Aditya Birla Sun Life Low Duration Fund Direct Growth

Aditya Birla Sun Life Low Duration Fund Direct Growth

+7.56%
3Y annualised
+0.12% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Apr '26
₹763.05
Min. for SIP
₹100
Fund size (AUM)
₹10,864.64 Cr
Expense ratio
0.42%
Rating
1

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,652
+2.75%
3 years₹1,80,000₹1,99,962
+11.09%
5 years₹3,00,000₹3,57,689
+19.23%
10 years₹6,00,000₹8,60,542
+43.42%

Holdings (89)

NameSectorInstrumentsAssets
Bharti Telecom Ltd.CommunicationDebenture7.42%
Reserve Bank of IndiaFinancialT-Bills5.96%
JTPM Metal Traders Ltd.Metals & MiningDebenture3.66%
Jubilant Bevco Ltd.Consumer StaplesDebenture3.49%
REC Ltd.FinancialDebenture3.26%
National Bank For Agriculture & Rural DevelopmentFinancialCD2.60%
Punjab National BankFinancialCD2.60%
Small Industries Devp. Bank of India Ltd.FinancialDebenture2.49%
Indian Railway Finance Corporation Ltd.FinancialBonds2.44%
Reserve Bank of IndiaFinancialT-Bills2.38%
360 ONE Wealth Ltd.FinancialNCD2.31%
Tata Capital Housing Finance Ltd.FinancialBonds2.27%
ICICI Home Finance Company Ltd.FinancialBonds2.23%
Canara BankFinancialCD2.17%
Punjab National BankFinancialCD2.17%
HDFC Bank Ltd.FinancialCD2.15%
Shivshakti Securitisation TrustOthersSec. Debt2.12%
GOISovereignGOI Sec2.07%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture2.03%
National Bank For Financing Infrastructure And DevelopmentFinancialBonds2.03%
Small Industries Devp. Bank of India Ltd.FinancialCD1.98%
Indian BankFinancialCD1.95%
ICICI Home Finance Company Ltd.FinancialDebenture1.93%
Poonawalla Fincorp Ltd.FinancialDebenture1.79%
Radhakrishna Securitisation TrustOthersSec. Debt1.68%
REC Ltd.FinancialDebenture1.66%
Vedanta Ltd.Metals & MiningDebenture1.64%
Embassy Office Parks REITConstructionDebenture1.62%
Aditya Birla Housing Finance Ltd.FinancialDebenture1.60%
Reserve Bank of IndiaFinancialT-Bills1.53%
Piramal Finance Ltd.FinancialNCD1.52%
National Bank For Agriculture & Rural DevelopmentFinancialCD1.51%
Knowledge Realty TrustConstructionDebenture1.39%
Small Industries Devp. Bank of India Ltd.FinancialDebenture1.35%
ICICI Bank Ltd.FinancialCD1.29%
Poonawalla Fincorp Ltd.FinancialBonds1.28%
India Universal Trust AL1OthersSec. Debt1.22%
Muthoot Finance Ltd.FinancialDebenture1.18%
Hinduja Leyland Finance Ltd.FinancialDebenture1.17%
Hinduja Leyland Finance Ltd.FinancialDebenture1.15%
Small Industries Devp. Bank of India Ltd.FinancialBonds/NCD1.15%
REC Ltd.FinancialDebenture1.14%
L&T Finance Ltd.FinancialDebenture1.13%
Reserve Bank of IndiaFinancialT-Bills1.10%
Tata Capital Housing Finance Ltd.FinancialBonds0.92%
Tata Capital Financial Services Ltd.FinancialDebenture0.92%
Tata Capital Financial Services Ltd.FinancialBonds0.92%
Jio Credit Ltd.FinancialBonds/NCD0.91%
Housing & Urban Development Corporation Ltd.FinancialNCD0.91%
Small Industries Devp. Bank of India Ltd.FinancialCD0.87%
Kotak Mahindra Bank Ltd.FinancialCD0.87%
LIC Housing Finance Ltd.FinancialDebenture0.87%
Indian BankFinancialCD0.87%
Small Industries Devp. Bank of India Ltd.FinancialCD0.86%
Aditya Birla Finance Ltd.FinancialDebenture0.86%
Fullerton India Home Finance Ltd.FinancialNCD0.83%
Hinduja Leyland Finance Ltd.FinancialNCD0.59%
Aditya Birla Housing Finance Ltd.FinancialNCD0.55%
Hero Housing Finance Ltd.FinancialDebenture0.55%
JSW Energy Ltd.Capital GoodsDebenture0.55%
RJ Corp Ltd.Consumer StaplesDebenture0.48%
Fullerton India Home Finance Ltd.FinancialNCD0.46%
Tata Capital Housing Finance Ltd.FinancialDebenture0.46%
Tata Capital Housing Finance Ltd.FinancialNCD0.46%
REC Ltd.FinancialDebenture0.46%
Kotak Mahindra Bank Ltd.FinancialCD0.43%
National Bank For Agriculture & Rural DevelopmentFinancialCD0.43%
India Universal Trust AL1OthersSec. Debt0.42%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.41%
Piramal Finance Ltd.FinancialDebenture0.37%
Small Industries Devp. Bank of India Ltd.FinancialDebenture0.37%
Bharti Telecom Ltd.CommunicationDebenture0.28%
Bharti Telecom Ltd.CommunicationDebenture0.26%
REC Ltd.FinancialNCD0.23%
Hero Housing Finance Ltd.FinancialDebenture0.23%
JSW Energy Ltd.Capital GoodsNCD0.23%
Indian Railway Finance Corporation Ltd.FinancialNCD0.23%
JSW Energy Ltd.Capital GoodsNCD0.23%
HDFC Bank Ltd.FinancialCD0.22%
Summit Digitel Infrastructure Pvt. Ltd.CommunicationDebenture0.19%
National Bank For Agriculture & Rural DevelopmentFinancialBonds0.18%
Small Industries Devp. Bank of India Ltd.FinancialNCD0.18%
Embassy Office Parks REITConstructionDebenture0.16%
L&T Finance Ltd.FinancialNCD0.14%
Mindspace Business Parks REITConstructionDebenture0.14%
Union Bank of IndiaFinancialCD0.09%
HDB Financial Services Ltd.FinancialNCD0.05%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.03%
National Bank For Agriculture & Rural DevelopmentFinancialDebenture0.03%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.6%+6.7%+7.4%+7.9%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)642--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Fund management

MS
Mohit Sharma
Apr 2017 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

About Aditya Birla Sun Life Low Duration Fund Direct Growth

Aditya Birla Sun Life Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Kaustubh Gupta is the Current Fund Manager of Aditya Birla Sun Life Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,35,493 Cr and the Latest NAV as of 09 Apr 2026 is ₹763.05. The Aditya Birla Sun Life Low Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.
Fund benchmarkNIFTY Low Duration Debt Index A-I

Fund house

Rank (total assets)#4 in India
Total AUM₹4,35,493.48 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,