ICICI Prudential Liquid Fund Direct Plan Growth

Debt
Liquid
Low to Moderate Risk
0123456789.01234567890123456789%
3Y annualised
+0.03% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 26 Mar 2025₹383.25
Min. SIP amount₹99
Rating3
Fund size₹55,112.40Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹61,959 (+3.26%)

Holdings (171)

NameSectorInstrumentAssets
HDFC Bank Ltd.
FinancialCD3.34%
Reserve Bank of India
FinancialT-Bills3.20%
National Bank For Agriculture & Rural Development
FinancialCP2.72%
Small Industries Devp. Bank of India Ltd.
FinancialCP2.71%
IDBI Bank Ltd.
FinancialCD2.68%
HDFC Bank Ltd.
FinancialCD2.41%
National Bank For Agriculture & Rural Development
FinancialCP2.33%
Punjab National Bank
FinancialCD2.23%
Reserve Bank of India
FinancialT-Bills2.19%
Reserve Bank of India
FinancialT-Bills2.07%
Axis Bank Ltd.
FinancialCD1.90%
Union Bank of India
FinancialCD1.81%
Reserve Bank of India
FinancialT-Bills1.80%
Punjab National Bank
FinancialCD1.72%
Bank Of Baroda
FinancialCD1.45%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.36%
Punjab National Bank
FinancialCD1.36%
Punjab National Bank
FinancialCD1.31%
Bank Of Baroda
FinancialCD1.26%
Reserve Bank of India
FinancialT-Bills1.25%
FinancialDebenture1.16%
Reliance Retail Ventures Ltd.
ServicesCP0.91%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.91%
Karur Vysya Bank Ltd.
FinancialCD0.91%
Bank of India
FinancialMoney Mkt0.90%
Union Bank of India
FinancialCD0.90%
HDFC Bank Ltd.
FinancialCD0.90%
Reliance Retail Ventures Ltd.
ServicesCP0.90%
HDFC Bank Ltd.
FinancialCD0.90%
Indian Bank
FinancialCD0.90%
Punjab & Sind Bank
FinancialCD0.90%
Reserve Bank of India
FinancialT-Bills0.90%
National Bank For Agriculture & Rural Development
FinancialCP0.90%
Reliance Retail Ventures Ltd.
ServicesCP0.89%
Can Fin Homes Ltd.
FinancialCP0.89%
HDFC Securities Ltd.
FinancialCP0.81%
National Bank For Agriculture & Rural Development
FinancialCP0.81%
Assam State
OthersSDL0.73%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.72%
HDFC Securities Ltd.
FinancialCP0.71%
HDFC Bank Ltd.
FinancialCD0.68%
RBL Bank Ltd.
FinancialCD0.68%
The Federal Bank Ltd.
FinancialCD0.67%
LIC Housing Finance Ltd.
FinancialDebenture0.63%
Axis Securities Ltd.
OthersCP0.63%
Tata Steel Ltd.
Metals & MiningCP0.63%
Axis Securities Ltd.
OthersCP0.63%
RBL Bank Ltd.
FinancialCD0.63%
Bajaj Financial Securities Ltd.
FinancialCP0.63%
Indian Bank
FinancialCD0.59%
Reserve Bank of India
FinancialT-Bills0.58%
Ultratech Cement Ltd.
ConstructionCP0.54%
Bajaj Financial Securities Ltd.
FinancialCP0.54%
National Bank For Agriculture & Rural Development
FinancialMoney Mkt0.54%
Kotak Mahindra Securities Ltd.
FinancialCP0.54%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.54%
Tata Capital Housing Finance Ltd.
FinancialCP0.54%
Axis Securities Ltd.
OthersCP0.53%
HDFC Securities Ltd.
FinancialCP0.50%
HDFC Bank Ltd.
FinancialDebenture0.48%
Muthoot Finance Ltd.
FinancialCP0.45%
Kotak Mahindra Securities Ltd.
FinancialCP0.45%
Reserve Bank of India
FinancialT-Bills0.45%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.45%
Bajaj Housing Finance Ltd.
FinancialCP0.45%
Karur Vysya Bank Ltd.
FinancialCD0.45%
Axis Securities Ltd.
OthersCP0.45%
Reliance Industries Ltd.
EnergyCP0.45%
Bank Of Baroda
FinancialCD0.45%
National Bank For Agriculture & Rural Development
FinancialCP0.45%
HDFC Securities Ltd.
FinancialCP0.45%
HDFC Securities Ltd.
FinancialCP0.45%
Aditya Birla Finance Ltd.
FinancialCP0.45%
Bank Of Baroda
FinancialCD0.45%
Bank of India
FinancialCD0.45%
Reliance Retail Ventures Ltd.
ServicesCP0.45%
Motilal Oswal Financial Services Ltd.
FinancialCP0.45%
Indusind Bank Ltd.
FinancialCD0.45%
Mindspace Business Parks REIT
ConstructionCP0.45%
The Federal Bank Ltd.
FinancialCD0.45%
Reliance Jio Infocomm Ltd.
CommunicationCP0.45%
Tata Capital Housing Finance Ltd.
FinancialCP0.45%
Bharti Telecom Ltd.
CommunicationCP0.45%
Union Bank of India
FinancialCD0.41%
Bajaj Finance Ltd.
FinancialCP0.40%
Aditya Birla Finance Ltd.
FinancialCP0.40%
National Bank For Agriculture & Rural Development
FinancialCD0.36%
Kotak Mahindra Securities Ltd.
FinancialCP0.36%
Bajaj Financial Securities Ltd.
FinancialCP0.36%
360 ONE Wealth Ltd.
FinancialCP0.36%
SRF Ltd.
DiversifiedCP0.36%
Apollo Tyres Ltd.
AutomobileCP0.36%
Bank Of Baroda
FinancialCD0.36%
Can Fin Homes Ltd.
FinancialCP0.36%
Network 18 Media & Investments Ltd.
ServicesCP0.36%
Barclays Investments & Loans Ltd.
FinancialCP0.36%
Bank Of Baroda
FinancialCD0.36%
HDFC Securities Ltd.
FinancialCP0.36%
Bajaj Financial Securities Ltd.
FinancialCP0.36%
Tata Projects Ltd.
ConstructionCP0.36%
Poonawalla Fincorp Ltd.
FinancialCP0.36%
Reserve Bank of India
FinancialT-Bills0.27%
Kotak Securities Ltd.
ServicesCP0.27%
Muthoot Finance Ltd.
FinancialCP0.27%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.27%
Minda Corporation Ltd.
AutomobileCP0.27%
Reliance Retail Ventures Ltd.
ServicesCP0.27%
SEIL Energy India Ltd.
Capital GoodsCP0.27%
HDFC Securities Ltd.
FinancialCP0.27%
Axis Securities Ltd.
OthersCP0.27%
360 ONE Wealth Ltd.
FinancialCP0.27%
Sikka Ports and Terminals Ltd.
EnergyCP0.27%
Network 18 Media & Investments Ltd.
ServicesCP0.27%
HDFC Securities Ltd.
FinancialCP0.27%
Tata Motors Finance Ltd.
FinancialCP0.27%
Axis Securities Ltd.
OthersCP0.27%
PNB Housing Finance Ltd.
FinancialCP0.27%
360 One Wam Ltd.
FinancialCP0.27%
Nexus Select Trust
ConstructionCP0.22%
Tata Housing Devp. Co. Ltd
ConstructionCP0.18%
Export-Import Bank Of India
FinancialCD0.18%
Nuvoco Vistas Corporation Ltd.
ConstructionCP0.18%
Bajaj Financial Securities Ltd.
FinancialCP0.18%
Infina Finance Pvt. Ltd.
FinancialCP0.18%
Small Industries Devp. Bank of India Ltd.
FinancialCP0.18%
SEIL Energy India Ltd.
Capital GoodsCP0.18%
Canara Bank
FinancialCD0.18%
Mirae Asset Capital Markets (India) Pvt. Ltd.
FinancialCP0.18%
Axis Securities Ltd.
OthersCP0.18%
SRF Ltd.
DiversifiedCP0.18%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.18%
Redington Ltd.
ServicesCP0.18%
Minda Corporation Ltd.
AutomobileCP0.18%
Aditya Birla Money Ltd.
FinancialCP0.18%
Infina Finance Pvt. Ltd.
FinancialCP0.18%
JK Tyre & Industries Ltd.
AutomobileCP0.18%
LIC Housing Finance Ltd.
FinancialNCD0.18%
JK Tyre & Industries Ltd.
AutomobileCP0.18%
Punjab National Bank
FinancialCD0.18%
Godrej Consumer Products Ltd.
Consumer StaplesCP0.18%
Godrej Housing Finance Ltd.
FinancialCP0.18%
SRF Ltd.
DiversifiedCP0.18%
Bank Of Baroda
FinancialCD0.18%
Poonawalla Fincorp Ltd.
FinancialCP0.18%
BobCard Ltd.
FinancialCP0.18%
FinancialDebenture0.15%
SMFG India Credit Company Ltd.
FinancialDebenture0.14%
Aditya Birla Money Ltd.
FinancialCP0.14%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.14%
Indian Bank
FinancialCD0.14%
Mahindra Lifespace Developers Ltd.
ConstructionCP0.14%
Canara Bank
FinancialCD0.14%
Godrej Industries Ltd.
Consumer StaplesCP0.13%
Metals & MiningDebenture0.09%
Aditya Birla Finance Ltd.
FinancialCP0.09%
Bank Of Baroda
FinancialCD0.09%
National Bank For Agriculture & Rural Development
FinancialCP0.09%
Canara Bank
FinancialCD0.09%
Motilal Oswal Financial Services Ltd.
FinancialCP0.09%
IGH Holdings Pvt. Ltd.
CommunicationCP0.09%
HDFC Bank Ltd.
FinancialCD0.09%
Tata Motors Finance Solutions Pvt Ltd.
FinancialCP0.09%
HDFC Bank Ltd.
FinancialCD0.09%
Indusind Bank Ltd.
FinancialCD0.09%
Panatone Finvest Ltd
FinancialCP0.09%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.09%
BobCard Ltd.
FinancialCP0.09%
Aditya Birla Money Ltd.
FinancialCP0.05%
Tata Projects Ltd.
ConstructionCP0.05%
Network 18 Media & Investments Ltd.
ServicesCP0.05%
Aditya Birla Finance Ltd.
FinancialCP0.05%
See All

Minimum investment amounts

Min. for 1st investment₹99
Min. for 2nd investment onwards₹1
Min. for SIP₹99

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.4%6.7%5.5%6.9%
Category average7.1%6.6%5.3%NA
Rank with in category172015NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.20%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 1.83 The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y

Cons

Higher expense ratio: 0.2%

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