Aditya Birla Sun Life Regular Savings Fund Direct Growth

Aditya Birla Sun Life Regular Savings Fund Direct Growth

Hybrid
Conservative Hybrid
Moderately High Risk
+10.03%
3Y annualised
-0.21% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jan '26
₹76.89
Min. SIP amount
₹100
Fund size
₹1,541.39 Cr
Expense ratio
0.93%

Return calculator

Monthly SIP
One time
Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹62,441
+4.07%
3 years₹1,80,000₹2,07,491
+15.27%
5 years₹3,00,000₹3,80,000
+26.67%
10 years₹6,00,000₹9,74,999
+62.50%

Holdings (137)

NameSectorInstrumentsAssets
Power Grid Corporation Of India Ltd.EnergyDebenture5.14%
Cholamandalam Investment and Finance Company Ltd.FinancialDebenture3.61%
Bharti Telecom Ltd.CommunicationDebenture3.23%
JTPM Metal Traders Ltd.Metals & MiningDebenture2.89%
Bajaj Housing Finance Ltd.FinancialDebenture2.00%
Nuvama Wealth Finance Ltd.FinancialDebenture1.97%
HDFC Bank Ltd.FinancialEquity1.93%
GOISovereignGOI Sec1.87%
Jubilant Bevco Ltd.Consumer StaplesDebenture1.74%
REC Ltd.FinancialDebenture1.69%
Bharti Telecom Ltd.CommunicationNCD1.68%
Indian Railway Finance Corporation Ltd.FinancialBonds1.67%
Aditya Birla Finance Ltd.FinancialDebenture1.66%
GMR Airports Ltd.ConstructionBonds1.65%
Narayana Hrudayalaya Ltd.HealthcareDebenture1.64%
Small Industries Devp. Bank of India Ltd.FinancialDebenture1.64%
GOISovereignGOI Sec1.64%
Vedanta Ltd.Metals & MiningDebenture1.63%
Small Industries Devp. Bank of India Ltd.FinancialDebenture1.63%
Knowledge Realty TrustConstructionDebenture1.62%
Power Grid Corporation Of India Ltd.EnergyBonds/Deb1.62%
Indian Railway Finance Corporation Ltd.FinancialBonds1.62%
ICICI Bank Ltd.FinancialEquity1.61%
Power Grid Corporation Of India Ltd.EnergyBonds1.60%
Small Industries Devp. Bank of India Ltd.FinancialCD1.55%
Muthoot Finance Ltd.FinancialDebenture1.32%
Maharashtra StateOthersSDL1.27%
Bharti Airtel Ltd.CommunicationEquity1.23%
Hindalco Industries Ltd.Metals & MiningEquity1.09%
Bajaj Finserv Ltd.FinancialEquity0.99%
GOISovereignGOI Sec0.96%
GOISovereignGOI Sec0.96%
Karnataka StateOthersSDL0.96%
GOISovereignGOI Sec0.94%
Madhya Pradesh StateOthersSDL0.94%
GOISovereignCGL0.93%
Union Bank of IndiaFinancialCD0.80%
Reliance Industries Ltd.EnergyEquity0.76%
Tech Mahindra Ltd.TechnologyEquity0.72%
India Universal Trust AL1OthersSec. Debt0.68%
Infosys Ltd.TechnologyEquity0.67%
GOISovereignGOI Sec0.67%
GOISovereignGOI Sec0.66%
REC Ltd.FinancialDebenture0.66%
Bajaj Finance Ltd.FinancialDebenture0.66%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.66%
Bajaj Finance Ltd.FinancialNCD0.66%
Tata Capital Housing Finance Ltd.FinancialBonds0.65%
GOISovereignGOI Sec0.65%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture0.65%
Fortis Healthcare Ltd.HealthcareEquity0.65%
Rajasthan StateOthersSDL0.65%
Bihar StateOthersSDL0.65%
State Bank of IndiaFinancialEquity0.64%
Maharashtra StateOthersSDL0.63%
GOISovereignGOI Sec0.63%
GOISovereignGOI Sec0.62%
Karnataka StateOthersSDL0.62%
The Federal Bank Ltd.FinancialEquity0.61%
Ultratech Cement Ltd.ConstructionEquity0.57%
Sun Pharmaceutical Industries Ltd.HealthcareEquity0.56%
Nexus Select TrustConstructionREITs0.55%
SJS Enterprises Ltd.AutomobileEquity0.55%
India Universal Trust AL1OthersSec. Debt0.53%
Coforge Ltd.TechnologyEquity0.49%
Bajaj Auto Ltd.AutomobileEquity0.46%
Biocon Ltd.HealthcareEquity0.45%
Metropolis Healthcare Ltd.HealthcareEquity0.43%
Tamilnadu StateOthersSDL0.41%
Axis Bank Ltd.FinancialEquity0.41%
Larsen & Toubro Ltd.ConstructionEquity0.41%
Tata Capital Housing Finance Ltd.FinancialBonds0.39%
Bajaj Finance Ltd.FinancialEquity0.39%
Adani Ports and Special Economic Zone Ltd.ServicesEquity0.38%
Amber Enterprises India Ltd.Consumer DiscretionaryEquity0.38%
Mahindra & Mahindra Ltd.AutomobileEquity0.36%
Cummins India Ltd.Capital GoodsEquity0.35%
Avenue Supermarts Ltd.ServicesEquity0.34%
REC Ltd.FinancialNCD0.34%
Bajaj Housing Finance Ltd.FinancialDebenture0.33%
Godrej Consumer Products Ltd.Consumer StaplesEquity0.33%
GOISovereignGOI Sec0.33%
Tata Capital Housing Finance Ltd.FinancialDebenture0.33%
Bajaj Finance Ltd.FinancialDebenture0.33%
Embassy Office Parks REITConstructionNCD0.33%
Gujarat StateConstructionSDL0.33%
LIC Housing Finance Ltd.FinancialDebenture0.33%
Tata Capital Housing Finance Ltd.FinancialDebenture0.33%
HDB Financial Services Ltd.FinancialDebenture0.33%
SMFG India Credit Company Ltd.FinancialNCD0.33%
GOISovereignGOI Sec0.32%
Indian Railway Finance Corporation Ltd.FinancialNCD0.32%
Apollo Hospitals Enterprise Ltd.HealthcareEquity0.32%
Uttar Pradesh StateOthersSDL0.32%
Maharashtra StateOthersSDL0.32%
Embassy Office Parks REITConstructionREITs0.31%
India Universal Trust AL1OthersSec. Debt0.30%
SBFC Finance Ltd.FinancialEquity0.29%
Eternal Ltd.ServicesEquity0.27%
GOISovereignGOI Sec0.27%
SBI Life Insurance Company Ltd.InsuranceEquity0.26%
Max Financial Services Ltd.FinancialEquity0.24%
TD Power Systems Ltd.Capital GoodsEquity0.23%
Kaynes Technology India Ltd.Capital GoodsEquity0.21%
Vinati Organics Ltd.ChemicalsEquity0.21%
LG Electronics India Ltd.Consumer DiscretionaryEquity0.19%
Abbott India Ltd.HealthcareEquity0.17%
Dixon Technologies (India) Ltd.Capital GoodsEquity0.16%
Whirlpool Of India Ltd.Consumer DiscretionaryEquity0.16%
NTPC Ltd.EnergyEquity0.16%
Haryana StateOthersSDL0.16%
Mrs. Bectors Food Specialities Ltd.Consumer StaplesEquity0.15%
GOISovereignGOI Sec0.13%
GOISovereignGOI Sec0.13%
Gujarat StateConstructionSDL0.13%
ITC Ltd.Consumer StaplesEquity0.12%
V-Guard Industries Ltd.Consumer DiscretionaryEquity0.11%
GOISovereignCGL0.07%
GOISovereignGOI Sec0.07%
Indian Railway Finance Corporation Ltd.FinancialDebenture0.07%
LIC Housing Finance Ltd.FinancialDebenture0.07%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund Direct-GrowthNAMutual Fund0.06%
GOISovereignGOI Sec0.06%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.06%
Billionbrains Garage Ventures Ltd.FinancialEquity0.06%
Meesho Ltd.ServicesEquity0.04%
Maharashtra StateOthersSDL0.03%
Urban Company Ltd.Consumer StaplesEquity0.03%
IndiGrid Infrastructure TrustCapital GoodsInvITs0.03%
Uttar Pradesh StateOthersSDL0.02%
Capillary Technologies India Ltd.TechnologyEquity0.02%
IRB InvIT FundConstructionInvITs0.01%
GOISovereignGOI Sec0.00%
Gujarat StateConstructionSDL0.00%
Telangana StateFinancialSDL0.00%
Telangana StateFinancialSDL0.00%
GOISovereignGOI Sec0.00%
See All

Minimum investments

Min. for 1st investment
₹500
Min. for 2nd investment
₹500
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+10.0%+9.6%+9.7%+10.5%
Category average (Hybrid Conservative Hybrid)+9.1%+8.0%+7.8%--
Rank (Hybrid Conservative Hybrid)1374--

Exit load, stamp duty and tax

Exit load

1% for redemption within 90 days.

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

MS
Mohit Sharma
Oct 2024 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

About Aditya Birla Sun Life Regular Savings Fund Direct Growth

Aditya Birla Sun Life Regular Savings Fund Direct Growth is a Hybrid Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Regular Savings Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,47,582 Cr and the Latest NAV as of 09 Jan 2026 is ₹76.89. The Aditya Birla Sun Life Regular Savings Fund Direct Growth is rated Moderately High risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹500. 1% for redemption within 90 days. ;

Investment Objective

The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
Fund benchmarkCRISIL Hybrid 85+15 Conservative Index

Fund house

Rank (total assets)#4 in India
Total AUM₹4,47,581.93 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,