The HDFC Diners Club Prestige Credit Card provides reasonable incentives in the travel and lifestyle sectors. The card includes free memberships to Amazon Prime, Times Prime, Dineout, MMT Black, and other services (under activation and milestone benefits).
Also, features such as a 2% foreign exchange markup fee, Air Miles conversion, and airport lounge access make this a good alternative for folks who enjoy traveling. If you wish to get premium advantages in travel and lifestyle areas, you should apply for the HDFC Diners Club Privilege Credit Card.
Image Source: HDFC Official website
HDFC Diners Club Privilege credit card benefits |
4 Points for every Rs. 150 spent |
Suitability |
For lifestyle and travel |
Fees and Charges |
Rs. 2,500 plus applicable taxes |
Income Needed |
Salaried: Rs. 70,000 p.m. Self-employed: ITR Rs. 8.4 lakh p.a. |
This Credit Card includes numerous features and benefits such as reward points, welcome gifts, lifestyle bonuses, travel and insurance benefits, and so on. Here are the few HDFC Diners Club Privilege Credit Card benefits and features that one can enjoy.
Many of the bank's associated companies provide complimentary membership. The underlying criterion for the same is the achievement of a minimum transaction limit within 90 days of becoming a cardholder or upon realization of the joining costs. To be eligible for the welcome gifts, the customer must spend Rs. 75,000 or more on the card within 90 days of opening it.
As part of the perks granted to HDFC clients, Diners Club Privilege Credit Card holders receive a variety of lifestyle benefits. Some advantages include:
The rewards program of the Diner Club Privilege Credit Card is an additional appealing element of the bank's card. Customers can earn reward points in the following pattern by using this card.
Customers who use this credit card are also entitled to a variety of travel and insurance perks. Customers can receive up to 12 complimentary Airport Lounge access to over 1000 lounges worldwide. This feature is also available as an add-on card. Other Insurance advantages include:
Fee and Other Charges |
Amount |
Joining Fee |
Rs. 2,500 + GST |
Finance Fee |
3.6% p.m. | 43.2% p.a. |
Annual Charges |
Rs. 2,500 + GST |
Late Payment Charges |
Less than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Rs. 10,001 to Rs. 25,000 – Rs. 800 Rs. 25,000 to Rs. 50,000 – Rs. 1,100 Above Rs. 50,000 – Rs. 1,300 |
Age and Income for Salaries |
To be eligible for this card, all salaried employees must be at least 21 years old and no older than 60 years old. You should earn at least Rs.40,000 every month. |
Age and Income for Self-employed |
If you are self-employed, you must be at least 21 years old and no older than 65 years old to be eligible for the HDFC Bank Diners Club Privilege Credit Card. You should have a yearly income of at least Rs.6 lakh. |
Once you have been approved for the credit card, you must submit specific papers in order for your application to be processed. Among these documents are:
Proof of ID:
Income Proof:
Address Proof:
You could apply for the HDFC Diners Club privilege card both online and offline at your leisure. To apply offline, simply go to the nearest HDFC Bank branch and fill out the offline application form for this credit card.
Carry all relevant documents, such as identity proof, address proof, income proof, and so on.
To apply online, complete these steps:
Step 1: Visit the official website of HDFC Bank.
Step 2: Click on 'Cards' and then 'Credit Cards' under the 'Borrow' section.
Step 3: Go down and select HDFC Diners Club Privilege Credit Card from the 'Lifestyle' category.
Step 4: Apply now by clicking the button.
Step 5: Fill out the digital application form to continue.
Credit Card Name |
Features |
Minimal foreign exchange markup cost; 4 reward points for every Rs. 150 spent. |
|
Every Rs. 200 spent earns you 10 Axis EDGE Reward Points; 20% off BigBasket and 40% off Swiggy. |
|
10 reward points for each Rs. 100 spent on eating, groceries, department stores, and movies; memberships are gratis. |
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Annual bonus rewards points of up to 50,000; Club Vistara and Trident Privilege Membership |
Other HDFC Bank Credit Cards