HDFC Easy EMI Credit Card

Following are the HDFC Easy EMI Credit Card features and benefits that the member can avail:

• Every transaction exceeding Rs.10,000 will be converted into an EasyEMI facility for a period of nine months. Auto conversion is not available for gold, jewelry, or fuel transactions.
  
• 500 Cash Points as a welcome bonus (applicable only on payment of membership fee). For the first year only, spending Rs.1,000 or more in each calendar quarter will earn you an Rs.1,000 gift voucher.

• Spend Rs.50,000 or more in the first year and get the renewal membership charge waived.
  
• Get 5% cashback on Amazon, Flipkart, flight and hotel bookings made with PayZapp and SmartBuy (minimum transaction size of Rs. 1,000)

Spend Rs.20,000 or more in the first 90 days, and the first-year membership cost will be reimbursed.

Cash points will be awarded for cashback earned with this credit card. The payback points are valid for a year after purchase. A minimum CashPoint balance of 2500 CashPoints is required for redemption against the statement balance.

A 1% fuel cost is waived on all fuel transactions that have a minimum transaction of Rs. 400.

In order to make card payments safer and easier, HDFC EasyEMI card includes contactless payment technology, which makes payments quick and easy for cardholders.

The following table details the fees and charges associated with the HDFC EasyEMI credit card-

The HDFC Bank Easy EMI credit card has the following qualifying requirements-

To apply for an HDFC Bank Easy EMI Card, you will need to bring the following documents-

• A driving license, PAN card, passport, voter's ID card, and Aadhar card are all acceptable forms of identification.
• A recent passport-sized photograph of the applicant is required.
• Electricity bills, driver's licenses, post-paid mobile phone bills, passports, PAN cards, Aadhar cards, telephone bills, and voter's ID cards are all acceptable forms of proof of address.
• Income tax returns (ITR), most recent salary slips, and Form 16 are all acceptable forms of proof of income.
• Birth certificates, voter ID cards, passports, and school certificates are all acceptable forms of proof of age (10th standard).

You can HDFC Easy EMI credit card apply by following these steps-

Step 1: Visit HDFC Bank's main website at www.hdfcbank.com.

Step 2: On the top menu, select the 'Apply Now' option.

Step 3: From the drop-down menu, select the 'Credit Card' option.

Step 4: On the following page, you must enter your personal information, such as first name, last name, cell phone number, and PAN number.

Step 5: Type in the Captcha code and check the box to allow the bank and its personnel to contact you.

Step 6: Press the 'Submit' button.

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