ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth

Equity
Flexi Cap
Moderately High Risk
5Y Lock In
01234567890123456789.01234567890123456789%
3Y annualised
-0.99% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Mar 2025₹31.07
Min. SIP amount₹100
Rating5
Fund size₹981.86Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹58,832 (-1.95%)

Holdings (81)

NameSectorInstrumentAssets
CommunicationEquity5.11%
ServicesEquity4.03%
FinancialEquity3.88%
ServicesEquity3.79%
ServicesEquity3.29%
AutomobileEquity3.23%
ConstructionEquity3.00%
ServicesEquity2.98%
TechnologyEquity2.85%
ConstructionEquity2.74%
Consumer StaplesEquity2.63%
FinancialEquity2.23%
ServicesEquity2.20%
ChemicalsEquity2.19%
Metals & MiningEquity2.05%
Metals & MiningEquity2.01%
Consumer DiscretionaryEquity2.01%
ConstructionEquity2.00%
ConstructionEquity1.89%
TechnologyEquity1.85%
Metals & MiningEquity1.82%
ChemicalsEquity1.61%
FinancialEquity1.51%
ChemicalsEquity1.47%
Metals & MiningEquity1.38%
DiversifiedEquity1.38%
ChemicalsEquity1.33%
Capital GoodsEquity1.31%
ServicesEquity1.24%
ConstructionEquity1.24%
Metals & MiningEquity1.22%
Consumer StaplesEquity1.13%
Metals & MiningEquity1.09%
Capital GoodsEquity1.06%
DiversifiedEquity1.04%
AutomobileEquity1.02%
Metals & MiningEquity0.97%
FinancialEquity0.96%
Metals & MiningEquity0.95%
ConstructionEquity0.93%
TechnologyEquity0.86%
ConstructionEquity0.76%
CommunicationPPE0.74%
FinancialEquity0.71%
HealthcareEquity0.65%
Metals & MiningEquity0.61%
TechnologyEquity0.60%
AutomobileEquity0.56%
ChemicalsEquity0.54%
ChemicalsEquity0.54%
HealthcareEquity0.49%
AutomobileEquity0.49%
Capital GoodsEquity0.48%
Capital GoodsEquity0.46%
HealthcareEquity0.44%
Metals & MiningEquity0.44%
EnergyEquity0.42%
FinancialEquity0.41%
ConstructionEquity0.39%
Capital GoodsEquity0.38%
InsuranceEquity0.37%
FinancialEquity0.36%
TextilesEquity0.33%
TextilesEquity0.33%
TechnologyEquity0.30%
TechnologyEquity0.29%
AutomobileEquity0.27%
Consumer DiscretionaryEquity0.26%
ServicesEquity0.26%
ConstructionEquity0.22%
ServicesEquity0.21%
Metals & MiningEquity0.20%
ServicesEquity0.14%
ChemicalsEquity0.13%
ChemicalsEquity0.12%
Consumer DiscretionaryEquity0.12%
ChemicalsPPE0.11%
ConstructionEquity0.09%
CommunicationEquity0.07%
EnergyEquity0.04%
FinancialEquity0.04%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Equity Flexi Cap
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns9.8%20.6%33.4%20.5%
Category average8.3%14.3%24.6%NA
Rank with in category3783NA
Understand terms

Peer Comparison

Equity, Flexi Cap fundsRating1Y3YFund Size(Cr)
5
17.2%23.8%64,124.15
5
10.9%23.5%4,899.24
4
11.9%18.9%16,139.31
5
15.9%18.6%88,004.52
4
6.7%14.8%1,994.95

Expense ratio, exit load and tax

Expense ratio: 0.83%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Understand terms
Check past data

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Equity Flexi Cap

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Higher alpha: 5.74 The fund has generated returns higher than benchmark - NIFTY 500 Total Return Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.83%

Cons

Lock-in period: 5Y

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ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
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MONTHLY SIP
ONE-TIME
SIP Amount
₹
Monthly SIP Date
nullth
Next SIP instalment on 26 of Mar
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