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For its target market, HDFC Bank has launched a variety of credit card options as well as other specially-made products. These cards were created to accommodate the lifestyle requirements of various customer demographics.
A very premium credit card from HDFC Bank is the HDFC Diners Black Credit Card. Access to special offers and memberships is made possible by the card. Customers receive free annual memberships to elite clubs as well as reward points that may be used to book flights, hotels, or AirMiles with particular partners. Fee per year: 10,000 rupees.
HDFC Diners Club Black Credit Card |
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Image Source: HDFC Official Website |
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Suitability |
Travel and Lifestyle |
HDFC Diners Club Black Credit Card Offers |
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HDFC Diners Club Black Credit Card Renewal Fee |
On a spend of Rs 5 Lakhs in 12 Months, you will get the renewal fee waived for the next renewal year |
Explore the significant features of this credit card here-
Fuel Rewards |
Through the HDFC Diners Club Credit Card, customers can get a 1% waiver on fuel surcharges, which is over Rs. 400. |
Reward Points |
The customers will get the below-mentioned reward points through the HDFC Diners Club Credit Card:
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Annual Rewards |
Through this card, you can get a complimentary annual membership of Club Marriott, Prime, and MMT Black once you have spent Rs. 8 lakhs in 12 months from the date that the card was issued |
Milestone Benefits |
Whether you are a new or existing HDFC Bank Diners Club Black Credit Card holder, you can choose any 2 monthly coupons worth Rs.500 from TataCLiQ, BookMyShow, or Ola Select Membership provided you spend Rs.80,000. |
Welcome Rewards |
Club Marriott, Forbes, Amazon Prime, MMT BLACK, Swiggy One, and Times Prime all provide you with free annual memberships. |
Lifestyle Benefits |
You get free golf games at all golf courses around the world. Each quarter, you get six rounds |
Travel Rewards |
The below-mentioned benefits will be offered through the card through travel:
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Insurance Rewards |
The below-mentioned benefits will be offered with terms of insurance through the card:
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This Credit Card has certain charges and fees that are associated with it, and the customers who opt for this Credit Card will incur the below-listed charges and fees:
Fee |
Amount (Rs.) |
Joining Fee |
Rs 10,000 + Taxes |
Renewal Charges |
Rs 10,000 |
Over-limit charges |
2.5% of the over-the-limit amount (Min. of Rs.550) |
Outstanding Balance |
Late Payment Charges (Excl. GST) |
Less than Rs 100 |
Nil |
Rs 100 to Rs 500 |
Rs 100 |
Rs 501 to Rs 5,000 |
Rs 500 |
Rs 5,001 to Rs 10,000 |
Rs 600 |
Rs 10,001 to Rs 25,000 |
Rs 800 |
Rs 25,001 to Rs 50,000 |
Rs 1100 |
More than Rs 50,000 |
Rs 1300 |
In order to avail of this Credit Card, the below-mentioned criteria need to be fulfilled:
Particulars |
Age |
Income |
Salaried |
21 Years - 60 Years |
Rs 1.75 Lac per month |
Self-employed |
21 Years - 65 Years |
Rs 21 Lacs per annum |
Only when the applicant meets the above-mentioned criteria can he or she apply for the credit card.
The bank's documentation process for applying for this credit card is fairly simple. Applicants must submit basic KYC documentation as well as evidence of income to see if they fit the eligibility criteria.
The list of documents that applicants must submit is shown below.
1) Proof of Address |
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2) Proof of ID |
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3) Proof of Income |
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You can apply for the HDFC Bank Diners Club Black Credit Card online or in person.
There are similar Credit cards that are offered by the bank, and they are-
Card Name |
Characteristics of the Credit Card |
1) This card has an annual charge of Rs. 3,000 with the below-mentioned features:
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2) This card has an annual charge of Rs. 4,999 with the below-mentioned characteristics:
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3) IndusInd Bank Legend Credit Card |
3) This card charges Rs. 9,999 every month and has the below-mentioned features-
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Other HDFC Bank Credit Cards