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ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth
+6.96%
3Y annualised
-0.02% 1D
NAV: 20 Jul '26
₹17.17
Min. for SIP
₹100
Fund size (AUM)
₹82.42 Cr
Expense ratio
1.22%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,485 | +1.62% | |
| 1 year | ₹60,000 | ₹61,575 | +2.63% | |
| 3 years | ₹1,80,000 | ₹1,97,557 | +9.75% | |
| 5 years | ₹3,00,000 | ₹3,52,589 | +17.53% |
Holdings (19)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 11.99% |
| Repo | Unspecified | Repo | 9.57% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 8.66% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 7.31% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 7.14% |
| LIC Housing Finance Ltd Debenture 8.75 08/12/2028 | Financial | Debenture | 6.23% |
| MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC | Financial | Debenture | 6.10% |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | Bonds | 6.06% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 5.91% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 5.64% |
| REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC | Financial | Non Convertible Debenture | 5.01% |
| POWER FINANCE CORPORATION LTD. SR BS226B 7.70 BD 15AP33 FVRS1LAC | Financial | Debenture | 3.71% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD75 9.05 NCD 06MR32 FVRS1LAC | Financial | Non Convertible Debenture | 3.71% |
| VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC | Materials | Debenture | 3.68% |
| ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC | Healthcare | Debenture | 3.65% |
| Net Current Assets | Unspecified | Net Current Assets | 2.07% |
| HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC | Financial | Debenture | 1.36% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 1.22% |
| Power Finance Corporation Ltd SR-155 Bonds 7.23 05/01/2027 | Financial | Bonds | 0.97% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +4.4% | +7.0% | +6.2% | +7.6% |
| Category average (Debt Dynamic Bond) | +5.7% | +6.8% | +5.5% | -- |
| Rank (Debt Dynamic Bond) | 12 | 16 | 14 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.83% | +8.23% | 582.80 | |
 | +4.71% | +7.55% | 3,925.20 | |
 | +5.25% | +7.53% | 3,751.54 | |
 | +4.34% | +7.42% | 420.94 | |
 | +5.66% | +7.26% | 116.86 | |
| Compare | ||||
Fund management
RLRohit LakhotiaJun 2023 - PresentView details
RL
Rohit Lakhotia
Jun 2023 - Present
View details
SDSharmila D'SilvaJul 2022 - PresentView details
SD
Sharmila D'Silva
Jul 2022 - Present
View details
DDDarshil DedhiaJan 2024 - PresentView details
DD
Darshil Dedhia
Jan 2024 - Present
View details
About ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Rohit Lakhotia is the Current Fund Manager of ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,18,215 Cr and the Latest NAV as of 20 Jul 2026 is ₹17.17.
The ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
Fund benchmarkNIFTY Composite Debt Index
Fund house
Rank (total assets)#3 in India
Total AUM₹11,18,214.70 Cr
Date of Incorporation12 Oct 1993
Launch Date12 Oct 1993
AddressOne BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,