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Invest in direct mutual funds at zero charges via lump sump investments or SIPs
UTI Ultra Short Duration Fund Direct Growth
+7.31%
3Y annualised
+0.04% 1D
NAV: 17 Jul '26
₹4,862.56
Min. for SIP
₹500
Fund size (AUM)
₹3,146.37 Cr
Expense ratio
0.36%
Rating
3
Return calculator
Monthly investment
₹5,000
| Over the past | Total investment | Would've become | Historic returns | Returns |
|---|---|---|---|---|
| 1 year | ₹60,000 | ₹61,816 | +3.03% | |
| 3 years | ₹1,80,000 | ₹1,99,400 | +10.78% | |
| 5 years | ₹3,00,000 | ₹3,56,845 | +18.95% | |
| 10 years | ₹6,00,000 | ₹8,38,244 | +39.71% |
Holdings (57)
| Name | Sector | Instruments | Assets |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 5.76% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 5.36% |
| Axis Bank Limited (26/02/2027) ** | Financial | Certificate of Deposit | 4.56% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 3.18% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 3.17% |
| HDFC BANK LIMITED CD 22JAN27 | Financial | Certificate of Deposit | 3.06% |
| MUTHOOT FINCORP LIMITED 363D CP 16DEC26 | Financial | Commercial Paper | 3.06% |
| EXPORT IMPORT BANK OF INDIA CD 01MAR27 | Financial | Certificate of Deposit | 3.04% |
| PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC | Financial | Debenture | 2.72% |
| NUVAMA WEALTH FINANCE LIMITED SR NWFL200824/05 9.75 NCD 16AP27 FVRS1LAC | Financial | Debenture | 2.40% |
| BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC | Technology | Debenture | 2.39% |
| TATA COMMUNICATIONS LIMITED 7.75 NCD 29AG26 FVRS1LAC | Technology | Debenture | 2.39% |
| 360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC | Financial | Debenture | 2.38% |
| PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC | Financial | Bonds/NCDs | 2.38% |
| UJJIVAN SMALL FINANCE BANK LIMITED CD 15DEC26 | Financial | Certificate of Deposit | 2.30% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27 | Financial | Certificate of Deposit | 2.30% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 2.07% |
| 360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LAC | Financial | Non Convertible Debenture | 1.60% |
| GODREJ INDUSTRIES LIMITED SR I 8.36 NCD 28AG26 FVRS1LAC | Diversified | Debenture | 1.59% |
| GODREJ PROPERTIES LIMITED SR A 8.15 LOA 03JL26 FVRS1LAC | Real Estate | Non Convertible Debenture | 1.59% |
| GIC HOUSING FINANCE LIMITED SR 10 7.65 NCD 29FB28 FVRS1LAC | Financial | Non Convertible Debenture | 1.59% |
| TORRENT POWER LIMITED SR 8D 7.45 NCD 11MR27 FVRS10LAC | Energy & Utilities | Non Convertible Debenture | 1.59% |
| GOVERNMENT OF INDIA 36303 364 DAYS TBILL 06AG26 FV RS 100 | Financial | Treasury Bills | 1.58% |
| BIRLA GROUP HOLDINGS PRIVATE LIMITED 91D CP 19AUG26 | Financial | Commercial Paper | 1.57% |
| CANARA BANK CD 08DEC26 | Financial | Certificate of Deposit | 1.54% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 1.54% |
| HDFC BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 1.54% |
| EQUITAS SMALL FINANCE BANK LIMITED CD 15DEC26 | Financial | Certificate of Deposit | 1.54% |
| AXIS BANK LIMITED CD 14JAN27 | Financial | Certificate of Deposit | 1.53% |
| EXPORT IMPORT BANK OF INDIA CD 29JAN27 | Financial | Certificate of Deposit | 1.53% |
| CANARA BANK CD 29JAN27 | Financial | Certificate of Deposit | 1.53% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 1.53% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 03FEB27 | Financial | Certificate of Deposit | 1.53% |
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 1.53% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 05FEB27 | Financial | Certificate of Deposit | 1.53% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 1.53% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 1.53% |
| CANARA BANK CD 02MAR27 | Financial | Certificate of Deposit | 1.52% |
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 1.52% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 02MAR27 | Financial | Certificate of Deposit | 1.52% |
| TATA CAPITAL LIMITED 365D CP 05MAR27 | Financial | Commercial Paper | 1.52% |
| Gujarat State SDL 7.59 15/02/2027 | Industrials | State Development Loan | 0.80% |
| STATE DEVELOPMENT LOAN 19060 KAR 11JN27 7.15 FV RS 100 | Unspecified | State Development Loan | 0.80% |
| ERIS LIFESCIENCES LIMITED STRPP I 8.73 NCD 07DC26 FVRS1LAC | Healthcare | Debenture | 0.80% |
| MANKIND PHARMA LIMITED SR 2 7.99 NCD 16OT26 FVRS1LAC | Healthcare | Debenture | 0.80% |
| LIC Housing Finance Ltd Debenture 7.83 25/09/2026 | Financial | Debenture | 0.80% |
| REC LIMITED SR 234-A 7.70 BD 31AG26 FVRS1LAC | Financial | Debenture | 0.80% |
| NUVAMA WEALTH FINANCE LIMITED SR S7T501A 9 NCD 22JL27 FVRS1LAC | Financial | Non Convertible Debenture | 0.80% |
| EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC | Real Estate | Debenture | 0.79% |
| GOVERNMENT OF INDIA 36241 364 DAYS TBILL 23JL26 FV RS 100 | Financial | Treasury Bills | 0.79% |
| MUTHOOT FINCORP LIMITED 326D CP 25SEP26 | Financial | Commercial Paper | 0.78% |
| LIC HOUSING FINANCE LTD 351D CP 11MAR27 | Financial | Commercial Paper | 0.76% |
| VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC | Materials | Debenture | 0.48% |
| 360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000 | Financial | Debenture | 0.43% |
| Others Class A2 AIF | Unspecified | Alternative Investment Fund | 0.42% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC | Financial | Debenture | 0.32% |
| Others CBLO | Unspecified | CBLO | 0.01% |
See All
Minimum investments
Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹500
Returns and rankings
Annualised returns
Absolute returns
| Name | 3Y | 5Y | 10Y | All |
|---|---|---|---|---|
| Fund returns | +7.3% | +7.1% | +6.6% | +7.4% |
| Category average (Debt Ultra Short Duration) | +6.8% | +5.7% | +6.0% | -- |
| Rank (Debt Ultra Short Duration) | 9 | 1 | 5 | -- |
Exit load, stamp duty and tax
Exit load
Nil
Stamp duty on investment: 0.005% (from July 1st, 2020)
from July 1st 2020
Tax implication
Returns are taxed as per your Income Tax slab.
Check past data
Compare similar funds
| Name | 1Y | 3Y | Fund Size(Cr) | |
|---|---|---|---|---|
 | +6.81% | +7.49% | 5,267.09 | |
 | +6.59% | +7.43% | 4,948.69 | |
 | +6.56% | +7.43% | 1,467.05 | |
 | +6.53% | +7.33% | 1,002.21 | |
 | +6.50% | +7.15% | 440.96 | |
| Compare | ||||
Fund management
ASAbhishek SonthaliaNov 2025 - PresentView details
AS
Abhishek Sonthalia
Nov 2025 - Present
View details
About UTI Ultra Short Duration Fund Direct Growth
UTI Ultra Short Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 14 Nov 2002. Abhishek Sonthalia is the Current Fund Manager of UTI Ultra Short Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹3,93,467 Cr and the Latest NAV as of 17 Jul 2026 is ₹4,862.56.
The UTI Ultra Short Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.
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Investment Objective
The scheme seeks to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments
Fund benchmarkNIFTY Ultra Short Duration Debt Index A-I
Fund house
Rank (total assets)#8 in India
Total AUM₹3,93,467.45 Cr
Date of Incorporation14 Nov 2002
Launch Date14 Nov 2002
AddressUTI Tower, Plot C-1, GN Block,Banrda Kurla Complex, Bandra (East) Mumbai 400051
Websitewww.karvymfs.com
AddressKarvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills,