Aditya Birla Sun Life Low Duration Fund Direct Growth

Aditya Birla Sun Life Low Duration Fund Direct Growth

+7.45%
3Y annualised
+0.15% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 09 Jun '26
₹770.90
Min. for SIP
₹100
Fund size (AUM)
₹13,011.40 Cr
Expense ratio
0.42%
Rating
2

Return calculator

Monthly investment
₹5,000
Over the pastTotal investmentWould've becomeHistoric returnsReturns
1 year₹60,000₹61,670
+2.78%
3 years₹1,80,000₹1,99,624
+10.90%
5 years₹3,00,000₹3,57,576
+19.19%
10 years₹6,00,000₹8,59,027
+43.17%

Holdings (102)

NameSectorInstrumentsAssets
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LACTechnologyDebenture6.01%
Reverse RepoUnspecifiedReverse Repo4.94%
GOVERNMENT OF INDIA 37087 182 DAYS TBILL 21AG26 FV RS 100FinancialTreasury Bills3.71%
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LACMaterialsDebenture3.02%
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture2.87%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LACFinancialFloating Rate Bond2.72%
REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LACFinancialDebenture2.64%
GOVERNMENT OF INDIA 37222 182 DAYS TBILL 18SP26 FV RS 100FinancialTreasury Bills2.40%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 03FEB27FinancialCertificate of Deposit2.14%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LACFinancialDebenture2.04%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 191A 6.47 BD 30MY28 FVRS1LACFinancialBonds2.00%
364 Days T-Bill (MD 24/09/2026)FinancialTreasury Bills1.96%
360 ONE PRIME LIMITED 9.40 NCD 04MR27 FVRS1LACFinancialNon Convertible Debenture1.89%
TATA CAPITAL HOUSING FINANCE LIMITED SR B 8.10 NCD 13DC28 FVRS1LACFinancialBonds1.86%
PUNJAB NATIONAL BANK CD 04FEB27FinancialCertificate of Deposit1.86%
ICICI HOME FINANCE COMPANY LIMITED SR HDBMAY262 7.19 BD 22AG28 FVRS1LACFinancialBonds1.82%
CANARA BANK CD 02FEB27FinancialCertificate of Deposit1.79%
PUNJAB NATIONAL BANK CD 10FEB27FinancialCertificate of Deposit1.78%
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25UnspecifiedSecuritised Debt1.73%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LACFinancialDebenture1.66%
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-1 TR I 7.03 BD 08AP30 FVRS1LACFinancialBonds1.66%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26FinancialCertificate of Deposit1.63%
INDIAN BANK CD 05FEB27FinancialCertificate of Deposit1.61%
8.25% ICICI Home Finance Company Limited (12/11/2027) (FRN) **FinancialDebenture1.58%
REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LACFinancialDebenture1.49%
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LACFinancialDebenture1.47%
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25UnspecifiedSecuritised Debt1.37%
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LACFinancialDebenture1.36%
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LACMaterialsDebenture1.34%
EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LACReal EstateDebenture1.32%
ADITYA BIRLA HOUSING FINANCE LIMITED SR B1 7.3064 NCD 22MY28 FVRS1LACFinancialDebenture1.31%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LACFinancialDebenture1.29%
GOVERNMENT OF INDIA 36516 364 DAYS TBILL 17SP26 FV RS 100FinancialTreasury Bills1.26%
National Bank For Agriculture and Rural Development (17/02/2027) **FinancialCertificate of Deposit1.25%
KNOWLEDGE REALTY TRUST 7.2 NCD 26SP28 FVRS1LACReal EstateDebenture1.14%
ICICI BANK LIMITED CD 08MAR27FinancialCertificate of Deposit1.07%
POONAWALLA FINCORP LIMITED SR B1 7.65 NCD 19JU28 FVRS1LACFinancialBonds1.05%
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027UnspecifiedSecuritised Debt0.97%
HINDUJA LEYLAND FINANCE LIMITED 9.25 NCD 09JL31 FVRS1LACFinancialDebenture0.96%
MUTHOOT FINANCE LIMITED SR 35-A OP I 9.09 NCD 01JU29 FVRS1LACFinancialDebenture0.96%
HINDUJA LEYLAND FINANCE LIMITED SR II 8.40 NCD 06MY27 FVRS1LACFinancialDebenture0.94%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LACFinancialBonds/NCDs0.94%
L&T FINANCE LIMITED SR G 7.1242 NCD 25SP28 FVRS1LACFinancialDebenture0.93%
GOVERNMENT OF INDIA 37088 364 DAYS TBILL 19FB27 FV RS 100FinancialTreasury Bills0.90%
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LACFinancialBonds0.76%
JIO CREDIT LIMITED SR III 7.05 NCD 13OT27 FVRS1LACFinancialBonds/NCDs0.74%
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LACFinancialNon Convertible Debenture0.74%
ICICI BANK LIMITED CD 27JAN27FinancialCertificate of Deposit0.72%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27FinancialCertificate of Deposit0.71%
KOTAK MAHINDRA BANK LIMITED CD 04FEB27FinancialCertificate of Deposit0.71%
INDIAN BANK CD 09FEB27FinancialCertificate of Deposit0.71%
Small Industries Dev Bank of India (18/02/2027) **FinancialCertificate of Deposit0.71%
HDFC BANK LIMITED CD 09MAR27FinancialCertificate of Deposit0.71%
ADITYA BIRLA FINANCE LIMITED L1 8.33 NCD 19MY27 FVRS1LACFinancialDebenture0.71%
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 27 8.07 NCD 10SP27 FVRS1LACFinancialNon Convertible Debenture0.68%
TATA CAPITAL FINANCIAL SERVICES LIMITED SR A 7.97 NCD 19JL28 FVRS10LACFinancialBonds0.64%
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LACFinancialNon Convertible Debenture0.57%
HINDUJA LEYLAND FINANCE LIMITED 9 NCD 14NV27 FVRS1LACFinancialNon Convertible Debenture0.48%
ADITYA BIRLA HOUSING FINANCE LIMITED SR K2 7.8989 NCD 08JU27 FVRS1LACFinancialNon Convertible Debenture0.45%
HERO HOUSING FINANCE LIMITED SR 11 OP II 8.32 NCD 30AG27 FVRS1LACFinancialDebenture0.45%
JSW ENERGY LIMITED TR I 8.75 NCD 20MR28 FVRS1LACEnergy & UtilitiesDebenture0.45%
RJ CORP LIMITED 7.25 NCD 08DC28 FVRS1LACConsumer StaplesDebenture0.39%
TATA CAPITAL HOUSING FINANCE LIMITED SR D 7.7120 NCD 14JN28 FVRS1LACFinancialDebenture0.38%
POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG26 FVRS10LACFinancialNon Convertible Debenture0.38%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LACFinancialBonds0.38%
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LACFinancialDebenture0.37%
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100FinancialTreasury Bills0.37%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR MIF 1B 6.07 LOA 19NV27 FVRS10LACFinancialDebenture0.37%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27FinancialCertificate of Deposit0.36%
BANK OF BARODA CD 03FEB27FinancialCertificate of Deposit0.36%
PUNJAB NATIONAL BANK CD 09FEB27FinancialCertificate of Deposit0.36%
BANK OF BARODA CD 05MAR27FinancialCertificate of Deposit0.36%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26B 6.85 BD 19JN29 FVRS1LACFinancialBonds0.33%
PIRAMAL FINANCE LIMITED 9.10 NCD 16AP27 FVRS1LACFinancialNon Convertible Debenture0.30%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.68 BD 09JL27 FVRS1LACFinancialDebenture0.30%
Others Class A2 AIFUnspecifiedAlternative Investment Fund0.30%
INDIA UNIVERSAL TRUST AL2 SERIES A1 PTC 27NOV24UnspecifiedSecuritised Debt0.27%
UNION BANK OF INDIA CD 19JAN27FinancialCertificate of Deposit0.25%
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LACTechnologyDebenture0.23%
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LACTechnologyDebenture0.22%
TATA CAPITAL FINANCIAL SERVICES LIMITED SR N 7.95 NCD 08FB28 FVRS10LACFinancialDebenture0.19%
HERO HOUSING FINANCE LIMITED SR 11 OP I 8.32 NCD 29AP27 FVRS1LACFinancialDebenture0.19%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23H 7.58 LOA 31JL26 FVRS1LACFinancialDebenture0.19%
JSW ENERGY LIMITED TR I 8.75 NCD 03MR28 FVRS1LACEnergy & UtilitiesNon Convertible Debenture0.19%
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 181 7.37 BD 31JL29 FVRS1LACFinancialNon Convertible Debenture0.19%
TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LACFinancialNon Convertible Debenture0.19%
REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LACFinancialBonds0.19%
JSW ENERGY LIMITED 8.05 NCD 10NV28 FVRS1LACEnergy & UtilitiesNon Convertible Debenture0.18%
INDIAN BANK CD 22JAN27FinancialCertificate of Deposit0.18%
HDFC BANK LIMITED CD 24FEB27FinancialCertificate of Deposit0.18%
SUMMIT DIGITEL INFRASTRUCTURE PRIVATE LIMITED 8.05 NCD 31MY27 FVRS10LACTechnologyDebenture0.15%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LACFinancialBonds0.15%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LACFinancialNon Convertible Debenture0.15%
EMBASSY OFFICE PARKS REIT SR XIII B 7.22 NCD 16MY28 FVRS1LACReal EstateDebenture0.13%
L&T FINANCE LIMITED SR J 8.24 NCD 16JU27 FVRS1LACFinancialNon Convertible Debenture0.08%
GOVERNMENT OF INDIA 36006 364 DAYS TBILL 21MY26 FV RS 100FinancialTreasury Bills0.08%
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LACConsumer StaplesDebenture0.04%
Maharashtra State SDL 7.96 29/06/2026UnspecifiedState Development Loan0.03%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LACFinancialDebenture0.02%
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LACFinancialDebenture0.02%
364 Day T-BILL 09 July 2026FinancialTreasury Bills0.02%
Net PayablesUnspecifiedNet Payables-0.56%
See All

Minimum investments

Min. for 1st investment
₹100
Min. for 2nd investment
₹100
Min. for SIP
₹100

Returns and rankings

Annualised returns
Absolute returns
Name3Y5Y10YAll
Fund returns+7.5%+6.7%+7.3%+7.9%
Category average (Debt Low Duration)+7.1%+5.9%+6.5%--
Rank (Debt Low Duration)742--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.
Check past data

Compare similar funds

Fund management

MS
Mohit Sharma
Apr 2017 - Present
View details

Education
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).
Experience
Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
Also manages these schemes

About Aditya Birla Sun Life Low Duration Fund Direct Growth

Aditya Birla Sun Life Low Duration Fund Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Mohit Sharma is the Current Fund Manager of Aditya Birla Sun Life Low Duration Fund Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,23,182 Cr and the Latest NAV as of 09 Jun 2026 is ₹770.90. The Aditya Birla Sun Life Low Duration Fund Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100. ;

Investment Objective

The scheme seeks to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.
Fund benchmarkNIFTY Low Duration Debt Index A-I

Fund house

Rank (total assets)#4 in India
Total AUM₹4,23,182.21 Cr
Date of Incorporation23 Dec 1994
Launch Date23 Dec 1994
AddressOne World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
CustodianCitibank NA
Registrar & Transfer AgentCams
Address7th Floor, Tower II, Rayala Towers, 158, Anna Salai,