HDFC Diners Club Black Credit Card

  • HDFC Diners Club Black Credit Card offers Complimentary Annual memberships of Club Marriott, Amazon Prime, Forbes, Swiggy One (3 months) and MMT BLACK 
  • Complimentary Golf games across the best courses in the world (6 per quarter)
  • Unlimited Airport lounge access to 1000+ Lounges in India and worldwide for primary and add-on card members

For its target market, HDFC Bank has launched a variety of credit card options as well as other specially-made products. These cards were created to accommodate the lifestyle requirements of various customer demographics.

A very premium credit card from HDFC Bank is the HDFC Diners Black Credit Card. Access to special offers and memberships is made possible by the card. Customers receive free annual memberships to elite clubs as well as reward points that may be used to book flights, hotels, or AirMiles with particular partners. Fee per year: 10,000 rupees.

Key Highlights

HDFC Diners Club Black Credit Card

Diners_Black_5b570207ee.webp

Image Source: HDFC Official Website

Suitability

Travel and Lifestyle

HDFC Diners Club Black Credit Card Offers

  • 5 Reward Points for every Rs 150 spent
  • Complimentary Ola cabs, Cult.fit Live, BookMyShow, TataCliQ vouchers on spends of over Rs. 80,000 every month
  • Book hotels/flight tickets across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/diners

HDFC Diners Club Black Credit Card Renewal Fee

On a spend of Rs 5 Lakhs in 12 Months, you will get the renewal fee waived for the next renewal year

Benefits and Characteristics of HDFC Diners Club Credit Card

Explore the significant features of this credit card here-

Fuel Rewards

Through the HDFC Diners Club Credit Card, customers can get a 1% waiver on fuel surcharges, which is over Rs. 400.

Reward Points

The customers will get the below-mentioned reward points through the HDFC Diners Club Credit Card:


  • The customers can get 2 times reward points on weekend dining spending.
  • The clients can also earn 10 times reward points via SmartBuy

Annual Rewards

Through this card, you can get a complimentary annual membership of Club Marriott, Prime, and MMT Black once you have spent Rs. 8 lakhs in 12 months from the date that the card was issued

Milestone Benefits

Whether you are a new or existing HDFC Bank Diners Club Black Credit Card holder, you can choose any 2 monthly coupons worth Rs.500 from TataCLiQ, BookMyShow, or Ola Select Membership provided you spend Rs.80,000.

Welcome Rewards

Club Marriott, Forbes, Amazon Prime, MMT BLACK, Swiggy One, and Times Prime all provide you with free annual memberships.

Lifestyle Benefits

You get free golf games at all golf courses around the world. Each quarter, you get six rounds

Travel Rewards

The below-mentioned benefits will be offered through the card through travel:


  • You can purchase flights or hotel reservations with over 150 airlines and hotels (international as well as domestic).
  • You have unrestricted access to over 1,000 airport lounges worldwide. Access is free for primary cardholders as well as add-on cardholders.
  • You may use your reward points to book airline tickets or hotel rooms in a variety of ways (international as well as domestic).

Insurance Rewards

The below-mentioned benefits will be offered with terms of insurance through the card:


  • Rs.50 lakhs for foreign emergency hospitalisation
  • Rs.2 crores in accidental death coverage for air travel
  • Credit liability coverage of up to Rs.9 lakh is available
  • Travel insurance with a baggage delay excess of up to Rs.55,000 is available

Annual Fee and Charges of HDFC Diners Club Credit Card

This Credit Card has certain charges and fees that are associated with it, and the customers who opt for this Credit Card will incur the below-listed charges and fees:

Fee

Amount (Rs.)

Joining Fee 

Rs 10,000 + Taxes

Renewal Charges

Rs 10,000

Over-limit charges

2.5% of the over-the-limit amount (Min. of Rs.550)

Late Payment Fee Applicable

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 100

Nil

Rs 100 to Rs 500

Rs 100

Rs 501 to Rs 5,000

Rs 500

Rs 5,001 to Rs 10,000

Rs 600

Rs 10,001 to Rs 25,000

Rs 800

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Eligibility Criteria Applicable to HDFC Diners Black Credit Card

In order to avail of this Credit Card, the below-mentioned criteria need to be fulfilled:

Particulars

Age

Income

Salaried

21 Years - 60 Years

Rs 1.75 Lac per month

Self-employed

21 Years - 65 Years

Rs 21 Lacs per annum

Only when the applicant meets the above-mentioned criteria can he or she apply for the credit card.

Documents Needed to Apply for the HDFC Diners Black Credit Card

The bank's documentation process for applying for this credit card is fairly simple. Applicants must submit basic KYC documentation as well as evidence of income to see if they fit the eligibility criteria.

The list of documents that applicants must submit is shown below.

1) Proof of Address

  • Aadhaar
  • Voter ID
  • Passport
  • Driver's License
  • Ration Card
  • Utility Bills
  • Bank Statement
  • Rent Agreement

2) Proof of ID

3) Proof of Income

  • Latest ITR
  • Latest Bank Statements (past Three Months)
  • Latest Salary Slips (past three months)

How to Apply for the HDFC Diners Black Credit Card

You can apply for the HDFC Bank Diners Club Black Credit Card online or in person.

  • To apply online, go to HDFC Bank's credit card official page, choose the Diners Club Black card, and submit the relevant papers. Your application will be processed by bank staff.
  • The application can also be submitted offline by visiting your local HDFC branch and presenting the necessary documents.
  • Identity, address, and income verification would also be necessary.
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Similar Credit Cards

There are similar Credit cards that are offered by the bank, and they are-

Card Name

Characteristics of the Credit Card

1) Axis Bank Select Credit Card

1) This card has an annual charge of Rs. 3,000 with the below-mentioned features:


  • As a welcome bonus, you will receive an Rs. 2,000 Amazon voucher.
  • 20% off on BigBasket, 40% off on Swiggy.
  • For every Rs.200 spent, you can earn up to 10 Axis EDGE Reward Points.
  • Golf Privileges & Airport Lounge Access.

2) SBI Card Elite

2) This card has an annual charge of Rs. 4,999 with the below-mentioned characteristics:


  • Up to 50,000 additional rewards points per year, plus 5X reward points on dining, department shop, and grocery purchases.
  • Membership at Club Vistara and Trident Privilege.

3) IndusInd Bank Legend Credit Card

3) This card charges Rs. 9,999 every month and has the below-mentioned features-

  • It offers complimentary golf games.
  • Holds a low forex markup.
  • 2 Reward points for every Rs. 200 that is being spent.
  • Offers Eazy diner prime membership.

Other HDFC Bank Credit Cards

HDFC Regalia Credit Card

IndianOil HDFC Bank Credit Card

HDFC Millennia Credit Card

HDFC MoneyBack Plus Credit Card

HDFC MoneyBack Credit Card

HDFC INFINIA Metal Edition Credit Card

HDFC Freedom Credit Card

HDFC Diners Club Black Credit Card

6E Rewards - IndiGo HDFC Bank Credit Card

HDFC Business MoneyBack Credit Card

 

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