ICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Chip Credit Card is a valuable credit card provided by ICICI Bank. This card makes a statement with the numerous schemes and offers available to its bearer.
It is also simple to operate. As a result, it stands out and is more competitive when compared to other credit cards in the same segment.
This card contains an in-built chip for payment, which ensures the security of your money and information. As a result, there is no chance of fraud. One of the most appealing aspects of this card is the ability to earn PAYBACK points, which can be used for gifts or vouchers, allowing you to earn as you spend.
Image Source: ICICI Official website
Highlights of the ICICI Bank Platinum Chip Credit Card
|
Suitability |
Dining and Food |
|
Joining Fees |
0 |
|
ICICI Platinum Credit Card Reward Points |
Earn two reward points for every rupee spent on retail purchases. |
ICICI Platinum Credit Card Benefits and Features
The following are some of the major characteristics/benefits of the ICICI Bank Platinum Chip Card:
- At the time of purchase, a 1% fuel surcharge is waived. However, this is only valid for the first 4,000 transactions. So, to enjoy this perk, swipe your card at HPCL pumps.
- ICICI Bank's Culinary Treats Programme provides a minimum 15% discount on dining bills at 2,500+ restaurants across the country.
- ICICI Bank offers this credit card to people aged 23 and above.
- Get the annual charge eliminated for the following year if you spend 50,000 or more.
- Every retail purchase of 100 or more (excluding petrol) earns you 2 PAYBACK points.
- 2,000 PAYBACK points can also be redeemed at any HPCL Fuel Station. These are worth 500.
ICICI Platinum Credit Card Charges and Fees
The fees and charges applicable to this credit card are as follows:
|
Joining Charges |
0 |
|
Interest Rate |
40.80% per annum (3.40% per month) |
|
Annual Charges |
0 |
|
Late Payment Charges |
|
ICICI Platinum Credit Card Eligibility
To apply for this credit card, the applicant must meet the following eligibility requirements:
|
Age |
23 - 60 years |
|
Occupation |
Self-employed or Salaried |
Documents Required to Apply for the ICICI Bank Platinum Chip Credit Card
The following documents are necessary to apply for the ICICI Bank Platinum Chip card:
- Aadhar Card, Voter ID, PAN Card, Driving Licence, and other forms of identification are acceptable.
- Income proof: Most recent pay stubs/bank statements or most recent audited ITR.
- Aadhar Card, utility bills, Voter ID, Passport, Driving Licence, etc.
ICICI Platinum Credit Card Apply Procedure
You could apply for the Platinum Chip Credit Card online and offline, depending on your preference.
To apply offline, simply go to your nearest bank and fill out a physical application form. In this situation, make sure to bring all of the relevant paperwork.
If you prefer to apply online, you can do so by following these simple steps:
Step 1: You will have to visit the official website of ICICI Bank.
Step 2: Click on 'credit Cards' under the 'Cards' section.
Step 3: The Platinum Chip Credit Card will be seen at the very top of your screen.
Step 4: Select 'Obtain the Card Online.'
Step 5: Fill out the online application form and proceed as directed.
Similar Credit Cards
The table below lists a few credit cards that provide similar perks to this one:
|
Credit Card Name |
Feature |
|
Standard Chartered Platinum Rewards Card |
Every Rs. 150 spent on eating and petrol earns you five reward points. |
|
Up to 5% cashback on all Amazon purchases. |
|
|
Every Rs. 150 spent earns you two reward points. |
|
|
Cashback of 5% on Flipkart and Myntra. |
Other ICICI Bank Credit Cards
