ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Debt
Dynamic Bond
Moderately High Risk
5Y Lock In
7.27%
3Y annualised
+0.15% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Sep 2025
₹16.40
Rating
5
Min. SIP amount
₹100
Fund size
₹101.88Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (17)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec19.95%
GOI
SovereignGOI Sec17.01%
GOI
SovereignGOI Sec10.11%
Nirma Ltd.
Consumer StaplesDebenture6.97%
LIC Housing Finance Ltd.
FinancialDebenture5.18%
Muthoot Finance Ltd.
FinancialDebenture4.98%
FinancialBonds4.98%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture4.92%
FinancialBonds4.89%
FinancialDebenture3.06%
FinancialNCD3.00%
FinancialBonds2.98%
Vedanta Ltd.
Metals & MiningDebenture2.96%
GOI
SovereignGOI Sec2.01%
FinancialDebenture1.12%
FinancialDebenture1.00%
Eris Lifesciences Ltd.
HealthcareDebenture1.00%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Debt Dynamic Bond
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.3%7.3%6.3%7.9%
Category average5.9%6.8%5.5%NA
Rank with in category9198NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 1.24%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sharmila D'Silva
Jul 2022 - Present
View details

Education
Ms. D'Silva is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Dynamic Bond

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Lower expense ratio: 1.24%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Lock-in period: 5Y

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