Bandhan Credit Risk Fund Direct Growth

Debt
Credit Risk
Moderately High Risk
7.47%
3Y annualised
+0.12% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 05 Sep 2025
₹17.97
Rating
3
Min. SIP amount
₹100
Fund size
₹271.54Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Holdings (14)

NameSectorInstrumentAssets
SovereignGOI Sec13.46%
Tata Housing Devp. Co. Ltd
ConstructionDebenture9.25%
SovereignGOI Sec9.10%
Aditya Birla Real Estate Ltd.
Consumer StaplesNCD7.49%
Tata Projects Ltd.
ConstructionDebenture7.47%
FinancialNCD7.44%
FinancialNCD7.44%
Ceat Ltd.
AutomobileDebenture7.43%
FinancialDebenture5.60%
Godrej Housing Finance Ltd.
FinancialNCD3.76%
SovereignGOI Sec1.93%
GOI
SovereignGOI Sec1.89%
FinancialDebenture1.86%
Godrej Seeds & Genetics Ltd.
Consumer StaplesNCD1.84%
See All

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹100

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.9%7.5%6.5%7.1%
Category average10.5%8.4%9.2%NA
Rank with in category131314NA
Understand terms

Peer Comparison

Expense ratio, exit load and tax

Expense ratio: 0.68%

Inclusive of GST

Exit load

Exit load of 1% if redeemed within 365 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Fund management

Debraj Lahiri
Apr 2023 - Present
View details

Education
Mr. Lahiri has done B.Tech and MBA
Experience
Prior to joining Bandhan Mutual Fund, he has worked with ICICI Prudential AMC Ltd, Invesco Asset Management (India) Pvt. Ltd, CARE Ratings and Bank of Baroda
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Phone
NA
Launch Date
20 Dec 1999
E-mail
NA
IDFC Mutual Fund
Asset Management Company
Custodian
Deutsche Bank
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

Pros and cons

Category: Debt Credit Risk

Pros

Lower expense ratio: 0.68%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y

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