ICICI Rubyx Credit Card

The ICICI Rubyx Credit Card is India's first dual platinum credit card, available in both Visa and Mastercard network varieties. With one account, you receive two credit cards.

This premium card has an annual cost of Rs. 2,000 and is ideal for frequent travellers. In addition, the card provides a plethora of benefits tailored exclusively to high-volume spenders. 

ICICI Rubyx Credit Card.png

Image Source: ICICI Official website

Major Highlights

Suitability

Shopping and Travel

Joining Fee

Rs. 3,000

Annual Fee

Rs. 2,000

Rewards

On payment of the membership fee, you will receive shopping and travel coupons worth more than Rs. 5,000.

ICICI Rubyx Credit Card Benefits and Features

  • Enjoy the lifestyle, eating, golf benefits, travel incentives, and free movie tickets.
  • Every anniversary year, you can earn up to 15,000 PAYBACK Points.
  • Earn 2X points on all overseas purchases made with your card.
  • Culinary Treats Programme offers a minimum of 15% savings on dining bills at over 2,500+ establishments across India.
  • Based on eligible card purchases, you can receive up to two complimentary rounds of golf per month at the golf club of your choice.
  • On payment of the registration fee, you will receive Rs 5000 in Welcome Vouchers for Shopping and Travel.
  • Mastercard and American Express provide two complimentary domestic airport lounge visits every quarter.
  • Two free movie tickets are available monthly through www.bookmyshow.com on a first-come, first-served basis.
  • Get two complimentary domestic railway lounge visits per quarter, courtesy of Mastercard and American Express.

ICICI Bank Rubyx Credit Card Charges and Fees

Joining Charges

Rs. 3,000

Annual Charges

Rs. 2,000

Interest Rate

40.80% p.a.

Late Payment Charges

  • Nil for amounts less than Rs. 100.
  • Between 100 and 500 rupees: Rs. 100.
  • Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000.
  • Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
  • Rs. 900 for amounts ranging from Rs. 10,000 to Rs. 25,000.
  • Rs. 1,000 for amounts ranging from Rs. 25,001 to Rs. 50,000.
  • Rs. 1,200 for amounts greater than Rs. 50,000.

Eligibility to Apply

The eligibility to apply for the credit card is as follows:

Nationality

Indian

Age

23 Years and above

Income

Above Rs. 5.5 lakhs pa

Occupation

Salaried or employed

Documents Required for Application

  1. PAN, Aadhaar Card, Passport, Voter ID, Driving Licence, or any other government-approved picture ID evidence.
  2. Payslips (most recent), Income Tax returns, or Form 16 are acceptable forms of income proof.
  3. Aadhaar Card, Passport, Driving Licence, most recent utility bill, Voter's ID, or any other government-approved address evidence is acceptable.
  4. Other: A colour photograph of the applicant.

How to Apply for the Rubyx Credit Card?

The ICICI Bank offers many online and offline options for applying for the ICICI Rubyx Credit Card.

To apply for the card offline, simply go to your nearest bank and fill out the physical application form.

If you want to apply online, simply follow the instructions outlined below:

Step 1: Navigate to the ICICI bank's official website.

Step 2: On the home screen, you'll see the option 'Cards.'

Step 3: Navigate to the Cards area and select 'credit cards.'

Step 4: Scroll down to find the Rubyx Credit Card.

Step 5: Select 'Get Card.'

Step 6: You'll be taken to an online application form.

Step 7: Fill out all of the essential information and paperwork.

Similar Credit Cards

If you are a regular traveller searching for a travel credit card, here are some good options for you:

Credit Card Name

Feature

SBI Elite Credit Card

Priority Pass, Vistara Silver, and Trident Privilege Red Tier Memberships are all complimentary.

HDFC Regalia Credit Card

Priority Pass membership and Club Vistara Silver membership are both complementary.

Air India SBI Signature Credit Card

For every Rs. 100 paid on Air India tickets, you will receive 30 reward points.

Standard Chartered Emirates World Credit Card

5% reward on duty-free purchases and 6 Skyward miles each Rs. 150 spent.

Other ICICI Bank Credit Cards

ICICI Platinum Chip Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card

ICICI Coral Credit Card

ICICI HPCL Super Saver Credit Card

ICICI HPCL Coral Credit Card

Amazon Pay ICICI Credit Card

ICICI Rubyx Credit Card

ICICI Mine Credit Card

ICICI Sapphiro Credit Card

ICICI Emeralde Credit Card

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