PSU Debt Index A-II
Fund house
Rank (total assets)#3 in India
Total AUM₹11,18,214.70 Cr
Date of Incorporation12 Oct 1993
Launch Date12 Oct 1993
AddressOne BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
CustodianSBI SG Global Securities Services Pvt.Ltd.
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,