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Tata Ultra Short Term Fund Direct Growth
+7.48%
3Y annualised
+0.02% 1D
NAV: 20 Jul '26
₹15.98
Min. for SIP
₹500
Fund size (AUM)
₹5,267.09 Cr
Expense ratio
0.32%
Rating
5
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 6 months | ₹30,000 | ₹30,409 | +1.36% | |
| 1 year | ₹60,000 | ₹61,786 | +2.98% | |
| 3 years | ₹1,80,000 | ₹1,99,816 | +11.01% | |
| 5 years | ₹3,00,000 | ₹3,57,039 | +19.01% |
Holdings (49)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 10.39% |
| Others IRS | Unspecified | Interest Rate Swap | 9.50% |
| Repo | Unspecified | Repo | 6.57% |
| BANK OF BARODA CD 05NOV26 | Financial | Certificate of Deposit | 4.64% |
| THE KARUR VYSYA BANK LIMITED CD 23NOV26 | Financial | Certificate of Deposit | 4.62% |
| YES BANK LIMITED CD 05MAR27 | Financial | Certificate of Deposit | 4.07% |
| UJJIVAN SMALL FINANCE BANK LIMITED CD 18MAR27 | Financial | Certificate of Deposit | 4.05% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26 | Financial | Certificate of Deposit | 3.71% |
| INDIAN BANK CD 04DEC26 | Financial | Certificate of Deposit | 3.69% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 11MAR27 | Financial | Certificate of Deposit | 3.60% |
| AU SMALL FINANCE BANK LIMITED CD 06NOV26 | Financial | Certificate of Deposit | 3.24% |
| BANK OF BARODA CD 07DEC26 | Financial | Certificate of Deposit | 3.23% |
| ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC | Energy & Utilities | Debenture | 2.85% |
| IIFL FINANCE LIMITED 179D CP 11SEP26 | Financial | Commercial Paper | 2.80% |
| ** - GIC HOUSING FINANCE LTD - CP - 28/01/2027 | Financial | Commercial Paper | 2.73% |
| LIQUID GOLD SERIES 18 SERIES A PTC 12FEB26 | Unspecified | Securitised Debt | 2.61% |
| SUNDARAM HOME FINANCE LIMITED SR 342 7.9123 NCD 27NV26 FVRS1LAC | Financial | Non Convertible Debenture | 2.38% |
| HDFC BANK LIMITED CD 14DEC26 | Financial | Certificate of Deposit | 2.30% |
| CANARA BANK CD 28JAN27 | Financial | Certificate of Deposit | 2.28% |
| GOVERNMENT OF INDIA 36907 182 DAYS TBILL 09JL26 FV RS 100 | Financial | Treasury Bills | 2.09% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 1.91% |
| INDOSTAR CAPITAL FINANCE LIMITED SR XXXII 9.25 NCD 23NV27 FVRS1LAC | Financial | Debenture | 1.91% |
| 360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LAC | Financial | Debenture | 1.90% |
| BANK OF BARODA CD 15DEC26 | Financial | Certificate of Deposit | 1.84% |
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 1.82% |
| MUTHOOT FINCORP LIMITED 364D CP 21JAN27 | Financial | Commercial Paper | 1.81% |
| MUTHOOT FINCORP LIMITED 363D CP 04FEB27 | Financial | Commercial Paper | 1.81% |
| 360 ONE PRIME LIMITED 8.80 NCD 18MY28 FVRS1LAC | Financial | Non Convertible Debenture | 1.42% |
| CREDILA FINANCIAL SERVICES LIMITED SR A 8.24 NCD 15JU27 FVRS1LAC | Financial | Non Convertible Debenture | 1.42% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26 | Financial | Certificate of Deposit | 1.40% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 1.04% |
| GIC HOUSING FINANCE LIMITED SR 9 OP 1 7.49 NCD 24FB27 FVRS1LAC | Financial | Debenture | 0.95% |
| HDFC BANK LIMITED CD 06NOV26 | Financial | Certificate of Deposit | 0.93% |
| MUTHOOT FINCORP LIMITED 354D CP 30OCT26 | Financial | Commercial Paper | 0.92% |
| INDUSIND BANK LTD. CD 29JAN27 | Financial | Certificate of Deposit | 0.91% |
| YES BANK LIMITED CD 16FEB27 | Financial | Certificate of Deposit | 0.91% |
| INDOSTAR CAPITAL FINANCE LIMITED SR XXXIII 9.25 NCD 24JN28 FVRS1LAC | Financial | Non Convertible Debenture | 0.86% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 0.76% |
| GODREJ PROPERTIES LIMITED SR A 8.15 LOA 03JL26 FVRS1LAC | Real Estate | Non Convertible Debenture | 0.76% |
| PIRAMAL FINANCE LIMITED 9.12 NCD 06AG27 FVRS1LAC | Financial | Debenture | 0.67% |
| GOVERNMENT OF INDIA 37435 091 DAYS TBILL 13AG26 FV RS 100 | Financial | Treasury Bills | 0.47% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 0.46% |
| BANK OF BARODA CD 25JAN27 | Financial | Certificate of Deposit | 0.46% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 0.46% |
| YES BANK LIMITED CD 11FEB27 | Financial | Certificate of Deposit | 0.45% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.25% |
| ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC | Energy & Utilities | Debenture | 0.10% |
| POWER FINANCE CORPORATION LTD. SR BS216 7.13 BD 15JL26 FVRS10LAC | Financial | Debenture | 0.09% |
| Net Payables | Unspecified | Net Payables | -10.02% |
See All
Minimum investments
Min. for 1st investment
₹5,000
Min. for 2nd investment
₹1,000
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 1Y | 3Y | 5Y | All |
|---|---|---|---|---|
| Fund returns | +6.8% | +7.5% | +6.7% | +6.5% |
| Category average (Debt Ultra Short Duration) | +6.7% | +6.8% | +5.7% | -- |
| Rank (Debt Ultra Short Duration) | 3 | 2 | 6 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
| +6.76% | +7.48% | 5,267.09 | |
 | +6.57% | +7.42% | 4,948.69 | |
 | +6.53% | +7.42% | 1,467.05 | |
 | +6.50% | +7.31% | 1,002.21 | |
 | +6.48% | +7.15% | 440.96 | |
| Compare | ||||
Fund management
DJDhawal JoshiOct 2025 - PresentView details
DJ
Dhawal Joshi
Oct 2025 - Present
View details
ASAmit SomaniOct 2025 - PresentView details
AS
Amit Somani
Oct 2025 - Present
View details
About Tata Ultra Short Term Fund Direct Growth
Tata Ultra Short Term Fund Direct Growth is a Debt Mutual Fund Scheme launched by Tata Mutual Fund. This scheme was made available to investors on 30 Jun 1995. Dhawal Joshi is the Current Fund Manager of Tata Ultra Short Term Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹2,17,682 Cr and the Latest NAV as of 20 Jul 2026 is ₹15.98.
The Tata Ultra Short Term Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹5,000.
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Investment Objective
The scheme seeks to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months.
Fund benchmarkCRISIL Ultra Short Duration Debt A-I Index
Fund house
Rank (total assets)#14 in India
Total AUM₹2,17,681.90 Cr
Date of Incorporation30 Jun 1995
Launch Date30 Jun 1995
Address9th Floor, Mafatlal Centre,Nariman Point, Mumbai 400021
Websitewww.camsonline.com
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