SBI Card and IRCTC have collaborated to develop a co-branded credit card, the IRCTC SBI Card Premier. This card is one level higher than the previously launched IRCTC SBI Platinum Credit Card and offers a higher level of privileges.
It is one of the few cards on the market that is intended to provide benefits for train travel. With this credit card, you can get free railway lounge access, additional reward points on IRCTC bookings, free insurance coverage, and much more.
Image Source: SBI Official website
Suitability |
Travel |
Joining Fees |
Rs. 1,499 |
Annual Charges |
Rs. 1,499 |
Rewards |
10% discount on IRCTC reservations. |
The SBI IRCTC credit card benefits and features are enlisted below-
Joining Fees |
Rs. 1,499 |
Annual Charges |
Rs. 1,499 |
Finance Charges |
42% pa |
Rewards |
|
You need to have a good credit score (ideally 750+) to be eligible for the IRCTC SBI Card Premier. In addition, you must meet the qualifying requirements outlined in the table below-
Age |
18 - 60 Years |
Occupation |
Self-employed or Salaried |
To apply for SBI, follow the steps outlined below-
Step 1: Go to https://www.sbicard.com.
Step 2: Choose the card you want to apply for and press the 'Apply now' button.
Step 3: Fill out the necessary information and submit the application.
Once the application is approved, you will be contacted by the SBI card staff for verification.
Credit Card Name |
Feature |
HDFC Bharat Cashback Credit Card |
5% reward on railway ticket purchases made through the IRCTC website or app. |
MakeMyTrip ICICI Bank Platinum Credit Card |
Up to Rs. 200 in My Cash for every Rs. 200 spent on MakeMyTrip. |
Air India SBI Platinum Credit Card |
Up to 15 reward points per rupee spent on Air India tickets purchased through the Air India website or app. |
IRCTC Rupay SBI Card |
Up to 10% off train ticket bookings made through IRCTC. |
HDFC Bank Diners Club Rewardz Credit Card |
Three points for every Rs. 150 spent. |