IRCTC SBI Card

SBI Card and IRCTC have collaborated to develop a co-branded credit card, the IRCTC SBI Card Premier. This card is one level higher than the previously launched IRCTC SBI Platinum Credit Card and offers a higher level of privileges.

It is one of the few cards on the market that is intended to provide benefits for train travel. With this credit card, you can get free railway lounge access, additional reward points on IRCTC bookings, free insurance coverage, and much more.

sbi irctc credit card.png

Image Source: SBI Official website

Highlights of the SBI IRCTC Credit Card

Suitability

Travel

Joining Fees

Rs. 1,499

Annual Charges

Rs. 1,499

Rewards

10% discount on IRCTC reservations.

Features and Benefits of the SBI IRCTC Credit Card

The SBI IRCTC credit card benefits and features are enlisted below-

  • You will be reimbursed for IRCTC purchases of train tickets, air tickets, and e-catering.
  • On transactions between Rs. 500 and Rs. 4,000, there is a 1% fuel fee remission (up to Rs. 250 per statement) across all petrol outlets in India (exclusive of GST and other charges).
  • With the payment of the first annual fee, you will receive 1,500 reward points (1 reward point = Rs. 1,500). Within 45 days of qualified transactions, these bonus reward points will be credited to your IRCTC SBI Premier Card account. After linking your IRCTC SBI Card loyalty number to your IRCTC user account, you can redeem these points on the IRCTC website and mobile app.
  • Hertz vehicle rentals are up to 10% off, and Avis car rentals are up to 35% off.
  • Benefits are available at 900 luxury hotels globally.
  • Up to 10,000 miles each night on hotel stays, with an additional 25% on Kaligo.com.

SBI IRCTC Credit Card Annual Fee and Other Charges

Joining Fees

Rs. 1,499

Annual Charges

Rs. 1,499

Finance Charges

42% pa

Rewards

  • From Rs. 500 to Rs. 1,000: Rs. 400.
  • From Rs. 1,000 to Rs. 10,000: Rs. 750.
  • From Rs. 10,000 to Rs. 25,000: Rs. 950.
  • Rs. 1,100 for amounts ranging from Rs. 25,000 to Rs. 50,000.
  • Amounts greater than Rs. 50,000: Rs. 1,300.

Eligibility Criteria of the IRCTC SBI Card

You need to have a good credit score (ideally 750+) to be eligible for the IRCTC SBI Card Premier. In addition, you must meet the qualifying requirements outlined in the table below-

Age

18 - 60 Years

Occupation

Self-employed or Salaried

Documents Required to Apply for the IRCTC SBI Card

  • ID Proof: Aadhaar, Driver's license, Passport, or Ration card
  • Address Proof: Aadhaar, Telephone, Passport, Ration, Electricity bill
  • Income Proof: Pay slips and Bank statements

How Can I Apply for the IRCTC SBI Card Online?

To apply for SBI, follow the steps outlined below-

Step 1: Go to https://www.sbicard.com.

Step 2: Choose the card you want to apply for and press the 'Apply now' button.

Step 3: Fill out the necessary information and submit the application.

Once the application is approved, you will be contacted by the SBI card staff for verification.

Similar Credit Cards

Credit Card Name

Feature

HDFC Bharat Cashback Credit Card

5% reward on railway ticket purchases made through the IRCTC website or app.

MakeMyTrip ICICI Bank Platinum Credit Card

Up to Rs. 200 in My Cash for every Rs. 200 spent on MakeMyTrip.

Air India SBI Platinum Credit Card

Up to 15 reward points per rupee spent on Air India tickets purchased through the Air India website or app.

IRCTC Rupay SBI Card

Up to 10% off train ticket bookings made through IRCTC.

HDFC Bank Diners Club Rewardz Credit Card

Three points for every Rs. 150 spent.

Invest the way you want
Join millions of Indians who trust and love Groww
EXPLORE PRODUCTS
Loading...
ⓒ 2016-2023 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 3.9.8
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  ICICI PRUDENTIAL |  HDFC |  NIPPON INDIA |  ADITYA BIRLA SUN LIFE |  SBI |  UTI |  FRANKLIN TEMPLETON |  KOTAK MAHINDRA |  IDFC |  DSP |  AXIS |  TATA |  SUNDARAM |  PGIM |  INVESCO |  LIC |  JM FINANCIAL |  BARODA PIONEER |  CANARA ROBECO |  HSBC |  IDBI |  INDIABULLS |  MOTILAL OSWAL |  BNP PARIBAS |  MIRAE ASSET |  PRINCIPAL |  BOI AXA |  UNION KBC |  TAURUS |  EDELWEISS |  NAVI |  MAHINDRA |  QUANTUM |  PPFAS |  IIFL |  Quant |  SHRIRAM |  SAHARA |  ITI