The South Indian Bank Limited provides banking products and services in India. The operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its personal banking products and services include savings accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, vehicle, home, gold, educational, property, and other loans, as well as one time settlement scheme for micro and small enterprises sector; and mutual funds. The also offers insurance products, such as life insurance, health insurance, and various credit risk insurance, as well as general insurance products, such as fire, liability, marine, motor, medi claim, and travel insurance products. In addition, it offers money transfer services; various cards; and value added services consisting of SIB rewards, education fee collection, SIB pure gold, sovereign gold bonds, ATM cum shopping card, mobile and Internet banking, demat, pension system, online trading, SIB collect, PAN service agency, cash management, SIB travel card, tax payment, tax savings investments, direct debit, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. Further, the company’s NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits, as well as personal, home, car, property, SIB décor, and education loans; and portfolio investment schemes. Additionally, its business banking services consist of normal and premium accounts, and trader smart current account; working capital, long term, non-fund based, supply chain, and international finance; overdrafts against property; and merchant acquiring services. The has a network of 854 branches, 55 extension counters, and 1,331 ATMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.
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