ICICI Mine Credit Card

The ICICI Mine Credit Card is an advantageous credit card that allows an individual to customise a card plan based on monthly spending needs. It has 3 categories - Starter, Pro 49 and Premium 149 plans to get access to accelerated rewards on your monthly spending. Depending on your chosen plan, you might earn accelerated points and cashback on major brands.

Some prominent advantages available with this card include free lounge access, fuel surcharge waivers, and other deals across many expenditure categories.

Here is all the vital information enlightening more about the Mine Credit Card.

Key Highlights

Suitability

Lifestyle

Joining Fee

  • Starter: Nil
  • Pro 49: Rs. 49
  • Premium 149: Rs. 149

Renewal Fee

  • Starter: Nil
  • Pro 49: Rs. 49 per month
  • Premium 149: Rs. 149 per month

Reward

5% accelerated rewards on key lifestyle brands.

ICICI Mine Credit Card Benefits and Features

There are varied features of this card, and they are:

  • With the Pro plan, get up to 5% cashback on exclusive partners Big Basket, Inox, Ola, PVR, Swiggy, Zomato, BookMyShow, Gaana, Grofers, and Amazon Prime in addition to the normal 1% cashback on all spends. However, the payback amount is limited to Rs. 200 every month.
  • If someone spends Rs. 10,000 or more in the preceding month, the monthly membership cost is waived.
  • Get exclusive offers on groceries, travel, food, fashion, and E-commerce.
  • Every month, receive one complimentary domestic railway lounge visit.
  • Under the Pro plan, existing Goibibo customers can get a 7% discount on hotel bookings up to Rs 5,000 and a 4% discount on airfare bookings up to Rs 600.
  • As previously stated, receive 1% cashback on all purchases and 5% cashback on partner brands.
  • The payback amount is limited to Rs. 750 per month.
  • With a 2-month introductory subscription to EazyDiner Premier, one can enjoy unique dining privileges.
  • A monthly fee remission depends on spending Rs 20,000 or more in the previous month.
  • All HPCL petrol pumps will waive the 1% levy on fuel sales.
  • You will also receive a 5% discount on Tata Cliq, with a maximum savings of Rs 300 on a minimum spend of Rs 1000 using this credit card.

ICICI Mine Credit Card Annual Charges and Other Fees

The charges and fees of this card are:

Joining Fees

0 - Rs. 149 (depending on the plan)

Annual ICICI Mine credit card charges

0 - Rs. 149 (depending on the plan)

Interest Rate

40.8% p.a.

Late Payment Charges

  • Nil for amounts less than Rs. 100.
  • From Rs. 100 to Rs. 500: Rs. 100.
  • Rs. 500 between Rs. 501 and Rs. 5,000.
  • Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
  • Rs. 900 for amounts ranging from Rs. 10,000 to Rs. 25,000.
  • Rs. 1,000 between Rs. 25,001 to Rs. 50,000.
  • Rs. 1,200 for amounts greater than Rs. 50,000.

ICICI Mine Credit Card Eligibility

The eligibility criteria to apply for this card is:

Age 

Above 21 years of age.

Documents Required to Apply

  • Aadhar Card, Voters Id, PAN Card, Driving Licence, Passport, and so on (any of these).
  • Address proof includes a passport, utility bills (not older than three months), a driver's license, an Aadhar card, and other documents.
  • Income documentation includes the most recent ITR, a salary slip, or a bank statement.

How To Apply?

This credit card can be applied both online and offline.

If you want to apply online, go to the ICICI Bank official website and fill out the online application form to apply for the ICICI Bank Mine Credit Card.

Alternatively, you can go to your nearest bank branch, fill out a physical application form, and supply them with the required documentation.

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Feature

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ICICI Mine Credit Card

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