SBI Prime Credit Card

  • SBI Prime Credit Card is an all-rounder card offering rewards on shopping, travel, dining, grocery, movies, etc.
  • Avail of 20 Reward Points per Rs. 100 spent on your birthday (Reward points on Birthday spend (one day before/on birthday/one day after)

SBI Prime Credit Card is an all-purpose card that provides perks for shopping, rewards, dining, flights, hotels, and more. The card offers accelerated rewards on everyday transactions such as groceries, restaurant, and department shop purchases, making it a fantastic alternative for high-spending customers.

Some of the travel benefits available to cardholders include complimentary membership in Priority Pass, Club Vistara, and Trident Red Tier.

Key Highlights

SBI Prime Credit Card

sbi prime credit card.png

Image Source: SBI Official Website

Suitability

Shopping, Travel, Dining, Entertainment

Joining Fee

Rs. 2,999 + taxes

Reward Points

Get 10 Reward Points per Rs 100 spent on Dining, Groceries, Entertainment, Shopping

Benefits and Features of SBI Prime Credit Card

The SBI Prime card benefits are listed below-

Welcome Benefit

Welcome e-gift Voucher worth Rs. 3,000 from brands such as Aditya Birla Fashion, Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra

Prime Rewards

  • Earn 2 Reward Points per Rs 100 on all other retail expenses except fuel

  • Pay your card outstanding with Reward Points, 4 Reward Points = Rs. 1

Milestone Benefits

  • On spending Rs. 5 lakhs in a year, you will receive Rs. 7,000 e-gift vouchers from Yatra or Pantaloons

  • Rs. 1,000 Pizza Hut e-voucher after spending Rs. 50,000 in a calendar quarter.

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver on transaction amounts between Rs. 500 and Rs.4000 across all petrol pumps. Note, the maximum Surcharge Waiver is Rs.250 per month per statement cycle

Lounge Access

  • 8 complimentary visits per calendar year to Domestic Lounges in India (maximum 2 visits per quarter)

  • 4 complimentary visits per calendar year to International Priority Pass Lounges outside India (maximum 2 visits per quarter)


Membership

  • Club Vistara Silver Membership is complimentary

  • Trident Privilege Red Tier Membership is complimentary

Annual Fee and Charges of SBI Prime Credit Card

The charges and fees are mentioned in the table given below-

Annual Charges

Rs. 2,999 + taxes

Renewal Charges

Rs. 2,999 + taxes

Finance Charges

42% pa

Eligibility Criteria for SBI Card Prime

An individual can apply for this credit card according to the eligibility criteria and rules stated by the bank.

Documents Required to Apply

  • Form for credit card application completed.
  • A photocopy of your PAN card or Form 60.
  • A passport, Ration Card, utility bill, Aadhar, and other forms of identification are acceptable as proof of residency.
  • PAN, driving license, Aadhar Card, and other forms of identification are acceptable.
  • Income documentation such as the most recent pay stubs, Form 16, IT return a copy, etc.
  • Coloured pictures of the applicant at passport size are required.

How to Apply for the SBI Card Prime?

SBI Card, like every other major card issuer, offers many ways for users to apply for an SBI Credit Card.

SBI accepts applications for the Prime card both online and in person.

  • Offline Process

If you want to apply offline, go to your nearest SBI branch and fill out the application form there. Have all essential documentation on hand, including identity proof, residence proof, and proof of income.

  • Online Process

If you want to apply for the SBI Prime Card online, follow these steps-

Step 1: Visit the official SBI Card website.

Step 2: You will see a 'Apply' section; click on 'Apply Now.'

Step 3: On your screen, you will see a list of all SBI Credit Cards.

Step 4: Choose SBI Card Prime and press the 'apply now' button.

Step 5: Fill out the online application form and upload all relevant documents next.

Step 6: Once you've reviewed your application, submit it.

Similar Credit Cards

Credit Card Name

Feature

IndusInd Bank Legend Credit Card

There are two reward points for every Rs. 100 spent.

HDFC Diners Club Privilege Credit Card

You get Up to 10X reward points on your spending through SmartBuy.

Axis Bank Select Credit Card

You get 10 EDGE points for Rs. 200 spent.

Other SBI Credit Cards

SBI Elite Credit Card

BPCL SBI Card

CASHBACK SBI Card

IRCTC SBI Card

SBI Prime Credit Card

SBI Card PULSE

SimplyCLICK SBI Credit Card

SBI Unnati Credit Card

SBI SimplySave Credit Card

SBI Shaurya Credit Card

Late Payment Fee

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 500

Nil

Rs 500 to Rs 1000

Rs 400

Rs 1001 to Rs 10,000

Rs 750

Rs 10,001 to Rs 25,000

Rs 950

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2024 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 4.7.4
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  GROWWMF |  SBI |  AXIS |  HDFC |  UTI |  NIPPON INDIA |  ICICI PRUDENTIAL |  TATA |  KOTAK MAHINDRA |  DSP |  CANARA ROBECO |  SUNDARAM |  MIRAE ASSET |  BANDHAN |  FRANKLIN TEMPLETON |  PPFAS |  MOTILAL OSWAL |  INVESCO |  EDELWEISS |  ADITYA BIRLA SUN LIFE |  LIC |  HSBC |  NAVI |  QUANTUM |  UNION |  IDBI |  ITI |  MAHINDRA MANULIFE |  360 ONE |  BOI |  TAURUS |  JM FINANCIAL |  PGIM |  SHRIRAM |  BARODA BNP PARIBAS |  QUANT |  WHITEOAK CAPITAL |  TRUST |  SAMCO |  NJ |  BAJAJ