How much expense ratio is charged by Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth?

The term Expense Ratio used for Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth or any other mutual fund is the annual charges one needs to pay to the Mutual Fund company for managing your investments in that fund. The Expense Ratio of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth is 0.84% as of 20 Jan 2026...

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Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth

Name: Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth
Brand: Aditya Birla Sun Life Mutual Fund

ELSS • 5Y Lock-in

Debt

Short Duration

Moderate Risk

+6.34%

3Y annualised

-0.01% 1D

All

NAV: 19 Jan '26

₹14.57

Min. SIP amount

₹500

Fund size

₹16.75 Cr

Expense ratio

0.84%

Return calculator

Monthly SIP

One time

Monthly investment

₹5,000

Over the past	Total investment	Would've become	Returns
1 year	₹60,000	₹61,843	+3.07%
3 years	₹1,80,000	₹1,98,258	+10.14%
5 years	₹3,00,000	₹3,45,032	+15.01%

Holdings (8)

Name	Sector	Instruments	Assets
GOI	Sovereign	GOI Sec	44.57%
GOI	Sovereign	GOI Sec	17.81%
GOI	Sovereign	GOI Sec	8.93%
HDFC Bank Ltd.	Financial	Debenture	6.21%
GOI	Sovereign	GOI Sec	6.12%
Rajasthan State	Others	SDL	4.78%
Maharashtra State	Others	SDL	1.51%
Haryana State	Others	SDL	1.20%

Minimum investments

Min. for 1st investment

₹1,000

Min. for 2nd investment

₹1,000

Min. for SIP

₹500

Returns and rankings

Annualised returns

Absolute returns

Name	1Y	3Y	5Y	All
Fund returns	+5.7%	+6.3%	+5.1%	+5.6%
Category average (Debt Short Duration)	+7.4%	+7.1%	+5.9%	--
Rank (Debt Short Duration)	25	24	21	--

Exit load, stamp duty and tax

Exit load

Nil

Stamp duty on investment: 0.005% (from July 1st, 2020)

from July 1st 2020

Tax implication

Returns are taxed as per your Income Tax slab.

Check past data

Compare similar funds

	Name	1Y	3Y	Fund Size(Cr)
	ICICI Prudential Short Term Fund Direct Plan Growth	+8.14%	+8.20%	20,935.22
	Aditya Birla Sun Life Short Term Direct Fund Direct Growth	+7.82%	+8.00%	10,574.78
	Axis Short Duration Fund Direct Growth	+8.09%	+7.98%	12,707.93
	Nippon India Short Duration Fund Direct Growth	+7.91%	+7.98%	9,723.46
	HDFC Short Term Debt Fund Direct Plan Growth	+7.67%	+7.89%	18,078.88
Compare

Fund management

HS
Harshil Suvarnkar
Mar 2021 - Present
View details

Education

Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.

Experience

Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,

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About Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth

Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth is a Debt Mutual Fund Scheme launched by Aditya Birla Sun Life Mutual Fund. This scheme was made available to investors on 23 Dec 1994. Harshil Suvarnkar is the Current Fund Manager of Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth fund. The fund currently has an Asset Under Management(AUM) of ₹4,30,736 Cr and the Latest NAV as of 19 Jan 2026 is ₹14.57. The Aditya Birla Sun Life Retirement Fund The 50s Plus Debt Plan Direct Growth is rated Moderate risk. Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000. ;