Axis Bank Credit Card Interest Rates

Some important features offered are-

Here are some of the interest on Axis Bank credit card-

You can apply for the credit card of Axis Bank by following the steps mentioned below-

Step 1: Visit the Axis Bank official website.

Step 2: Navigate to the apply section.

Step 3: Choose your preferred credit card.

Step 4: Fill in the online application with the mentioned KYC.

You will further receive a confirmation from the bank on successful submission.

• Form 60 or a photocopy of your PAN card.
• Passport/Ration Card/Electricity Bill/Landline Telephone Bill are acceptable forms of proof residency.
• Income Proof: Form 16/Latest Payslip/Copy of IT Return.

Here’s how you can redeem your reward points-

• Online
  
  To redeem your reward points earned on Axis Bank Credit Card, log in to your account and then click on ‘Rewards’.
  
  Browse through the options, choose the one that suits you to redeem your points and follow the process as instructed on the official website.

• Customer Care

You can call the Axis Bank Credit Card customer care helpline to redeem your rewards.

If you carry forward the dues or don't make timely payments on your credit cards, Axis Bank will charge you interest. Here are some examples of situations in which the bank will charge you interest on your credit card-

If the client carries the balance forward to the following statement cycle, the credit card interest rate is applied to the outstanding balance.

The Axis Bank CC interest rate would be applied from the date the cash is withdrawn until the balance is paid off.

If the consumer does not pay the whole amount, the interest rate will be applied. In this case, the required interest is the sum of the following amounts-

• Interest is calculated on the entire amount from the date of the transaction to the date of partial payment.
  
  
• Interest is also calculated on the outstanding amount after the partial payment date until the next statement generation/payment date.

Axis Bank offers its cardholders an interest-free period ranging from 20 to 50 days. The amount of interest-free days you receive is determined by the purchase date in relation to the statement-generating date. During this time, you are not required to pay the interest on your purchases.