ICICI Bank Sapphiro Credit Card

The ICICI Bank Sapphiro credit card is the bank's second most premium and popular card, following the Emerald Credit Card. The Sapphiro is available for a yearly price of Rs. 6,500 and comes with a plethora of benefits, enticing deals, and user-friendly features.

The card is available in three versions: ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and Mastercard. However, only the Visa option is currently available.

ICICI Bank Sapphiro Credit Card.png

Image Source: ICICI Official website

Major Highlights

Suitability

Shopping and Travel

Joining Fee

Rs. 6,500

Annual Charges

Rs. 3,500

Rewards

On payment of the registration fee, you will receive welcome vouchers for shopping and travel worth Rs 9,000+.

ICICI Sapphiro Credit Card Benefits and Features

  • The ICICI Bank Sapphiro VISA credit card contains a microchip, which increases card security. In addition, it provides additional safeguards against duplication and counterfeiting. 
  • Furthermore, the additional layer of the Personal Identification Number ensures that you confirm each transaction.
  • Online account management is simple and convenient. Use the Internet banking service to do a variety of tasks, including paying your credit card bill.
  • Allow yourself 18 to 48 days to pay your credit card bills. When you pay your account in full, a new interest-free period begins. You can avoid paying any interest by paying off all of your bills in full.
  • Monthly interest rates on credit card purchases can be as low as 1.25%. The maximum interest that could be charged on defaults and other negative issues is 3.50% per month.

ICICI Sapphiro Credit Card Charges and Fees

Joining Charges

Rs. 6,500

Annual Charges

Rs. 3,500

Interest Rate or ICICI Sapphiro Credit Card International Transaction Charges

40.80% p.a.

Late Payment Charges

  • Nil for amounts less than Rs. 100.
  • Between 100 and 500 rupees: Rs. 100.
  • Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000.
  • Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
  • Rs. 900 for amounts ranging from Rs. 10,000 to Rs. 25,000.
  • Rs. 1,000 for amounts ranging from Rs. 25,001 to Rs. 50,000.
  • Rs. 1,200 for amounts greater than Rs. 50,000.

Eligibility to Apply

The eligibility criteria to apply for the card is:

Age

21 Years - 65 Years

CIBIL

Above 750

Required Documents to Apply

  • Identity Proof - Voter Id, Aadhar Card, Pan Card, Driver's Licence, Passport, and so forth (anyone).
  • Income proof includes a salary slip or bank statement (for salaried employees) and the most recent ITR (for self-employed individuals).
  • Address evidence (anyone) - Aadhar Card, Utility bills, Passport, etc.

How to Apply for the ICICI Bank Sapphiro Credit Card?

To apply for the Sapphiro credit card, ICICI Bank offers both online and offline options. If you prefer to apply for the card in person, please go to your nearest branch.

Alternatively, you can apply online by following the steps outlined below:

Step 1: You will have to visit the official website of ICICI Bank.

Step 2: Select credit cards from the section cards.

Step 3: Scroll down to find the Sapphiro Credit Card among the Gemstone cards.

Step 4: Select the option 'Get Card.'

Step 5: On your screen, an application form will display. Fill it out thoroughly.

Step 6: Continue supplying all relevant documents and completing the procedure.

Similar Credit Cards

Some similar cards to this one are:

Credit Card Name

Best Feature

Standard Chartered Emirates World Credit Card

It has a 5% cashback on duty-free shopping, with six skyward miles on each Rs. 150 that has been spent.

SBI Elite Credit Card

It offers 30 reward points over every Rs. 100 that is spent on Air India ticket booking.

Air India SBI Signature Credit Card

It has a complimentary priority pass, trident privilege red tier membership, and Vistara silver.

HDFC Regalia Credit Card

It offers a complimentary Vistara silver, Trident Privilege Red tier member, and a priority pass.

Other ICICI Bank Credit Cards

ICICI Platinum Chip Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card

ICICI Coral Credit Card

ICICI HPCL Super Saver Credit Card

ICICI HPCL Coral Credit Card

Amazon Pay ICICI Credit Card

ICICI Rubyx Credit Card

ICICI Mine Credit Card

ICICI Sapphiro Credit Card

ICICI Emeralde Credit Card

Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 4.9.8
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ