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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
Bandhan Ultra Short Term Fund Direct Growth
+7.11%
3Y annualised
+0.03% 1D
NAV: 12 Nov '26
₹16.79
Min. for SIP
₹100
Fund size (AUM)
₹4,360.34 Cr
Expense ratio
0.29%
Rating
2
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,400 | +1.33% | |
| 1 year | ₹60,000 | ₹61,805 | +3.01% | |
| 3 years | ₹1,80,000 | ₹1,98,586 | +10.33% | |
| 5 years | ₹3,00,000 | ₹3,55,375 | +18.46% |
Holdings (73)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 6.20% |
| Reverse Repo | Unspecified | Reverse Repo | 6.06% |
| AXIS BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 5.61% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC | Financial | Debenture | 5.15% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | Certificate of Deposit | 5.07% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR D 8.10 NCD 19FB27 FVRS1LAC | Financial | Debenture | 5.04% |
| AXIS BANK LIMITED CD 14JAN27 | Financial | Certificate of Deposit | 4.52% |
| 182 Days Tbill (MD 01/04/2027) | Financial | Treasury Bills | 4.10% |
| Reliance Industries Limited ** | Energy & Utilities | Commercial Paper | 3.38% |
| Reliance Industries Ltd. (MD 07/01/2027)** | Energy & Utilities | Commercial Paper | 2.26% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27 | Financial | Certificate of Deposit | 2.25% |
| BANK OF BARODA CD 02FEB27 | Financial | Certificate of Deposit | 2.25% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 2.25% |
| HDFC Bank Limited (15/02/2027) ** # | Financial | Certificate of Deposit | 2.24% |
| 182 Days Tbill 2027 | Financial | Treasury Bills | 2.24% |
| PUNJAB NATIONAL BANK CD 04FEB27 | Financial | Certificate of Deposit | 2.02% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC | Financial | Bonds | 1.95% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 1.80% |
| BAJAJ HOUSING FINANCE LIMITED 8.04 NCD 18JN27 FVRS1LAC | Financial | Debenture | 1.72% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27 | Financial | Certificate of Deposit | 1.69% |
| BANK OF BARODA CD 11MAR27 | Financial | Certificate of Deposit | 1.67% |
| REC Limited (19/03/2027) | Financial | Commercial Paper | 1.67% |
| BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC | Financial | Bonds | 1.37% |
| LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC | Financial | Non Convertible Debenture | 1.31% |
| TATA CAPITAL HOUSING FINANCE LIMITED SR C 8.0409 NCD 19MR27 FVRS1LAC | Financial | Bonds | 1.14% |
| REC LIMITED SR 232 A 7.59 BD 31MY27 FVRS1LAC | Financial | Debenture | 1.14% |
| REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LAC | Financial | Debenture | 1.14% |
| POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC | Financial | Bonds | 1.13% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27 | Financial | Certificate of Deposit | 1.13% |
| REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC | Financial | Bonds | 1.13% |
| BANK OF BARODA CD 03FEB27 | Financial | Certificate of Deposit | 1.12% |
| BAJAJ AUTO CREDIT LIMITED 182D CP 22FEB27 | Consumer Discretionary | Commercial Paper | 1.12% |
| National Bank For Agriculture and Rural Development (17/03/2027) ** # | Financial | Certificate of Deposit | 1.11% |
| BAJAJ FINANCE LIMITED 365D CP 03JUN27 | Financial | Commercial Paper | 1.09% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 0.91% |
| 182 Days Tbill 2027 | Financial | Treasury Bills | 0.89% |
| TATA CAPITAL LIMITED SR P STRPP II 8.30 NCD 16MR27 FVRS1LAC | Financial | Debenture | 0.80% |
| 91 DTB (17-DEC-2026) | Financial | Treasury Bills | 0.79% |
| BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC | Financial | Debenture | 0.79% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 0.68% |
| BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LAC | Financial | Debenture | 0.68% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 169 8.37 BD 07DC28 FVRS10LAC | Financial | Debenture | 0.58% |
| MUTHOOT FINANCE LIMITED 8.60 NCD 02MR28 FVRS1LAC | Financial | Non Convertible Debenture | 0.57% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 651 8.20 NCD 17FB28 FVRS1LAC | Financial | Debenture | 0.57% |
| MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC | Financial | Debenture | 0.57% |
| BAJAJ FINANCE LIMITED 7.93 NCD 12JU29 FVRS1LAC | Financial | Debenture | 0.56% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 0.56% |
| BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC | Financial | Non Convertible Debenture | 0.56% |
| BAJAJ FINANCE LIMITED 7.11 NCD 10JL28 FVRS1LAC | Financial | Debenture | 0.56% |
| BANK OF BARODA CD 05MAR27 | Financial | Certificate of Deposit | 0.56% |
| Export-Import Bank of India (12/03/2027) ** | Financial | Commercial Paper | 0.56% |
| TATA CAPITAL LIMITED 363D CP 09MAR27 | Financial | Commercial Paper | 0.56% |
| BAJAJ FINANCE LIMITED 365D CP 07MAY27 | Financial | Commercial Paper | 0.55% |
| Uttar Pradesh State SDL 6.87 30/11/2026 | Unspecified | State Development Loan | 0.46% |
| MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC | Financial | Debenture | 0.46% |
| BAJAJ HOUSING FINANCE LIMITED 6.95 NCD 28JN28 FVRS1LAC | Financial | Non Convertible Debenture | 0.34% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.31% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC | Financial | Debenture | 0.28% |
| BAJAJ FINANCE LIMITED 7.07 NCD 21SP28 FVRS1LAC | Financial | Debenture | 0.22% |
| STATE DEVELOPMENT LOAN 20404 TN 09MY28 8.15 FV RS 100 | Unspecified | State Development Loan | 0.12% |
| Tamilnadu State SDL 7.61 15/02/2027 | Unspecified | State Development Loan | 0.12% |
| SDL KARNATAKA 7.27% (28/12/2026) 7.27 28/12/2026 | Unspecified | State Development Loan | 0.11% |
| Maharashtra State SDL 7.25 28/12/2026 | Unspecified | State Development Loan | 0.11% |
| Bihar State SDL 7.20 25/01/2027 | Unspecified | State Development Loan | 0.11% |
| Haryana State SDL 6.86 23/11/2026 | Unspecified | State Development Loan | 0.11% |
| REC Ltd Debenture 7.54 30/12/2026 | Financial | Debenture | 0.11% |
| BANK OF BARODA CD 07DEC26 | Financial | Certificate of Deposit | 0.11% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 653 7.38 NCD 28MY27 FVRS1LAC | Financial | Debenture | 0.11% |
| ADITYA BIRLA CAPITAL LIMITED 363D CP 09FEB27 | Financial | Commercial Paper | 0.11% |
| STATE DEVELOPMENT LOAN 20038 KAR 27DC27 7.82 FV RS 100 | Unspecified | State Development Loan | 0.06% |
| Others IRS | Unspecified | Interest Rate Swap | 0.01% |
| Others Mrgn Money | Unspecified | Margin Money | 0.01% |
| Net Payables | Unspecified | Net Payables | -0.67% |
Minimum investments
Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100
Returns and rankings
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.4% | +7.1% | +6.5% | +6.4% |
| Category average (Debt Ultra Short Term) | +6.5% | +7.1% | +6.6% | +7.2% |
| Rank (Debt Ultra Short Term) | 22 | 18 | 18 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.95% | +7.46% | 5,711.87 | |
 | +6.64% | +7.37% | 1,894.00 | |
 | +6.70% | +7.29% | 1,664.65 | |
 | +6.75% | +7.22% | 1,279.71 | |
 | +6.16% | +6.40% | 500.10 | |
| Compare | ||||
Fund management
About Bandhan Ultra Short Term Fund Direct Growth
Bandhan Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Bandhan Mutual Fund. This scheme was made available to investors on 20 Dec 1999. Harshal Joshi is the Current Fund Manager of Bandhan Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,14,693 Cr and the Latest NAV as of 12 Nov 2026 is ₹16.79.
The Bandhan Ultra Short Term Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100.
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Investment Objective
The Scheme seeks to offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 3 to 6 months.
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#9 in India
Total AUM₹2,14,692.94 Cr
Date of Incorporation20 Dec 1999
Launch Date20 Dec 1999
AddressOne World Centre, 6th Floor, Tower 1C,Senapati Bapat Marg, Prabhadevi Mumbai 400013
Websitewww.camsonline.com
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,