IndusInd Bank Credit Card Interest Rate

Here is the table for the IndusInd credit card rate of interest-

• These redit cards can be opted for by the customers and non-customers of the bank.
• These credit cards can be used for cashback and rewards that are offered.
• The cards come in handy during times of cash shortages.
• The users of the cards can get other benefits along with rewards and cashback.
• These credit cards also have interest free periods for the users.

Here are some of the credit cards offered by IndusInd Bank-

Following are the prominent features of some of the credit cards offered by IndusInd Bank-

You can earn reward points immediately by using this card for any transaction.

Through the Signature card, you get up to 1.5 reward points for every Rs. 100 spent.

You get 1 reward for every Rs. 100 spent during weekdays and two reward points for every Rs.100 spent during weekends.

This card reinterprets privilege, luxury, convenience, and incentives.

With this IndusInd Pioneer Heritage Credit Card, you can get 2.5 reward points for every Rs.100 spent on overseas transactions.

The new IndusInd Bank Dual Card features two EMV Chips as well as magnetic stripes. You can use this card to enjoy the flexibility, freedom, and convenience it provides.

1. Visit the IndusInd Bank official website and navigate to the 'Credit Cards section.
2. Enter your personal and contact information.
3. Following the verification, a bank representative will contact you and ask to walk you through the procedure.
4. To obtain a credit card of IndusInd Bank, you may be required to submit KYC documentation as well as evidence of income.
5. You could also apply for the credit card at a nearby IndusInd Bank location.

A few of the most common eligibility requirements are given below.

• You must be an Indian resident and over the age of 18.
• You should have an excellent credit score.
• Along with your PAN card, the bank will require you to submit documentation proving your address, identification, and income.

• KYC-PAN, address verification, and ID verification
• One photograph, one pay stub/Form 16
• Mandatory electronic clearing service form
• Form for requesting an add-on card
• Form for disputing
• Auto debit mandate form

Credit card interest is charged not only for failure to pay the complete due amount by the due date but also for other activities and transactions.

Here are a few examples-

• Carrying a portion of the total outstanding amount onto the following billing cycle if you have only paid the minimum due amount.
• In the event that you used your credit card to withdraw cash.
• If you do not pay the minimum balance amount by the due date, you will be charged a late penalty as well as extra fees.
• When you use your credit card abroad, your bank may levy additional fees or charge you in foreign currency.

The interest-free term on the IndusInd Bank Credit Card is up to 50 days. If the complete amount owing is not paid in full, the interest-free period will not apply. During this time, no finance fee or interest rate will be charged to the outstanding balance.

Following are the benefits offered by the IndusInd Bank on their Credit Cards-

When you join a Credit Card membership of IndusInd Bank, you will receive several types of welcome incentives depending on the credit card. These incentives include additional Reward Points, complimentary cinema tickets, gift vouchers, complimentary memberships to certain platforms, and many more.

Several of the Top Credit Cards of IndusInd Bank provide amazing rewards for movies and dining, such as complimentary movie tickets, unique dining discounts, and so on.

With all Credit Cards of IndusInd Bank, you receive reward points/cash back on every purchase. However, these reward points can vary depending on the credit card and the category. You will also be given a variety of redemption choices for your earned Reward Points.

The IndusInd Credit Cards provide travel perks such as complimentary airport lounge access, discounts on flight/hotel bookings, complimentary memberships to chosen airlines/hotels, and many more.