SBI SimplySAVE Credit Card
|
SBI Simply SAVE Credit Card is a simple credit card designed for everyday purchases. As the name implies, the card allows you to earn massive rewards on your daily expenses and other categories.
You can earn more benefits with this credit card in various areas, such as supermarkets, department store purchases, dining, and movies.
Key Highlights
|
SBI SimplySAVE Credit Card |
|
|
Image Source: SBI Official Website |
|
|
Suitability |
Entry-Level |
|
Joining Fee |
Rs. 499 + taxes |
|
Benefits |
It offers 10X points on dining, movies, groceries, and department store purchases |
Features and Benefits of SBI Simply Save Credit Card
The detailed benefits and features are enlisted below-
|
Reward Points |
On all your other spends, earn 1 Reward Point per Rs 150 spent |
|
Fuel Surcharge |
Every fuel transaction between Rs. 500 and Rs. 3,000 entitles the cardholder to a 1% fuel surcharge waiver. It should be noted that a highest or maximum of Rs. One hundred per month can be waived. |
|
Extravaganza Offer |
2,000 Extra RPs worth Rs. 500 for spending Rs. 2,000 within the first 60 days after card activation. |
|
Renewal Fee Waiver |
You can avail of a fee reversal if you have spent Rs. 1 lakhs or more on your SimplySAVE SBI Card in the previous year |
Annual Fee and Charges of SBI Simply Save Credit Card
The SBI Simply Save credit card charges and other fees are listed below-
|
Joining Charges |
Rs. 499 |
|
Renewal Charges |
Rs. 499 |
|
Finance Charges |
42% pa |
Late Payment Fees
|
Outstanding Balance |
Late Payment Charges (Excl. GST) |
|
Less than Rs 500 |
Nil |
|
Rs 500 to Rs 1000 |
Rs 400 |
|
Rs 1001 to Rs 10,000 |
Rs 750 |
|
Rs 10,001 to Rs 25,000 |
Rs 950 |
|
Rs 25,001 to Rs 50,000 |
Rs 1100 |
|
More than Rs 50,000 |
Rs 1300 |
Eligibility Criteria for SBI Simply Save Credit Card
To apply for this credit card, you will need to meet the eligibility criteria and regulations stipulated by the SBI.
Documents Required to Apply for the SimplySave SBI Card
Certain documents must be uploaded or submitted to your card issuer in order to validate all of the information on your credit card application.
The following documents will be needed to apply for the SimplySave Card-
- Voter ID, PAN Card, Driving License, Aadhar Card, or Passport are all acceptable forms of identification.
- Aadhar Cards, Ration cards, Utility Bills, passports, or Driving licenses are acceptable forms of address proof.
- Income documentation includes the most recent bank statement, salary slips, or audited financial reports.
How to Apply?
The Simply Save Card can be applied online or in person.
- Offline Process
If you prefer to apply offline, go to your nearest SBI branch and request a physical application form for the SimplySave Card from the branch executives. Fill out the form fully and submit it.
- Online Process
You can apply for this Card online by following the steps outlined below-
Step 1: Visit the official SBI Credit Card
Step 2: Click 'Apply Now' under the 'Apply' column.
Step 3: On your screen, you will see all of the cards.
Step 4: Choose the SBI SimplySave Card and press the 'apply now' button.
Step 5: Fill out all of the required information and submit the application form.
Similar Credit Cards
|
Credit Card Name |
Features |
|
Standard Chartered Super Value Titanium Credit Card |
One reward for Rs. 150 spent. |
|
HSBC Smart Value Credit Card |
3 Rewards for Rs. 100 spent. |
|
4 Rewards for Rs. 150 spent. |
Other SBI Credit Cards
