Axis Bank ACE Credit Card

If you want a credit card that gives you cashback on your purchases, consider the Axis Bank ACE Credit Card.

This credit card offers a variety of incentives, including 5% cashback on bill payments and phone, DTH, or other recharges made using Google Pay, as well as 2-4% cash back on other types of purchases.

Key Highlights

Here are the specifics:

Suitability

Cashback

Joining Fee

Rs. 499

Reward

5% off bill payment, DTH, and mobile recharge.

Axis Bank ACE Credit Card Benefits and Features

Mentioned below are the characteristics and benefits of using this Credit Card:

  • You will be able to benefit from cashback under the scheme, in which a fixed amount of money will be added to your credit card account when you pay your bills or recharge your phone.
  • When you use this Credit Card, you will also be able to enjoy up to four complimentary accesses to domestic airport lounges in a calendar year.
  • Get up to a 20% discount on your dining bills when you pay with the ACE Credit Card, which is valid at over 4,000 partner restaurants in India.
  • ACE Credit Card transactions of Rs.2,500 and more can be converted into equivalent monthly installments (EMI).
  • If you pay with your ACE Credit Card at any petrol station in India, you will receive a 1% fuel surcharge waiver. The fuel fee waiver would be valid for transactions between Rs.400 and Rs.4,000, with a monthly benefit of up to Rs.500.

Axis Bank ACE Credit Card Charges and Fees

The charges and the fees that are associated with this Credit card is listed in the table below:

Joining Charges

Rs. 499

Annual Charges

Rs. 499

Interest Rate

52.86% p.a.

Late Payment Charges

  • Nil for amounts less than Rs. 500.
  • Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000.
  • Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
  • Rs. 1,200 for amounts greater than Rs. 10,000.

Axis Bank ACE Credit Card Eligibility

Users must meet the following eligibility requirements to apply-

Age

18-70 years

Occupation

Salaried or Self-employed

Documents that are Required to Apply

To have your credit card application completed, you must submit the following documentation to the bank:

  • Aadhar Card, Voter ID, PAN Card, driving license, passport, and other forms of identification are acceptable.
  • Evidence of Income: Salary slip or ITR acknowledgment (for salaried applicants and for self-employed individuals)
  • Aadhar Card, Voter ID, driving license, passport, and telephone/electricity bill are all acceptable forms of proof of address.

How to Apply?

By clicking on the ‘Apply Now’ button above and selecting the ACE credit card, you can quickly apply for the Axis Bank ACE credit card. You'll be asked to complete a form and submit your application. If you already have an Axis Bank account, the process will be easier for you. To complete your application, you will also need to provide a few papers.

Similar Credit Cards

Credit Card Name

Feature 

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HDFC Bank Millennia Credit Card

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