Aditya Birla Sun Life Regular Savings Fund Direct Growth

Aditya Birla Sun Life Regular Savings Fund Direct Growth

+9.85%
3Y annualised
-0.50% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 13 Mar '26
₹76.14
Min. for SIP
₹100
Fund size
₹1,523.44 Cr
Expense ratio
0.93%

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,361
+2.27%
3 years₹1,80,000₹2,03,708
+13.17%
5 years₹3,00,000₹3,73,461
+24.49%
10 years₹6,00,000₹9,57,023
+59.50%

Holdings (124)

NameSectorInstrumentsAssets
Cholamandalam Investment and Finance Company Ltd.FinancialDebenture3.67%
Housing & Urban Development Corporation Ltd.FinancialNCD3.26%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.95%
GOISovereignGOI Sec2.85%
Adani Power Ltd.EnergyDebenture2.29%
Bajaj Housing Finance Ltd.FinancialDebenture2.00%
Nuvama Wealth Finance Ltd.FinancialDebenture1.99%
Bharti Telecom Ltd.CommunicationDebenture1.96%
ICICI Bank Ltd.FinancialEquity1.86%
Jubilant Bevco Ltd.Consumer StaplesDebenture1.78%
HDFC Bank Ltd.FinancialEquity1.75%
REC Ltd.FinancialDebenture1.70%
GMR Airports Ltd.ConstructionBonds1.70%
Bharti Telecom Ltd.CommunicationNCD1.70%
Indian Railway Finance Corporation Ltd.FinancialBonds1.68%
Aditya Birla Finance Ltd.FinancialDebenture1.67%
Small Industries Devp. Bank of India Ltd.FinancialDebenture1.65%
Narayana Hrudayalaya Ltd.HealthcareDebenture1.65%
GOISovereignGOI Sec1.65%
Vedanta Ltd.Metals & MiningDebenture1.65%
Knowledge Realty TrustConstructionDebenture1.64%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture1.62%
Power Grid Corporation Of India Ltd.EnergyBonds/Deb1.62%
GOISovereignGOI Sec1.62%
Indian Railway Finance Corporation Ltd.FinancialBonds1.62%
Power Grid Corporation Of India Ltd.EnergyBonds1.61%
Small Industries Devp. Bank of India Ltd.FinancialCD1.58%
Union Bank of IndiaFinancialCD1.55%
Muthoot Finance Ltd.FinancialDebenture1.33%
Maharashtra StateOthersSDL1.29%
Hindalco Industries Ltd.Metals & MiningEquity1.15%
Bharti Airtel Ltd.CommunicationEquity1.11%
GMR Airports Ltd.ConstructionBonds1.03%
GOISovereignGOI Sec1.02%
Bajaj Finserv Ltd.FinancialEquity0.98%
Karnataka StateOthersSDL0.97%
GOISovereignGOI Sec0.96%
GOISovereignCGL0.94%
State Bank of IndiaFinancialEquity0.79%
Axis Bank Ltd.FinancialEquity0.70%
Fortis Healthcare Ltd.HealthcareEquity0.70%
IndiGrid Infrastructure TrustCapital GoodsInvITs0.70%
The Federal Bank Ltd.FinancialEquity0.69%
Reliance Industries Ltd.EnergyEquity0.69%
India Universal Trust AL1OthersSec. Debt0.68%
GOISovereignGOI Sec0.67%
GOISovereignGOI Sec0.66%
REC Ltd.FinancialDebenture0.66%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.66%
Bajaj Finance Ltd.FinancialNCD0.66%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture0.66%
Bihar StateOthersSDL0.65%
Tata Capital Housing Finance Ltd.FinancialBonds0.65%
GOISovereignGOI Sec0.64%
GOISovereignGOI Sec0.64%
Madhya Pradesh StateOthersSDL0.63%
Ultratech Cement Ltd.ConstructionEquity0.62%
Nexus Select TrustConstructionREITs0.58%
SJS Enterprises Ltd.AutomobileEquity0.58%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.57%
India Universal Trust AL1OthersSec. Debt0.51%
Bajaj Auto Ltd.AutomobileEquity0.49%
Tech Mahindra Ltd.TechnologyEquity0.49%
Amber Enterprises India Ltd.Consumer DiscretionaryEquity0.48%
Biocon Ltd.HealthcareEquity0.45%
Larsen & Toubro Ltd.ConstructionEquity0.43%
Infosys Ltd.TechnologyEquity0.43%
Metropolis Healthcare Ltd.HealthcareEquity0.43%
Tamilnadu StateOthersSDL0.42%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.40%
Bajaj Finance Ltd.FinancialEquity0.40%
Tata Capital Housing Finance Ltd.FinancialBonds0.40%
Cummins India Ltd.Capital GoodsEquity0.39%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.36%
Avenue Supermarts Ltd.ServicesEquity0.35%
REC Ltd.FinancialNCD0.34%
GOISovereignGOI Sec0.34%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.34%
Mahindra & Mahindra Ltd.AutomobileEquity0.33%
Bajaj Housing Finance Ltd.FinancialDebenture0.33%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.33%
Tata Capital Housing Finance Ltd.FinancialDebenture0.33%
Gujarat StateConstructionSDL0.33%
Embassy Office Parks REITConstructionNCD0.33%
Tata Capital Housing Finance Ltd.FinancialDebenture0.33%
LIC Housing Finance Ltd.FinancialDebenture0.33%
HDB Financial Services Ltd.FinancialDebenture0.33%
SMFG India Credit Company Ltd.FinancialNCD0.33%
Uttar Pradesh StateOthersSDL0.32%
Maharashtra StateOthersSDL0.32%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.31%
Embassy Office Parks REITConstructionREITs0.30%
TD Power Systems Ltd.Capital GoodsEquity0.30%
GOISovereignGOI Sec0.27%
Max Financial Services Ltd.FinancialEquity0.27%
SBI Life Insurance Company Ltd.InsuranceEquity0.27%
SBFC Finance Ltd.FinancialEquity0.27%
Eternal Ltd.ServicesEquity0.24%
India Universal Trust AL1OthersSec. Debt0.22%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.20%
Vinati Organics Ltd.ChemicalsEquity0.19%
NTPC Ltd.EnergyEquity0.19%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.17%
GOISovereignGOI Sec0.17%
Haryana StateOthersSDL0.16%
Abbott India Ltd.HealthcareEquity0.16%
Mrs. Bectors Food Specialities Ltd.Consumer StaplesEquity0.14%
Gujarat StateConstructionSDL0.13%
GOISovereignGOI Sec0.13%
V-Guard Industries Ltd.Consumer DiscretionaryEquity0.10%
ITC Ltd.Consumer StaplesEquity0.10%
GOISovereignGOI Sec0.07%
GOISovereignGOI Sec0.07%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.07%
LIC Housing Finance Ltd.FinancialDebenture0.07%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund Direct-Growth--Mutual Fund0.07%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.06%
Billionbrains Garage Ventures Ltd.FinancialEquity0.06%
Maharashtra StateOthersSDL0.03%
IRB InvIT FundConstructionInvITs0.01%
Telangana StateFinancialSDL0.00%
Telangana StateFinancialSDL0.00%
Telangana StateFinancialSDL0.00%
GOISovereignGOI Sec0.00%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+9.8%+8.9%+9.8%+10.3%
Category average (Hybrid Conservative Hybrid)+9.1%+8.0%+7.8%--
Rank (Hybrid Conservative Hybrid)11104--

Exit load, stamp duty and tax

Exit load

1% for redemption within 90 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

MS
Mohit Sharma
Oct 2024 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

About Aditya Birla Sun Life Regular Savings Fund Direct Growth

Aditya Birla Sun Life Regular Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Regular Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,35,493 Cr and the Latest NAV as of 13 Mar 2026 is ₹76.14. The Aditya Birla Sun Life Regular Savings Fund Direct Growth is rated High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. 1% for redemption within 90 days. ;

Investment Objective

The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,35,493.48 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,