ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

Debt
Dynamic Bond
Moderately High Risk
5Y Lock In
0123456789.01234567890123456789%
3Y annualised
+0.12% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 26 Mar 2025₹15.97
Min. SIP amount₹100
Rating4
Fund size₹108.05Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹62,267 (+3.78%)

Holdings (13)

NameSectorInstrumentAssets
GOI
SovereignGOI Sec21.74%
GOI
SovereignGOI Sec15.84%
SovereignGOI Sec9.48%
Nirma Ltd.
Consumer StaplesDebenture6.50%
FinancialDebenture6.49%
LIC Housing Finance Ltd.
FinancialDebenture4.79%
Muthoot Finance Ltd.
FinancialDebenture4.64%
Godrej Industries Ltd.
Consumer StaplesNCD4.62%
National Bank For Agriculture & Rural Development
FinancialDebenture4.61%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture4.57%
FinancialBonds4.53%
FinancialDebenture3.38%
FinancialBonds2.78%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Debt Dynamic Bond
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.7%6.9%7.5%8.0%
Category average8.4%6.6%6.6%NA
Rank with in category19187NA
Understand terms

Expense ratio, exit load and tax

Expense ratio: 1.28%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Dynamic Bond

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y
Exit load is zero
Lower expense ratio: 1.28%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Lock-in period: 5Y

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