For its target market, HDFC Bank has launched a variety of credit card options as well as other specially-made products. These cards were created to accommodate various customer demographics' lifestyle requirements.
A very premium credit card from HDFC Bank is the HDFC Diners Black Credit Card. Access to special offers and memberships is made possible by the card. Customers receive free annual memberships to elite clubs as well as reward points that may be used to book flights, hotels, or AirMiles with particular partners. Fee per year: 10,000 rupees.
Image Source: HDFC Official website
Here are the few HDFC Diners Club Black Credit Card benefits and features that one can enjoy.
Through the HDFC Diners Club Credit Card, customers can get a 1% waiver on fuel surcharges, which is over Rs. 400.
The customers will get the below-mentioned reward points through the HDFC Diners Club Credit Card-
Through this card, you can get a complimentary annual membership of Club Marriott, Prime, and MMT Black once you have spent Rs. 8 lakhs in 12 months from the date that the card was issued.
From the 1st of Feb, 2023, Swiggy One for three membership would be offered as an annual reward instead of a Dineout Passport.
Whether you are a new or existing HDFC Bank Diners Club Black Credit Card holder, you can choose any two monthly coupons worth Rs.500 from TataCLiQ, BookMyShow, or Ola Select Membership provided you spend Rs.80,000.
Club Marriott, Forbes, Amazon Prime, MMT BLACK, Swiggy One, and Times Prime all provide you with free annual memberships.
You get free golf games at all golf courses around the world. Each quarter, you get six rounds.
The below-mentioned benefits will be offered through the card through travel:
The below-mentioned benefits will be offered with terms of insurance through the card-
This Credit Card has certain charges and fees that are associated with it, and the customers who opt for this Credit Card will be incurred with the below-listed charges and fees-
Fee |
Amount (Rs.) |
Joining Fee |
Rs.10,000 |
Renewal Charges |
Rs.10,000 |
Minimum Balance Charges |
5% or a maximum of Rs.200 |
Add On Charges Life Time Free |
Nil |
Late Payment Charges |
|
Reward redemption charges |
Rs.99 |
Cash withdrawal charges |
2.5% of the withdrawn amount (Minimum Rs.500) |
Foreign currency charges |
1.99% |
Processing Fee for cash |
Rs.100 per transaction |
Card Re-issuance Fee |
Rs.100 per instance |
Payment returns charge |
2% of the payment amount (Minimum of Rs.450) |
Over-limit charges |
2.5% of the over-the-limit amount (Min. of Rs.550) |
In order to avail of this Credit Card, the below-mentioned criteria need to be fulfilled-
Salaried Person Income |
Monthly income needs to be more than Rs. 1.75 lakhs for a salaried person. |
Self-Employed Person Income |
ITR needs to be more than Rs. 21 lakhs for a year. |
Age for Salaried Person |
21 - 60 Years of age |
Age for Self-Employed |
21 - 65 Years of age |
Only when the applicant meets the above-mentioned criteria can he or she apply for the credit card.
The bank's documentation process for applying for this credit card is fairly simple. Applicants must submit basic KYC documentation as well as evidence of income to see if they fit the eligibility criteria.
The list of documents that applicants must submit is shown below.
1) Proof of Address |
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2) Proof of ID |
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3) Proof of Income |
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You can apply for the HDFC Bank Diners Club Black Credit Card online or in person.
There are similar Credit cards that are offered by the bank, and they are-
Card Name |
Characteristics of the Credit Card |
1) Axis Bank Select Credit Card |
1) This card has an annual charge of Rs. 3,000 with the below-mentioned features:
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2) SBI Card Elite |
2) This card has an annual charge of Rs. 4,999 with the below-mentioned characteristics:
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3) IndusInd Bank Legend Credit Card |
3) This card charges Rs. 9,999 every month and has the below-mentioned features-
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