HDFC Diners Club Privilege Credit Card

The HDFC Diners Club Prestige Credit Card provides reasonable incentives in the travel and lifestyle sectors. The card includes free memberships to Amazon Prime, Times Prime, Dineout, MMT Black, and other services (under activation and milestone benefits).

Also, features such as a 2% foreign exchange markup fee, Air Miles conversion, and airport lounge access make this a good alternative for folks who enjoy traveling. If you wish to get premium advantages in travel and lifestyle areas, you should apply for the HDFC Diners Club Privilege Credit Card.

Diners-Privilege.png

Image Source: HDFC Official website

Key Highlights of the HDFC Diners Privilege Credit Card

HDFC Diners Club Privilege credit card benefits

4 Points for every Rs. 150 spent

Suitability

For lifestyle and travel

Fees and Charges

Rs. 2,500 plus applicable taxes

Income Needed

Salaried: Rs. 70,000 p.m.

Self-employed: ITR Rs. 8.4 lakh p.a.

HDFC Diners Privilege Credit Card Features and Benefits

This Credit Card includes numerous features and benefits such as reward points, welcome gifts, lifestyle bonuses, travel and insurance benefits, and so on. Here are the few HDFC Diners Club Privilege Credit Card benefits and features that one can enjoy.

Welcome Rewards

Many of the bank's associated companies provide complimentary membership. The underlying criterion for the same is the achievement of a minimum transaction limit within 90 days of becoming a cardholder or upon realization of the joining costs. To be eligible for the welcome gifts, the customer must spend Rs. 75,000 or more on the card within 90 days of opening it.

Lifestyle

As part of the perks granted to HDFC clients, Diners Club Privilege Credit Card holders receive a variety of lifestyle benefits. Some advantages include:

  • Discounts at partner spas, salons, and gyms such as Tattva Spa, Enrich Salons, and VLCC.
  • 2 complimentary golf games per quarter worldwide. To gain entrance to international Golf Courses, the consumer must provide a handicap certificate.
  • Diners Club Privilege Credit Card holders have access to concierge services 24 hours a day, seven days a week.

Rewards

The rewards program of the Diner Club Privilege Credit Card is an additional appealing element of the bank's card. Customers can earn reward points in the following pattern by using this card.

  • Every retail transaction of at least Rs. 150 earns you 4 reward points.
  • Clients can earn 2x reward points on weekend eating transactions with partner hotels and restaurants, according to the bank's terms and limitations.
  • Another option for redeeming points is to exchange them for AirMiles. Clients can exchange their points into AirMiles at a 1:0.5 ratio, i.e. 1 Reward Point for 0.5 AirMile, with partners such as British Airways Executive Club (Avios), Jet Airways (Piles), and Singapore Airlines (KrisFlyer Miles).
  • Customers can redeem their reward points for up to 70% off airline tickets or hotel reservations.

Travel Rewards

 Customers who use this credit card are also entitled to a variety of travel and insurance perks. Customers can receive up to 12 complimentary Airport Lounge access to over 1000 lounges worldwide. This feature is also available as an add-on card. Other Insurance advantages include:

  • A Rs. 10,00,000 air accident insurance policy.
  • Rs. 2,50,000 emergency medical insurance policy is available.
  • Travel insurance coverage for baggage delay or loss of up to Rs.55,000.
  • Customers can update a nominee for this protection, who will be entitled to the insurance claim in the event of the cardholder's death.

HDFC Diners Club Privilege Credit Card Annual Fee and Charges

Fee and Other Charges

Amount

Joining Fee

Rs. 2,500 + GST

Finance Fee

3.6% p.m. | 43.2% p.a.

Annual Charges

Rs. 2,500 + GST

Late Payment Charges

Less than Rs. 100 – Nil

Rs. 100 to Rs. 500 – Rs. 100

Rs. 501 to Rs. 5,000 – Rs. 500

Rs. 5,001 to Rs. 10,000 – Rs. 600

Rs. 10,001 to Rs. 25,000 – Rs. 800

Rs. 25,000 to Rs. 50,000 – Rs. 1,100

Above Rs. 50,000 – Rs. 1,300

Eligibility Criteria

Age and Income for Salaries

To be eligible for this card, all salaried employees must be at least 21 years old and no older than 60 years old. You should earn at least Rs.40,000 every month.

Age and Income for Self-employed

If you are self-employed, you must be at least 21 years old and no older than 65 years old to be eligible for the HDFC Bank Diners Club Privilege Credit Card. You should have a yearly income of at least Rs.6 lakh.

Required Documents

Once you have been approved for the credit card, you must submit specific papers in order for your application to be processed. Among these documents are:

Proof of ID: 

  • Ration Card
  • PAN Card
  • Passport
  • Voter Id
  • Driving License
  • Aadhaar Card
  • Etc

Income Proof: 

  • Form 16
  • Latest ITR
  • Latest Bank Statements
  • Latest Salary Slips

Address Proof: 

  • PAN Card
  • Ration Card
  • Voter Id
  • Driving License
  • Latest Utility Bills
  • Latest Rent agreement/ Lease Agreement/ Municipal Tax Receipt
  • Latest Bank Statement
  • Aadhaar Card
  • Passport

How to Apply for the HDFC Diners Privilege Credit Card

You could apply for the HDFC Diners Club privilege card both online and offline at your leisure. To apply offline, simply go to the nearest HDFC Bank branch and fill out the offline application form for this credit card.

Carry all relevant documents, such as identity proof, address proof, income proof, and so on.

To apply online, complete these steps:

Step 1: Visit the official website of HDFC Bank.

Step 2: Click on 'Cards' and then 'Credit Cards' under the 'Borrow' section.

Step 3: Go down and select HDFC Diners Club Privilege Credit Card from the 'Lifestyle' category.

Step 4: Apply now by clicking the button.

Step 5: Fill out the digital application form to continue.

Similar Credit Cards

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SBI Card Elite

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