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UTI Ultra Short Duration Fund Direct Growth
Debt
Ultra Short Duration
Moderate Risk
+7.44%
3Y annualised
+0.02% 1D
NAV: 27 Feb '26
₹4,738.38
Min. for SIP
₹500
Fund size
₹3,879.04 Cr
Expense ratio
0.33%
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,962 | +3.27% | |
| 3 years | ₹1,80,000 | ₹2,00,533 | +11.41% | |
| 5 years | ₹3,00,000 | ₹3,57,443 | +19.15% | |
| 10 years | ₹6,00,000 | ₹8,39,724 | +39.95% |
Holdings (63)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Reserve Bank of India | Financial | T-Bills | 7.58% |
| Union Bank of India | Financial | CD | 5.15% |
| Reserve Bank of India | Financial | T-Bills | 3.83% |
| Shriram Finance Ltd | Financial | Bonds | 2.59% |
| DBS Bank India Ltd. | Financial | CD | 2.57% |
| JSW Energy Ltd. | Capital Goods | CP | 2.56% |
| Angel One Ltd. | Financial | CP | 2.56% |
| The Federal Bank Ltd. | Financial | CD | 2.52% |
| Canara Bank | Financial | CD | 2.52% |
| Union Bank of India | Financial | CD | 2.52% |
| IDFC First Bank Ltd. | Financial | CD | 2.51% |
| Ujjivan Small Finance Bank Ltd. | Financial | CD | 2.51% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 2.51% |
| Muthoot Fincorp Ltd. | Financial | CP | 2.39% |
| Piramal Finance Ltd. | Financial | Debenture | 2.21% |
| Piramal Finance Pvt. Ltd. | Financial | Bonds/NCD | 1.94% |
| Tata Communications Ltd. | Communication | Debenture | 1.93% |
| Canara Bank | Financial | CD | 1.92% |
| Indian Bank | Financial | CD | 1.92% |
| Aditya Birla Renewables Ltd. | Energy | Bonds/NCD | 1.68% |
| 360 ONE Wealth Ltd. | Financial | NCD | 1.30% |
| PNB Housing Finance Ltd. | Financial | Bonds | 1.29% |
| Godrej Industries Ltd. | Consumer Staples | Debenture | 1.29% |
| Bajaj Housing Finance Ltd. | Financial | Bonds/NCD | 1.29% |
| GIC Housing Finance Ltd. | Financial | Debenture | 1.29% |
| National Bank For Agriculture & Rural Development | Financial | FRB | 1.29% |
| GIC Housing Finance Ltd. | Financial | NCD | 1.28% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.28% |
| Equitas Small Finance Bank Ltd. | Financial | CD | 1.28% |
| Nuvama Wealth Finance Ltd. | Financial | CP | 1.27% |
| Axis Bank Ltd. Warrant | Financial | CD | 1.27% |
| Indian Bank | Financial | CD | 1.27% |
| Kotak Mahindra Bank Ltd. | Financial | CD | 1.26% |
| Axis Bank Ltd. | Financial | CD | 1.26% |
| Axis Bank Ltd. | Financial | CD | 1.26% |
| HDFC Bank Ltd. | Financial | CD | 1.24% |
| Standard Chartered Investment & Loan India. Ltd. | Financial | CP | 1.23% |
| Axis Bank Ltd. | Financial | CD | 1.21% |
| Indian Bank | Financial | CD | 1.21% |
| Export-Import Bank Of India | Financial | CD | 1.20% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 1.20% |
| National Bank For Agriculture & Rural Development | Financial | CD | 1.20% |
| Can Fin Homes Ltd. | Financial | NCD | 0.91% |
| Gujarat State | Construction | SDL | 0.65% |
| Karnataka State | Others | SDL | 0.65% |
| Nirma Ltd. | Consumer Staples | Debenture | 0.65% |
| Eris Lifesciences Ltd. | Healthcare | Debenture | 0.65% |
| Mankind Pharma Ltd. | Healthcare | Debenture | 0.65% |
| LIC Housing Finance Ltd. | Financial | Debenture | 0.65% |
| ONGC Petro Additions Ltd. | Energy | NCD | 0.64% |
| Nirma Ltd. | Consumer Staples | Debenture | 0.64% |
| Aadhar Housing Finance Ltd | Financial | Debenture | 0.64% |
| 360 One Wam Ltd. | Financial | CP | 0.64% |
| Embassy Office Parks REIT | Construction | Debenture | 0.64% |
| Embassy Office Parks REIT | Construction | CP | 0.64% |
| Axis Bank Ltd. | Financial | CD | 0.62% |
| Aditya Birla Real Estate Ltd. | Consumer Staples | Debenture | 0.62% |
| Muthoot Fincorp Ltd. | Financial | CP | 0.61% |
| Small Industries Devp. Bank of India Ltd. | Financial | CD | 0.60% |
| Vedanta Ltd - Pref. Shares 7.50 | Metals & Mining | Debenture | 0.39% |
| 360 ONE Wealth Ltd. | Financial | Debenture | 0.35% |
| National Bank For Agriculture & Rural Development | Financial | Debenture | 0.26% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | Debenture | 0.08% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.4% | +6.8% | +6.8% | +7.4% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 8 | 2 | 4 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
Tata Ultra Short Term Fund Direct Growth | +7.19% | +7.55% | 4,549.39 | |
Mirae Asset Ultra Short Duration Fund Direct Growth | +7.09% | +7.51% | 1,851.72 | |
UTI Ultra Short Duration Fund Direct Growth | +7.05% | +7.44% | 3,879.04 | |
Invesco India Ultra Short Duration Fund Direct Growth | +7.02% | +7.42% | 1,314.75 | |
PGIM India Ultra Short Duration Direct Growth | +6.70% | +7.20% | 178.78 | |
| Compare | ||||
Fund management
ASAbhishek SonthaliaNov 2025 - PresentView details
AS
Abhishek Sonthalia
Nov 2025 - Present
View details
About UTI Ultra Short Duration Fund Direct Growth
UTI Ultra Short Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Ultra Short Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,335 Cr and the Latest NAV as of 27 Feb 2026 is ₹4,738.38.
The UTI Ultra Short Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,334.93 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,