HDFC INFINIA Metal Edition Credit Card

  • HDFC INFINIA Metal Edition Credit Card is suitable for Travel and Shopping
  • Unlimited airport lounge access for Primary and Add-on members around the world
  • Offers an option to convert your big spends into EMI after purchase

HDFC INFINIA Metal Edition Credit Card is best suited for people with high incomes and gives perks in a variety of categories such as travel, rewards, shopping, eating, and more.

HDFC Infinia Credit Card has a high reward rate and is an excellent alternative for heavy-spending customers. 

With this card, HDFC considers the international travel needs of its premium customers and offers a cheaper foreign currency conversion rate of 2% as well as a complimentary subscription to the Priority Pass program. HDFC Infinia Metal Edition Credit Card is a Reward Points card, which means you get 5 Reward Points for every Rs. 150 you spend with it. Although the membership cost for this card is slightly more, Rs. 10,000 per year, it is worth it, and it could be the card of choice for you if you are financially stable and cannot compromise on your lifestyle necessities.

Key Highlights of the HDFC INFINIA Credit Card

HDFC INFINIA Credit Card

infinia_metallic_new_product_3fcb53e18b.webp

Image Source: HDFC Official Website

Suitability

Travel and Shopping

HDFC INFINIA Metal Edition Credit Card Offers

  • 5 Reward Points for every Rs 150 spent
  • Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy

HDFC INFINIA Metal Edition Credit Card Fee

  • Joining/Renewal Membership Fee – Rs. 12,500 + Applicable Taxes.
  • Welcome and Renewal benefit of 12,500 reward points upon fee realisation and card activation
  • On spending 10 lakhs or more in the preceding 12 months, get the renewal membership fee waived for next year.

Features and Benefits of HDFC INFINIA Credit Card

Mentioned below are the HDFC INFINIA card benefits and characteristics:

HDFC INFINIA reward points as welcome

12,500 Reward Points as a welcome bonus and one year of complimentary Club Marriott membership

Dining and Hotel Rewards

Exclusive dining privileges through the Good Food Trail Program, as well as free Club Marriott membership and a 1+1 complimentary buffet at ITC hotels

Retail Rewards

5 Reward Points for every Rs. 150 spent in retail, with a reward rate of up to 3.3%

Redemption of the Rewards

RPs can be redeemed for travel and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles via net banking (1 RP = 1 Air Mile), items and vouchers via net banking or SmartBuy and more

Golf Rewards

Unlimited gratis golf games at top golf courses in India and across the world

Travel Rewards

Complimentary Priority Pass membership with unlimited free airport lounge access and the Infinia Credit Card Lounge Access Program, as well as a complimentary Club Marriott membership for one year and a complimentary two + one night stay at many luxury ITC hotels

Zero Liability Security and Protection

If your card is lost and you notify it within 24 hours, you will have no liability for any fraudulent transactions done with your credit card. The bank is not accountable for any fraudulent transactions that occurred prior to the reporting date.

Insurance Benefits

Insurance of Rs. 3 crore against accidental air death (applied only in the event of death due to an aviation accident), Rs. 50 lakh against medical crises during foreign air travel, and Rs. 9 lakh credit shield cover

SmartBuy

SmartBuy is a rewards portal designed specifically for HDFC bank clients, where they can take advantage of amazing discounts and bargains in a variety of categories. When you use HDFC SmartBuy, you gain accelerated reward points on your Infinia Card. As previously stated, you can also use the HDFC Infinia Card to redeem your reward points on SmartBuy. Furthermore, HDFC Bank continues to announce new credit/debit card offers through the SmartBuy platform.

Fees and Charges of the HDFC INFINIA Metal Edition Credit Card

The table below displays the charges and other fees of the HDFC Infinia Metal edition card:

Joining Fee

Rs. 12,500 + applicable taxes

Renewal Fee

Rs. 12,500 + applicable taxes

Spend Waiver

Get the renewal fee waived by spending Rs. 10 lakhs in the previous year.

Foreign Currency Markup

2% of the total transaction amount + taxes

Interest Charged

1.99% per month or 23.88% annualised

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.1,00,000

Eligibility Criteria to Apply for HDFC INFINIA Credit Card

You can avail of the membership for this Credit Card certainly by an invite only.

Documents Required for the HDFC INFINIA Credit Card Apply

The required documents that need to be carried along when applying for credit card are-

  • Income documentation, such as a copy of your IT returns, most recent pay stubs, and Form 16.
  • Aadhaar card or passport as proof of address.
  • Two passport-size pictures.
  • Application form duly completed.
  • A duplicate of your PAN card or Form 60.
  • Aadhaar card, passport, or driving license are examples of identity evidence.

Procedure to Apply for HDFC INFINIA Credit Card

There are two major ways to apply for this Credit Card, and the process is elaborated below:

a) Offline Procedure - The applicant with all the above-mentioned documents can walk into the nearest HDFC Bank branch to apply for the HDFC Infinia card. The representatives of the bank can walk the applicant through the procedure.

b) Online Procedure - In order to apply for this credit card online, you will have to follow the steps that are mentioned below-

Step 1: Visit or navigate to the HDFC Bank portal.

Step 2: Move to the credit card / apply credit card section.

Step 3: Choose the HDFC Infinia credit card.

Step 4: Apply with the required KYC and information and click on submit.

Once this has been done, when you are an eligible applicant, the bank will contact you for further verification of the card.

You May Also Be Interested to Know
13 Things You Need to Know About Credit Cards How Do Add-on Credit Cards Work?
Does It Make Sense to Have A Credit Card in India How to use Credit Card Interest Free Period Wisely?
Ways to Pay Off Your Credit Card Bill Faster 10 Things to Check in Your Credit Card Statement

Similar Credit Cards

If you're seeking additional credit cards with features comparable to Infinia, check out the cards listed in the table below:

Credit Card Name

Characteristics

HDFC Diners Club Black Credit Card

Annual memberships to Club Marriott, Forbes, Amazon Prime, Zomato Pro, MMT BLACK, and Times Prime are all complementary.

Axis Bank Reserve Credit Card

Every year, four luxury airport drops and pickups are provided, as well as unrestricted domestic lounge access.

SBI Elite Credit Card

Annual bonus rewards points of up to 50,000; Club Vistara and Trident Privilege Membership

Standard Chartered Bank Ultimate Credit Card

5% reward on duty-free purchases; 2% currency markup

IndusInd Bank Legend Credit Card

Free stay at the Oberoi Hotel and membership in the Priority Pass.

Other HDFC Bank Credit Cards

HDFC Regalia Credit Card

IndianOil HDFC Bank Credit Card

HDFC Millennia Credit Card

HDFC MoneyBack Plus Credit Card

HDFC MoneyBack Credit Card

HDFC INFINIA Metal Edition Credit Card

HDFC Freedom Credit Card

HDFC Diners Club Black Credit Card

6E Rewards - IndiGo HDFC Bank Credit Card

HDFC Business MoneyBack Credit Card

Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 4.9.9
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  IDFC |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ