What is a Pulse Card in SBI?

It is a fitness-oriented credit card designed specifically for fitness enthusiasts.

Is lounge access available for free with a SBI Pulse credit card?

Yes, every year, you can get free access to 8 domestic airport lounges with this card.

What is the annual charge for the SBI Pulse card?

Its joining & annual membership fee is Rs 1,499 plus taxes.

What is the SBI Pulse Card's credit limit?

The SBI Pulse credit limit is determined by your income and Cibil Score. If you have a high monthly income, you can take advantage of this credit card's high credit limit.

What are the late payment penalties for the SBI Pulse Card?

Your SBI Pulse Credit Card is subject to a late payment charge of INR 400 to INR 1,300.

SBI Card PULSE

SBI Pulse Credit Card is suitable for health and fitness enthusiasts
It offers comprehensive Insurance Cover
It provides Complimentary Lounge Benefits

The SBI Card Pulse was launched by the State Bank of India (SBI), especially for people who are oriented towards maintaining their health and fitness. This credit card comes along with numerous benefits that have been detailed here.

Key Highlights of the SBI Card Pulse

SBI Pulse Credit Card
Image Source: SBI Official Website
Suitability	Health and Fitness
Joining Fee	Rs. 1,499 + taxes
Benefits	Avail of 1 year FITPASS PRO and Netmeds First complimentary memberships subject to payment of joining fee and minimum 1 retail transaction in the 1st year Avail Fraud Liability Insurance Cover of Rs. 1 lakh Air Accident Cover of Rs. 50 lakh
Rewards	10 Reward Points per Rs. One hundred spent and Noise ColorFit Smart Watch as a welcome gift.

Features and Benefits of SBI Pulse Credit Card

The key features and benefits of the credit card include the following-

Welcome Rewards	A Noise ColorFit Pulse SmartWatch that is worth Rs. 5,000, a free Fitpass Pro membership and a free Netmeds First membership are all included
Travel Rewards	Every year, you get free access to eight domestic airport lounges (with a maximum cap of 2 lounge visits per quarter). With card membership, you receive a complimentary Priority Pass membership for the first two years. It needs to be noted that only the membership is free, and you must pay the usage fee if you use the Priority Pass to visit any airport lounge.
Milestone Benefits	Get a Rs 1500 voucher on achieving retail spends of Rs. 4 lakh in a year Get annual membership fee reversal from the 2nd year of your subscription. To avail of fee reversal, you need to have spent Rs. 2 lakh or more on your SBI Card PULSE in the previous year
Air Accident & Fraud Liability Cover	Get complimentary Air Accident Liability Cover of Rs. 50 Lakhs Get complimentary credit card Fraud Liability Cover of Rs.1 lakh
Fuel Surcharge Waiver	1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.4,000. Note, there is a Maximum Surcharge waiver of Rs.250 per statement cycle per credit card account

Fees and Charges of the SBI Pulse Card

Annual Charges	Rs 1,499 + taxes
Finance Charges	3.50% p.m.
Renewal Charges	Rs 1,499 + taxes (waived off on annual spends of Rs 2 Lakh or more in the preceding year)

Late Payment Fee

Outstanding Balance	Late Payment Charges (Excl. GST)
Less than Rs 500	Nil
Rs 500 to Rs 1000	Rs 400
Rs 1001 to Rs 10,000	Rs 750
Rs 10,001 to Rs 25,000	Rs 950
Rs 25,001 to Rs 50,000	Rs 1100
More than Rs 50,000	Rs 1300

Eligibility for the SBI Card Pulse

An individual can avail of this credit card as per the eligibility criteria and regulations stipulated by the SBI.

Documents Required to Apply

SBI Pulse Card requires the following documents-

Valid Address Proof such as utility bill (no older than three months), Aadhar card, and so on.
PAN cards, passports, etc., are acceptable forms of identification.
Salary slips (no more than three months old), bank passbook records, and so on are acceptable forms of proof of income.
Form of application duly signed.
Photographs in passport size.

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How to Apply for SBI Card Pulse?

The SBI Card allows its customers to apply for the SBI Pulse Card online or in person at their leisure.

To apply for a credit card offline, simply go to your nearest SBI branch with all of the required documents and fill out the physical application form.

If you want to apply for this card online, you must first complete the following simple steps-

Step 1: Visit the SBI Card's official website.

Step 2: You'll see the 'Apply' section and should click 'Apply Now.'

Step 3: Select 'SBI Card Pulse' and click ‘Apply Now’ once more.

Step 4: Fill in all of the required information, complete all of the formalities, and then continue.

Similar Credit Cards

Credit Card Name	Features
Apollo SBI Credit Card	3X Reward Points on every Rs. 100 spent in Apollo.
YES Bank Wellness Plus Credit Card	20 Reward Points per INR 200 spent on pharma.
Axis Bank AURA Credit Card	5X reward points on insurance.

Other SBI Credit Cards

SBI Elite Credit Card	BPCL SBI Card
CASHBACK SBI Card	IRCTC SBI Card
SBI Prime Credit Card	SBI Card PULSE
SimplyCLICK SBI Credit Card	SBI Unnati Credit Card
SBI SimplySave Credit Card	SBI Shaurya Credit Card

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