IndianOil HDFC Bank Credit Card

  • HDFC IndianOil Credit Card will help you receive up to 50 Litres of Free fuel annually
  • Suitable for frequent on-road travellers

The HDFC IndianOil Credit Card is a credit card that is co-branded by HDFC Bank and the Indian Oil Corporation. This credit card is designed specifically for persons who frequently travel around the city in their own vehicles. The card provides a variety of features and perks, particularly in fuel spending, among others.

Key Highlights

IndianOil HDFC Bank Credit Card

Indian oil HDFC Credit card.png

Image Source: HDFC Official Website

Suitability

Fuel Transactions

IndianOil HDFC Bank Credit Card Joining Fee

Rs. 500 + Taxes

IndianOil HDFC Bank Credit Card Benefits

Get 5% back on your fuel spent at IndianOil outlets as 'Fuel Points'

Features and Benefits of Indian Oil Credit Card HDFC

Redeemable Points

Get 5% of your fuel expenses as redeemable points on your credit card

Popular Benefits

  • For groceries and bill payments, you can earn up to 100 gasoline points every month
  • Earn 1 gasoline point for every 150 spent on other purchases
  • Get up to 250 gasoline points in the first 6 months
  • After the first 6 months, you can earn up to 150 gasoline points

Redeemable Fuel Points

  • Redeem fuel points for rebates or catalogue purchases
  • Redeem Fuel Points as CashBack

Fuel Cost Waiver

1% fuel cost waiver is available on minimum transactions of Rs 400

This credit card is useful for people who own commercial vehicles such as lorries, taxis, transportation trucks, cars, and other commercial vehicles. If you frequently travel by car, this credit card will come in handy.

Charges and Fees of HDFC IndianOil Credit Card

The following fees and charges are linked to this credit card-

Joining Fee

Rs. 500 + Taxes

Interest Rate

3.60% p.m.

Renewal Charges

  • Rs. 500 + taxes
  • On spending Rs 50,000 and above in the first year, you can get a waiver on the renewal membership fee

Late Payment Fee

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 100

Nil

Rs 100 to Rs 500

Rs 100

Rs 501 to Rs 5,000

Rs 500

Rs 5,001 to Rs 10,000

Rs 600

Rs 10,001 to Rs 25,000

Rs 800

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Eligibility Criteria for IndianOil HDFC Bank Credit Card

To apply for the IndianOil HDFC Credit Card, applicants must meet the following eligibility requirements-

Particulars

Age

Income

Salaried

21 Years - 60 Years

Rs 10,000 per month

Self-employed

21 Years - 65 Years

Rs 6 Lacs per annum

Documents Required to Apply for the IndianOil HDFC Bank Credit Card

Many documents must be submitted during the application process. The following are some of the major documents that are required-

  • Address Proof: Ration Card, Voter ID, Passport, and Aadhaar card.
  • Proof of Income: Salary Slip, IT Returns, and Form 16.
  • Proof of Identity: Passport, Driving License, and Aadhaar card.

How to Apply for HDFC IndianOil Credit Card?

  • You can apply for this Credit Card directly on the HDFC IndianOil Credit Card page.
  • To apply offline, go to your nearest bank branch and fill out the application form available there, along with the necessary documentation.
Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 4.9.8
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ