SBI Prime Credit Card

SBI Prime Credit Card is an all-purpose card that provides perks for shopping, rewards, dining, flights, hotels, and more.

The card offers accelerated rewards on everyday transactions such as groceries, restaurant, and department shop purchases, making it a fantastic alternative for high-spending customers.

Some of the travel benefits available to cardholders include complimentary membership in Priority Pass, Club Vistara, and Trident Red Tier.

sbi prime credit card.png

Image Source: SBI Official website

Key Highlights

Suitability

Shopping, travel, and rewards

Joining Fee

Rs. 2,999

Annual Charges

Rs. 2,999

Rewards

Ten reward points for every Rs. 100 spent on dining and more.

SBI Prime Credit Card Benefits and Features

The SBI Prime card benefits are listed below-

  • As a welcome incentive, you will receive an Rs. 3,000 gift certificate with the issuing of your card.
  • 10 Reward Points for each Rs. 100 spent on restaurants, movies, groceries, and department stores.
  • Renewal cost waived if you spent Rs. 3 lakhs or more than that in the previous year.
  • Every year, four complimentary international airport lounge visits are provided (max 2 per quarter).
  • Get 2 RPs for every Rs. 100 spent on other retail purchases.
  • Every year, eight complimentary domestic airport lounge visits are provided (max 2 in a quarter).
  • Club Vistara Silver Membership is complimentary.
  • Trident Privilege Red Tier Membership is complimentary.
  • Every Rs. 100 spent on your birthday earns you 20 reward points (max cap of 2,000 Reward Points on birthday spends).
  • On spending Rs. 5 lakhs in a year, you will receive Rs. 7,000 e-gift vouchers from Yatra or Pantaloons.
  • Rs. 1,000 Pizza Hut e-voucher after spending Rs. 50,000 in a calendar quarter.

SBI Prime Credit Card Annual Fee and Charges

The SBI Prime credit card charges and fees are mentioned in the table given below-

Annual Charges

Rs. 2,999

Renewal Charges

Rs. 2,999

Finance Charges

42% pa

Late Payment Charges

  • More than Rs.500 - Rs.400
  • More than Rs.1,000 - Rs.750
  • More than Rs.10,000 - Rs.950; up to Rs.25,000 - Rs.950
  • More than Rs.25,000 - Rs.1100
  • Above Rs.50,000 - Rs.1,300

SBI Card Prime Eligibility Criteria

The eligibility criteria to apply for this credit card are enlisted in the table below-

Age

18 - 70 Years

Residence

NRIs and Indian Residents

Documents Required to Apply

  • Form for credit card application completed.
  • A photocopy of your PAN card or Form 60.
  • A passport, Ration Card, utility bill, Aadhar, and other forms of identification are acceptable as proof of residency.
  • PAN, driving license, Aadhar Card, and other forms of identification are acceptable.
  • Income documentation such as the most recent pay stubs, Form 16, IT return a copy, etc.
  • Coloured pictures of the applicant at passport size are required.

How to Apply for the SBI Card Prime?

SBI Card, like every other major card issuer, offers many ways for users to apply for an SBI Credit Card.

SBI accepts applications for the Prime card both online and in person.

  • Offline Process

If you want to apply offline, go to your nearest SBI branch and fill out the application form there. Have all essential documentation on hand, including identity proof, residence proof, and proof of income.

  • Online Process

If you want to apply for the SBI Prime Card online, follow these steps-

Step 1: Visit the official SBI Card website.

Step 2: You will see a 'Apply' section; click on 'Apply Now.'

Step 3: On your screen, you will see a list of all SBI Credit Cards.

Step 4: Choose SBI Card Prime and press the 'apply now' button.

Step 5: Fill out the online application form and upload all relevant documents next.

Step 6: Once you've reviewed your application, submit it.

Similar Credit Cards

Credit Card Name

Feature

IndusInd Bank Legend Credit Card

There are two reward points for every Rs. 100 spent.

HDFC Diners Club Privilege Credit Card

You get Up to 10X reward points on your spending through SmartBuy.

Axis Bank Select Credit Card

You get 10 EDGE points for Rs. 200 spent.

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