HDFC MoneyBack Credit Card
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HDFC MoneyBack is a popular entry-level credit card in India that provides cashback on all transactions. This is an excellent choice if you frequently shop online because it offers larger benefits on online purchases.
If you are new to credit and want to get started, you can apply for this credit card. In comparison to the annual cost, the perks provided by this credit card are fairly excellent. Here is more information on the HDFC MoneyBack Credit Card to help you decide whether it is a suitable fit for you.
Key Highlights
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HDFC MoneyBack Credit Card |
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Image Source: HDFC Official Website |
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Suitability |
Cashback and Rewards |
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Offers |
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Renewal and Membership Fee |
Rs 500 + taxes |
Features and Benefits of HDFC Moneyback Credit Card
Here are the significant benefits of this card-
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Welcome Benefit |
500 Cash Points (applicable only on payment of membership fee) |
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Annual Spend based benefit |
Spend Rs 50,000 and above in each calendar quarter and get Rs 500 worth of gift vouchers |
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Renewal Offer |
Spend Rs 50,000 and above in the first year and get the renewal membership fee waived off |
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Fuel Surcharge |
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of Rs 400, Maximum transaction of Rs 5,000 & Maximum waiver of Rs 250 per statement cycle) |
Charges and Fees of HDFC Moneyback Credit Card
The following fees and charges are linked to this credit card:
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Fee and Charges |
Amount |
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Joining Fees |
Rs. 500 |
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Interest Rate |
3.6% p.m. |
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Annual Fee |
Rs. 500 |
Late Payment Fee
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Outstanding Balance |
Late Payment Charges (Excl. GST) |
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Less than Rs 100 |
Nil |
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Rs 100 to Rs 500 |
Rs 100 |
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Rs 501 to Rs 5,000 |
Rs 500 |
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Rs 5,001 to Rs 10,000 |
Rs 600 |
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Rs 10,001 to Rs 25,000 |
Rs 800 |
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Rs 25,001 to Rs 50,000 |
Rs 1100 |
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More than Rs 50,000 |
Rs 1300 |
Eligibility Criteria to Apply for Moneyback Credit Card
The eligibility criteria are mentioned below in the table:
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Particulars |
Age |
Income |
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Salaried |
21 Years - 60 Years |
Rs 25,000 per month |
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Self-employed |
21 Years - 65 Years |
Rs 6 Lacs per annum |
The candidate must have a strong credit history and a consistent source of income.
Documents Required
The documentation needed for an HDFC MoneyBack card is straightforward. You will need the following items-
Application Process for HDFC Moneyback Credit Card
You can apply for this Credit Card directly on the HDFC MoneyBack Credit Card Page.
To apply immediately, follow these steps:
Step 1: Go to the top of the page and look for the 'Check Eligibility' button.
Step 2: Click on it and fill out the form to see if you are eligible for the card.
Step 3: If you are eligible, you will be able to apply for the card.
Step 4: Click on it, enter the necessary information and documents, and then press the 'Submit' button.
Step 5: You will receive an acknowledgement message with the application ID after successfully submitting the needed documents and details. Later on, you can use the same method to track the status of the credit card application.
Similar Cards
If you're seeking additional credit cards with features comparable to MoneyBack, check out the cards listed in the table below:-
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Credit Card Name |
Features |
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HSBC Smart Value Credit Card |
3X reward points on internet, dining, and telecommunications purchases |
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10X reward points on online partner purchases (Amazon, BookMyShow, Lenskart, Apollo 24X7, Netmeds, Cleartrip, and Eazydiner) |
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Standard Chartered Platinum Rewards |
Every Rs. 150 spent on eating and petrol earns you five reward points. |
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ICICI Bank Coral Contactless |
Every Rs. 100 spent earns you 2 PAYBACK points. |
Other HDFC Bank Credit Cards
