CASHBACK SBI Card

  • SBI Cashback Credit Card offers numerous cashback privileges
  • It offers 5% Cashback on online spending without any merchant restriction

Cashback SBI Card, as the name implies, is a cashback reward card that offers cash back for every transaction made with the card. With this card, you can earn up to 5% cash back on all online and offline purchases. Aside from that, you receive numerous other benefits, such as complimentary access to domestic airport lounges.

Key Highlights

SBI Cashback Credit Card

sbi cashback credit card.png

Image Source: SBI Official Website

Suitability

Online Shopping

Joining Fee

Rs 999

Benefits

Cashback Rewards such as 5% cashback on online spending

Features and Benefits of SBI Cashback Card

The following are the features and advantages of this card-

Cashback

With no merchant restrictions, earn 5% cashback on all online purchases

Renewal Fee Waiver

You will be required to pay an annual/renewal fee of Rs.999, which will be waived if you spend Rs.2 lakh in the previous year

Fuel Surcharge Waiver

On transactions ranging from Rs.500 to Rs.3,000, enjoy a 1% fuel surcharge waiver across all petrol pumps in India. A billing cycle's maximum surcharge waiver is Rs.100

Worldwide Acceptance

It is accepted in over 24 million locations worldwide, including 3.25 lakh in India.

Offline Payments Benefits

Get 1% cash back on offline purchases and utility bill payments. Rent payments, merchant EMIs, balance transfers, flexipay, wallet loads, encash, and cash advances are not eligible for cashback

Easy Bill Pay

Pay your mobile, electricity, and other utility bills easily with the 'Easy Bill Pay' feature.

Balance Transfer on EMI

Transfer outstanding credit card debts from other banks to your credit card for repayment in EMIs at a lower interest rate.

Fees and Charges of Cashback SBI Card

Joining Fees

Rs. 999

Finance

42% pa

Renewal Fees

Rs. 999 (Renewal Fee will be waived if annual spends for last year was more than Rs 2 lakhs)

Late Payment Fee

Outstanding Balance

Late Payment Charges (Excl. GST)

Less than Rs 500

Nil

Rs 500 to Rs 1000

Rs 400

Rs 1001 to Rs 10,000

Rs 750

Rs 10,001 to Rs 25,000

Rs 950

Rs 25,001 to Rs 50,000

Rs 1100

More than Rs 50,000

Rs 1300

Eligibility Criteria for the Cashback SBI Card

A person can get this credit card as per the eligibility criteria and regulations levied by the State Bank of India.

Documents Required

The following documents will be necessary to apply-

  • Driving License, Aadhar Card, PAN Card, voter's Id, and other forms of identification are acceptable.
  • Utility bills, Aadhar cards, driving licenses, passports, and other forms of address proof are acceptable.
  • Income Proof such as the most recent three months' bank statements, salary slips, or the most recent audited ITR.
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Process to Apply for SBI Cashback Credit Card

If you want to receive this credit card, you can do so using any of the online or offline options.

To apply offline, go to your nearest SBI branch and complete an application form. But, for the online method, follow these steps-

Step 1: You will have to visit the official website or portal of the State Bank of India Bank.

Step 2: Navigate to the Credit Cards section.

Step 3: Search for and choose the SBI Cashback Card.

Step 4: Hit the 'Apply Now' button.

Step 5: Fill in all of the essential information and continue.

Similar Credit Cards

Credit Card Name

Feature

Axis Ace Credit Card

5% cashback on bill payments and recharges made with Google Pay; 2% cashback on all other purchases.

Standard Chartered Smart Credit Card

2% reward on all online purchases.

Amazon Pay ICICI Credit Card

Amazon Prime members receive 5% cashback; non-prime members receive 3% cashback.

Other SBI Credit Cards

SBI Elite Credit Card

BPCL SBI Card

CASHBACK SBI Card

IRCTC SBI Card

SBI Prime Credit Card

SBI Card PULSE

SimplyCLICK SBI Credit Card

SBI Unnati Credit Card

SBI SimplySave Credit Card

SBI Shaurya Credit Card

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