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ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
+11.02%
3Y annualised
+0.09% 1D
NAV: 17 Jul '26
₹20.16
Min. for SIP
₹100
Fund size (AUM)
₹95.18 Cr
Expense ratio
1.04%
Rating
4
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,634 | +2.11% | |
| 1 year | ₹60,000 | ₹62,046 | +3.41% | |
| 3 years | ₹1,80,000 | ₹2,04,416 | +13.56% | |
| 5 years | ₹3,00,000 | ₹3,82,160 | +27.39% |
Holdings (41)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Repo | Unspecified | Repo | 17.84% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 13.57% |
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 6.23% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 5.33% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 5.28% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 5.12% |
| REC LIMITED SR GOI - VIII 8.30 BD 25MR29 FVRS10LAC | Financial | Non Convertible Debenture | 4.34% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 3.91% |
| NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC | Consumer Staples | Debenture | 3.69% |
| POWER FINANCE CORPORATION LTD. SR BS226B 7.70 BD 15AP33 FVRS1LAC | Financial | Debenture | 2.14% |
| VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC | Materials | Debenture | 2.12% |
| Yes Bank Ltd Bonds 8.00 30/09/2026 | Financial | Bonds | 2.10% |
| India Universal Trust AL1 Sec. Debt 8.20 20/09/2030 | Unspecified | Securitised Debt | 1.85% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 1.76% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 1.59% |
| Larsen & Toubro Ltd | Industrials | Equity | 1.52% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 1.52% |
| Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027 | Financial | Debenture | 1.37% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 1.34% |
| Titan Company Ltd | Consumer Discretionary | Equity | 1.16% |
| Aavas Financiers Ltd | Financial | Equity | 1.14% |
| Tech Mahindra Ltd | Technology | Equity | 1.10% |
| Interglobe Aviation Ltd | Industrials | Equity | 1.08% |
| Samvardhana Motherson International Ltd | Consumer Discretionary | Equity | 1.06% |
| Net Current Assets | Unspecified | Net Current Assets | 1.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC | Financial | Bonds | 1.05% |
| HDFC Bank Ltd | Financial | Equity | 0.98% |
| Jindal Steel & Power Ltd | Materials | Equity | 0.89% |
| Tata Consumer Products Ltd | Consumer Staples | Equity | 0.85% |
| Pfizer Ltd | Healthcare | Equity | 0.81% |
| Vedanta Aluminium Metal Ltd | Materials | Equity | 0.78% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 0.76% |
| Akzo Nobel India Ltd | Materials | Equity | 0.72% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 0.72% |
| INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24 | Unspecified | Securitised Debt | 0.71% |
| Tata Steel Ltd | Materials | Equity | 0.69% |
| Motherson Sumi Wiring India Ltd | Industrials | Equity | 0.65% |
| Jindal Stainless Ltd | Materials | Equity | 0.62% |
| Britannia Industries Ltd | Consumer Staples | Equity | 0.42% |
| Vedanta Power Ltd | Industrials | Equity | 0.07% |
| Vedanta Iron And Steel Ltd | Materials | Equity | 0.06% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.6% | +11.0% | +9.3% | +9.9% |
| Category average (Hybrid Conservative Hybrid) | +5.5% | +9.1% | +8.0% | -- |
| Rank (Hybrid Conservative Hybrid) | 3 | 2 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +5.32% | +10.89% | 3,418.90 | |
| +5.01% | +9.68% | 3,347.77 | |
 | +4.17% | +9.29% | 179.41 | |
 | +4.91% | +9.15% | 10,144.75 | |
 | +7.25% | +8.80% | 967.48 | |
| Compare | ||||
Fund management
MSManasvi ShahAug 2025 - PresentView details
MS
Manasvi Shah
Aug 2025 - Present
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RLRohit LakhotiaJun 2023 - PresentView details
RL
Rohit Lakhotia
Jun 2023 - Present
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SDSharmila D'SilvaJul 2022 - PresentView details
SD
Sharmila D'Silva
Jul 2022 - Present
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DDDarshil DedhiaJan 2024 - PresentView details
DD
Darshil Dedhia
Jan 2024 - Present
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About ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth
ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is a Hybrid Mutual Fund Scheme launched by ICICI Prudential Mutual Fund. This scheme was made available to investors on 12 Oct 1993. Manasvi Shah is the Current Fund Manager of ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹11,18,215 Cr and the Latest NAV as of 17 Jul 2026 is ₹20.16.
The ICICI Prudential Retirement Fund Hybrid Conservative Plan Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.
Fund benchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Fund house
Rank (total assets)#3 in India
Total AUM₹11,18,214.70 Cr
Date of Incorporation12 Oct 1993
Launch Date12 Oct 1993
AddressOne BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,