IndianOil HDFC Bank Credit Card
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The HDFC IndianOil Credit Card is a credit card that is co-branded by HDFC Bank and the Indian Oil Corporation. This credit card is designed specifically for persons who frequently travel around the city in their own vehicles. The card provides a variety of features and perks, particularly in fuel spending, among others.
Key Highlights
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IndianOil HDFC Bank Credit Card |
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Image Source: HDFC Official Website |
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Suitability |
Fuel Transactions |
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IndianOil HDFC Bank Credit Card Joining Fee |
Rs. 500 + Taxes |
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IndianOil HDFC Bank Credit Card Benefits |
Get 5% back on your fuel spent at IndianOil outlets as 'Fuel Points' |
Features and Benefits of Indian Oil Credit Card HDFC
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Redeemable Points |
Get 5% of your fuel expenses as redeemable points on your credit card |
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Popular Benefits |
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Redeemable Fuel Points |
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Fuel Cost Waiver |
1% fuel cost waiver is available on minimum transactions of Rs 400 |
This credit card is useful for people who own commercial vehicles such as lorries, taxis, transportation trucks, cars, and other commercial vehicles. If you frequently travel by car, this credit card will come in handy.
Charges and Fees of HDFC IndianOil Credit Card
The following fees and charges are linked to this credit card-
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Joining Fee |
Rs. 500 + Taxes |
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Interest Rate |
3.60% p.m. |
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Renewal Charges |
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Late Payment Fee
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Outstanding Balance |
Late Payment Charges (Excl. GST) |
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Less than Rs 100 |
Nil |
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Rs 100 to Rs 500 |
Rs 100 |
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Rs 501 to Rs 5,000 |
Rs 500 |
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Rs 5,001 to Rs 10,000 |
Rs 600 |
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Rs 10,001 to Rs 25,000 |
Rs 800 |
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Rs 25,001 to Rs 50,000 |
Rs 1100 |
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More than Rs 50,000 |
Rs 1300 |
Eligibility Criteria for IndianOil HDFC Bank Credit Card
To apply for the IndianOil HDFC Credit Card, applicants must meet the following eligibility requirements-
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Particulars |
Age |
Income |
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Salaried |
21 Years - 60 Years |
Rs 10,000 per month |
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Self-employed |
21 Years - 65 Years |
Rs 6 Lacs per annum |
Documents Required to Apply for the IndianOil HDFC Bank Credit Card
Many documents must be submitted during the application process. The following are some of the major documents that are required-
- Address Proof: Ration Card, Voter ID, Passport, and Aadhaar card.
- Proof of Income: Salary Slip, IT Returns, and Form 16.
- Proof of Identity: Passport, Driving License, and Aadhaar card.
How to Apply for HDFC IndianOil Credit Card?
- You can apply for this Credit Card directly on the HDFC IndianOil Credit Card page.
- To apply offline, go to your nearest bank branch and fill out the application form available there, along with the necessary documentation.
Similar Credit Cards
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Credit Card Name |
Features |
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HDFC Bharat Cashback Credit Card |
5% cashback on fuel |
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4% value back on fuel purchase |
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2.5% cash back at HPCL fuel |
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25X reward points on fuel at BPCL |
Other HDFC Bank Credit Cards
