HDFC Millennia Credit Card

  • HDFC Millennia Credit Card offers exciting perks on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLiv, Swiggy and many more
  • The opportunity to avail gift vouchers worth Rs 1000 on spend of Rs 1,00,000 in each calendar quarter

The HDFC Millennia Credit Card is ideal for millennials who shop online regularly and want to get significant value back on their purchases.

The credit card provides perks on popular brands like Zomato, Uber, Amazon, Flipkart, and others, making it an excellent choice for online shopping. Although this credit card does not provide direct cashback, you will collect CashPoints for your purchases, which could be utilized for a range of rewards. 

If you purchase with the brands with whom HDFC Bank has partnered and wish to earn good rewards on your transactions, this could be your favoured option.

Key Highlights

HDFC Millennia Credit Card

HDFC Millenia Credit Card.jpg

Image Source: HDFC Official Website

Suitability

Cashback and Online Shopping

HDFC Millennia Credit Card Offers

1,000 rewards on the payment of membership 

HDFC Millennia Credit Card Limit of Salary

Salaried: Rs. 35,000 p.m.

Self-employed: ITR > Rs. 6 lakh p.a.

HDFC Millenia Credit Card Renewal Fee

Rs. 1,000

Benefits and Features of HDFC Millennia Credit Card

Following are the HDFC Millennia Credit Card features and benefits that the member can avail:

Cashback on Online Shopping, Dining, Entertainment

  • Up to 1,000 each month in CashBack from 10 online merchants (Amazon, BookMyShow, Cult. fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato).

  • 1% CashBack on all other purchases (excluding fuel), including EMIs and wallet transactions, up to a maximum of 1,000 per month.

  • Dine Out offers up to a 20% discount on partner restaurants.

Fee Waiver

Annual Fee waiver based on active smartpay. The annual Fee will be charged immediately if a member discontinues the membership to Smart Pay temporarily or permanently or fails to comply with the requirements required to enjoy non-levy of the Annual Fee.

Lounge Access

The franchise program provides 8 domestic lounge accesses per year.

Fuel Cost Waiver

Waiver of 1% fuel cost up to Rs. 250 per billing cycle | T&C apply.

Renewal Offer

To get your get renewal membership fee waived off for the upcoming year, spend Rs 1 lac or more in the preceding 12 months

Reward Points

  • Earn 1% CashBack on Wallet loads and all the EMI spends
  • Earn 5% CashBack from 10 Online Merchants

Welcome Benefit

Avail of a welcome benefit worth 1000 cashpoints (Note - It is applicable only on the joining membership fee payment)

Annual Fee and Charges of HDFC Millennia Credit Card

The following fees and charges are linked to this credit card:

Fee or Charge

Amount

Annual Charges

Rs. 1,000 + Taxes

Joining Charges

Rs. 1,000

Finance Charges

3.6% p.m. or 43.2% p.a.

Late Payment Fee Applicable on Millennia Credit Card

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 100

Nil

Rs 100 to Rs 500

Rs 100

Rs 501 to Rs 5,000

Rs 500

Rs 5,001 to Rs 10,000

Rs 600

Rs 10,001 to Rs 25,000

Rs 800

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Eligibility Criteria to Apply for HDFC Millennia Credit Card

Particulars

Age

Income

Salaried

21 Years - 40 Years

Rs 35,000 per month

Self-employed

21 Years - 40 Years

Rs 6 lakh p.a. (ITR)

Documents Required to Apply

  • Formal application with two pictures.
  • Any ID will suffice (PAN Card, Driver's license, Passport, Aadhaar card)
  • Address verification (permanent)- Anyone (Passport, Aadhaar card.)
  • Payslips from the previous three months for salaried employees.

How to Apply for the HDFC Millennia Credit Card

HDFC Bank credit cards can be applied online at the bank's official website. You should-

Step 1: From the bank's official website, go to the HDFC Millennia credit cards page.

Step 2: Click or hit the "Sign Up" button next to the Millennia Credit Card.

Step 3: You will be forwarded to HDFC's credit card application page, where you must complete a form in order for your application to be submitted.

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Similar Credit Cards

Here are some other credit cards offering similar features-

Credit Card Name

Characteristics

Cashback SBI Card

5% cashback on online spends, 1% cash back on other spends.

Standard Chartered Smart Credit Card

2% cashback on online spending.

Axis Bank ACE Credit Card

5% cashback on bill payment, mobile, and DTH recharge.

SBI SimplyClick Credit Card

10X reward points on purchases from partner brands such as Amazon, Apollo 24X7, BookMyShow, Cleartrip, Eazydiner, Lenskart, and Netmeds.

Other HDFC Bank Credit Cards

HDFC Regalia Credit Card

IndianOil HDFC Bank Credit Card

HDFC Millennia Credit Card

HDFC MoneyBack Plus Credit Card

HDFC MoneyBack Credit Card

HDFC INFINIA Metal Edition Credit Card

HDFC Freedom Credit Card

HDFC Diners Club Black Credit Card

6E Rewards - IndiGo HDFC Bank Credit Card

HDFC Business MoneyBack Credit Card

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