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Blog
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

ELSS • 5Y Lock-in
Debt
Dynamic Bond
Moderately High Risk
+7.17%
3Y annualised
-0.30% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 06 Feb '26
₹16.70
Min. SIP amount
₹100
Fund size
₹87.46 Cr
Expense ratio
1.24%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,067
+1.78%
3 years₹1,80,000₹1,97,995
+10.00%
5 years₹3,00,000₹3,52,045
+17.35%

Holdings (16)

NameSectorInstrumentsAssets
GOISovereignGOI Sec16.39%
GOISovereignGOI Sec10.96%
GOISovereignGOI Sec7.77%
Nirma Ltd.Consumer StaplesDebenture6.65%
LIC Housing Finance Ltd.FinancialDebenture5.74%
Muthoot Finance Ltd.FinancialDebenture5.57%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture5.49%
Yes Bank Ltd.FinancialBonds5.47%
GOISovereignGOI Sec4.15%
Power Finance Corporation Ltd.FinancialDebenture3.39%
Cholamandalam Investment and Finance Company Ltd.FinancialNCD3.38%
Eris Lifesciences Ltd.HealthcareDebenture3.32%
Vedanta Ltd.Metals & MiningDebenture3.32%
HDFC Bank Ltd.FinancialDebenture1.24%
Small Industries Devp. Bank of India Ltd.FinancialBonds1.11%
Power Finance Corporation Ltd.FinancialBonds0.88%
See All

Minimum investments

Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name1Y3Y5YAll
Fund returns+5.8%+7.2%+6.2%+7.7%
Category average (Debt Dynamic Bond)+5.7%+6.8%+5.5%--
Rank (Debt Dynamic Bond)101813--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Name1Y3YFund Size(Cr)
360 ONE Dynamic Bond Fund Direct Growth
360 ONE Dynamic Bond Fund Direct Growth
+7.90%+8.55%625.33
Nippon India Dynamic Bond Fund Direct Growth
Nippon India Dynamic Bond Fund Direct Growth
+6.63%+7.85%4,077.62
SBI Dynamic Bond Direct Plan Growth
SBI Dynamic Bond Direct Plan Growth
+5.57%+7.74%4,240.89
UTI Dynamic Bond Fund Direct Growth
UTI Dynamic Bond Fund Direct Growth
+6.03%+7.63%425.14
Mirae Asset Dynamic Bond Fund Direct Growth
Mirae Asset Dynamic Bond Fund Direct Growth
+7.44%+7.55%115.53
Compare

Fund management

SD
Sharmila D'Silva
Jul 2022 - Present
View details

Education
Ms. D'Silva is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes
ICICI Prudential ESG Exclusionary Strategy Fund Direct Growth
ICICI Prudential Infrastructure Direct Growth
ICICI Prudential US Bluechip Equity Direct Plan Growth
ICICI Prudential Dividend Yield Equity Fund Direct Growth
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund Direct Growth
ICICI Prudential Regular Savings Fund Direct Growth
ICICI Prudential Equity Savings Fund Direct Growth
ICICI Prudential Focused Equity Fund Direct Growth
ICICI Prudential Active Momentum Fund Direct Growth
ICICI Prudential Global Advantage Fund (FOF) Direct Growth
ICICI Prudential Innovation Fund Direct Growth
ICICI Prudential Commodities Fund Direct Growth
ICICI Prudential Flexicap Fund Direct Growth
ICICI Prudential Liquid Fund Direct Plan Growth
ICICI Prudential Strategic Metal and Energy Equity FoF Direct Growth
ICICI Prudential ELSS Tax Saver Direct Plan Growth
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth
ICICI Prudential Housing Opportunities Fund Direct Growth
ICICI Prudential NASDAQ 100 Index Fund Direct Growth
ICICI Prudential Multi Asset Fund Direct Growth
ICICI Prudential India Opportunities Fund Direct Growth
ICICI Prudential Transportation and Logistics Fund Direct Growth
ICICI Prudential Children's Fund Direct Growth
ICICI Prudential Value Direct Growth
ICICI Prudential Exports and Services Fund Direct Growth
ICICI Prudential Diversified Equity All Cap Omni FoF Direct Growth
ICICI Prudential Dynamic Asset Allocation Active FoF Direct Growth
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth
ICICI Prudential MNC Fund Direct Growth
ICICI Prudential Midcap Direct Plan Growth
ICICI Prudential Balanced Advantage Direct Growth
ICICI Prudential Equity & Debt Fund Direct Growth
ICICI Prudential Manufacturing Fund Direct Growth
ICICI Prudential Multi Sector Passive FoF Direct Growth
ICICI Prudential Equity Arbitrage Direct Growth
ICICI Prudential Banking and Financial Services Direct Plan Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
ICICI Prudential Passive Multi Asset FoF Direct Growth
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth
ICICI Prudential Energy Opportunities Fund Direct Growth
ICICI Prudential Multicap Fund Direct Plan Growth
ICICI Prudential Technology Direct Plan Growth
ICICI Prudential Large & Mid Cap Fund Direct Plan Growth
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

DD
Darshil Dedhia
Jan 2024 - Present
View details

Education
Mr. Dedhia has done CA and CFA.
Experience
He has been working with ICICI Prudential Mutual Fund since 2013.
Also manages these schemes
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund Direct Growth
ICICI Prudential Floating Interest Fund Direct Plan Growth
ICICI Prudential Nifty SDL Dec 2028 Index Fund Direct Growth
ICICI Prudential Overnight Fund Direct Growth
ICICI Prudential Retirement Fund Pure Equity Plan Direct Growth
ICICI Prudential Nifty SDL Sep 2026 Index Fund Direct Growth
ICICI Prudential Children's Fund Direct Growth
ICICI Prudential CRISIL IBX Financial Services 3 6 Months Debt Index Fund Direct Growth
ICICI Prudential Fixed Maturity Plan Series 85 10 Years Plan I Direct Growth
ICICI Prudential Nifty G Sec Dec 2030 Index Fund Direct Growth
ICICI Prudential Equity Arbitrage Direct Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth
ICICI Prudential Liquid Fund Direct Plan Growth
ICICI Prudential Nifty SDL Sep 2027 Index Fund Direct Growth
ICICI Prudential Savings Fund Direct Plan Growth
ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

RL
Rohit Lakhotia
Jun 2023 - Present
View details

Education
Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering
Experience
Prior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics

About ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth

ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth is a Debt Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Sharmila D'Silva is the Current Fund Manager of ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹10,93,563 Cr and the Latest NAV as of 06 Feb 2026 is ₹16.70. The ICICI Prudential Retirement Fund Pure Debt Plan Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000. ;

Investment Objective

The scheme seeks to generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity.
Fund benchmarkNIFTY Composite Debt Index
Scheme Information Document(SID)

Fund house

AMC Image
ICICI Prudential Mutual Fund
Rank (total assets)#3 in India
Total AUM₹10,93,563.13 Cr
Date of Incorporation12 Oct 1993
PhoneNA
E-mailNA
Websitehttp://www.icicipruamc.com
Launch Date12 Oct 1993
AddressOne BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
CustodianNA
Registrar & Transfer AgentCams
Email[email protected]
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,
Vaishnavi Tech Park, South Tower, 3rd FloorSarjapur Main Road, Bellandur, Bengaluru – 560103Karnataka
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