IndusInd Bank Credit Card Interest Rate

Here are the significant features-

Here are some of the interest on IndusInd Bank credit card-

1. Visit the IndusInd Bank official website and navigate to the 'Credit Cards section.
2. Enter your personal and contact information.
3. Following the verification, a bank representative will contact you and ask to walk you through the procedure.
4. To obtain a credit card from IndusInd Bank, you may be required to submit KYC documentation as well as evidence of income.

You could also apply for a credit card at a nearby IndusInd Bank branch.

A few of the most common eligibility requirements are given below.

• Identity Proof such as PAN Card, Aadhar card, Driving License, etc
• Address Proof

Here’s how you can redeem your IndusInd Bank Credit Card Reward Points-

Step 1: Visit the official website and choose your credit card type.

Step 2: Log in to your credit card account.

Step 3: Next, select ‘Redeem’ and browse through the categories to choose the gift of your choice.

Step 4: Add the chosen products/vouchers to your cart and proceed to checkout.

Step 5: Fill out your credit card details to complete the transaction.

Credit card interest is charged not only for failure to pay the complete due amount by the due date but also for other activities and transactions.

Here are a few examples-

• Carrying a portion of the total outstanding amount onto the following billing cycle if you have only paid the minimum due amount.
• In the event that you used your credit card to withdraw cash.
• If you do not pay the minimum balance amount by the due date, you will be charged a late penalty as well as extra fees.
• When you use your credit card abroad, your bank may levy additional fees or charge you in foreign currency.

The interest-free term on the IndusInd Bank Credit Card is up to 50 days. If the complete amount owing is not paid in full, the interest-free period will not apply. During this time, no finance fee or interest rate will be charged to the outstanding balance.