ICICI Prudential Liquid Fund Direct Plan Growth

Debt
Liquid
Moderate Risk
0123456789.01234567890123456789%
3Y annualised
+0.02% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 25 Apr 2025₹385.88
Min. SIP amount₹99
Rating3
Fund size₹42,292.67Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
1 year
3 years
5 years
Total investment of ₹60,000
Would have become ₹62,053 (+3.42%)

Holdings (136)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills9.34%
Reserve Bank of India
FinancialT-Bills5.83%
Punjab National Bank
FinancialCD5.24%
IDBI Bank Ltd.
FinancialCD3.52%
Reserve Bank of India
FinancialT-Bills3.51%
HDFC Bank Ltd.
FinancialCD3.16%
National Bank For Agriculture & Rural Development
FinancialCP3.05%
Punjab National Bank
FinancialCD2.92%
Axis Bank Ltd.
FinancialCD2.49%
National Bank For Agriculture & Rural Development
FinancialCP2.10%
RBL Bank Ltd.
FinancialCD2.10%
Small Industries Devp. Bank of India Ltd.
FinancialCP1.93%
Bajaj Financial Securities Ltd.
FinancialCP1.86%
Bank Of Baroda
FinancialCD1.65%
Reserve Bank of India
FinancialT-Bills1.63%
Export-Import Bank Of India
FinancialCP1.52%
FinancialDebenture1.51%
Karur Vysya Bank Ltd.
FinancialCD1.40%
Kotak Mahindra Securities Ltd.
FinancialCP1.40%
National Bank For Agriculture & Rural Development
FinancialCP1.18%
Reliance Retail Ventures Ltd.
ServicesCP1.17%
Can Fin Homes Ltd.
FinancialCP1.17%
Bank Of Baroda
FinancialCD1.17%
Bank Of Baroda
FinancialCD1.17%
Bank Of Baroda
FinancialCD1.17%
Export-Import Bank Of India
FinancialCP1.17%
Bajaj Finance Ltd.
FinancialCP1.17%
Bank of India
FinancialCD1.16%
Aditya Birla Housing Finance Ltd.
FinancialCP1.16%
National Bank For Agriculture & Rural Development
FinancialCP1.06%
Reserve Bank of India
FinancialT-Bills1.01%
HDFC Securities Ltd.
FinancialCP0.94%
Sikka Ports and Terminals Ltd.
EnergyCP0.93%
Sundaram Home Finance Ltd.
FinancialCP0.93%
Karur Vysya Bank Ltd.
FinancialCD0.93%
RBL Bank Ltd.
FinancialCD0.93%
Bajaj Financial Securities Ltd.
FinancialCP0.93%
The Federal Bank Ltd.
FinancialCD0.88%
Tata Realty and Infrastructure Ltd.
ConstructionCP0.84%
Reliance Retail Ventures Ltd.
ServicesCP0.82%
National Bank For Agriculture & Rural Development
FinancialCP0.82%
Tata Capital Housing Finance Ltd.
FinancialCP0.70%
Axis Securities Ltd.
OthersCP0.70%
Export-Import Bank Of India
FinancialCP0.70%
National Bank For Agriculture & Rural Development
FinancialCP0.70%
SBICAP Securities Ltd.
FinancialCP0.70%
Equitas Small Finance Bank Ltd.
FinancialCD0.70%
DCB Bank Ltd.
FinancialCD0.70%
Motilal Oswal Financial Services Ltd.
FinancialCP0.70%
Axis Securities Ltd.
OthersCP0.70%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.70%
Axis Bank Ltd.
FinancialCD0.64%
Axis Securities Ltd.
OthersCP0.64%
HDFC Securities Ltd.
FinancialCP0.59%
National Bank For Agriculture & Rural Development
FinancialCP0.59%
HDFC Securities Ltd.
FinancialCP0.59%
Aditya Birla Finance Ltd.
FinancialCP0.59%
Bank Of Baroda
FinancialCD0.59%
Bank of India
FinancialCD0.59%
Reliance Retail Ventures Ltd.
ServicesCP0.59%
Motilal Oswal Financial Services Ltd.
FinancialCP0.59%
Indusind Bank Ltd.
FinancialCD0.59%
Mindspace Business Parks REIT
ConstructionCP0.59%
The Federal Bank Ltd.
FinancialCD0.59%
Reliance Jio Infocomm Ltd.
CommunicationCP0.58%
Bharti Telecom Ltd.
CommunicationCP0.58%
Tata Capital Housing Finance Ltd.
FinancialCP0.58%
Canara Bank
FinancialCD0.58%
Bajaj Finance Ltd.
FinancialCP0.53%
Aditya Birla Finance Ltd.
FinancialCP0.53%
Tata Housing Devp. Co. Ltd
ConstructionCP0.52%
Barclays Investments & Loans Ltd.
FinancialCP0.52%
Bank Of Baroda
FinancialCD0.47%
Can Fin Homes Ltd.
FinancialCP0.47%
Barclays Investments & Loans Ltd.
FinancialCP0.47%
Network 18 Media & Investments Ltd.
ServicesCP0.47%
Bank Of Baroda
FinancialCD0.47%
HDFC Securities Ltd.
FinancialCP0.47%
Bajaj Financial Securities Ltd.
FinancialCP0.47%
Tata Projects Ltd.
ConstructionCP0.47%
Poonawalla Fincorp Ltd.
FinancialCP0.47%
IDFC First Bank Ltd.
FinancialCD0.47%
Sikka Ports and Terminals Ltd.
EnergyCP0.47%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.47%
Axis Securities Ltd.
OthersCP0.47%
Equitas Small Finance Bank Ltd.
FinancialCD0.47%
Kotak Mahindra Securities Ltd.
FinancialCP0.47%
CESC Ltd.
EnergyCP0.47%
Kotak Mahindra Securities Ltd.
FinancialCP0.47%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.47%
Bank Of Baroda
FinancialCD0.41%
HDFC Securities Ltd.
FinancialCP0.41%
HDFC Securities Ltd.
FinancialCP0.35%
Axis Securities Ltd.
OthersCP0.35%
360 ONE Wealth Ltd.
FinancialCP0.35%
Sikka Ports and Terminals Ltd.
EnergyCP0.35%
HDFC Securities Ltd.
FinancialCP0.35%
Tata Motors Finance Ltd.
FinancialCP0.35%
Network 18 Media & Investments Ltd.
ServicesCP0.35%
Axis Securities Ltd.
OthersCP0.35%
PNB Housing Finance Ltd.
FinancialCP0.35%
360 One Wam Ltd.
FinancialCP0.35%
HDFC Securities Ltd.
FinancialCP0.35%
Kotak Securities Ltd.
ServicesCP0.35%
HDFC Bank Ltd.
FinancialCD0.35%
Minda Corporation Ltd.
AutomobileCP0.35%
Poonawalla Fincorp Ltd.
FinancialCP0.35%
Nexus Select Trust
ConstructionCP0.29%
Bajaj Financial Securities Ltd.
FinancialCP0.29%
Barclays Investments & Loans Ltd.
FinancialCP0.29%
LIC Housing Finance Ltd.
FinancialNCD0.24%
Godrej Consumer Products Ltd.
Consumer StaplesCP0.23%
Godrej Housing Finance Ltd.
FinancialCP0.23%
SRF Ltd.
DiversifiedCP0.23%
Poonawalla Fincorp Ltd.
FinancialCP0.23%
Bank Of Baroda
FinancialCD0.23%
IGH Holdings Pvt. Ltd.
CommunicationCP0.23%
BobCard Ltd.
FinancialCP0.23%
SEIL Energy India Ltd.
Capital GoodsCP0.23%
Aditya Birla Money Ltd.
FinancialCP0.23%
Standard Chartered Investment & Loan India Ltd.
FinancialCP0.23%
Tata Housing Devp. Co. Ltd
ConstructionCP0.23%
Minda Corporation Ltd.
AutomobileCP0.23%
Birla Group Holdings Pvt. Ltd.
FinancialCP0.23%
SBICAP Securities Ltd.
FinancialCP0.23%
Small Industries Devp. Bank of India Ltd.
FinancialDebenture0.21%
Godrej Industries Ltd.
Consumer StaplesCP0.18%
SBICAP Securities Ltd.
FinancialCP0.17%
Julius Baer Capital India Pvt Ltd.
FinancialCP0.12%
BobCard Ltd.
FinancialCP0.12%
IGH Holdings Pvt. Ltd.
CommunicationCP0.12%
Cholamandalam Securities Ltd.
FinancialCP0.12%
Pilani Investment And Industries Corporation Ltd.
FinancialCP0.12%
Pilani Investment And Industries Corporation Ltd.
FinancialCP0.12%
HSBC InvestDirect Financial Services India Ltd.
FinancialCP0.12%
Reserve Bank of India
FinancialT-Bills0.00%
See All

Minimum investment amounts

Min. for 1st investment₹99
Min. for 2nd investment onwards₹1
Min. for SIP₹99

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.4%6.9%5.5%6.9%
Category average7.1%6.7%5.3%NA
Rank with in category192014NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.20%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Sharmila D'mello
Jul 2022 - Present
View details

Education
Ms. D'mello is CA and BAF
Experience
She joined ICICI Prudential AMC Limited in September 2016.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
HDFC Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Liquid

Pros

Consistently higher annualised returns than category average for the past 1Y, 3Y, 5Y and 10Y
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 1.84 The fund has generated returns higher than benchmark - CRISIL Liquid Debt A-I Index - in the last 3Y

Cons

Higher expense ratio: 0.2%

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