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Bandhan Credit Risk Fund Direct Growth
+7.15%
3Y annualised
-0.03% 1D
NAV: 13 Nov '26
₹19.16
Min. for SIP
₹100
Fund size (AUM)
₹218.34 Cr
Expense ratio
0.66%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,281 | +0.94% | |
| 1 year | ₹60,000 | ₹61,476 | +2.46% | |
| 3 years | ₹1,80,000 | ₹1,97,272 | +9.60% | |
| 5 years | ₹3,00,000 | ₹3,53,394 | +17.80% |
Holdings (18)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reverse Repo | Unspecified | Reverse Repo | 15.07% |
| CENTURY TEXTILES AND INDUSTRIES LIMITED 8.35 NCD 30AG27 FVRS1LAC | Materials | Non Convertible Debenture | 9.13% |
| TATA PROJECTS LIMITED SR P 8.33 NCD 24JU27 FVRS1LAC | Industrials | Debenture | 9.12% |
| POWER FINANCE CORPORATION LTD. SERIES 203 B 7.75 BD 11JU30 FV10LAC | Financial | Non Convertible Debenture | 9.01% |
| TRUHOME FINANCE LIMITED SR 39 7.9 NCD 08AG28 FVRS1LAC | Financial | Non Convertible Debenture | 8.99% |
| AADHAR HOUSING FINANCE LIMITED 7.76 NCD 30NV28 FVRS1LAC | Financial | Debenture | 8.94% |
| TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC | Industrials | Debenture | 8.92% |
| GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 6.71% |
| MUTHOOT FINANCE LIMITED 7.85 NCD 22FB29 FVRS1LAC | Financial | Debenture | 6.66% |
| AU SMALL FINANCE BANK LIMITED 10.70 BD 23FB29 FVRS1LAC | Financial | Bonds | 4.72% |
| GOVERNMENT OF INDIA 36232 GOI 21JL30 6.01 FV RS 100 | Entities | GOI Securities | 2.64% |
| Net Current Assets | Unspecified | Net Current Assets | 2.43% |
| GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC | Consumer Staples | Non Convertible Debenture | 2.24% |
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 2.23% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 2.14% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.78% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 0.27% |
| Others Mrgn Money | Unspecified | Margin Money | 0.00% |
Minimum investments
Min. for 1st investment
₹1,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹100
Returns and rankings
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +5.2% | +7.2% | +6.3% | +6.9% |
| Category average (Debt Credit Risk) | +7.9% | +9.3% | +10.0% | +8.4% |
| Rank (Debt Credit Risk) | 13 | 13 | 13 | -- |
Exit load, stamp duty and tax
Exit load
Exit load of 1% if redeemed within 365 days.
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +11.24% | +12.96% | 1,721.47 | |
 | +7.24% | +8.80% | 1,706.28 | |
 | +7.02% | +8.79% | 174.64 | |
 | +7.57% | +8.73% | 370.14 | |
 | +7.46% | +8.41% | 2,176.70 | |
| Compare | ||||
Fund management
About Bandhan Credit Risk Fund Direct Growth
Bandhan Credit Risk Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Brijesh Shah is the Current Fund Manager of Bandhan Credit Risk Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,14,693 Cr and the Latest NAV as of 13 Nov 2026 is ₹19.16.
The Bandhan Credit Risk Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹1,000. Exit load of 1% if redeemed within 365 days.
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Investment Objective
The Fund seeks to generate returns by predominantly investing AA and below rated corporate debt securities across maturities.
Fund benchmarkNIFTY Credit Risk Bond Index B-II
Fund house
Rank (total assets)#9 in India
Total AUM₹2,14,692.94 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,