ICICI Prudential Retirement Fund Hybrid Aggressive Plan Direct Growth

Hybrid
Aggressive Hybrid
Moderately High Risk
5Y Lock In
21.28%
3Y annualised
+0.91% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Sep 2025
₹28.68
Rating
4
Min. SIP amount
₹100
Fund size
₹902.14Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (102)

NameSectorInstrumentAssets
ServicesEquity5.31%
AutomobileEquity4.35%
ServicesEquity3.49%
ServicesEquity2.67%
CommunicationEquity2.66%
Metals & MiningEquity2.45%
Capital GoodsEquity2.44%
ChemicalsEquity2.31%
ConstructionEquity2.24%
TechnologyEquity2.18%
FinancialEquity2.17%
GOI
SovereignGOI Sec2.16%
FinancialEquity2.15%
ConstructionEquity2.15%
TechnologyEquity2.08%
ServicesEquity1.96%
Metals & MiningEquity1.88%
Metals & MiningEquity1.83%
FinancialEquity1.82%
ServicesEquity1.81%
HealthcareEquity1.71%
FinancialDebenture1.70%
Summit Digitel Infrastructure Pvt. Ltd.
CommunicationDebenture1.67%
Metals & MiningEquity1.64%
Metals & MiningEquity1.62%
ChemicalsEquity1.55%
Metals & MiningEquity1.19%
LIC Housing Finance Ltd.
FinancialDebenture1.17%
ConstructionEquity1.15%
AutomobileEquity1.14%
FinancialEquity1.08%
ServicesEquity1.05%
CommunicationEquity1.04%
AutomobileEquity1.03%
GOI
SovereignGOI Sec1.03%
DiversifiedEquity1.01%
Metals & MiningEquity0.92%
GOI
SovereignGOI Sec0.87%
ServicesEquity0.85%
ConstructionEquity0.85%
Capital GoodsEquity0.84%
ChemicalsEquity0.78%
GOI
SovereignGOI Sec0.77%
Capital GoodsEquity0.75%
DiversifiedEquity0.75%
Consumer DiscretionaryEquity0.74%
FinancialEquity0.71%
Capital GoodsEquity0.70%
TechnologyEquity0.66%
ChemicalsEquity0.65%
ChemicalsEquity0.65%
Consumer DiscretionaryEquity0.65%
HealthcareEquity0.59%
Metals & MiningEquity0.59%
HDFC Bank Ltd.
FinancialDebenture0.58%
AutomobileEquity0.58%
Muthoot Finance Ltd.
FinancialDebenture0.56%
Vedanta Ltd.
Metals & MiningDebenture0.56%
ChemicalsEquity0.52%
Capital GoodsEquity0.51%
CommunicationPPE0.49%
TechnologyEquity0.48%
ChemicalsEquity0.48%
Metals & MiningEquity0.47%
TextilesEquity0.43%
FinancialEquity0.41%
ChemicalsEquity0.41%
TechnologyEquity0.40%
HealthcareEquity0.40%
ConstructionEquity0.39%
Nirma Ltd.
Consumer StaplesDebenture0.39%
FinancialEquity0.37%
ChemicalsEquity0.34%
FinancialEquity0.34%
FinancialBonds0.31%
AutomobileEquity0.31%
ConstructionEquity0.28%
ConstructionEquity0.27%
FinancialEquity0.27%
AutomobileEquity0.25%
FinancialNCD0.23%
FinancialBonds0.22%
HealthcareEquity0.22%
India Universal Trust AL1
OthersSec. Debt0.21%
EnergyEquity0.21%
TextilesEquity0.20%
Capital GoodsEquity0.19%
HealthcareEquity0.19%
ChemicalsPPE0.16%
Consumer DiscretionaryEquity0.16%
ChemicalsEquity0.12%
ConstructionREITs0.11%
India Universal Trust AL1
OthersSec. Debt0.11%
Consumer DiscretionaryEquity0.11%
India Universal Trust AL1
OthersSec. Debt0.10%
FinancialEquity0.09%
ChemicalsEquity0.08%
ServicesEquity0.07%
CommunicationEquity0.05%
Consumer DiscretionaryEquity0.04%
ConstructionEquity0.03%
Capital GoodsEquity0.02%
See All

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Hybrid Aggressive Hybrid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns4.9%21.3%21.8%17.5%
Category average-0.3%14.0%16.7%NA
Rank with in category425NA
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Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.76%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

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Check past data

Fund management

Manasvi Shah
Aug 2025 - Present
View details

Education
CA, B.Com, CFA Level - 2
Experience
She joined ICICI Prudential Asset Management Company Limited in September 2015 and has experience of over 7 years.
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One BKC , A Wing ,13th Floor, Bandra Kurla Complex, Mumbai 400051
Phone
NA
Launch Date
12 Oct 1993
E-mail
NA
ICICI Prudential Mutual Fund
Asset Management Company
Custodian
NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Hybrid Aggressive Hybrid

Pros

Higher alpha: 5.71 The fund has generated returns higher than benchmark - CRISIL Hybrid 35+65 Aggressive Index - in the last 3Y
Exit load is zero
Lower expense ratio: 0.76%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Consistently higher annualised returns than category average for the past 1Y, 3Y and 5Y

Cons

Lock-in period: 5Y

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