HDFC Regalia Credit Card

The HDFC Bank Regalia Credit Card is known as one of the bank's top offers, and as such, it comes with various exclusive benefits in a variety of areas, including travel, reward programs, movie and eating, and many more. Continue reading the material below to fully comprehend all of its features:

After successfully paying the membership fee for the HDFC Bank Regalia Credit Card, you will receive a welcome bonus of 2,500 Reward Points.

• You will receive a complimentary Priority Pass membership as well as six gratis lounge visits outside of India. Following the complimentary visits, all subsequent trips will be charged US $27 per person for each visit.
• You can apply for priority pass membership for yourself and additional members after completing a minimum of four retail transactions with your premium Regalia credit card.

With this card, you gain free admission to domestic airport lounges (airport lounges within India) 12 times each year (3 times per quarter). Furthermore, exceeding the complimentary lounge access quota will be permitted at the discretion of the lounge and will be charged by the lounge.

• Under the card's milestone spend incentives, spending above Rs. 5 lakhs in the anniversary year earns you 10,000 HDFC Regalia credit card points.
• An additional 5,000 Reward Points will be awarded for spending more than Rs. 8 lakhs during the anniversary year.

Paying your bill at a Dineout Pay-equipped restaurant using the Dineout App with the Regalia HDFC card earns you a 5% discount for transactions of Rs. 1500 or more.

Aside from the reward points and lounge access privileges, the Regalia HDFC card also includes a fuel surcharge waiver. On all transactions between Rs. 400 and Rs. 5,000 made with the HDFC Regalia Card, a 1% fuel levy is waived at all petrol stations in India.

Regalia HDFC Card comes with zero liability protection against a lost/stolen card, which means you are not liable for any fraudulent transactions done on a lost card if you notify the loss bank promptly.

•  If you spend Rs. 3 lakhs or more in the preceding year, the annual fee for the HDFC Regalia Card is waived.
• Conditions for making your HDFC Regalia Credit Card free for life: Activate one of SmartPay, One Assist, General Insurance, or Balance Transfer on your card within the first 90 days of card activation and renew annually (any one product and one bill via SmartPay or two products/two bills via SmartPay).

• Every Rs. 150 spent in retail earns you 4 Reward Points. Fuel, EasyEMI, and wallet transactions will not earn you any reward points.
• Earn accelerated RPs on SmartBuy platform travel and shopping spends (10x RPs for hotel/bus ticket bookings, 5x points on Amazon shopping, HDFC Regalia credit card flight booking through EaseMyTrip, Cleartrip, Redbus, and Apple Imagine, and 3x points on Flipkart and Rail Tickets).
• The maximum number of monthly accelerated reward points you can receive with Regalia is 4,000.
• Insurance transactions are limited to 2000 per day.
• The reward points expire two years after they are accumulated.

The following are some of the fees and charges associated with your card:

It is critical to review the eligibility criteria for any card before applying so that your application is not rejected. The Regalia Credit Card should be treated similarly. The age and income qualifying criteria for applying for the HDFC Bank Regalia card are listed in the table below:

Aside from that, the bank may have some internal eligibility criteria that it would evaluate when approving or denying your Regalia credit card application. For example, meeting merely the age and income requirements will not suffice; you must also have a strong credit history.

The following documents will be needed in order to apply-

• Aadhar Card, Voters Id, Driving License, Passport, PAN Card, and other forms of identification are acceptable.
• Ration card, Aadhar card, utility bills, passport, driving license, and so forth.
• Income proof consists of the most recent salary slips, bank statements, ITRs, pension books, and so on.

You can apply for the Regalia Credit Card both online and offline, depending on your preference. If you prefer to apply offline, simply bring all essential documents to your nearest branch and fill out a physical application form for a card. However, if you prefer online means, you can do so by following the steps outlined below:

Step 1: Visit the official website of HDFC Bank.

Step 2: Click on the 'Credit Cards' option under the 'Borrow' column.

Step 3: You will be taken to a page that categorizes all HDFC credit cards based on their features.

Step 4: The HDFC Regalia Credit Card can be found under the category 'Lifestyle.'

Step 5: Select 'Apply Now.'

Step 6: To begin using the app, enter your cell phone number and captcha.

Step 7: To finish the process, enter all of the essential information and upload the required documents.

If you want to look into other cards that have advantages comparable to HDFC Regalia, here are a couple to consider: