SBI Prime Credit Card
|
SBI Prime Credit Card is an all-purpose card that provides perks for shopping, rewards, dining, flights, hotels, and more. The card offers accelerated rewards on everyday transactions such as groceries, restaurant, and department shop purchases, making it a fantastic alternative for high-spending customers.
Some of the travel benefits available to cardholders include complimentary membership in Priority Pass, Club Vistara, and Trident Red Tier.
Key Highlights
|
SBI Prime Credit Card |
|
|
Image Source: SBI Official Website |
|
|
Suitability |
Shopping, Travel, Dining, Entertainment |
|
Joining Fee |
Rs. 2,999 + taxes |
|
Reward Points |
Get 10 Reward Points per Rs 100 spent on Dining, Groceries, Entertainment, Shopping |
Benefits and Features of SBI Prime Credit Card
The SBI Prime card benefits are listed below-
|
Welcome Benefit |
Welcome e-gift Voucher worth Rs. 3,000 from brands such as Aditya Birla Fashion, Bata/Hush Puppies, Pantaloons, Shoppers Stop, Yatra |
|
Prime Rewards |
|
|
Milestone Benefits |
|
|
Fuel Surcharge Waiver |
1% Fuel Surcharge Waiver on transaction amounts between Rs. 500 and Rs.4000 across all petrol pumps. Note, the maximum Surcharge Waiver is Rs.250 per month per statement cycle |
|
Lounge Access |
|
|
Membership |
|
Annual Fee and Charges of SBI Prime Credit Card
The charges and fees are mentioned in the table given below-
|
Annual Charges |
Rs. 2,999 + taxes |
|
Renewal Charges |
Rs. 2,999 + taxes |
|
Finance Charges |
42% pa |
Eligibility Criteria for SBI Card Prime
An individual can apply for this credit card according to the eligibility criteria and rules stated by the bank.
Documents Required to Apply
- Form for credit card application completed.
- A photocopy of your PAN card or Form 60.
- A passport, Ration Card, utility bill, Aadhar, and other forms of identification are acceptable as proof of residency.
- PAN, driving license, Aadhar Card, and other forms of identification are acceptable.
- Income documentation such as the most recent pay stubs, Form 16, IT return a copy, etc.
- Coloured pictures of the applicant at passport size are required.
How to Apply for the SBI Card Prime?
SBI Card, like every other major card issuer, offers many ways for users to apply for an SBI Credit Card.
SBI accepts applications for the Prime card both online and in person.
- Offline Process
If you want to apply offline, go to your nearest SBI branch and fill out the application form there. Have all essential documentation on hand, including identity proof, residence proof, and proof of income.
- Online Process
If you want to apply for the SBI Prime Card online, follow these steps-
Step 1: Visit the official SBI Card website.
Step 2: You will see a 'Apply' section; click on 'Apply Now.'
Step 3: On your screen, you will see a list of all SBI Credit Cards.
Step 4: Choose SBI Card Prime and press the 'apply now' button.
Step 5: Fill out the online application form and upload all relevant documents next.
Step 6: Once you've reviewed your application, submit it.
Similar Credit Cards
|
Credit Card Name |
Feature |
|
IndusInd Bank Legend Credit Card |
There are two reward points for every Rs. 100 spent. |
|
You get Up to 10X reward points on your spending through SmartBuy. |
|
|
You get 10 EDGE points for Rs. 200 spent. |
Other SBI Credit Cards
Late Payment Fee
|
Outstanding Balance |
Late Payment Charges (Excl. GST) |
|
Less than Rs 500 |
Nil |
|
Rs 500 to Rs 1000 |
Rs 400 |
|
Rs 1001 to Rs 10,000 |
Rs 750 |
|
Rs 10,001 to Rs 25,000 |
Rs 950 |
|
Rs 25,001 to Rs 50,000 |
Rs 1100 |
|
More than Rs 50,000 |
Rs 1300 |
