YES Bank Credit Card Interest Rates

Here is the table for the interest rate on YES Bank credit card:

The following are the general features YES Bank Credit Cards-

As the name implies, milestone benefits are provided when the cardholder reaches a pre-specified spend milestone within a specified time period. With different cards, the milestone benefits can also be of different types.

Many credit cards are aimed at frequent travellers and provide a number of exclusive benefits to meet their needs. The YES Bank Cards provide travel benefits such as complimentary lounge access, discounts on hotel/flight bookings, and much more.

Other benefits that may be available with the Credit Cards include entertainment benefits, dining discounts, fuel surcharge waivers, health and wellness benefits, spend-based annual fee waivers, and many more.

Step 1: Go to the official YES Bank website.

Step 2: Choose 'credit cards.'

Step 3: Choose a card.

Step 4: Choose 'Apply Now.'

Those with strong credit can apply for credit cards from YES Bank (preferably above 750). Besides the credit score, the following are some other essential eligibility criteria-

• The applicant's age range must be between 21 years and 60 years to apply for YES Bank credit cards.
• YES Bank credit cards are available to both salaried and self-employed persons.

While applying for a credit card with YES BANK, you must provide the following documents-

• A copy of your PAN card or Form 60 Picture, as well as your most recent payslip/IT Return, as proof of income
  
• Any of the following address proofs are acceptable-
  Electricity Telephone Landline Billing Bill, Passport, and Ration Card
• Any of the following ID proof-

Passport, Driving License, and PAN Card

The prominent features of some of the various credit cards are as follows-

You are rewarded every time you swipe your Prosperity Reward Plus Credit Card. The credit card entitles you to significant savings on eating and retail purchases.

You get Free Priority Pass Membership, which entitles you to two free trips outside of India each calendar year (valid only for the principal cardholder).

This is for transactions between Rs.400 and Rs.5,000, you get a 1% fuel cost waiver at all fuel outlets in India.

After your first transaction within 30 days of receiving your card, you will receive a welcome gift of 20,000 reward points and several other benefits.

Every year, consumers receive a complimentary preventive health, eye, and dental checkup, among which, the card offers varied wellness benefits.

After your first transaction within 30 days of receiving your card, you will receive a welcome gift of 20,000 reward points and more.

You get a 1% fuel price waiver at all Indian fuel outlets for transactions ranging from Rs.400 to Rs.5,000 and obtain credit shield coverage in the event of the principal cardholder's accidental death.

If the cardholder does not pay the credit card bill in full before the date, a finance charge will be assessed. It applies to the outstanding balance. It will be paid at the monthly percentage rate determined by the due date.

If the customer already has a balance, the finance costs will apply from the first day. Please keep in mind that cash advances incur finance costs from the day they are withdrawn.

The interest-free term for credit cards of YES Bank is 20-50 days. However, the interest-free period is not offered if the preceding statement cycle's debt is not completely paid off by the due date.

If the cardholder withdraws cash from an ATM, the interest-free period does not apply.

• Depending on the card you have, you can earn excellent benefits on a variety of purchases. You can earn points or money on purchases such as restaurants, groceries, and movie tickets.
  
• Use YES PayNow to set up automatic payments for all of your utility bills. You may pay your mobile phone bill, phone bill, rent, energy bill, insurance bill, broadband bill, and gas bill. Aside from the convenience, depending on the card you have, you will also receive reward points on certain transactions.
  
• Benefits include airport lounge access, golf course access, insurance coverage, fuel fee waivers, and more. Through YES Privileges, you also receive promotional offers on shopping, fitness, dining, travel, and more.

Other Bank’s Credit Card Interest Rate