ICICI Rubyx Credit Card
The ICICI Rubyx Credit Card is India's first dual platinum credit card, available in both Visa and Mastercard network varieties. With one account, you receive two credit cards.
This premium card has an annual cost of Rs. 2,000 and is ideal for frequent travellers. In addition, the card provides a plethora of benefits tailored exclusively to high-volume spenders.
Image Source: ICICI Official website
Major Highlights
|
Suitability |
Shopping and Travel |
|
Joining Fee |
Rs. 3,000 |
|
Annual Fee |
Rs. 2,000 |
|
Rewards |
On payment of the membership fee, you will receive shopping and travel coupons worth more than Rs. 5,000. |
ICICI Rubyx Credit Card Benefits and Features
- Enjoy the lifestyle, eating, golf benefits, travel incentives, and free movie tickets.
- Every anniversary year, you can earn up to 15,000 PAYBACK Points.
- Earn 2X points on all overseas purchases made with your card.
- Culinary Treats Programme offers a minimum of 15% savings on dining bills at over 2,500+ establishments across India.
- Based on eligible card purchases, you can receive up to two complimentary rounds of golf per month at the golf club of your choice.
- On payment of the registration fee, you will receive Rs 5000 in Welcome Vouchers for Shopping and Travel.
- Mastercard and American Express provide two complimentary domestic airport lounge visits every quarter.
- Two free movie tickets are available monthly through www.bookmyshow.com on a first-come, first-served basis.
- Get two complimentary domestic railway lounge visits per quarter, courtesy of Mastercard and American Express.
ICICI Bank Rubyx Credit Card Charges and Fees
|
Joining Charges |
Rs. 3,000 |
|
Annual Charges |
Rs. 2,000 |
|
Interest Rate |
40.80% p.a. |
|
Late Payment Charges |
|
Eligibility to Apply
The eligibility to apply for the credit card is as follows:
|
Nationality |
Indian |
|
Age |
23 Years and above |
|
Income |
Above Rs. 5.5 lakhs pa |
|
Occupation |
Salaried or employed |
Documents Required for Application
- PAN, Aadhaar Card, Passport, Voter ID, Driving Licence, or any other government-approved picture ID evidence.
- Payslips (most recent), Income Tax returns, or Form 16 are acceptable forms of income proof.
- Aadhaar Card, Passport, Driving Licence, most recent utility bill, Voter's ID, or any other government-approved address evidence is acceptable.
- Other: A colour photograph of the applicant.
How to Apply for the Rubyx Credit Card?
The ICICI Bank offers many online and offline options for applying for the ICICI Rubyx Credit Card.
To apply for the card offline, simply go to your nearest bank and fill out the physical application form.
If you want to apply online, simply follow the instructions outlined below:
Step 1: Navigate to the ICICI bank's official website.
Step 2: On the home screen, you'll see the option 'Cards.'
Step 3: Navigate to the Cards area and select 'credit cards.'
Step 4: Scroll down to find the Rubyx Credit Card.
Step 5: Select 'Get Card.'
Step 6: You'll be taken to an online application form.
Step 7: Fill out all of the essential information and paperwork.
Similar Credit Cards
If you are a regular traveller searching for a travel credit card, here are some good options for you:
|
Credit Card Name |
Feature |
|
Priority Pass, Vistara Silver, and Trident Privilege Red Tier Memberships are all complimentary. |
|
|
Priority Pass membership and Club Vistara Silver membership are both complementary. |
|
|
Air India SBI Signature Credit Card |
For every Rs. 100 paid on Air India tickets, you will receive 30 reward points. |
|
Standard Chartered Emirates World Credit Card |
5% reward on duty-free purchases and 6 Skyward miles each Rs. 150 spent. |
Other ICICI Bank Credit Cards
