SBI SimplySAVE Credit Card

  • SBI SimplySAVE Credit Card is an entry-level card offering multiple benefits for groceries, dining, entertainment
  • Avail of 10 reward points per Rs 150 spent on dining, movies, grocery spending, etc.

SBI Simply SAVE Credit Card is a simple credit card designed for everyday purchases. As the name implies, the card allows you to earn massive rewards on your daily expenses and other categories.

You can earn more benefits with this credit card in various areas, such as supermarkets, department store purchases, dining, and movies.

Key Highlights

SBI SimplySAVE Credit Card

sbi simply save credit card.png

Image Source: SBI Official Website

Suitability

Entry-Level

Joining Fee

Rs. 499 + taxes

Benefits

It offers 10X points on dining, movies, groceries, and department store purchases

Features and Benefits of SBI Simply Save Credit Card

The detailed benefits and features are enlisted below-

Reward Points

On all your other spends, earn 1 Reward Point per Rs 150 spent

Fuel Surcharge

Every fuel transaction between Rs. 500 and Rs. 3,000 entitles the cardholder to a 1% fuel surcharge waiver. It should be noted that a highest or maximum of Rs. One hundred per month can be waived.

Extravaganza Offer

2,000 Extra RPs worth Rs. 500 for spending Rs. 2,000 within the first 60 days after card activation.

Renewal Fee Waiver

You can avail of a fee reversal if you have spent Rs. 1 lakhs or more on your SimplySAVE SBI Card in the previous year

Annual Fee and Charges of SBI Simply Save Credit Card

The SBI Simply Save credit card charges and other fees are listed below-

Joining Charges

Rs. 499

Renewal Charges

Rs. 499

Finance Charges

42% pa

Late Payment Fees

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 500

Nil

Rs 500 to Rs 1000

Rs 400

Rs 1001 to Rs 10,000

Rs 750

Rs 10,001 to Rs 25,000

Rs 950

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Eligibility Criteria for SBI Simply Save Credit Card

To apply for this credit card, you will need to meet the eligibility criteria and regulations stipulated by the SBI.

Documents Required to Apply for the SimplySave SBI Card

Certain documents must be uploaded or submitted to your card issuer in order to validate all of the information on your credit card application.

The following documents will be needed to apply for the SimplySave Card-

  • Voter ID, PAN Card, Driving License, Aadhar Card, or Passport are all acceptable forms of identification.
  • Aadhar Cards, Ration cards, Utility Bills, passports, or Driving licenses are acceptable forms of address proof.
  • Income documentation includes the most recent bank statement, salary slips, or audited financial reports.
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How to Apply?

The Simply Save Card can be applied online or in person. 

  • Offline Process

If you prefer to apply offline, go to your nearest SBI branch and request a physical application form for the SimplySave Card from the branch executives. Fill out the form fully and submit it.

  • Online Process

You can apply for this Card online by following the steps outlined below-

Step 1: Visit the official SBI Credit Card

Step 2: Click 'Apply Now' under the 'Apply' column.

Step 3: On your screen, you will see all of the cards.

Step 4: Choose the SBI SimplySave Card and press the 'apply now' button.

Step 5: Fill out all of the required information and submit the application form.

Similar Credit Cards

Credit Card Name

Features

Standard Chartered Super Value Titanium Credit Card

One reward for Rs. 150 spent.

HSBC Smart Value Credit Card

3 Rewards for Rs. 100 spent.

HDFC MoneyBack Credit Card

4 Rewards for Rs. 150 spent. 

Other SBI Credit Cards

SBI Elite Credit Card

BPCL SBI Card

CASHBACK SBI Card

IRCTC SBI Card

SBI Prime Credit Card

SBI Card PULSE

SimplyCLICK SBI Credit Card

SBI Unnati Credit Card

SBI SimplySave Credit Card

SBI Shaurya Credit Card

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