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Tata Ultra Short Term Fund Direct Growth
Debt
Ultra Short Duration
Moderate Risk
+7.52%
3Y annualised
+0.03% 1D
NAV: 19 Jan '26
₹15.42
Min. SIP amount
₹500
Fund size
₹4,560.56 Cr
Expense ratio
0.29%
Return calculator
Monthly SIP
One time
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,795 | +2.99% | |
| 3 years | ₹1,80,000 | ₹2,00,130 | +11.18% | |
| 5 years | ₹3,00,000 | ₹3,56,280 | +18.76% |
Holdings (46)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Bank of India | Financial | CD | 8.67% |
| Union Bank of India | Financial | CD | 8.02% |
| Can Fin Homes Ltd. | Financial | FRB | 6.07% |
| GOI | Sovereign | GOI Sec | 5.50% |
| Punjab National Bank | Financial | CD | 5.43% |
| HDFC Securities Ltd. | Financial | CP | 5.42% |
| Axis Bank Ltd. Warrant | Financial | CD | 5.37% |
| Karur Vysya Bank Ltd. | Financial | CD | 5.16% |
| NTPC Ltd. | Energy | NCD | 4.95% |
| Reserve Bank of India | Financial | T-Bills | 4.42% |
| Indusind Bank Ltd. | Financial | CD | 4.27% |
| GOI | Sovereign | GOI Sec | 3.84% |
| Shriram Finance Ltd | Financial | Debenture | 3.64% |
| AU Small Finance Bank Ltd. | Financial | CD | 3.62% |
| HDFC Bank Ltd. | Financial | CD | 3.21% |
| Piramal Finance Ltd. | Financial | Debenture | 2.21% |
| GIC Housing Finance Ltd. | Financial | Debenture | 2.20% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 2.20% |
| Godrej Properties Ltd. | Construction | NCD | 2.20% |
| Reserve Bank of India | Financial | T-Bills | 2.18% |
| Motilal Oswal Financial Services Ltd. | Financial | CP | 2.13% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 2.07% |
| Reserve Bank of India | Financial | T-Bills | 1.61% |
| Credila Financial Services Ltd. | Financial | NCD | 1.43% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 1.10% |
| IIFL Finance Ltd. | Financial | NCD | 1.10% |
| REC Ltd. | Financial | NCD | 1.10% |
| Power Finance Corporation Ltd. | Financial | Debenture | 1.10% |
| Shriram Finance Ltd | Financial | Bonds | 1.10% |
| GIC Housing Finance Ltd. | Financial | Debenture | 1.10% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.09% |
| Indostar Capital Finance Ltd. | Financial | CP | 1.09% |
| MashreqBank PSC | Financial | CD | 1.09% |
| Indusind Bank Ltd. | Financial | CD | 1.08% |
| The Jammu & Kashmir Bank Ltd. | Financial | CD | 1.07% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.05% |
| Muthoot Fincorp Ltd. | Financial | CP | 1.02% |
| GOI | Sovereign | GOI Sec | 0.88% |
| Piramal Finance Ltd. | Financial | Debenture | 0.88% |
| Shriram Finance Ltd | Financial | Bonds | 0.67% |
| Can Fin Homes Ltd. | Financial | NCD | 0.56% |
| PNB Housing Finance Ltd. | Financial | NCD | 0.55% |
| JM Financial Services Pvt. Ltd. | Financial | NCD | 0.55% |
| Indostar Capital Finance Ltd. | Financial | Debenture | 0.55% |
| Small Industries Devp. Bank of India Ltd. | Financial | Debenture | 0.44% |
| Indostar Capital Finance Ltd. | Financial | Debenture | 0.33% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +7.5% | +6.3% | +6.4% |
| Category average (Debt Ultra Short Duration) | +6.7% | +6.8% | +5.7% | -- |
| Rank (Debt Ultra Short Duration) | 6 | 5 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Ultra Short Term Fund Direct Growth | +7.27% | +7.52% | 4,560.56 | |
Mirae Asset Ultra Short Duration Fund Direct Growth | +7.14% | +7.48% | 2,067.19 | |
Invesco India Ultra Short Duration Fund Direct Growth | +7.10% | +7.39% | 1,233.91 | |
Mahindra Manulife Ultra Short Duration Fund Direct Growth | +6.99% | +7.36% | 218.94 | |
PGIM India Ultra Short Duration Direct Growth | +6.80% | +7.19% | 174.71 | |
| Compare | ||||
Fund management
ASAmit SomaniOct 2025 - PresentView details
AS
Amit Somani
Oct 2025 - Present
View details
DJDhawal JoshiOct 2025 - PresentView details
DJ
Dhawal Joshi
Oct 2025 - Present
View details
About Tata Ultra Short Term Fund Direct Growth
Tata Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Amit Somani is the Current Fund Manager of Tata Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,16,851 Cr and the Latest NAV as of 19 Jan 2026 is ₹15.42.
The Tata Ultra Short Term Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months.
Fund benchmarkCRISIL Ultra Short Duration Debt A-I Index
Fund house
Rank (total assets)#14 in India
Total AUM₹2,16,850.85 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
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