How to Invest in UTI Ultra Short Duration Fund Direct Growth?

You can easily invest in UTI Ultra Short Duration Fund Direct Growth in a hassle-free manner on Groww. The process is extremely simple, quick and completely paperless. Invest in a few minutes with the following steps: Log on to your Groww account Search for UTI Ultra Short Duration Fund Direct Growth from the search box In order to invest, you will have to complete all the KYC formalities which are completely online and paperless and take a few minutes to complete Once you are done with that, you can start investing in UTI Ultra Short Duration Fund Direct Growth as SIP or lumpsum as per your investment objective and risk tolerance

What kind of returns does UTI Ultra Short Duration Fund Direct Growth provide?

The UTI Ultra Short Duration Fund Direct Growth has been there from 01 Jan 2013 and the average annual returns provided by this fund is 6.98% since its inception.

How much expense ratio is charged by UTI Ultra Short Duration Fund Direct Growth?

The term Expense Ratio used for UTI Ultra Short Duration Fund Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of UTI Ultra Short Duration Fund Direct Growth is 0.32% as of 20 Mar 2026...

What is the AUM of UTI Ultra Short Duration Fund Direct Growth?

The AUM, short for Assets Under Management of UTI Ultra Short Duration Fund Direct Growth is ₹3,946.27Cr as of 20 Mar 2026.

How to Redeem UTI Ultra Short Duration Fund Direct Growth?

If you want to sell your UTI Ultra Short Duration Fund Direct Growth holdings, go to your holding on the app or web and simply click on it. You will get two options - redeem & invest more; click on redeem and enter your desired amount or if you wish to redeem the entire holding amount then select the 'redeem all' checkbox.

Can I invest in SIP and Lump Sum of UTI Ultra Short Duration Fund Direct Growth?

You can select either SIP or Lumpsum investment of UTI Ultra Short Duration Fund Direct Growth based on your investment objective and risk tolerance.

What is the NAV of UTI Ultra Short Duration Fund Direct Growth?

The NAV of UTI Ultra Short Duration Fund Direct Growth is ₹4,750.64 as of 18 Mar 2026.

What is the PE and PB ratio of UTI Ultra Short Duration Fund Direct Growth?

The PE ratio ratio of UTI Ultra Short Duration Fund Direct Growth is determined by dividing the market price by its earnings per share and the PB ratio of the same is evaluated by dividing the stock price per share by its book value per share (BVPS).

UTI Ultra Short Duration Fund Direct Growth

Name: UTI Ultra Short Duration Fund Direct Growth
Brand: UTI Mutual Fund

Debt

Ultra Short Duration

Moderate Risk

+7.40%

3Y annualised

+0.06% 1D

All

NAV: 18 Mar '26

₹4,750.64

Min. for SIP

₹500

Fund size

₹3,946.27 Cr

Expense ratio

0.32%

Return calculator

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,962	+3.27%
3 years	₹1,80,000	₹2,00,533	+11.41%
5 years	₹3,00,000	₹3,57,443	+19.15%
10 years	₹6,00,000	₹8,39,724	+39.95%

Holdings (62)

Name	Sector	Instruments	Assets
Reserve Bank of India	Financial	T-Bills	7.48%
Union Bank of India	Financial	CD	5.07%
Reserve Bank of India	Financial	T-Bills	3.78%
Shriram Finance Ltd	Financial	Bonds	2.54%
Canara Bank	Financial	CD	2.53%
Small Industries Devp. Bank of India Ltd.	Financial	CP	2.53%
JSW Energy Ltd.	Capital Goods	CP	2.53%
Angel One Ltd.	Financial	CP	2.53%
Canara Bank	Financial	CD	2.49%
Union Bank of India	Financial	CD	2.49%
IDFC First Bank Ltd.	Financial	CD	2.49%
Ujjivan Small Finance Bank Ltd.	Financial	CD	2.48%
Equitas Small Finance Bank Ltd.	Financial	CD	2.48%
HDFC Bank Ltd.	Financial	CD	2.39%
Muthoot Fincorp Ltd.	Financial	CP	2.37%
Piramal Finance Ltd.	Financial	Debenture	2.17%
Piramal Finance Pvt. Ltd.	Financial	Bonds/NCD	1.90%
Tata Communications Ltd.	Communication	Debenture	1.90%
Indian Bank	Financial	CD	1.90%
Aditya Birla Renewables Ltd.	Energy	Bonds/NCD	1.66%
360 ONE Wealth Ltd.	Financial	NCD	1.28%
PNB Housing Finance Ltd.	Financial	Bonds	1.27%
Godrej Industries Ltd.	Consumer Staples	Debenture	1.27%
GIC Housing Finance Ltd.	Financial	Debenture	1.27%
Bajaj Housing Finance Ltd.	Financial	Bonds/NCD	1.27%
National Bank For Agriculture & Rural Development	Financial	FRB	1.27%
GIC Housing Finance Ltd.	Financial	NCD	1.27%
Axis Bank Ltd.	Financial	CD	1.27%
Kotak Mahindra Bank Ltd.	Financial	CD	1.26%
Equitas Small Finance Bank Ltd.	Financial	CD	1.26%
Nuvama Wealth Finance Ltd.	Financial	CP	1.26%
Axis Bank Ltd.	Financial	CD	1.24%
Axis Bank Ltd.	Financial	CD	1.24%
Standard Chartered Investment & Loan India. Ltd.	Financial	CP	1.22%
Axis Bank Ltd.	Financial	CD	1.19%
Indian Bank	Financial	CD	1.19%
Export-Import Bank Of India	Financial	CD	1.19%
National Bank For Agriculture & Rural Development	Financial	CD	1.19%
HDFC Bank Ltd.	Financial	CD	1.19%
National Bank For Agriculture & Rural Development	Financial	CD	1.19%
Canara Bank	Financial	CD	1.19%
Kotak Mahindra Bank Ltd.	Financial	CD	1.19%
Small Industries Devp. Bank of India Ltd.	Financial	CD	1.19%
Can Fin Homes Ltd.	Financial	NCD	0.90%
Gujarat State	Construction	SDL	0.64%
Karnataka State	Others	SDL	0.64%
Eris Lifesciences Ltd.	Healthcare	Debenture	0.64%
Nirma Ltd.	Consumer Staples	Debenture	0.64%
Mankind Pharma Ltd.	Healthcare	Debenture	0.64%
LIC Housing Finance Ltd.	Financial	Debenture	0.63%
ONGC Petro Additions Ltd.	Energy	NCD	0.63%
Embassy Office Parks REIT	Construction	Debenture	0.63%
Nirma Ltd.	Consumer Staples	Debenture	0.63%
Aadhar Housing Finance Ltd	Financial	Debenture	0.63%
Embassy Office Parks REIT	Construction	CP	0.63%
Aditya Birla Real Estate Ltd.	Consumer Staples	Debenture	0.61%
Muthoot Fincorp Ltd.	Financial	CP	0.60%
Small Industries Devp. Bank of India Ltd.	Financial	CD	0.60%
Vedanta Ltd - Pref. Shares 7.50	Metals & Mining	Debenture	0.38%
360 ONE Wealth Ltd.	Financial	Debenture	0.34%
National Bank For Agriculture & Rural Development	Financial	Debenture	0.26%
Tata Motors Passenger Vehicles Ltd.	Automobile	Debenture	0.08%

See All

Minimum investments

Min. for 1st investment

₹500

Min. for 2nd investment

₹500

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	3Y	5Y	10Y	All
Fund returns	+7.4%	+6.9%	+6.7%	+7.4%
Category average (Debt Ultra Short Duration)	+6.8%	+5.7%	+6.0%	--
Rank (Debt Ultra Short Duration)	8	2	4	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	Tata Ultra Short Term Fund Direct Growth	+7.16%	+7.51%	3,793.02
	Mirae Asset Ultra Short Duration Fund Direct Growth	+6.99%	+7.46%	1,809.31
	UTI Ultra Short Duration Fund Direct Growth	+6.98%	+7.40%	3,946.27
	Invesco India Ultra Short Duration Fund Direct Growth	+6.95%	+7.37%	1,292.12
	PGIM India Ultra Short Duration Direct Growth	+6.60%	+7.15%	165.29
Compare

Fund management

AS
Abhishek Sonthalia
Nov 2025 - Present
View details

Education

Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.

Experience

Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.

Also manages these schemes

UTI Ultra Short Duration Fund Direct Growth

UTI Credit Risk Fund Direct Growth

UTI Medium Duration Fund Direct Growth

UTI Short Duration Direct Growth

About UTI Ultra Short Duration Fund Direct Growth

UTI Ultra Short Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Ultra Short Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,96,376 Cr and the Latest NAV as of 18 Mar 2026 is ₹4,750.64. The UTI Ultra Short Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500. ;