Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth

Debt
Short Duration
Moderate Risk
5Y Lock In
5.25%
3Y annualised
-0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 11 Dec 2024₹13.74
Min. SIP amount₹500
Rating1
Fund size₹15.79Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become (%)

Returns and rankings

Category: Debt Short Duration
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns7.9%5.3%5.5%5.7%
Category average8.0%6.0%6.2%NA
Rank with in category262422NA
Understand terms

Peer Comparison

Holdings (11)

NameSectorInstrumentAssets
SovereignGOI Sec47.62%
GOI
SovereignGOI Sec18.76%
GOI
SovereignGOI Sec9.93%
HDFC Bank Ltd.
FinancialDebenture6.58%
GOI
SovereignGOI Sec5.98%
Maharashtra State
OthersSDL1.60%
Uttar Pradesh State
OthersSDL1.53%
Haryana State
OthersSDL1.29%
SovereignGOI Sec0.59%
Maharashtra State
OthersSDL0.32%
Karnataka State
OthersSDL0.13%
See All

Pros and cons

Category: Debt Short Duration

Pros

Exit load is zero
Lower expense ratio: 0.84%
Average credit rating of the fund's holdings: AAA This fund has holdings of the highest quality
Higher alpha: 5.42 The fund has generated returns higher than benchmark - CRISIL Short-Term Bond Index - in the last 3Y

Cons

Consistently lower annualised returns than category average for the past 1Y, 3Y and 5Y
Lock-in period: 5Y
Low rating: 1

Expense ratio, exit load and tax

Expense ratio: 0.84%

Inclusive of GST

Exit load

Nil

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab.

Understand terms
Check past data

Minimum investment amounts

Min. for 1st investment₹1,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹500

Fund management

Harshil Suvarnkar
Mar 2021 - Present
View details

Education
Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience
Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
Also manages these schemes

Fund house & investment objective

Fund house contact details

Address
One World Center, Tower 1, 17th Floor, Jupiter Mill CompoundSenapati Bapat Marg, Elphinstone Road Mumbai 400013
Phone
NA
Launch Date
23 Dec 1994
Aditya Birla Sun Life Mutual Fund
Asset Management Company
Custodian
Citibank NA
Registrar & Transfer Agent
Cams
Address
7th Floor, Tower II, Rayala Towers, 158, Anna Salai,

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